The Government of Assam launched the Atal Amrit Abhiyan on 25th December 2016 to protect weak households from the heavy financial burden of medical expenses. It has become a lifeline for thousands of families in Assam, offering both a sense of financial and medical security.

Eligible families can receive health insurance coverage of up to ₹2 lakh per year. The scheme covers major illnesses such as cardiovascular conditions, kidney disease, cancer, brain and heart ailments, and burn injuries. Families can take advantage of the scheme at all government and CGHS-empanelled hospitals. This makes healthcare more accessible across the state.

Moreover, each beneficiary gets a health card with a unique identification number to avail of the cashless treatment. As the scheme is free for BPL families, it also offers benefits to low-income groups at minimal cost. Further, enrollment drives are conducted across districts to ensure maximum coverage. With this scheme, the government aims to reduce out-of-pocket spending so that families can focus on recovery without worrying about expenses.

Cashless Medical Care

The scheme provides cashless treatment worth up to ₹2 lakh per individual per year. They can avail treatment without making any advance payments.

Coverage for Critical Illnesses

The scheme offers treatment to six major high-cost diseases: cancer, kidney diseases, cardiovascular ailments, neurological conditions, neonatal diseases and burn injuries.

Complete Treatment Expenses

The scheme covers expenses related to doctor consultations, diagnostic tests, medicines, hospital stay and food and travel allowances for patients and attendants.

Service Inside Assam and Outside

Patients can get treatment at government and CGHS-empanelled hospitals inside and outside of Assam. Also, they can focus on recovery without worrying about financial arrangements.

Addresses State-Specific Challenges

There are certain geographical barriers that people of Assam face in remote villages and hilly terrain. In these areas, healthcare access is limited. Shortage of doctors, nurses, and paramedics makes healthcare difficult in rural regions. The scheme helps to bridge this gap by providing essential financial and institutional support.

Support for Economically Weaker Families

Assam’s large population depends on agriculture and lives below the poverty line. The scheme helps to reduce the impact of medical inflation by covering otherwise unaffordable treatment.

Complement to Central Schemes

The scheme aims to fill the gaps left by national health programs by adopting a state-focused approach. This ensures coverage of pre-existing conditions from day one of enrollment.

Under this scheme, a total of 437 diseases and treatments are covered, which are divided into six major categories of critical illnesses.

Cancer

The scheme covers treatment for various types of cancer. The covers range from chemotherapy and radiation therapy to surgeries and follow-up care.

Kidney Diseases

It pays for dialysis, kidney transplants, and other advanced treatments for renal failure and chronic kidney disorders.

Cardiovascular Diseases

Provides support for heart-related conditions, including angioplasty, bypass surgery, valve replacement, and other cardiac issues.

Neonatal Diseases

This scheme offers special care for newborns suffering from severe congenital or neonatal conditions. This ensures timely and advanced treatment for infants.

Neurological Conditions

Provides treatments for brain and nervous system disorders such as stroke, epilepsy, brain surgeries, and neurodegenerative diseases.

Burns

This covers comprehensive treatment for patients with major burn injuries, including surgeries, reconstructive procedures, and rehabilitation.

• Applicants must be permanent residents of Assam to apply for this scheme.
• Families who have an annual income of up to ₹1.2 lakh can receive free healthcare coverage under the Atal Amrit Abhiyan scheme.
• Families who have an annual income between ₹1.2 lakh and ₹5 lakh can also get these benefits, but they must pay a nominal ₹100 enrollment fee per member per year.
• Currently employed or retired individuals from the central or state government services are not eligible for the scheme. This ensures the scheme focuses on providing benefits to economically weaker households that lack basic medical care.
• Applicants are required to provide valid documents to establish whether they belong to the BPL or APL categories.

If you want to apply for the Atal Amrit Abhiyan health insurance scheme and receive the scheme’s benefits, you must provide some essential documents for identity, residency, and income verification. These documents help to ensure that benefits reach the intended families.

• Voter ID Card (EPIC): This serves as an essential identity proof and residence proof.
• Birth Certificate: This document is mandatory for all applicants younger than 18 years of age. This helps establish age and identity.
• Income Certificate: A critical document serving as the official proof of annual household income. This is required to categorise applicants under the BPL or APL groups.
• National Food Security Act Ration Card: If available, this card can be used to verify details of the family and eligibility.
• Passport-size Photograph: A recent photo of the applicant is needed for the health card.
• Additional Documents: For cross-verification purposes, Applicants may also need to submit additional documents like the address proof, Aadhaar card, or citizenship certificates.

Process for Atal Amrit Abhiyan Card Online Apply

Step 1: Go to the official portal of the National Health Mission, Assam.
Step 2: Scroll down on the page and click on the option “Atal Amrit Abhiyan Application Format”. You will be able to download the form to your device.
Step 3: Print the application form and write all the necessary details, such as personal information, income details, and family information.
Step 4: Go to the Office of the Joint Director of Health Services in your district and attach all the mandatory documents and submit the completed form for verification.

Process for Atal Amrit Abhiyan Card Offline Apply

Step 1: Go to the nearest Atal Amrit Abhiyan Enrollment Centre in your area.
Step 2: Submit all the necessary supporting documents, such as your ID proof, income certificate, ration card, etc., for verification by the government officer.
Step 3: If you are someone from an APL household, you must pay a small ₹100 annual fee per person through a bank challan. However, all the BPL families are exempted.
Step 4: After the verification is completed, the government officer will take your photograph and fingerprints to complete the registration process.
Step 5: Once your application is approved, the government will issue the Atal Amrit Abhiyan Health Card. This allows cashless treatment at empanelled hospitals.

The Atal Amrit Abhiyan is considered one of the most important healthcare initiatives by the Assam Government. The scheme tries to reduce the burden of medical expenses on weak households by offering them cashless hospitalisation for conditions like cancer, kidney diseases, cardiovascular and neurological disorders.

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