BH Registration Number
BH Number Plate In Detailed
Number plates are like the identity markers of a car. Most people who refer to your car will either do so by its number plate or its model name. While a model name is more general, the number plate is the emphasising moniker for your car. Every number plate has the identity of the state it was registered in.
For example, your number plate will begin with an MH if your car is registered in Maharashtra. If you drive an out of state car, it stands out like a sore thumb among the sea of the same initialled number plates. It also becomes difficult to move your car from one state to another because if you plan on settling down in a different state, you have to change your number plate. But the government has come up with the BH series vehicle registration to make matters easier.
If you move around a lot and fall into the category of people eligible for a Bharat series number plate, you should opt for one. It will make movement a lot more hassle-free for you. If you are looking for hassle-free movement, insurance for your car is also an important aspect of buying a car. Motor insurance is important not only because it is mandated but because it secures your vehicle. If you have comprehensive insurance for your car, you need not worry about your car. You can be assured that your motor insurance will take complete care of your car.
Motor insurance from Tata AIG is preferred by many because of its ease of use and its various features. For example, you can access a network of over 5400+ garages nationwide and benefit from roadside assistance when you need it. Moreover, our insurance for cars is affordable and easy to buy. You get it online by completing a few steps. You can also compare car insurance policies offered by us and choose the one that fits you the best. With this in mind, let us understand how BH registration works.
Check Your Eligibility for BH Number Plate Registration
Not everyone will enjoy the BH number plate series. The BH number plate in India can be applied for by any government or public service unit personnel, whether they work for the state or the federal government. Employees in the private sector who work in more than four provinces or union territories are eligible.
The BH series plate is expected to be valuable to military personnel, bank employees, and administration service employees, amongst many others. If you are not among the people mentioned in this inclusion, you will not be able to take advantage of the BH number plate in India.
As we can see, till now, the Bharat series number plate accessibility is rather limited. But the BH series vehicle registration is still at a rather nascent stage. Therefore, it is expected that more people will be able to access the Bharat series registration sooner rather than later.
How Can BH Number Plate Registration Be Done?
The first step to getting your BH registration done is to check your eligibility. The section above will tell you if you qualify for a BH series number plate. As of now, it is mostly limited to public sector workers. If you are not eligible for the Bharat series number plate yet, it is recommended you wait. However, if you are eligible, here is what you need to do to complete your BH series vehicle registration.
There are a few ways to opt for a BH number plate registration. First, you can get it done while buying your car at a dealership. You can ask your dealer to access the Vahan site for you and get your registration done from there. Secondly, you can access the Vahan portal yourself if you have all the necessary documents. Form 20 needs to be filled out for the registration process to be complete. You will also need to provide your public sector work ID to prove you are working in the sector.
If you do not wish to complete the Bharat series registration online, you can get it done physically. For this, you need to visit your closest RTO. The admin at the RTO will guide you in filling out a few forms and after checking your documentation.
Advantages of Having a BH Number Plate
Some of the greatest advantages of having a BH number plate in India are as follows.
A BH series number plate is valid across the country. As a result, a car owner will not have to file for fresh registration when moving states. People will save a great deal of effort and time due to this.
The motor vehicle tax is collected for two years or multiples of two for private cars listed under the new BH series. Owners of cars not in this category must pay taxes for 15 to 20 years, based on the state in which the car was bought.
Eventually, when all vehicles get a BH number plate, there will be uniformity among cars from all states and ease of inter-state movement.
What Does the BH Number Plate Look Like
The number plate will resemble standard private car number plates, with black writing on a white backdrop. The layout of the letters and digits, nevertheless, will be altered. The layout of the number plate will look something like YY BH #### XX.
The BH series number plates will have two numerals that reflect the registration year, after which will come the letter BH, which stands for 'Bharat.' Following this sequence are four arbitrarily issued numerals ranging from 0000 to 9999, post which will come two letters in any configuration of 'AA' to 'ZZ'. Remember that the BH number plates will never have the letter I and O.
The BH registration system in India is still fairly new in India. If you are eligible for it, first check if your state accepts it. Only after that go ahead with the registration. Completing the registration process on your own may be daunting, so it is recommended you get it done through your dealer when buying a car. Also, when buying a car, do not forget your motor insurance, as driving without it is a punishable offence in India.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
1. What is Own Damage in Car Insurance?
Own Damage cover or standalone own damage insurance in car insurance is a type of insurance policy that provides protection against various damages to your own insured vehicle and yourself.
2. Is Own Damage Car Insurance Mandatory for Your Car?
No. A standalone own damage insurance or own damage cover is not mandatory. While it is important for protecting your car and you against financial losses, it is the third-party insurance cover that is a mandatory cover and helps you avoid legal fines.
3. Can You Get Add-ons for Stand-Alone Damage Policy?
Yes, you can include add-ons to the own-damage cover to enhance the insurance coverage. We, at Tata AIG, offer a set of 12 unique add-on covers like Zero Depreciation, Roadside Assistance, Engine Secure and more, on our standalone own damage insurance for your car.
4. Are standalone own-damage car insurance policies optional?
Yes, a standalone own damage insurance policy is an optional insurance cover. However, it is necessary to buy an own-damage insurance policy so that your car can be protected at all times against any type of accidental damage, theft, fires or damage arising from natural disasters and human causes – something that the mandatory but basic third-party insurance does not cover.
5. Is own-damage cover a component of basic car insurance?
The meaning of basic car insurance refers to third-party car insurance. Having at least a basic third-party car insurance cover is a legal mandate as per the Motor Vehicles Act of 1988. However, this basic car insurance does not have an own-damage cover. Instead, you can choose and buy an own-damage insurance policy on our Tata AIG website.
6. What is the policy term of standalone own-damage car insurance policies?
A standalone own damage car insurance policy is valid for a year and has to be renewed each year. As per a recent directive by the Insurance Regulatory and Development Authority of India (IRDAI), a standalone own damage cover can be issued for a year and then renewed annually. This is applicable in the case of new cars as well as old cars. If you have a Tata AIG standalone own damage cover, you can quickly renew it in a few easy steps by visiting our car insurance page on our website.
7. How is standalone own-damage car insurance premium computed?
To calculate the own damage car insurance premium, it is necessary to consider the Insured Declared Value (IDV) of the car, the type of vehicle, the purchase year, as well as the geographical area of the car and the policy.
9. Why should I have a standalone own damage car insurance?
If you only need to protect your own car against financial losses and damages and don’t feel the need for third-party insurance, you can simply opt for Tata AIG’s standalone own damage cover. Our own damage car insurance policy enables you to customise your car insurance policy as per your insurance needs and budget.
Also, after September 01, 2019, having a standalone own damage car insurance means that your third-party liability and the own damage policy are independent of one another, and you can buy them both separately.
10. How do I file an own damage car insurance claim for my car?
You can file an own damage insurance car insurance claim for your car on our website by following a few simple steps:
In case of a mishap or accident in which there is damage caused to your four-wheeler, inform us about the damages immediately. You can send us an email at firstname.lastname@example.org or call us on our toll-free number – 1800 266 7780.
To file a claim with us, visit the “Claims” section on our website. We will appoint a surveyor to examine the damages to your car and also send you a self-inspection link on your registered mobile number. You can fill up the online form based on your inspection
Lastly, you can choose if you would like to opt for cashless claims and have your car repaired at our network garages or select a garage of your preference and receive reimbursement for the repair costs.