Health Insurance in Chennai
Health Insurance in Chennai
A commercial hub and a busy metropolitan city – Chennai is always found bustling with people. Plus, it is a renowned industrial hub. Above all, this city offers varied culture and tradition, vibrant festivals, delicious delicacies, and others. Without any doubt, this city never fails to mesmerize locals and outsiders living here.
Apart from this, Chennai also hosts some of the best-in-class healthcare services and centres. Thus, it attracts people from the rest of the country to settle down. And with the superior medical care offered, many people prefer this city for living.
But know that with advanced medical care facilities and treatments comes expensive medical expenditure. And to deal with these expenses, nothing is better than medical insurance in Chennai. After all, the skyrocketing costs can be subsided with adequate financial support.
Health Insurance in Chennai Overview
Having the best health insurance in Chennai will make sure that you do not have to empty out your hard-earned savings. It is the right solution to get quality healthcare services with the utmost ease. And to get the best medical insurance in Chennai, you will have to choose the best health insurance company in Chennai.
While researching, you will find that Tata AIG is one of the top health insurance companies in Chennai. With our aim to provide you with the best services, we also ensure that we meet the increasing and new demands. That is precisely why now you can opt for health insurance that offers Global cover and COVID-19 cover*.
These benefits are offered apart from the general benefits of hospitalization cover, ambulance cover, domiciliary treatment and others. Hence, we have one of the best health insurance policy in Chennai.
Also, we offer health insurance plans in Chennai that meet specific requirements. Like, we have individual, family-floater, senior citizen health insurances in Chennai. Depending upon your requirements, you can check these policies, compare them and buy. We offer detailed information about their coverage and benefits in the policy documents.
Why Do You Need Medical Insurance In Chennai?
Due to the increasing population, there is an increase in the number of vehicles bought in metro cities. And resultantly, there is an increase in the pollution level of these cities. Similarly, in Chennai, the pollution level is increasing, giving rise to health problems like lung cancer.
And apart from lung disorders, lifestyle diseases like hypertension, diabetes are also on the rise due to hectic work life. The troublesome fact is that in spite of Chennai having quality healthcare, many people face difficulty in availing of the proper treatment at the right time. It so happens to owe to the increasing healthcare costs.
To counter this problem of medical complexities and high costs pent in medical treatments, there is a demand for a good health insurance company in Chennai. And as one of the top 10 health insurance companies in Chennai, we aim to offer comprehensive health plans.
Choose the best Mediclaim policy in Chennai and significantly reduce the cost burden on your family. Instead, it will provide them with the required financial protection when dealing with a medical emergency. Moreover, it will be wise to avoid wasting time and buying the best health insurance policy in Chennai as soon as possible. Due to medical inflation, a delay cannot end with good results for you. Look for a plan that offers the best coverage for an affordable premium. As a health insurance company in Chennai, we at Tata AIG understand these requirements and thus have curated health insurance plans to suit them.
Consider These Factors While Buying Medical Insurance in Chennai
Because of the availability of numerous health insurance plans in Chennai, a first-time buyer like you may face confusion. So, to ensure that you choose the best health insurance plan in Chennai, consider these factors:
- Chart out your needs based on your age, current medical condition, number of family members and others
- Select medical insurance in Chennai with a high sum insured for getting adequate cover for your medical costs
- Check out the network hospitals of the chosen health insurance company in Chennai
- Ensure that your medical insurance in Chennai entails features like lifetime renewability, annual health check-ups and no claim bonus
- It will be wise to check for the policy exclusion and waiting period so that you can plan accordingly
- Most importantly, to find the best medical insurance in Chennai, know the claim settlement ratio of the chosen health insurance company in Chennai.
- Lastly, check the procedure to file the claims mentioned in the policy wordings of the health insurance in Chennai.
All the best health insurances in Chennai have the features discussed above. So, keep in view your unique requirements and these features to arrive at the best health insurance plan in Chennai.
How to Avail Cashless Treatment in Chennai?
Given below are the steps for availing of the cashless treatment facility with Tata AIG:
- Select any network hospital in the city for treatment
- Please inform us about the hospitalization within the specified time
- You will have to submit the duly signed pre-authorization form to the insurance desk at the hospital
- Do not forget to provide all the supporting documents and the health card
- Once the documents are verified, our claim management team will send an approval
- Otherwise, if they have any query, they may ask you
- And once the approval is received, the medical bills will be settled according to the terms and conditions
The claim will be processed only after considering the policy terms. You must contact us within 24hours in the event of emergency hospitalization. And 48 hours before the admission in case of planned hospitalization.
What Are the Benefits of Tata AIG Medical Insurance in Chennai?
At Tata AIG, we want to make sure that you get the best medical insurance in Chennai, which is as beneficial as possible. Our priority is to ensure that all your medical requirements are expertly met. Our health insurance plans in Chennai are broadly classified into two types: Tata AIG MediCare and Tata AIG MediCare Premier.
Apart from these two, there are other medical insurances in Chennai that we provide to meet individual requirements. The following are some of the valuable perks of our Tata AIG MediCare health insurance plan:
Inpatient treatment: The coverage comprises of the room ICU charges, medicines, nursing charges, room rent and other related consumables.
Pre-Hospitalization Medical Charges: The medical expenditure incurred 30 or 60 days before the date of admission to the hospital.
Post-Hospitalization Medical Charges: The medical expenditure incurred 60 or 90 days after the date of discharge from the hospital.
Ambulance Cover: The medical expenditure incurred on transportation using the ambulance is also covered under our medical insurances in Chennai.
Daycare Procedures: Many treatments previously required more than 24 hours of hospitalization. But now, these can be done sooner. We can cover up to 541 different daycare treatments that do not necessarily require hospitalization.
Domiciliary Treatment: As one of the best health policy in Chennai, it includes the cost of treatment at a hospital but is actually taken while confined at home. Circumstances where this treatment is admissible includes:
- The patient's condition is such that he/ she cannot be moved to a hospital
- The treatment takes place at home on account of the non-availability of a room in the hospital.
Organ Donor Costs: Our health insurance plans in Chennai cover the expenditure for harvesting the organ when an insured is the recipient.
Dental Treatment: As one of the best Mediclaim policy in Chennai, we provide coverage for dental treatment in case of accidents. However, the liability covered would be as mentioned in the particular product policy wordings.
Maternity Cover: Our medical insurances in Chennai provide cover for maternity expenses as well. It will include pre and post-natal expenditure. You can opt for this cover along with the best health insurance plan in Chennai.
Ayush Cover: Our medical insurances in Chennai cover inpatient treatments practised in accordance with Ayurveda, Sidha, Unani or Homeopathy.
Global Cover: As the best health insurance company in Chennai, our plans also cover medical expenses related to the insured's inpatient and daycare hospitalization outside the country. However, it is only applicable when the diagnosis is made in India.
What is the Procedure of Health Insurance Renewal in Chennai?
As one of the top 10 health insurance companies in Chennai, we understand the need for convenience and ease. Thus, we provide an easy renewal process. Like having the best Mediclaim policy in Chennai, renewing it timely is exceptionally vital.
It would help if you kept in mind that every company has a different renewal procedure. But a thing that remains common is that the failure to renew the plan could make you lose your health cover as well as the NCB (No Claim Bonus).
You can read on to know the renewal procedure for medical insurances in Chennai. In simple terms, please follow these steps:
Step 1: Visit our official website.
Step 2: Find the renewal option and click on it.
Step 3: Fill in the health policy number and other required details and press enter.
Step 4: If you want to add to your existing policy with new riders, add them. Once that is done, click on the enter button for easy renewal online.
Step 5: You will then be directed to the payment page for your health insurance renewal. Plus, you will be provided with the option to pay via credit card, debit card or net banking.
Step 6: As soon as the premium payment is successful, you will be done with the renewal of the health insurance policy online.
Step 7: You can then save these details of renewal for future use.
List of Cashless Hospital Network in Chennai
We have always tried to provide our valuable customers with the best health insurance plan in Chennai and facilitate the best healthcare support services. Our tie-ups with known and popular hospitals ensure the best treatment for you. Find below the list of our cashless network hospitals in Chennai:
Amma Hospital Address: Number 1, 7th Street, Choolaimedu High Road, Sowrastra Nagar, Chennai, Tamil Nadu 600094
Aditya Hospital Address: 7, Barnaby Rd, Kilpauk, Chennai, Tamil Nadu 600010
Ammayi Eye Care Centre Address: No. 80, 7th Ave, Sarvamangala Colony, LIG Colony, Ashok Nagar, Chennai, Tamil Nadu 600083
Amrit Hospital (Amrit Medicare Pvt. Ltd.) Address: No. 55, Alagappa Rd, Purasaiwakkam, Chennai, Tamil Nadu 600084
Durgabai Deshmukh General Hospital & Research Centre. ( Andhra Mahila Sabha ) Address: 12, Durgabai Deshmukh Rd, Anna Sathya Nagar, Raja Annamalai Puram, Chennai, Tamil Nadu 600028
Balakrishna Eye Hospital & Eye Research Centre Address: 11/6, Shastri 1st Cross Road, Kaveri Nager, Saidapet, Chennai, Tamil Nadu 600015
Bhagwan Mahaveer Eye Hospital Address: 142, MS Koil St, Mottai Thottam, Royapuram, Chennai, Tamil Nadu 600013
Chennai Meenakshi Multi Speciality Hospital Ltd Address: No. 72, Luz Church Rd, Kattukoil Garden, Mylapore, Chennai, Tamil Nadu 600004
Chettinad Super Speciality Hospital Address: Rajiv Gandhi Salai,Kelambakkam, Kanchipuram Dist, Chennai, Tamil Nadu 603103
Fathima Nursing Home Address: No 6, Kamaraj High Road, Nehru Nagar, Kodungaiyur, Chennai, Tamil Nadu 600118
Reviewed TATA AIG Health Insurance Customer from Chennai
Do have a look at what some of our customers have to say:
Nehal Paul Tata AIG's customer support is extremely good and efficient. They made my experience of buying medical insurance hassle-free and easy.
Vedant Prakash Rai Such a simple process that is informative and easy! I had no idea that buying health insurance online is so simple. Thank you for the prompt support, Tata AIG team.
Pinky Kumari Sharma I highly recommend Tata AIG. They help you through the entire procedure and solve all your queries. A swift and a good buy, I must say. Plus, extremely helpful, supportive customer support.
Nishant Negi I have been an ardent customer of Tata AIG for decades. But the quality of service has never degraded. Plus, they have a straightforward online renewal process. Highly recommend them!
Meghal Chaudhary Best service ever! I have never gotten anything to complain about. You can rely on them during your tough times.