Audi A4 Insurance
Audi A4 Insurance
The Audi A4 is a premium-class mid-luxury Sedan known for its good ride quality, updated design elements, refinement, and stylish lightning. It's loaded with enhanced technology and is available in two variants with ultimate comfort and security. This 5 seater luxury car runs on petrol, as Audit has withdrawn using Diesel for now.
Its engine capacity is up to 1988 cc with an automatic transition, offering a mileage of up to 17.42 km/l. More premium features of the Audi A4 Sedan include excellent performance, silent ride (with no tyre suspension or external noises), engine immobiliser, comfortable cabin space, and advanced comprehensive features equipment, including new-age audits.
If you own this premium Sedan car, you must have or buy car insurance to be liable to the Motor Insurance Acts, 1988. The Audi A4 comes loaded with many security features, including the new screen MMI system, three-zone climate control, 5 Star (Euro NCAP), seat belt warning, 8 airbags, over-speed warning, child lock, and speed sensing door lock.
However, even the most secure and sturdy cars are vulnerable and prone to accidents due to the carelessness of the drivers or other reasons. This is why opting for an Audi A4 car insurance policy is vital.
An Audi A4 car insurance not only helps you abide by the nation's law but acts as an excellent investment to prevent unnecessary expenses and provide protection in unexpected situations and financial losses.
At Tata AIG, we provide several affordable car insurances for four-wheelers, like Audi A4, to offer optimal protection in unenforceable circumstances.
Audi A4 Car Insurance Renewal/Purchase via Tata AIG
While the Audi A4 was discontinued in India in 2020 because of the BS-6 norms, it's expected to make a strong comeback in 2023. If you purchased Audi A4 before it was discontinued, you could easily purchase or renew the Audi A4 car insurance from our official website.
You can easily browse through our Audi car insurance price list and compare different insurance policies using our online car insurance premium calculator.
Here are the steps for the Audi car insurance renewal and purchase with us online:
Visit our official Tata AIG website, go to the “All Products” option, and click on 'Car Insurance' under Motor Insurance to enter your car registration number.
Alternatively, you can enter your car registration number on our official website landing page and click on the 'Get Price' button to get a list of the new Tata AIG car insurance policies. Or, you can click on the 'Renew' button if you want to perform an Audi A4 insurance renewal of your existing Tata AIG Audi A4 insurance coverage.
You'll be directed to the next screen to enter your details, including your phone number, email address, four-wheeler make and model, etc.
Next, you must enter your Audi A4's recent and appropriate Insured Declared Value, enabling our car insurance calculator to find premium estimates and the best insurance plans for your car.
Enter your four-wheeler claims and No-claim Bonus (NCB) for the last year, if any.
Click on the 'Get Price' button to get an online Audi A4 insurance coverage quote.
Suppose the resultant quotation fits within your four-wheeler insurance budget. In that case, you can proceed with the Audi A4 insurance purchase/renewal process and pay the premium and affordable Audi A4 insurance cost.
We will send you a copy of your Audi A4 insurance policy to your registered email address and WhatsApp number.
At the same time, you can also visit our local branch or contact a motor insurance agent if you are not comfortable with the online renewal or paying the Audi car insurance cost online. However, it's important to note that involving agents or middlemen can increase your Audi car insurance price by a slight amount.
Audi A4 Insurance Price - Your Premium Amount
Several car and motor insurers in India offer insurance products with premium riders to ensure enhanced security and protection for your Audi A4. Each product comes with a different premium computed differently. The Insurance Regulatory and Development Authority of India (IRDAI) determines the premium for third-party liabilities, depending on the car engine's cubic capacity.
Here are the factors that help determine Audi A4's insurance price:
Make and model
The car's age
Insured Declared Value (IDV)
Geographical location
Coverage amount
Engine capacity
Claims history
Deductibles
Add-ons
Amongst these, IDV is one of the most significant factors that determine the highest amount you can get from your Audi A4 car insurance in total loss situations like permanent car damage or theft.
When renewing your car insurance coverage, inputting the correct and accurate IDV information of your Audi A4 is essential to make selecting suitable insurance for your four-wheeler easier.
Once you know your car's IDV, you can enter it in our Tata AIG car insurance calculator to get an online estimate for your Audi A4 insurance policy.
Add-Ons for Audi A4 Insurance by Tata AIG
Add-ons consist of the additional features that cover the base motor insurance plan's components which aren't standard. While add-ons are optional, you can select the ones you require to enhance your Audi A4's security. Each add-on comes with distinct benefits; hence, choosing ones that meet your car insurance needs is critical.
Here are the significant add-ons you can avail from Tata AIG for your car insurance needs:
NCB Protection Cover
Roadside Assistance Cover
Daily Allowance Cover
Return to Invoice Cover
Zero Depreciation Cover
Engine Protection Cover
Key Replacement Cover
Loss of Personal Belongings Cover
Hotel Expenses and Emergency Transportation Cover
Consumable Expenses Cover
Tyre Secure Cover
Plastic and Glass Fiber Parts Replacement Cover
Things Included/Not Included under Tata AIG's Audi A4 Car Insurance Policy
Almost every motor insurer offer similar car insurance coverage that only differs in terms of premium amount, car insurance claim settlement process, and available riders.
Here are the details about the scope of coverage offered by Tata AIG for Audi A4 car insurance.
Things included under Tata AIG's Audi A4 car insurance | Things not included under Tata AIG's Audi A4 car insurance |
---|---|
We reimburse and cover the total loss of the Audi A4 due to theft or damage beyond repair. | We don't cover the damages to the vehicle caused by intoxicated driving or driving without a valid licence, as well as damages caused by careless driving. |
We cover damage caused due to natural calamities such as frost, cyclones, earthquakes, etc. | Damages caused if the vehicle is used outside of the geographical area (outside India) specified in the policy are not covered by us. |
We cover damages caused due to fire and self-ignition, as well as human reasons such as riots, terrorism, vandalism, etc. | We don't cover costs associated with ordinary automotive maintenance or wear and tear caused by frequent car use. |
We would cover the repair cost of your Audi A4 if it was damaged by accident. | If you use your Audi A4 for speed racing, etc., or when a private vehicle is utilised for commercial reasons, we don't cover its damages. |
We cover third-party legal and financial obligations resulting from harm to a third-party person or property caused by the insured vehicle. | Only 50% of the cost of replacing consumables due to wear and tear is reimbursed. |
We include a list of 12 riders, including zero depreciation, that protects the vehicle or its components from certain problems. | We don't cover costs if a conflict, nuclear threat, or warlike situation in the country causes damage to your Audi A4. |
We offer personal accident coverage of up to ₹15 lakhs for the owner-driver, and covers injuries and even death. | Damage of a specific type can only be covered by an add-on but is not included in the policy. |
Why Opt For Tata AIG for Audi A4 Car Insurance?
Every car owner wants to ensure the utmost safety of themselves and their families and deal with low costs in unforeseen and unfortunate circumstances.
At Tata AIG, we help car owners cover the damages to their cars in case of theft, vandalism, accidents, or natural calamities. Here are some crucial reasons why you must choose Tata AIG's car insurance plans:
Tata AIG owns 20+ years of expertise and is one of the leading providers of car insurance in India with approximately over five crores of satisfied customers.
We guarantee our customers competent and honest core services and insurance plans. You can get in touch anytime for any queries and questions.
We have an extensive network of over 7,500 garages nationwide, where you can avail of free car repairment of your Audi A4.
We value your time and resources and offer simplified and hassle-free processes for services like registration and claim settlement, ensuring a quality and seamless user experience for our customers and policyholders.
We tailor each insurance policy to the specific needs and requirements of the policyholder and offer support with our 650 motor insurance claim experts.
With our claim settlement ratio of 98% in 2020-2021, you can trust us with a smooth processing of your car repair bills.
Audi A4: A Brief Overview of the Car
Audi A4 is a premium luxury car with a sporty and classy look. It's based on the Volkswagen Group B platform and is built in five different generations. It's available in Wagon and Sedan body styles and has various engine options, including six-cylinder and turbocharged six-cylinder engines.
Some of its standard and optional features include a panoramic sunroof, Virtual Cockpit digital instrument cluster, driver assistance systems and advanced technologies like lane departure warning and adaptive cruise control.
Here are the critical technical features of the Audi A4:
Engine displacement | 1998 cc |
Transmission type | Automatic |
No. of cylinders | 4 |
Max torque (Nm@rpm) | 320Nm@1450-4200 |
Max power (bhp@rpm) | 187.74bhp@4200-6000 |
Fuel tank capacity | 54 litres |
Fuel type | Petrol |
Boot space | 460 litres |
Seating capacity | 5 |
Valves per cylinder | 4 |
Gearbox | 7-speed Stronic |
Top speed | 241 kmph |
Audi A4 Variants and Prices
Based on the individual's needs and priorities, Audi A4 comes in three different variants, namely A4 Premium, A4 Premium Plus, and A4 Technology. Moreover, it comes in five different colours, including Tango Red Metallic, Manhattan Grey Metallic, Mythos Black Metallic, Ibis White, and Navarra Blue Metallic.
Here are the three variants of Audi A4 with their pricing:
Variant | Ex-Showroom Price in Delhi* |
---|---|
A4 Premium (Base model) | ₹43.85 Lakhs |
A4 Premium Plus | ₹48.07 Lakhs |
A4 Technology | ₹51.85 Lakhs |
Audi A4 Features: Unique Selling Points of the Car
Here are some of the unique selling points of Audi A4 that make it an attractive choice amongst buyers;
The Audi A4 comes with a sleek, elegant, and sophisticated design with bold creases, sharp lines, and a sporty stance, making it look classy and luxurious.
It offers a well-appointed, comfortable, and spacious interior with plenty of headroom and legroom with high-quality and premium materials and finishes.
Audi A4 offers excellent speed and performance, offering a choice of efficient and powerful engine options, with responsive and smooth handling, delivering an engaging and smooth driving experience.
Audi A4 comes with advanced technology features, including a massive infotainment display, a completely digital instrument cluster, and a suite of driver assistance systems.
Audi A4's Quattro all-wheel-drive technology or system provides excellent stability and traction in unstable weather conditions.
Audi A4's performance, class, style, elegance, comfort, and technology makes it a compelling and quality choice for customers.
Top Contenders of the Audi A4
Some of the top contenders of the Audi A4 car are:
Skoda Superb
BMW 3 series
BMW X1
Volvo S60
Mercedes Benz C class
Jaguar XE
Lexus ES
Some Helpful Documents
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.