Are you an NRI ? Do you have Family back in India?

Cover them with our health plans that you can buy and manage from abroad

NRI Select health insurance
NRI Select health insurance
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Coverage
Why TATA AIG
Why insurance matters
Claims
What’s covered & what not
Documentation required
Testimonials
TATA AIG NRI health insurance
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—BUILT AROUND YOUR FAMILY

Whoever you care for, we’ve got them covered

crossIconJust me, when in India

Just me, when in India

Stay protected during your visits with coverage built for your time in India.

crossIconMy family in India

My family in India

Protect your parents, spouse or children back home while you live abroad with peace of mind.

crossIconMe & My family

Me & My family

One thoughtful plan for you, your spouse, Children and dependent parent who live in India

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WHY TATA AIG

Care that works here when you're away

1+
Cashless hospitals across India

Your family walks in, shows the health card, and walks out with cashless settlement, at network hospitals

1x7
Customer support, any timezone

It's 2 AM in New York and noon in India — our NRI assistance desk is awake for both.

1%
Personalised health coverage

Choose who to cover and how much protection your family needs.

₹100 Lakh
Save up to ₹1 lakh in taxes

Health insurance premiums may qualify for tax benefits under Indian tax laws.

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PROTECTION WITHOUT BORDERS

Why health insurance matters when you live away

Care that doesn’t wait for your flight

Get health cover for your parents, spouse and children residing in India

Unexpected medical expenses

Stay prepared for medical emergencies back home with cashless treatment, not last-minute wire transfers.

Rising healthcare costs

Plan today for the rising cost of healthcare in India, so tomorrow's emergency isn't a financial shock.

NRI health insurance
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SIMPLE, EVEN FROM OVERSEAS

A claim in India. Managed from anywhere.

Claim step 1

Family gets care

They visit a network hospital in India and share policy details

Claim step 2

Hospital notifies us

The cashless request is submitted directly to Tata AIG

Claim step 3

You stay informed

Track progress and get support from wherever you are.

Claim step 4

We settle the claim

Approved bills are settled with the hospital as per policy terms.

Need help during a claim?

Our claims team is available 24×7 to support your family in India.

Claims support
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IMPORTANT COVERAGE INFORMATION

What's covered — and what not

What is covered

Hospitalisation expenses at 15,000+ cashless network hospitals in India
Cover for parents, spouse and children residing in India
Cover for yourself for treatment availed during your time in India
Tax savings on premiums, as per applicable Indian tax laws

What is not covered

Worldwide / global hospitalization benefits are not available under this policy.
Treatment taken outside India
Claims and policy benefits are applicable as per policy terms and conditions within India
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DOCUMENTATION REQUIRED

NRI / OCI verification, made simple.

Valid Passport with applicable visa stamps

OCI Card (for OCI customers)

Work Visa / Employment Permit / Tax Documentation

Overseas Residential Address Proof

Any additional documents required for residency verification

Note: NRI / OCI policyholders must maintain an Indian bank account for premium and claim payments, wherever applicable.

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WHY THEY CHOOSE US
Testimonials
Divya

London, United Kingdom
Covers her parents in Bengaluru

Dad needed hospitalisation within months of taking the plan. The cashless approval came through while I was still in the office in London. No drama, no running around for my mother.starstarstarstarstar
Aaditya

San Jose, United States Covers his mother in Delhi

Managing a policy from 12,000 km away sounded impossible. One call with the NRI desk and everything — from documents to the Indian bank account requirement — was explained in minutes.starstarstarstarstar
Rohit Sharma

Dubai, UAE Covers his wife and child in Mumbai

What sold me was clarity. I knew exactly what's covered, that it's valid only in India, and what documents they'd need. Honestly refreshing for insurance.starstarstarstarstar
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