Health Insurance in Bangalore

• Rising Healthcare Costs - Medical treatments in Bangalore’s private hospitals are expensive, making health insurance a crucial financial protection measure.
• Lifestyle-Related Diseases - The city’s fast-paced lifestyle increases the risk of diabetes, hypertension, and heart issues, which highlights the need for coverage.
• Access to Advanced Care - Bangalore has some of India’s top hospitals and multispeciality clinics, where treatments can be costly without insurance.
• Growing Urban Population - With increasing pollution and stress levels, more residents face health risks. They require regular check-ups and hospital visits.
• Support During Emergencies - Health insurance ensures cashless hospitalisation in reputed hospitals in Bangalore. It can ease the burden in sudden medical situations.
• Tailored coverage options - Choosing customised health insurance plans in Bangalore can cater to families, individuals, and senior citizens. It can ensure personalised healthcare protection for everyone.

• Individual Health Insurance Plans - These health insurance plans cover a single person’s medical expenses. It is ideal for working professionals and individuals who want personalised protection.
• Family Health Insurance - The best health insurance for families in Bangalore covers the entire family under one policy, making it both affordable and convenient.
• Super Top-Up Health Insurance - These health insurance plans act as an additional layer of coverage once the deductible limit is crossed. It ensures extended financial protection.
• Critical Illness Health Insurance - This plan pays a lump sum amount if diagnosed with severe illnesses like cancer, kidney failure, or heart disease. It covers high treatment costs.
• Senior Citizen Health Insurance - These plans are specially designed for elderly individuals. They cover age-related health issues, frequent check-ups, and hospitalisation expenses.
• Personal Accident Insurance Policy - This plan offers financial protection in case of accidental death, disability, or injury, which is crucial for individuals with high mobility jobs.
• Arogya Sanjeevani Policy - It is a standardised health insurance product regulated by IRDAI. It offers basic coverage at affordable premiums, suitable for first-time buyers in Bangalore.

• Pre and Post-Hospitalisation
• Consumable benefits
• COVID-19 Treatment
• Ambulance Costs
• Day Care Procedures
• Organ Donor Expenses
• Domiciliary Hospitalisation
• Preventive Health Check-up

• Pre-existing conditions
• Pregnancy and Associated Conditions
• Infertility treatment
• Cosmetic surgery
• Alternative therapies
• Vision, Hearing, and Dental-related expenses
• Obesity treatment
• HIV AIDS
• Abuse of drugs or alcohol
• Self-inflicted injuries
• Illness or injuries as a result of nuclear perils
• Take a quick glance at the coverages under our MediCare Plans.
• We highly recommend that you read the terms and conditions along with the inclusions and exclusions of a policy before buying.

• Identify your healthcare needs - Start by assessing your family’s medical history, age, and potential health risks to choose the right coverage.
• Compare different health insurance plans - You must compare health insurance plans to get a suitable plan. Consider features such as hospital networks, sum insured options, and inclusions offered by insurers in Bangalore.
• Check cashless hospitalisation facilities - Choose a cashless facility with reputed hospitals in Bangalore for quick and seamless treatment during emergencies.
• Review policy benefits - Look for features such as restore benefits, annual health check-ups, maternity cover, and AYUSH treatment coverage.
• Analyse premiums vs. benefits - The cheapest policy may not always be the most useful. Balance affordability with comprehensive benefits for long-term value.
• Evaluate claim settlement ratio - A higher ratio indicates the insurer processes claims quickly and reliably, which is crucial during medical emergencies.
• Read exclusions and waiting periods - Pay close attention to what is not covered, including pre-existing conditions, waiting periods, and co-payment clauses.
• Seek customised options - Consider the best health insurance for family in Bangalore or senior citizen plans tailored to specific needs.
• Take Online Buying Assistance if needed - Professional guidance can help you select a plan that aligns with your budget and healthcare requirements.

• Cashless treatment at any network or non-network hospitals.
• Comprehensive coverage to suit your needs
• Paperless policies
• High Claim Settlement Ratio
• Substantial No Claim Bonus (NCB)
• Hassle-free and quick claim process
• Easy comparison and purchase options online
• Incredible discounts
• Automatic restoration facility
• 24x7 customer support

• Convenience of Access - Compare and purchase the best health insurance in Bangalore at any time without visiting an insurance office.
• Wide Range of Options - Easily explore multiple health insurance plans in Bangalore on one platform.
• Transparent Comparison - Online tools let you compare premiums, features, and exclusions side by side.
• Lower Premiums - Enjoy discounted rates and exclusive deals for online buyers.
• Quick Policy Issuance - Get instant policy documents after online payment without paperwork delays.
• Secure Transactions - Verified platforms ensure safe payments and confidential handling of personal data.
• Easy Customisation - Adjust coverage, riders, and sum insured online to buy the best health insurance policy in Bangalore that suits your needs.
• Access to Reviews - Customer ratings and expert opinions online help in choosing the best plan.
• 24/7 Availability - You can buy and manage your health insurance online at your convenience, even outside office hours.

• Step 1: Go to our TATA AIG official website and click on All Products.
• Step 2: Under the 'Health Insurance' section, choose the plan you wish to buy.
• Step 3: Enter the number of people you would like to buy health insurance for. You can opt for individual (self) or family members. Click on the option "Get plan".
• Step 4: Enter details of the selected members. Moreover, provide your contact number, email address and PIN for the registration and communication process.
• Step 5: Follow the instructions and enter all the required details. Click on ‘Get Quote’.
• Step 6: A quote will be displayed on your screen.
• Step 7: If you are satisfied with the quote, proceed with paying the premium through online payment modes.

Documents Needed to Buy/Renew Medical Insurance Policy

• A duly filled application form
• Proof of identity
• proof of address
• Proof of income like current bank account statements, salary slips, etc.
• A cancelled cheque

• Step 1: Visit TATA AIG’s official website.
• Step 2: Click on the ‘Health’ option under the ‘Renewal’ section.
• Step 3: Enter your policy number and click on 'Renew'.
• Step 4: Your policy details will be displayed on the screen. Check the details and proceed.
• Step 5: Pay the premium amount through any of the payment modes.

Claim filing or claim initiation is a straightforward process at TATA AIG. You can either opt for reimbursement or a cashless claim facility.

How to File a Reimbursement Claim?

• Step 1: Go to the Claims page on our official website.
• Step 2: Click on the ‘Initiate Claim’ option and select ‘Health’.
• Step 3: Enter details and fill out an online reimbursement claim form.
• Step 4: Submit the required documents. These may include claim settlement forms, health insurance policies, medical bills, etc.
• Step 5: Once all the documents are submitted, we shall verify them and may also contact you if required.

How to File a Cashless Claim?

Cashless claims facility is now allowed at any network or non-network hospitals. You can file for cashless claims at TATA AIG by following the steps below.

• Step 1: Send an SMS "GoCashless" to 7669300780.
• Step 2: Speak with our expert advisor.
• Step 3: Get your cashless claim.

TATA AIG has one of the strongest hospital networks in Bangalore, giving policyholders easy access to quality medical care without financial stress. With thousands of partner hospitals across India, including leading multispeciality and speciality hospitals in Bangalore, treatment becomes convenient and reliable.

Recognised for offering the best medical insurance in Bangalore, TATA AIG ensures comprehensive coverage for diverse healthcare needs.

The highlight of TATA AIG health insurance is its cashless everywhere facility, allowing you to avail medical services without paying upfront. You simply show your health card, and the insurer settles bills directly with the hospital. This seamless cashless claim process ensures hassle-free treatment when you need it the most.