Health Insurance in Mumbai
Health Insurance in Mumbai
In the city of Bollywood, with lavish and posh homes and multi-cultural residents, Mumbai welcomes everyone with an open heart. Being the country's financial capital, many people migrate to this city to earn and live a better life.
As one of India's most famous metro city, it has become densely populated. Everyone wants to fulfil their goals and ambitions here. However, with this increasing population in Mumbai, there is also a rise in construction and air pollution. These circumstances make it essential to have suitable health insurance in Mumbai.
Similar to the expensive living costs in Mumbai, the healthcare services costs may also reach the sky. So, if you are a Mumbaikar or are planning to become one, then you should look for the ideal health insurance company in Mumbai. Managing the living costs as well as the unexpected medical expenditure, would otherwise become overwhelming.
And while choosing the health insurance company in Mumbai, you should make sure that the plan suits all your requirements. It will be regarded as the best Mediclaim policy in Mumbai only when it offers comprehensive benefits.
As one of the best health insurances in Mumbai, Tata AIG's plans cover more than the usual coverage. It includes in-patient treatment like Ayurveda, Unani, Homeopathy or Siddha with hospitalization costs, nursing fees, domiciliary treatment, dental treatment and others.
Moreover, we aim to fulfil individual needs and hence provide plans that suit everyone. We have comprehensive medical insurances in Mumbai: Tata AIG Medicare and Tata AIG Medicare Plus. And Tata AIG Medicare is subdivided into Tata AIG Medicare Premier and Tata AIG Medicare Protect. To understand what is best for you, you can read our policies in detail.
What is the Significance of Buying Tata AIG Health Insurance in Mumbai?
One key factor for having the best medical insurance in Mumbai are the health challenges that the citizens of the city have to face. There are many health risks, from unhealthy food habits to the sedentary lifestyle and commotion and pollution due to population.
Thus, you will benefit of you have the best health insurance in Mumbai. At Tata AIG, which can be regarded as one of the best medical insurance in Mumbai, we enable you to stay afloat in times of need. If you want to know what makes plans from Tata AIG the best Mediclaim policy in Mumbai, read these factors given below:
Simple Online Procedure: At Tata AIG, we offer the best health insurances in Mumbai as they are readily available online. With some simple clicks, you can buy an all-inclusive plan without problems. Tax Benefits: As defined under Section 80D of the Income Tax Act, you will benefit from some tax deductions.
Covers Pandemics: As a health insurance company in Mumbai, we understand the sudden needs and increasing changes. To keep up with these changes, we have plans dedicated to solving fiscal problems that may arise due to pandemics like the Coronavirus.
All-Age Coverages: We have multiple plans that cover people across all age groups. Be it newborns or senior citizens, maternity cover or family floater medical insurances in Mumbai.
The network of Hospitals: Our extensive network of hospitals in Mumbai helps you during emergencies. You may also opt for cashless hospitalization at these hospitals.
Option for Copayment: As the best health insurance policy in Mumbai, we offer extreme flexibility. You can choose the copayment option wherein you will pay a portion of the medical expenses, and we will pay the residual amount.
Claim Settlement Ratio: As a top health insurance company in Mumbai, our claim settlement ratio is 96.43% in the FY19-20, emphasizing the fact that we offer the best Mediclaim policy in Mumbai.
Cumulative Bonus: When you do not file for a claim in the entire year, we also grant a cumulative bonus during renewal. Essentially, we make an increase in your sum insured amount.
What's Great About Health Insurance in Mumbai by Tata AIG?
We understand that having the best Mediclaim policy in Mumbai is a necessity. Hence, we try our best to level with the rising demands of our customers to provide them with the finest of services. The benefits that make our plans the best medical insurance in Mumbai are:
In-patient treatment: Our Tata AIG Medicare health insurance in Mumbai includes coverage for hospital room rent, ICU charges, medicines, nursing charges, and other related consumables.
Pre and Post Hospitalization Medical Expenditure: Medical charges incurred 30 or 60 days before the hospital's admission date. And medical costs incurred in 60 or 90 days after the discharge from the hospital.
Cover for Ambulance Costs: The medical expenditure incurred on transportation using the ambulance is also covered under our health insurance plans in Mumbai.
Daycare Procedures: Before, many treatment processes required more than 24 hours of hospitalization. But now these can be done sooner. We offer cover for up to 541 different daycare treatments that do not necessarily require hospitalization.
Global Cover: Our health insurances in Mumbai cover medical expenses related to your in-patient and daycare hospitalization outside the country. Note that it is only applicable when the diagnosis is made in India.
Organ Donor Overheads: Our medical insurances in Mumbai provide cover for the expenditure for harvesting the organ if you, as insured, are the recipient.
Vaccination: Our plans cover costs related to the Human Papilloma Virus vaccine and Hepatitis B Vaccine after two years of continuous cover.
Maternity Cover: As one of the best medical insurances in Mumbai, we provide cover for maternity expenses too. These include pre and post-natal expenses.
Dental Treatment: As offering one of the best health insurance policy in Mumbai, we provide cover for dental treatment in case of accidents. However, note that the liability covered would be as mentioned in the policy wordings.
Ayush Cover: Having the best Mediclaim policy in Mumbai, we also cover in-patient treatments practised following Ayurveda, Siddha, Unani or Homeopathy.
What is the Tata AIG Health Insurance Renewal Process in Mumbai?
The best part of Tata AIG's medical insurances in Mumbai is the easy renewal process. Similar to having the best Mediclaim policy in Mumbai, renewing it on time is extremely crucial. Note that every company has a different renewal procedure. But one thing that remains common is that the failure to renew it could make you lose your health cover as well as the NCB (No Claim Bonus).
Read on to know the renewal procedure for health insurances in Mumbai. Simply, follow these steps:
Step 1: Visit our official website page.
Step 2: Look for the renewal option and click.
Step 3: Fill in the policy number and other required details and press enter.
Step 4: If you want to make additions to your existing policy with some riders, add them. After that, click on the enter button for easy renewal online.
Step 5: You will be directed to the payment page for your health insurance renewal. Plus, you will be provided with the option to pay via credit card, debit card or net banking.
Step 6: Once the premium payment is successful, you will be done with the renewal of the health insurance policy online.
Step 7: You can save the details of renewal for future use.
What Should You Consider Before Purchasing Health Insurance in Mumbai?
While looking for the best Mediclaim policy in Mumbai, you can consider the following aspects:
Your Overall Budget When you are planning your financials, it is necessary to take into account your budget. So, when you look for the best health insurance policy in Mumbai, you should have your monthly budget charted out already. This way, you can evaluate what premium is suitable for you. Then, you can opt for an affordable plan with maximum benefits and coverage.
Make Use of Health Insurance Premium Calculator One effective tool that will help you find the best medical insurance in Mumbai is the health insurance premium calculator. On all our websites, we have a reliable calculator which will make your buying decision swiftly. It enables you to compare the amount of premium for our medical insurances in Mumbai and choose a suitable policy.
Select Maximum Coverage Make sure that you clearly comprehend the coverage of our health insurances in Mumbai. The general benefits that all our plans offer include coverage for pre and post-hospitalization expenses, doctor fee, diagnosis, treatment and others.
Check Waiting Period As per the guidelines of the country's insurance regulator, we have a waiting period for your medical insurances in Mumbai. Generally, the waiting period is 30-90 days, but it can go up to 2-4 years with a diagnosed pre-existing condition.
Check Your Eligibility Before choosing any of our medical insurances in Mumbai, it will be advisable to check the chosen health insurance plan's age criteria. One of the best health insurance policy in Mumbai, our MediRaksha plan offers a lifelong renewability option as well.
Hospital Network Best health insurance in Mumbai would be the one that covers utmost convenience. And we, as a health insurance company in Mumbai, try to do so in every aspect. We have a wide network of hospitals that will help you during emergencies. As we all know that Mumbai is a big city, transportation can be time taking. But with our connection of hospitals near you, you will have no trouble finding a hospital in time of need.
While these are some aspects that you should consider before buying medical insurance in Mumbai, there are two essential factors to keep in mind as well:
- Buy health insurance in Mumbai online. It is so because in the online buying process, you will be using the company's official website, and multiple options will be available with precise and accurate information. Based upon your needs, you can opt for the best medical insurance in Mumbai.
- You should consider a background check and research on the health insurance company in Mumbai that you choose. You can go through the insurance companies' claim settlement records for the past three years to find the best health insurance company in Mumbai.
List of Cashless Hospital Network in Mumbai
Our only desire is to assist you in every way possible and serve you in the most pleasing possible manner. Thus, we ensure to facilitate the best healthcare services for you. So, we have tie-ups with all the famous hospitals to ensure that you get the best treatment without worrying about the financial expenditure. Have a look at our list of cashless hospitals in Mumbai:
Abhishek Nursing Home Address: Jagruti Co-Operative Housing Society, Bhatwadi, Barve Nagar, Ghatkopar West, near Saraswat Co-op Bank Ltd, Mumbai, Maharashtra 400084
Amruta Surgical And Maternity Home Address: WING-C, Bhaveshwar Plaza, LBS Road, Opp Shreyas Cinema Road, Gangawadi, Ghatkopar West, Mumbai, Maharashtra 400086
Arihant Eye Care Centre Address: Shivam Apartment, Raghunath Mhatre Rd, Mhatre Wadi, Dahisar West, Mumbai, Maharashtra 400068
B. C. J. Hospital & Asha Parekh Research Centre Address: Unit 2, Swami Vivekananda Rd, Navyug Colony, Santacruz West, Mumbai, Maharashtra 400054
Balaji Hospital Address: Cross Lane III, Victoria Road, Byculla East, Mumbai, Maharashtra 400027
Thane Health Care Hospital Address: Brahmin Society, lane, Gokhale Rd, Naupada, Thane West, Mumbai, Maharashtra 400602
Zenith Hospital Address: Parth Business Plaza, Mith Chowky, Malad West, Mumbai, Maharashtra 400064
Zynova Heart Hospital Address: Trimurti Arcade, LBS Marg, near Sarvodaya Hospital, Gandhi Nagar, Kirti Vihar, Ghatkopar West, Mumbai, Maharashtra 400086
Kevalya Hospital Address: Siddhi Apartments, near Ghodbunder Road, Vijay Garden Rd, Thane West, Thane, Maharashtra 400615
Kokilaben Dhirubhai Ambani Hospital And Medical Research Institute Address: Rao Saheb, Achutrao Patwardhan Marg, Four Bungalows, Andheri West, Mumbai, Maharashtra 400053
Reviewed TATA AIG Health Insurance Customer's from Mumbai
Do have a look at what some of our customers have to say:
Neha Kaul Tata AIG's customer support is extremely good and efficient. They made my experience of buying health insurance hassle-free and easy.
Ved Prakash Such a simple process that is informative and easy! I had no idea that buying health insurance online is so simple. Thank you for the prompt support, Tata AIG team.
Pinky Sharma I highly recommend Tata AIG. They help you through the entire process. A swift and a good buy, I must say. Plus, extremely helpful, supportive customer support.
Nisha Negi I have been an ardent customer of Tata AIG for decades. But the quality of service has never degraded. Plus, they have a straightforward online renewal process. Highly recommend them!