Health Insurance in Coimbatore
Health Insurance in Coimbatore
Health insurance Coimbatore has become necessary for families and individuals seeking quality healthcare. With medical costs steadily increasing, having the right plan helps you manage unexpected expenses.
TATA AIG offers tailored health insurance plans in Coimbatore to suit diverse needs, providing protection, flexibility, and reliable support. Whether for routine check-ups or unexpected hospitalisation, our plans are designed to secure your health and overall well-being effectively.
Types of Health Insurance Plans in India
Health Insurance Renewal
Health Insurance You Need
Importance of Health Insurance Coimbatore
- Rising Healthcare Costs - A good health plan protects you from rising hospital bills in Coimbatore’s private hospitals.
- Access to Quality Treatment - With a medical insurance plan, you can afford top-tier healthcare facilities across Coimbatore’s reputed hospitals.
- Financial Stability in Emergencies - Health insurance in Coimbatore from TATA AIG offers coverage during sudden illnesses or accidents, protecting your savings.
- Cashless Treatment Facility - Health plans from TATA AIG offer cashless treatments at network as well as non-network hospitals across the city.
- Coverage Beyond Hospitalisation - Medical insurance plans cover daycare procedures, OPD visits, ambulance charges, and even annual health check-ups.
- Tax Benefits Under Section 80D - Buying health insurance in Coimbatore also lets you save tax while securing your family's health.
- Tailored Plans for Every Need - You can buy health insurance suited for individuals, families, or senior citizens, depending on your requirements.
Types of Health Insurance in Coimbatore
Individual Health Insurance
An individual health insurance policy covers a single person under one health plan. It usually provides benefits like hospitalisation, room rent, medicines, diagnostic tests, and other medical expenses. This plan is ideal for people who want personalised coverage without sharing the sum insured.
Buy Individual Health Insurance
Family Floater Plan
A family floater medical insurance plan protects the entire family under a single sum insured. Instead of buying separate policies, one premium covers spouse, children, and sometimes parents. It is economical and provides flexible coverage depending on the family’s medical needs.
Senior Citizen Health Insurance
This plan is designed for older adults. It covers age-related health conditions and higher medical risks. It often includes coverage for pre-existing diseases, regular check-ups, and special care benefits suited for senior citizens.
Buy Senior Citizen Health Insurance
Super Top-up Plans
Super top-up health insurance plans enhance your existing health insurance by covering additional costs once your deductible limit is crossed. They are cost-effective and helpful during high medical expenses.
Buy Super Top-Up Health Insurance
Group Health Insurance
Employers usually provide this plan to employees. It offers basic medical coverage at a lower premium, ensuring healthcare benefits for the entire workforce.
TATA AIG Health Insurance Plans in Coimbatore
| TATA AIG Health Plans | Features |
|---|---|
| TATA AIG Medicare |
|
| TATA AIG MediCare LITE |
Covers inpatient, pre- and post-hospitalisation, and day care procedures. Provides organ donor and domiciliary treatment up to the sum insured. Offers a restore benefit to reinstate the sum insured once every year. |
| TATA AIG MediCare Premier |
High coverage from ₹5 lakh to ₹3 crore with global cashless hospitalisation. Provides 100% automatic restoration and a cumulative bonus. Covers modern treatments and organ donor expenses. Includes OPD dental care, diagnostics, and flexible room options. |
| TATA AIG Medicare Select |
Fully customisable with extensive riders and add-ons. Offers unlimited restoration of the sum insured. Provides early access benefits for multi-year policies. Includes daily cash advantage. Available in 1, 2, or 3-year terms with discounts up to 25% |
| TATA AIG Elder Care |
Specially designed for individuals aged 61 years and above. Covers inpatient, pre- and post-hospitalisation, AYUSH, ambulance, and COVID-19 treatments. Offers home nursing, home physiotherapy, and home modification support. Provides a personal health manager for guidance. Coverage up to ₹25 lakh with lifetime renewability. |
| TATA AIG MediCare Plus (Super Top Up) |
Activates after the base policy limit is used. Offers coverage up to ₹1 crore with deductible options from ₹2 lakh to ₹20 lakh. Includes domiciliary care, AYUSH, dental, ambulance, and cumulative bonus. Provides lifetime renewability, tax benefits, and family discounts. No pre-policy medical check-up required. |
TATA AIG Health Insurance Coimbatore - Inclusions and Exclusions
Inclusions
Inpatient hospitalisation
Covers expenses for treatments, tests, or procedures requiring admission.
Pre- and post-hospitalisation
Offers financial support for expenses incurred 60 days before and 90 days after hospitalisation, including doctor’s fees, medicines, and follow-up visits.
Daycare services
Ensures coverage for treatments not requiring 24-hour admission, such as dialysis, cataract removal, and minor surgeries.
Ambulance expenses
Cover emergency transportation costs to hospitals for timely medical attention.
Preventive health check-ups
Provide annual screenings like ECG, renal function tests, and blood sugar evaluation to monitor overall health.
AYUSH benefit
Covers alternative treatments under Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homoeopathy.
Exclusions
Pre-existing ailments
Pre-existing diseases are excluded during the waiting period, along with specified diseases and maternity-related care.
Self-inflicted injuries or attempted suicide
Medical expenses due to such injuries are outside the policy coverage.
Cosmetic or plastic surgery
It is not covered unless it becomes medically essential due to an accident or serious injury.
Adventure sports injuries
These are also not covered if they occur during hazardous or extreme activities.
Alcohol and substance abuse
Treatments related to drug or alcohol addiction are excluded from coverage.
Please note: This is a general list of inclusions and exclusions. Please refer to the policy document for the complete list and its terms and conditions.
How to Find the Best Health Insurance in Coimbatore?
Assess Healthcare Needs
Begin by evaluating your family’s medical history, age group, and possible health risks. This helps in identifying the right coverage amount and benefits.
Compare Health Insurance Plans
Always compare health insurance plans available in Coimbatore. Focus on features like hospital network size, inclusions, sum insured, and add-on benefits.
Calculate Premium
Use the TATA AIG health insurance premium calculator to estimate costs based on age, illnesses, and location, ensuring affordable coverage in Coimbatore.
Review Policy Features
Opt for plans with restore benefits, free health check-ups, maternity cover, and AYUSH treatment. Such inclusions enhance the overall value of your health plan.
Balance Premiums with Benefits
Do not select a policy only for its low premium. Ensure affordability while securing comprehensive coverage that can serve long-term medical needs.
Check Claim Settlement Ratio and Exclusions
A higher claim settlement ratio reflects reliability. Also, carefully read exclusions, waiting periods, and co-payment clauses before finalising a plan.
Why Choose TATA AIG Medical Insurance Plan?
TATA AIG has the most affordable health insurance policies in India. With our online insurance calculator, you can also calculate your premiums and choose a policy that meets your insurance requirements. Our wide array of medical insurance plans starts at ₹17 per day*.
These are some of the benefits of health insurance from TATA AIG:
Compare & Purchase
Our online health insurance premium calculator will help you compare health insurance plans in order to make it easier for you to choose the one that’s best suited to you. You can go through their benefits and features, and also learn about the inclusions, exclusions, premium rates, and so finalise one.
Hassle-free Purchase/Renewal
TATA AIG’s health insurance in Coimbatore online is hassle-free and simple to purchase or renew online. You will be able to save a lot of time and effort when opting for the same. Our online purchase or renewal. In a few easy steps, you can buy or renew your plan and make the online premium payment too.
No Medical Check-up
When you opt for health insurance in Coimbatore from TATA AIG, you will not have to go through any health check-up to get the policy in hand. However, in case our team needs any relevant information regarding your medical history, they will get in touch with you.
No Lengthy Documentation
TATA AIG’s health insurance Coimbatore online purchase, renewal and claiming procedure is all about supporting paperless and going green. This way, you will also have full access to a compact soft copy of your chosen health insurance policy online. Also, you will be able to reduce paper waste.
Claim Settlement Ratio
Our claim settlement ratio is a promise that we will help you out effectively in case of any insurance-related emergency. You can reach out to us anytime, and we will swiftly have your claim settled.
Get Professional Advice
Our team of health insurance claim experts at TATA AIG will guide you through the entire claim settlement process. This ensures that you will be able to get the benefits of your insurance plan at the earliest. No matter what your query is, our claim experts will always be available to solve it!
Why Buy TATA AIG Health Insurance Coimbatore Online?
- Quick and Convenient - Purchase policies anytime, anywhere without visiting agents or offices.
- Easy Comparison - Compare multiple health plans, premiums, and benefits on a single platform.
- Transparent Process - Get clear details of inclusions, exclusions, and terms without hidden charges.
- Lower Premiums - Save more as online policies often come with discounts and fewer administrative costs.
- Instant Policy Issuance - Receive policy documents immediately after purchase without delays.
How to Buy The Best Health Insurance in Coimbatore from TATA AIG?
- Visit the official TATA AIG website and go to health insurance.
- Enter member details, including age and number of people covered.
- Provide contact information, medical history, and any pre-existing conditions.
- Select the right policy and add-ons as needed.
- Pay online, and receive your approved policy directly to your registered email ID.
Documents Needed to Buy Medical Insurance Plan
- A duly filled application form
- Proof of identity, age and address
- Passport-size photographs
- Proof of income
- A cancelled cheque
How to Renew TATA AIG Health Insurance Coimbatore?
- Visit the official TATA AIG website.
- Select the ‘Health’ option under the renewal section.
- Enter your policy number and click ‘Renew’.
- Review the displayed policy details carefully.
- Proceed with premium payment using your preferred online mode.
- Once completed, your renewed policy confirmation will be shared instantly.
How to Claim TATA AIG Health Insurance Coimbatore?
Process for Cashless Claim Settlement
- Inform 48 hours before planned treatments or within 24 hours for emergencies.
- Initiate claims via the claims page or contact us by phone.
- Carry policy details, identity, and address proof to the hospital insurance desk.
- Submit the pre-authorisation form for approval.
- At discharge, provide bills and reports; expenses are settled directly with the hospital.
Process for Reimbursement Claim Settlement
- Start a reimbursement claim online or contact us by phone.
- Share details of your treatment schedule in a TATA AIG-approved hospital.
- Pay medical expenses upfront at discharge.
- Submit the reimbursement form with invoices, bills, and prescriptions.
- After verification, the reimbursement process will be initiated.
Documents Required for a Health Insurance Claim
- Attested inpatient hospitalisation bills under the medical insurance.
- Original payment receipts and a signed hospital discharge card.
- Duly filled claim form with the insured’s signature.
- Medical investigation reports, prescriptions, and pharmacy receipts.
- List of consumables prescribed by the doctor.
- Current year’s TPA ID card copy.
- Doctor’s consultation bills and other TPA-required documents.
Where Can I Claim Cashless Treatment In Coimbatore
TATA AIG provides one of the largest hospital networks in Coimbatore, ensuring quality medical care without financial stress. With access to over 12,000 hospitals across India, including top multispeciality facilities, treatment becomes seamless.
Our Cashless Everywhere facility allows policyholders to avail services without upfront payment, just present the health card, and the bills are settled directly.
To avail TATA AIG Cashless Everywhere through SMS, type “GetCashless Policy Number City” and send it to 7669300780, and get a call back from our representative.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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