Health Insurance in Rewari

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Health Insurance in Rewari

Situated 82 kilometres from the national capital, Rewari is a city in Haryana known for its historical sites like the Lal Masjid and Shri Ghanteshwar Mandir and brass and copper industries. As a growing industrial city, Rewari has a range of persistent health risks, including respiratory and waterborne diseases. Whether you are a resident or a visitor, get health insurance in Rewari to stay protected against the huge financial burden such diseases bring.

A health insurance policy covers everything from medicines and diagnostics to advanced treatments, helping you with planned and emergency hospitalisation. TATA AIG offers a range of medical insurance plans, including individual, family and super top-up plans, catering to different healthcare needs in the city. Get unique benefits like global cover, automatic restoration and cashless treatments anywhere with our plans. Keep reading to know more!

Quick Summary - Health Insurance in Rewari

  • Health insurance in Rewari is necessary due to the high risks of respiratory diseases, waterborne diseases, diabetes and hypertension. Health insurance safeguards you and your family members from medical inflation and out-of-pocket expenses.
  • TATA AIG offers a variety of medical insurance plans, including individual, family health insurance, senior citizen health insurance and critical illness insurance plans.
  • Our plans offer cashless treatments at any hospital in India along with benefits like attractive year-round discounts, automatic restoration, instant purchases and an easy claim settlement process.
  • Buying or renewing a TATA AIG health insurance plan is as simple as pressing the buy or renew button, entering a few basic details and paying the premium online.
  • We offer a simplified claim process, including cashless and reimbursement options for both planned and emergency hospitalisation.

What the Data Says About Major Health Issues in Rewari

  • Respiratory Diseases: Being an industrial city, Rewari experiences respiratory issues like acute respiratory infections, fever and cough. A study of the Bawal Industrial Township showed that one-third of cases involved respiratory issues. Anotherstudy found a 36.67% prevalence of ARI among hospitalised children under five years.

  • Digestive Diseases: Outbreaks of diarrhoea and abdominal pain have often been reported in Rewari. A survey in Khaliyawas showed a case rate of 127 per thousand population. A one-year study in North India found that 45% of diarrhoea cases were due to Inflammatory Bowel Disease, while 18% were due to gastrointestinal infections.

  • Malnutrition and Deficiency: The Bawal Industrial Township study reports that malnutrition and nutritional deficiencies are the second leading cause of hospital visits. According to the Haryana Health Dossier, 11.8% of newborn infants and 21.5% of children under years were reported to be underweight.

  • Diabetes and Hypertension: Diabetes and hypertension are the most common non-communicable diseases. A study by the Indian Council of Medical Research found 12.4% prevalence of diabetes in Haryana and 17.9% prevalence in cities. A study of a community health centre in the state reported a 28.1% occurrence of hypertension among patients.

Why Do You Need Health Insurance in Rewari?

1. Provides Financial Security: Every health plan provides you with financial security against expensive medical treatments, procedures, medicines and other associated expenses. It protects your hard-earned savings from exorbitant hospital bills and ensures access to quality care.

2. Supports Your Family’s Well-being: Covering healthcare for multiple family members can be challenging. Family medical insurance in Rewari can include multiple family members, including spouse, children and parents, under a single plan. For elderly parents, you can get senior citizen health insurance.

3. Helps to Deal with Emergencies: Health issues can come without warning, requiring you to take drastic actions like selling off assets or investments. Medical insurance in Rewari enables you to quickly access treatments without the need for cash payments or having to search for a hospital.

4. Prevents Out-of-Pocket Expenses: According to the World Bank, Indians pay 43.89% of healthcare expenses out of their own pocket. An effective health insurance plan can get this to zero by covering all expenses, including medicines, diagnostics, consultations, checkups and more.

5. Provides Access to Quality Healthcare: Rewari health insurance plans provide you with access to the best quality of care and the most reputable hospitals, medical colleges, and specialist clinics. TATA AIG’s health insurance plans provide access to more than 12,000 cashless network hospitals across India for fast-track treatments.

Types of TATA AIG Health Insurance Plans Available in Rewari

  • Individual Health Insurance

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  • Senior Citizen Health Insurance

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  • Family Health Insurance

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  • Critical Illness Health Insurance

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  • Super Top-Up Health Insurance

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  • Arogya Sanjeevani Policy

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Reasons to Buy Health Insurance from TATA AIG in Rewari

  • Cashless Treatments Anywhere: The best health insurance in Rewari doesn’t just cover treatments in Rewari or Haryana. With TATA AIG’s Cashless Everywhere facility, get up to 100% coverage at any approved hospital or other medical institution by filing a claim.
  • Personalised Protection: Choose a sum insured between ₹5 lakhs and ₹3 crores and plan terms from 1 to 5 years to suit different healthcare needs. For easy customisability, we offer add-ons like a premium waiver benefit, accident cover, global cover, OPD expenses, and more.
  • Multiple Attractive Discounts: Get affordable health insurance in Rewari with incredible discounts. Lower your premiums up to 10% for 3+ year plans and 32% for including 3+ family members. Depending on your plan, get a 20% favourable experience discount and 6% off by selecting shared rooms.
  • Instant Purchases and Renewals: Our portal and mobile app make purchasing health insurance online as easy as a few clicks with next to no paperwork. Compare our plans using our comparison tools and gain complete insight by reading our digital policy documents.
  • Automatic Restoration: The automatic restoration is one of the biggest benefits of our Rewari health insurance plans, as it ensures continued coverage. It restores your sum insured and cumulative bonus after you have spent your medical coverage by filing one or more large claims.
  • Tax Benefits: Besides savings on our plans, avail of tax deductions on health insurance premiums paid under Section 80D of the Income Tax Act. Save up to ₹25,000 on premiums for yourself, your spouse and children and additional deductions for parents and senior citizens, up to ₹1 lakh/year.

TATA AIG Health Insurance in Rewari - Inclusions, Exclusions & Add-ons

Inclusions Exclusions Add-Ons
Medical expenses related to inpatient care at a hospital Cosmetic and plastic surgery and medical expenses Emergency Assistance Services
Pre and post-hospitalisation cover for a fixed number of days Intentional self-injuries or attempted suicide Accident Cover
Daycare treatment for less than 24 hours of hospitalisation Treatment for baldness and alopecia, wigs, etc. Global Cover for Planned Hospitalisation
AYUSH cover, including inpatient and daycare treatment Treatment for alcoholism, drug or substance abuse Inflation Protect
Domiciliary hospitalisation under a doctor’s supervision Injuries from hazardous sports like motor racing and skydiving Wellness Services
Pre-existing diseases after a 3-year waiting period Injuries or illness from nuclear, chemical or biological weapons Vaccination Cover
Preventive checkups, subject to policy limits High-End Diagnostics
Ambulance charges, subject to policy limits Voluntary Co-payment
Global cover for overseas hospitalisation Waiver of Age-Linked Co-payment
Consumable benefit covering listed medical consumables First Year Vaccinations
Inpatient dental treatment covering accidents and injuries Delivery Complications Cover
Bariatric surgery cover, for medically necessary treatments Hearing Aid

How to Buy Health Insurance in Rewari Online

Complete Health Plans at Your Fingertips

Get comprehensive care at affordable prices with a few clicks

1. Select Buy Insurance: Scroll up and click on the button labelled “Want to buy insurance” at the top of this page.

2. Verify Your Mobile Number: Enter your mobile number and PIN code for verification. Click on “Next” and enter the OTP (one-time password) to confirm.

3. Provide a Few Details: Choose the number of family members and provide the rest of the required information. Click on “See Plans”.

4. Choose Your Plan: Review your available health insurance plans in Rewari. Make your choice and select the sum insured, tenure and add-ons as per your needs.

5. Pay the Premium: Check the final premium prices. Pay it online to buy a health insurance plan.

How to Renew Your TATA AIG Policy Online?

1. Select Policy Renewal: Scroll to the top of this page and select “Renewal” > “Health”.

2. Enter Your Policy Number: Type in your existing health insurance policy number and click on “Renew”.

3. Modify Coverage: Check your policy details and No Claim Bonus. Modify your sum insured and include add- ons as needed.

4. Pay the Premium: If the final premium quote is acceptable, pay the premium online to renew your online health insurance in Rewari.

How to Claim Health Insurance in Rewari?

Cashless Claim- Emergency

1. Inform TATA AIG immediately: Inform us by calling our 24/7 helpline (022-6489-8282) as soon as realistically possible.

2. File a Cashless Claim: Submit your cashless claim form alongside your health card, copy of policy documents and identification within 24 hours of hospital admission.

3. Await Authorisation: Wait till we process your claim within our deadline and send an authorisation letter to the hospital.

Cashless Claim- Non-Emergency

1. File a Cashless Claim: Select a hospital and submit a cashless claim form via our claim portal, email or letter. Send it at least 48 hours before your scheduled treatment.

2. Await Confirmation: Wait as we process and verify your claim. Then, we will inform your selected hospital and send you a confirmation letter.

3. Present the Confirmation Letter: Upon arrival at the hospital, present your health insurance card and confirmation letter at check-in and get your planned treatment.

Reimbursement Claim

1. Pay for Your Treatment: Get medical treatment out of your pocket and collect all relevant prescriptions and bills before your discharge.

2. File a Reimbursement Claim: Submit a reimbursement claim form with documents such as medical bills, prescriptions, certificates, payment receipts, etc.

3. Await Settlement: Wait as we verify and process your claim and documents, and send you the approved reimbursement to your account.

How Much Health Insurance Coverage Do You Need in Rewari?

As a small city, you need relatively lower health insurance coverage in Rewari. However, the exact coverage you need will depend on your age, number of family members, pre-existing conditions, financial situation, and other factors. Know our minimum recommendations:

  • Young Individuals: For a single person in their 20s, at least ₹5 lakhs of medical coverage is advisable. For major procedures and medical expenses, we recommend at least ₹10 lakhs.
  • Individuals Above 40 Years: Due to a higher risk of illnesses, at least ₹10 lakhs of health insurance coverage is recommended. For individuals above 60 years, we recommend our senior citizen plans with at least ₹15 lakhs of coverage.
  • Families: Family health insurance plans in Rewari with at least ₹10-15 lakhs are recommended for a young family of four. For larger families, we advise ₹20-30 lakhs as per your family size.
  • Pre-Existing Diseases: For individuals with pre-existing conditions like diabetes, hypertension, cardiac issues or respiratory diseases, get an additional ₹5 lakhs of coverage per adult.

Is Government Health Insurance Enough to Cover Medical Expenses in Rewari?

The Mukhymantri Muft Ilaaj Yojana or MMIY provides free treatment to all citizens of Rewari and the rest of Haryana. However, it does not cover many medical expenses covered by even basic health insurance plans. Understand the differences to know which one is better:

Point of Differentiation Government Health Scheme (MMIY) Private Health Insurance (TATA AIG)
Sum Insured Not applicable Customisable, from ₹5 lakhs to ₹3 crores based on the chosen plan
Coverage Features Surgeries, basic lab tests, drugs, OPD visits, and dental care Hospitalisation, daycare and AYUSH treatments, ambulance charges, preventive checkups, global cover, and more
Flexibility Lower, standard features for every beneficiary Higher, customisable features and a wide selection of add-ons
Premium Free services Premium based on multiple factors, including sum insured, add-ons, age and family members
Claim Processing Long wait times due to overcrowded public health institutions Minimal wait times and hassle-free claim settlements
Eligibility Available to citizens residing in Haryana Any adult can purchase health insurance for themselves and their family

Cashless Network Hospitals in Rewari

TATA AIG has partnered with 12,000+ cashless hospitals across the country, including 37 network providers in Rewari. While our Cashless Everywhere facility allows you to get cashless treatment at any hospital, our network hospitals offer faster claim process, minimal verification and high-quality treatment. Explore our most popular hospitals in Rewari:

  • Apex Hospital And Trauma Centre (Dharuhera)
  • Lalita Memorial Hospital Pvt Ltd (Bara Tala)
  • Metro Hospitals & Heart Institute (Dharuhera Chungi)
  • Centre For Sight (Circular Road, Sector 5)
  • Neurocity Superspeciality Hospital (Azad Chowk)
  • M Plus Hospital (Circular Road)
  • Savitri Devi Hospital (Ambedkar Chowk)
  • Shri Ashwini Saxena Hospital (Model Town)
  • SS Kidney and Urology Super Speciality Hospital (Model Town)
  • Ganga Sahai Multispeciality Hospital (Sector 3)

Check our cashless network hospital page for the full list of network providers near your area. Simply enter your city name and click on ‘Search’.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Frequently Asked Questions

Policy

1. What are the top health insurance plans in Rewari?

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Our most popular plans in Rewari include TATA AIG MediCare, TATA AIG MediCare Premier, TATA AIG MediCare Select, TATA AIG ElderCare, and TATA AIG Criti Care. The best plan depends on your needs. While the Premier offers comprehensive coverage with benefits like maternity and OPD covers, the Select offers the highest flexibility. The MediCare plan offers standard coverage at an affordable price, while ElderCare covers age-related conditions, and Criti Care enhances your current plan.

2. What are the different types of mediclaim policies in Rewari?

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The different types of health insurance plans available in Rewari include individual plans, family floater plans, senior citizen plans, critical illness insurance, super top-up insurance and the Arogya Sanjeevani policy. Each of these types caters to different healthcare requirements with different features, coverage limits and discounts. Choose a plan based on your age, family size, average medical expenses, health conditions and family medical history.

3. What is the best health insurance for elderly people in Rewari?

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For individuals aged 60 years or more in Rewari, senior citizen plans are the best choice as they come with no upper age limits or pre-policy screening requirements. The TATA AIG ElderCare is the most suitable plan for anyone aged 61+ years and covers up to two people. It offers a range of elderly care features, including post-operative care, home physiotherapy, nursing services, telephonic assistance, home treatment cover, wellness services, and more.

4. How to find the best cashless health insurance in Rewari?

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To find the best cashless health insurance, find and compare plans based on their hospital network coverage, insurance benefits and premium costs. The best cashless health plan offers the biggest hospital network covering the most reputable hospitals, clinics and diagnostic centres near your locality. Also, assess factors such as the claim settlement process, customer service and the insurer’s Claim Settlement Ratio to make an informed decision.

5. What is the cost of a 5 lakh health insurance plan?

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The cost of a ₹5 lakh health insurance plan depends on multiple factors such as the policy’s type, tenure, add-on covers and your age, location, medical history, claim records, etc. Since different providers charge different premiums, the best way to find out your costs is to use the provider’s health insurance calculator. Simply enter the required values, including policy and personal details, to get an accurate estimate.

6. Does health insurance cover pancreatitis?

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Yes, health insurance plans typically cover specific illnesses, such as pancreatitis, after a waiting period of 24 months. All plans cover expenses such as hospitalisation, daycare treatment, ambulance charges and domiciliary hospitalisation for pancreatitis. However, alcoholic pancreatitis is excluded from most plans as it happens due to long-term alcohol consumption. Always review the policy wording, exclusions, and waiting periods before purchasing a health insurance plan.

7. What is deductible in a health insurance plan?

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A deductible is a fixed amount you (the policyholder) must pay from your own pocket before the health insurance plan activates. Once you pay medical expenses above this threshold, the insurance policy covers the rest as per applicable terms and conditions. Deductibles can be mandatory for certain plans or voluntary, offering discounts for the additional liability.

Suppose your health plan has a ₹50,000 deductible and a ₹5 lakh sum insured. If your total hospital bill is ₹2 lakhs, you must pay ₹50,000 on your own, while the insurance plan will pay ₹1,50,000.

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