Instachoice Home Insurance
Tata AIG General Insurance Company Limited Instachoice Home Insurance is a do it your self insurance product which allows you to choose and design your own home insurance cover instantly.
- Easy and Instant, No Documentation
- Flexible – lets you decide the premium that you want depending on the coverage amount you choose
- Offers a burglary cover for jewellery
- Covers domestic appliances as old as 8 years making it an instant hit amongst home owners and non-owners alike.
Fire and Special Perils: Protects home structure as well as contents against fires, earthquakes, floods, lightning, thunderstorms, storms, inundation, cyclones, etc. It also protects against man-made threats like terrorism, riots and strikes
Rent for alternative accommodation: Covers additional rent in case the house is severely damaged and rendered uninhabitable under Fire and allied perils. This has a maximum limit of Rs.30, 000 for 3 months.
Burglary & Theft: Covers Loss or damage to your household contents in the event of Burglary / Theft or Attempted Burglary / Theft. Coverage option is available on 1st loss basis.
Public Liability: Protects your guests or any third party against any damage caused to them or their property in the insured’s home.
Baggage Loss: This cover protects Accidental loss/damage/theft anywhere in India of accompanied personal baggage whilst on travel outside municipal limits of city.
Audio & Audio Visual Appliances: This is a Comprehensive cover against loss/ damage to your Audio/AV appliances at home due to fire and allied perils, Burglary/theft, Accidental external means, Mechanical and electrical breakdown, legal liability.
Breakdown of Domestic Appliances: This cover protects against Mechanical &/or Electrical Breakdown to other domestic appliances at your home.
Personal Accident: This is a Family cover for compensation in case of death or disablement of the insured person due to accidental bodily injury anywhere in world.
Purchase Protection: This covers New Items purchased under Benefits: Fire & Burglary / Theft up to 30 days from the date of purchase.