Flight Cancellation Cover

While you are all geared up for the trip and you have made all your preparations, there is still scope for a contingency that might arise just before a couple of days of your trip, and everything might come to a standstill. And, due to this, there would be no or bleak chances that everything would go as per the schedule, and therefore, you might have to cancel your trip. These contingencies might be due to the problems being faced by the carrier, national or international political issues, your personal issues, etc. Generally, the issues faced by the carrier include:

• Bad weather condition, like dense fog, snow, typhoon, etc.
• Strike or any other job action by the carrier’s employees
• Financial default of the airline company
• Natural disasters, like floods, earthquake, etc.

You will be eligible for compensation if the cancellation is initiated from the carrier’s end due to the conditions mentioned above. Nonetheless, what if you initiate the flight cancellation? Below are the number of personal issues you might face around your trip dates leading to trip cancellation:

• You, your co-traveller or any immediate family member may fall sick (might get infected with Covid-19 or catch hold of any other disease) or meet with an accident
• You, your co-traveller or any immediate family member may suffer from an injury that prevents you from flying

Unfortunately, if you face any of these, you might have to cancel your trip, including cancellation of booked accommodation and flight tickets, etc. But, what next? The money, efforts and time that you invested in planning and booking your trip will go in vain.

TATA AIG’s travel insurance offers several benefits if your trip is cancelled due to above reason. It includes flight cancellation benefits & hotel/accommodation cancellation benefits. Therefore, buying travel insurance is an integral part of smart trip planning and helps you stay prepared to cope with all adversities that might come your way.

If you, your co-traveller or your immediate family member dies, falls sick (including contracting Covid-19), or meets with an accident before the contracted departure date, you will be eligible for reimbursement of flight cancellation refund and other booking amount refund. We will be liable to reimburse the unused and non-refundable portion of the accommodation and flight cancellation charges, and your loss will be covered upto the amount mentioned in your policy schedule.

Below are the conditions, under which if you cancel your trip, you will not be eligible for trip and flight cancellation benefits:

• Depression, anxiety, emotional or nervous disorders, alcohol or drug abuse addiction or overdose
• If plastic or cosmetic surgery takes place as a result of any reason other than an accident.
• Pregnancy and other related conditions
• Any regulations and laws made or issued by the government or any public authority
• Any pre-existing conditions or if you are travelling against a physician’s advice
• Transport provider’s or its agent’s default
• Strikes or labour disputes which existed or an advance warning was issued for the same when you bought the insurance
• Delay caused due to withdrawal of common carrier’s services on the orders or recommendations of Port Authority, Aviation Agency or any other similar body.