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    Return to Invoice (RTI)


    What is covered:

    We will pay the financial shortfall between the amount You receive under section 1(own damage) of the policy and the purchase price of the new two wheeler of same make and model as confirmed in the invoice of sale in the event of Your two wheeler being a Total Loss/ Constructive total loss (CTL) or stolen during the period of insurance and not recovered. In case exactly same make/model is not available, our liability will be limited to the shortfall with respect to the latest price of the insured vehicle. We will also pay the registration charges and road tax applicable for the new two wheeler of same make and model, however, We will pay first time registration charges and road tax in case same make and model is not available. Registration charges and road tax will be paid as applicable at the place of registration of insured vehicle.

    Special conditions applicable to this benefit:

    · You are the first registered owner of the two wheeler or vehicle is in the name of user who exclusively used the vehicle prior to transfer of vehicle in case of an institution.

    · The finance company/bank whose interest is endorsed on the policy must agree in writing for settlement of claim under this coverage.


    What is not covered:

    We will not pay the financial shortfall if:

    · Total Loss/CTL and theft claim is not valid and admissible under section 1 (Own Damage) of the policy.

    · Final investigation report in case of theft claim is not submitted to us.

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    2008, Tata AIG General Insurance Company Limited, all rights reserved.

    Registered Office : Peninsula Business Park, Tower A, 15thFloor, G.K.Marg, Lower Parel, Mumbai-400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425.

    Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation.

    For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.

    Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – Fax Number – 022 66938170