TATA Nexon Insurance

Tata Car Insurance Purchase Process

• Visit Tata AIG's Car Insurance page.

• Fill up your car's registration number and click on "Get Price" to buy a new policy online.

• Fill out the online application form and get your Tata Nexon insurance cost online.

• Select a suitable Insured Declared Value from the list of IDVs provided.

• Once you have decided on the policy, make the payment online by selecting any of the digital payment options.

• Once your payment is complete, we will send you a soft copy of your car insurance policy at your registered email address.

Tata Car Insurance Renewal Process

• Go to Tata AIG's Car Insurance page.

• Type in your car registration number and click "Renew" to renew your existing car insurance policy.

• Fill out the renewal form and claim history details (if needed), or if you haven't filed any claim yet, you can avail of a No Claim Bonus (NCB) discount.

• Next, choose any add-ons (if needed) and pay your policy premium.

• Upon payment confirmation, you will be sent a soft copy of your renewed car policy to your registered email.

Choosing the right Tata Nexon insurance plan is essential to protect your vehicle and yourself from unexpected financial losses. TATA AIG offers various insurance options tailored to meet different needs and budgets:

• Comprehensive Car Insurance for Tata Nexon

Comprehensive car insurance provides broad coverage for your Tata Nexon, including protection against accidents, theft, fire, natural disasters, and third-party liabilities. You can enhance this policy with add-ons like Zero Depreciation Cover and Engine Protection. The premium for comprehensive car insurance depends on factors such as the Tata Nexon insurance cost, Insured Declared Value (IDV), and selected riders.

• Stand-Alone Own Damage Insurance

The Stand-Alone Own Damage policy covers damage to your Tata Nexon caused by accidents, theft, fire, or natural calamities, but it does not include third-party liabilities. To comply with legal requirements, a separate third-party policy is needed. The premium for Stand-Alone Own Damage insurance varies based on your Nexon’s insured value and selected add-ons, such as roadside assistance.

• Stand-Alone Third Party Car Insurance

A legal requirement, this covers damage or injury to third parties caused by your Tata Nexon. It doesn’t cover your own vehicle but ensures compliance with motor insurance laws.

Selecting the right insurance plan helps you manage your Tata Nexon insurance renewal price effectively while ensuring comprehensive protection.

Purchasing Tata Nexon insurance online with TATA AIG is a smart way to protect your vehicle while enjoying easy access, competitive pricing, and reliable service. Discover the advantages of choosing TATA AIG for your nexon insurance cost and coverage needs.

• Get Instant Quotes in Just Two Clicks: Quickly find your Tata Nexon insurance cost online with minimal effort, helping you make informed decisions fast.

• Exclusive Discounts for New Vehicles: Enjoy up to an 85% discount when purchasing your nexon insurance for a new car online.

• Access to 5900+ Network Garages: Avail hassle-free repairs and cashless claims at a vast network of garages across India with your Tata Nexon car insurance.

Discounts on Older Vehicle Policies: Get up to a 75% discount on rollover policies for higher-age vehicles, reducing your nexon insurance renewal price significantly

• Affordability is a key factor when it comes to buying any car insurance policy. Hence, we at Tata AIG make it our top priority to ensure we offer four-wheeler insurance at a price point you are comfortable with.

• To make comparing policy quotes easier on your end, we offer a new car insurance calculator that gives you real-time estimates. With this, you can customise your policy accordingly to ensure you get the coverage you need without overextending your budget.

• For your reference, here is an overview of what factors we at Tata AIG consider when calculating your Tata Nexon insurance cost:

• Third-Party Nexon Car Insurance: Premium amounts here will be decided by the Insurance Regulatory and Development Authority of India (IRDAI) based on your car's engine cubic capacity (cc).

• These rates are reviewed every year and you can check them on the Ministry of Highway and Road Transport's (MoRTH) official portal under their Gazette notifications.

• Comprehensive Nexon Car Insurance: Premium amounts will depend on your car's make/model/age/variant, Insured Declared Value (IDV) along with your location, policy add-on (if any) and accrued No Claim Bonus (NCB) discount (if any).

Please Note:

• The IRDAI mandates third-party car insurance for all car owners in India. Get at least third-party insurance coverage if comprehensive plans are not your preference.

• New car owners are required to hold third-party car insurance for 3 years, either as a separate plan or bundled under a comprehensive car plan.

As stated, add-ons do play a part in your overall Tata car insurance premiums. So, while opting for them, we recommend only picking ones you are sure you will need and use. This way, you avoid overspending on your car insurance policy.

TATA AIG offers 18 add-ons to help you customise your Tata Nexon insurance and increase your coverage according to your needs:

• Zero Depreciation: The Zero Depreciation add-on ensures that in the event of a claim, you receive the full cost of replaced parts without any deduction for depreciation, helping reduce your overall Tata Nexon insurance expenses at the time of claim.

• Return to Invoice (RTI): The Return to Invoice cover pays the difference between the Insured Declared Value and the original on-road price of your Tata Nexon in case of total loss or theft, helping you recover the full value of your car.

• Zero Depreciation - Battery (For Hybrid/EVs): Specifically designed for hybrid and electric vehicles, this add-on covers the cost of battery replacement without deducting depreciation.

• Electric Surge Secure (For Hybrid/EVs): Protects your hybrid or electric vehicle from damage caused by electrical faults such as arcing, self-heating, or short circuits, including the charging equipment.

• Engine Secure: The Engine Secure add-on covers repair and replacement expenses arising from damage to internal parts of the engine, gearbox, transmission, or differential due to oil leakage or water ingress.

• Tyre Secure: The Tyre Secure add-on provides coverage for accidental loss or damage to tyres and tubes, subject to policy conditions.

• No Claim Bonus Protection Cover: Protects your No Claim Bonus even if you make a claim, provided you had at least two claim-free years before, which helps maintain your Tata Nexon insurance renewal price.

• Consumable Expenses: The Consumable Expenses add-on covers the cost of consumables such as engine oil, lubricants, nuts and bolts, and filters that are replaced during accident repairs.

• Repair of Glass, Fibre, Plastic and Rubber Parts: Allows repairs of these parts without affecting your No Claim Bonus, provided claims conditions are met.

• Misfuelling: Covers the cost of flushing and repairing damage caused by filling wrong or adulterated fuel, including reimbursement for the fuel cost.

• Roadside Assistance: The Roadside Assistance add-on offers a range of emergency services for your Tata Nexon, including flat tyre support, battery jump-start, fuel delivery, towing, and lockout assistance.

• Emergency Medical Expenses: Covers medical expenses for injuries sustained by the driver or passengers in your Tata Nexon due to an accident.

• Emergency Transport and Hotel Expenses: Pays for taxi fares and hotel accommodation if your vehicle is immobilised due to an accident covered under the policy.

• Daily Allowance: Provides a daily cash allowance to help cover the cost of alternate transport while your Tata Nexon is under repair after a claim.

• Loss of Personal Belongings: Covers loss or damage to personal belongings inside your Tata Nexon during an insured event, subject to policy limits.

• Key Replacement: The Key Replacement cover reimburses the cost of replacing lost or stolen vehicle keys and locks, including labour charges.

• Courtesy/Hire Car: Provides a courtesy or hire car to reduce inconvenience while your insured Tata Nexon is being repaired.

• Additional Third-Party Property Damage Cover: Extends the coverage limits for damage caused to third-party property beyond the standard third-party liability limits.

These add-ons allow you to tailor your Tata Nexon car insurance policy to suit your needs, enhancing protection while balancing premium costs effectively.

While searching for car insurance for your Tata Nexon online, you would be overwhelmed with choices. However, it’s always important to compare the insurance plans and choose something which you think will be ideal for you. An insurance plan will provide you with financial coverage against any accidental mishaps. Also, an insurance policy should be transparent and easy to maintain for the policyholders. Hence, researching the options in hand will ensure that you opt for the right car insurance for your Tata Nexon.

Tata AIG is one of the top choices amongst car owners in India when it comes to buying an insurance policy online. So, if you are looking for a new car insurance policy for your Tata Nexon or need to renew the old policy online, we’ve got you covered.

-We Are Customer-centric: Our wide network of around 5400+ garages will assure timely repair of your Tata Nexon. This is the reason that we have a satisfied family of 5 crore vehicle owners across India. So, inaccessibility of cash should not be a problem if you have our car insurance plan handy. Under the Tata AIG Tata Nexon insurance policy, you will have a huge network of garages all over the country, where you can avail of cashless repairs for your Nexon.

-We have a High CSR (Claim Settlement Ratio): For every insurance company, one of the most important factors that decide its authenticity is how well they settle claims without delays. And that’s what makes Tata AIG different from its competitors. This promises a safe and seamless claim settlement process for you.

-We Provide All-time Support: Our customer assistance team is always available to help you with your queries. We understand that an emergency related to your car can happen at any point in time. So, it doesn’t matter if it's midnight on the weekend, a weekday afternoon, or any national holiday, you can reach us whenever you have any urgent queries related to your Tata Nexon car insurance policy.

-Our Policies are Hassle-free and Performance-driven: With over 650+ claim experts all over India, we work hard to ensure that your car insurance plan purchasing experience is seamless and secure. Our entire car insurance policy buying and claiming process is fully digitised. Hence, you do not have to go through the arduous and tiring process of in-person review and verification for validating your future claims.

-Our Core Team is High in Experience: The management team at Tata AIG has over two decades of experience in the insurance industry in India. Hence, our rich experience indicates our promise of unmatched support, transparency and truthfulness with every single car insurance policy that we offer to our customers.

Filing a claim under your Tata Nexon insurance policy with TATA AIG is designed to be simple and convenient. Follow these steps for a smooth and hassle-free claim experience:

• Start your claim process by contacting TATA AIG through their toll-free number or website to report your Tata Nexon insurance claim promptly.

• You will receive a self-inspection form on your registered mobile; fill it out carefully with details of the damage to your Tata Nexon.

• Choose between a cashless claim at any of TATA AIG’s 5900+ network garages, where repair bills are settled directly, or a reimbursement claim, where you pay for repairs at any garage and submit bills for refund.

• Keep essential documents ready, including your completed claim form, insurance policy, FIR (if applicable), and identity proof to support your tata nexon insurance renewal claim.

• You can track your claim status online for full transparency, ensuring a hassle-free experience.

TATA AIG prioritises quick claim settlement so you can get back on the road with your nexon insurance coverage intact.

To file a claim under your Tata Nexon insurance policy smoothly, it’s important to have the necessary documents ready. These documents help speed up the claim process and ensure quick settlement.

• A duly filled and signed claim form is mandatory for processing your Tata Nexon insurance claim.

• Submit a copy of your vehicle’s Registration Certificate (RC) and valid driver’s licence as part of your tata nexon insurance renewal documentation.

• Provide your insurance policy documents related to your nexon car insurance price for verification.

• For accidental damage or reimbursement claims, include accident photographs and repair bills to support your claim.

• In case of theft, a verified FIR and No Trace Report from the police are essential for your tata nexon insurance renewal price claim.

• Personal accident claims require relevant medical or hospital documents.

• For ownership transfers, submit signed RTO transfer papers like Form 29 and Form 30 as applicable.

• Having these documents ready ensures your Tata Nexon car insurance claim is handled efficiently.

With just a few simple steps, you can easily get a digital copy of your Tata Nexon car insurance policy from the comfort of your home.

• Visit the official TATA AIG website to access your Tata Nexon insurance policy online.

• Use the ‘Self-Service’ option on the homepage to log in securely using your registered mobile number (via OTP), email ID, or policy number.

• Enter your policy number or Tata Nexon vehicle registration details to retrieve your active tata nexon car insurance policy.

• Click the ‘Download Policy Document’ button to save a PDF copy of your nexon insurance policy instantly.

• Your policy document may also be sent automatically to your registered email for easy access.

• For renewals, after paying your tata nexon insurance renewal premium, download the updated policy following the same steps.

• If you face any issues, contact TATA AIG’s 24x7 Customer support helpline at 022 6489 8282 for assistance or request your policy document via email at customersupport@tataaig.com.

• This process ensures convenient, quick, and secure access to your Tata Nexon insurance documents anytime, helping you stay updated with your Nexon car insurance price and coverage details.

The Tata Nexon is a first-in-class compact SUV. It has 69 variants available in the market and comes in 9 colour options. Here are some key features and unique selling points that make this vehicle popular among the masses:

Safety First: The 2023 update of the Tata Nexon received a five-star rating[source] in Global NCAP crash tests for both adult and child safety. This new rating is valid for all variants produced from August 8th, 2023. Moreover, the Nexon was also the first model to achieve this feat back in 2018 under the #SaferCarsForIndia campaign.

Tech-Rich: The dash comes with a twin 10.25-inch digital driver's display and a touchscreen infotainment system, a 360-degree camera system, wireless Android Auto/Apple CarPlay connectivity, a wireless phone charger and keyless entry.

Plush and Comfortable Interiors: The 5-seater comes with leatherette ventilated seats, height adjustable driver and co-driver seats. The cabin also prioritises comfort through a sunroof, fully automatic temperature control, and a 382-litre boot space.

Colours Available: Standard colour options include Daytona Grey, Pristine White and Flame Red with a white roof colour option in Creative trim, and you get a black roof colour option in Fearless trim. Colours like Pure Grey, Creative Ocean and Fearless Purple are exclusive options that depend on the trim.

Smooth Rides: The Nexon cocoons you inside an iron-clad frame while also offering a smooth drive even during rough weather conditions thanks to its Electronic Stability Program, auto headlamps with rain-sensing wipers and front fog lamps.

Disclaimer: The prices were taken on 27/02/2024 at 04:30 pm IST and are subject to change. Hence, we recommend checking your city's current ex-showroom price before buying.