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What is an Overseas Mediclaim Policy?

  • Author :
  • TATA AIG Team
  • Published on :
  • 06/05/2022

Human beings are not meant to be stationary. We face a constant need to move from one place to another. Whether it is to take a walk within the house once we have been seated for far too long, or take a trip to a new place, once we have been confined home for too long, these last two years have left people itching to move out and see more of the world. It has been like a wake-up call reminding us that our time is limited and valuable, and there is a lot for us to see. Thus, once borders opened up, domestically and internationally, people were seen rushing to take a holiday, no matter how short it may have been.

The truth is that most families in India do tend to take a short trip abroad, if possible, during holidays. Indian people have an increased affinity toward travel. Thus, it is increasingly important for Indian families to have a robust travel insurance plan. If you are someone who goes for a lot of holidays abroad, overseas travel insurance is the way to go for you. You may wonder why you need to put in the extra money to get a travel insurance plan, but the truth is such a plan may help you save far more money than what you are spending.

Things can get a little scary when you're in a foreign country and need assistance. You are unsure who to contact or where you can obtain the assistance you require. You may feel stranded as a result. Things can go wrong in a variety of ways. You or your travel companion could become ill, misplace something, or be robbed.

So what do you do when you're in a position like this? Will you let your worries prevent you from seeing the world and experiencing new sights and sounds? Instead, you should protect yourself by purchasing a comprehensive travel insurance plan. Overseas travel insurance can protect you from any mishaps when you are abroad. Tata AIG offers overseas travel insurance to cover any emergencies that may arise and keep you out of trouble.

You can travel worrying about the small stuff with Tata AIG overseas travel insurance coverage. Our travel insurance plan can help you deal with any unfavourable situations. From lost luggage to stolen passports to getting hospitalised due to COVID-19, we'll be with you every step of the way. You can rely on us to help you with any problems you may encounter. And the best part of the cover is the overseas mediclaim policy. Also, the process of filing a claim for your travel insurance policy is quick and easy.

Overseas Mediclaim Policy Meaning

If you are wondering about the overseas mediclaim policy meaning, then learning about it will leave you feeling relieved. An overseas mediclaim insurance policy is part of your overseas travel insurance policy. The overseas mediclaim insurance policy is a cover provided to protect you in case you face medical issues when you are travelling. But, unfortunately, you can never determine when things go south. So what are you supposed to do when you are abroad?

Overseas medical aid is very expensive. If you fall ill or have an accident when you are on your holiday, your savings can deplete. The Food and Drug Association has set up such guidelines internationally that paying for overseas medical needs without an overseas travel insurance policy is nearly impossible.

So, if you want to protect yourself from financial losses in case of a health emergency abroad, having an overseas mediclaim insurance policy is a must. Since your overseas medical policy premium is part of your travel insurance plan, you are also protected from loss of baggage, flight cancellation, passport loss and more.

How to Get Travel Insurance with Mediclaim Cover?

One can easily buy the Tata AIG Overseas Travel Insurance online by following the steps mentioned below:

  • Go to the official Tata AIG website and visit the Travel Insurance page.
  • In the tab named 'Travelling to', enter the name of your preferred travel destination
  • You need to enter the starting and ending date of their trip.
  • Select the 'Get Plan' option to look at the Tata AIG Plans you can pick from.
  • You must submit the essentials and particulars like name, contact details, address, etc.
  • Select the 'Get Quote' option to receive the travel insurance quote.
  • If you are satisfied with every aspect of your Travel Insurance Plan, go ahead and buy it.
  • You need to pay the premium charges online.
  • Download the Tata AIG Travel Insurance Plan copy from your registered email ID.

How Much is the Overseas Travel Insurance Premium?

The overseas mediclaim policy premium will be determined by several criteria, including the length of your stay and the amount of coverage you select. As a result, it's critical to choose a proper sum assured to ensure enough coverage during your vacation.

With the Tata AIG travel insurance options, you may get excellent coverage at a low cost. Our Travel Insurance Premium Calculator can help you determine the overseas mediclaim policy premium. Once you have a figure, you can decide what your finances will look like. Knowing how much you will spend on insurance is important if you are travelling with family. You know that you are taking your family on a trip where they are secure and will face no sudden shocks.

Other Benefits of a Travel Insurance Plan

You can take advantage of travel insurance plan-related coverage benefits if you have a valid Tata AIG travel insurance plan.

  • Luggage Coverage - If you misplace your luggage or it is delayed at the airport while travelling, the Tata AIG baggage protection can provide you with unrivalled help. If you have this coverage, you can claim compensation for all things in your check-in luggage up to the limit specified in the policy documentation.

  • Journey Coverage - Get comprehensive coverage for your overseas journey with the Tata AIG travel insurance package. It will cover you financially in the event of the loss of your passport, travel delays or cancellations, hotel cancellations, etc.

Conclusion

Thus, through this article, we understand why we must have a comprehensive overseas travel insurance plan. Going for a trip without proper cover is asking for trouble. So, when planning your holiday abroad, secure yourself and your family with travel insurance from Tata AIG.

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