Incurred Claim Ratio and Claim Settlement Ratio – What’s the Difference?
Purchasing a health insurance plan is certainly one of the wisest decisions you can make. With the growing costs of healthcare, having a medical insurance plan is a blessing in case of medical emergencies. Even if you have been hospitalised for a long time, you do not have to worry about the costs. Instead, you can keep your focus on recovering fully.
OPD Cover in Health Insurance Plans
The OPD cover refers to the cover plan, along with your health insurance policy, that covers all the OPD charges or outpatient treatment charges. This cover ensures that the policyholder gets financial coverage against all the treatment and consultation charges related to the OPD without hospitalisation. Most of the medical insurance plans do not come with an added OPD cover. Hence, these covers are available as rider plans.
Preventive Health Check-Ups and Tax Deductions
There are several things in life that are completely unpredictable and uncontrollable, and our health is certainly one of those. Irrespective of the type of lifestyle you lead and the care you exercise in ensuring your health and well-being, you will stay vulnerable to a wide gamut of illnesses and infections, not to mention accidents.
Health Insurance Covering Cataract Surgery
Protecting your eye and maintaining its good health should be a priority in your life. It is something that is most important at every stage in your life. A cataract is an eye condition that can develop in individuals as you get older, and if left untreated, it can lead to partial or complete blindness. Therefore, you must stay prepared to pay for such expenses if it affects your eye. So, how can you stay financially protected? Is cataract surgery covered by Insurance? Well, yes! A [health insurance](https://www.tataaig.com/health-insurance
) plan can cover cataract surgery expenses in India. Let us get into the details to understand cataract surgery covered by insurance.
Top Communicable Diseases in India
[Communicable diseases ](https://www.tataaig.com/knowledge-center/health-insurance/coronavirus-covered-in-insurance)in India are rising faster due to the filthy living conditions that include poor sanitation in public and lack of hygiene. Therefore, it is important to educate ourselves on common [communicable diseases](https://www.tataaig.com/knowledge-center/health-insurance/coronavirus-covered-in-insurance) to stay protected as a family and to create awareness in society.
Pre-Hospitalisation and Post-Hospitalisation Expenses in Health Insurance
Health insurance policy doesn’t only cover medical expenses but also encompasses pre and post-hospitalization expenditures. So, for example, when a patient is hospitalized, there are several tests performed on them to find out the kind of treatment they would need. And most of these medical tests and medications are covered by leading health insurance plans.
Incurred Claim Ratio and Claim Settlement Ratio – What’s the Difference?
Purchasing a health insurance plan is certainly one of the wisest decisions you can make. With the growing costs of healthcare, having a medical insurance plan is a blessing in case of medical emergencies. Even if you have been hospitalised for a long time, you do not have to worry about the costs. Instead, you can keep your focus on recovering fully.
OPD Cover in Health Insurance Plans
The OPD cover refers to the cover plan, along with your health insurance policy, that covers all the OPD charges or outpatient treatment charges. This cover ensures that the policyholder gets financial coverage against all the treatment and consultation charges related to the OPD without hospitalisation. Most of the medical insurance plans do not come with an added OPD cover. Hence, these covers are available as rider plans.
Preventive Health Check-Ups and Tax Deductions
There are several things in life that are completely unpredictable and uncontrollable, and our health is certainly one of those. Irrespective of the type of lifestyle you lead and the care you exercise in ensuring your health and well-being, you will stay vulnerable to a wide gamut of illnesses and infections, not to mention accidents.
Health Insurance Covering Cataract Surgery
Protecting your eye and maintaining its good health should be a priority in your life. It is something that is most important at every stage in your life. A cataract is an eye condition that can develop in individuals as you get older, and if left untreated, it can lead to partial or complete blindness. Therefore, you must stay prepared to pay for such expenses if it affects your eye. So, how can you stay financially protected? Is cataract surgery covered by Insurance? Well, yes! A [health insurance](https://www.tataaig.com/health-insurance
) plan can cover cataract surgery expenses in India. Let us get into the details to understand cataract surgery covered by insurance.
Top Communicable Diseases in India
[Communicable diseases ](https://www.tataaig.com/knowledge-center/health-insurance/coronavirus-covered-in-insurance)in India are rising faster due to the filthy living conditions that include poor sanitation in public and lack of hygiene. Therefore, it is important to educate ourselves on common [communicable diseases](https://www.tataaig.com/knowledge-center/health-insurance/coronavirus-covered-in-insurance) to stay protected as a family and to create awareness in society.
Pre-Hospitalisation and Post-Hospitalisation Expenses in Health Insurance
Health insurance policy doesn’t only cover medical expenses but also encompasses pre and post-hospitalization expenditures. So, for example, when a patient is hospitalized, there are several tests performed on them to find out the kind of treatment they would need. And most of these medical tests and medications are covered by leading health insurance plans.
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