Maruti Zen Estilo Car Insurance

The Maruti Zen Estilo insurance price depends on factors such as car registration location, insured declared value, policy type and more. Know the exact car insurance price by entering the Maruti Estilo details below:

How to Buy Car Insurance

To insure your second-hand or used Maruti Zen Estilo, you may need to complete an inspection.

• Step 1: Scroll to the top of this page or download the TATA AIG mobile app to buy your Zen Estilo insurance online.

• Step 2: Enter your Maruti Zen Estilo’s registration number and click Get Price.

• Step 3: Provide the required details about your car and its owner.

• Step 4: Select a suitable car insurance plan for your Maruti Zen Estilo and review the premium.

• Step 5: Pay online and get your policy issued instantly.

How to Do Maruti Zen Estilo Insurance Renewal

• Step 1: Scroll to the top of the page to renew your policy or open the TATA AIG mobile app.

• Step 2: Enter your Maruti Zen Estilo’s vehicle registration number or existing policy number.

• Step 3: Review the renewal premium for your Maruti Zen Estilo insurance.

• Step 4: Add or upgrade your car insurance coverage based on your requirements.

• Step 5: Pay online and download your renewed car insurance policy.

Important Tip: With TATA AIG, you get a 90-day grace period to retain your NCB discount before the policy expires. However, in case a car insurance policy lapses, you need to undergo a vehicle inspection. You can also check car insurance status to avoid policy lapse.

Get Affordable insurance for Maruti Zen Estilo online with TATA AIG!

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Third-Party Coverage is a Legal Requirement

If you drive your Zen Estilo on Indian roads, a valid third-party insurance policy is mandatory under the Motor Vehicles Act, 1988. Driving without insurance can lead to a fine of ₹2000 for a first offence and ₹4000 for a repeat offence, or in some cases imprisonment up to 3 months.

The plan protects against financial and legal liabilities arising from injury, death or property damage caused to a third party.

No-Surprise Repair Bills

Since the Maruti Zen Estilo was designed for everyday commuting, it is regularly used in traffic, and congested roads or parking areas. This can expose your car to minor collisions, dents and scratches.

Such unexpected accident repairs can be expensive. In such situations, Zen Estilo car insurance covers eligible accidental damage, helping keep repair costs more predictable and manageable.

Access Authorised Maruti Service Centres in Our Network

Its compact size, easy handling and economical ownership make the Zen Estilo a practical choice. This ease of ownership is also supported by Maruti Suzuki's extensive service network, with 6,000 service touchpoints across 3,000+ cities and towns.

To offer you a similar repair experience with us, we at TATA AIG offer 6,300+ cashless garages, including authorised Maruti service centres, where eligible repairs can be carried out without upfront payment.

Covers Fire, Natural and Man-Made Disasters

Your Zen Estilo can still suffer damage even when parked safely. Heavy rainfall and flooding can affect its components, while strong winds and storms may damage the car's bonnet or body.

With our car insurance policy, you can cover eligible damage resulting from specified natural calamities and other insured events1. This helps you deal with repair costs when the cause has nothing to do with your driving.

Covers Theft and Total Loss

As an economical car, the Zen Estilo plays an important role in getting you to work, managing household errands and travelling with family. With the car frequently parked at home, work or public places, the risk of theft cannot be overlooked.

So, if the vehicle is stolen or declared a total loss after severe damage, with the TATA AIG car insurance plan, you will get compensation based on its applicable IDV2, subject to the policy terms.

Best Car Insurance Policy Types We Offer

Comprehensive Car Insurance - Best Overall Fit

A comprehensive car insurance policy is a good choice for someone who regularly drives a Maruti Zen Estilo. The plan covers third-party liabilities while also protecting your Estilo against damage from accidents, theft and natural disasters.

Key Highlights

• The plan comes with a coverage option of 1, 2 or 3 years.

• With this plan, you can choose add-ons3 based on your driving and usage.

Buy Comprehensive Car Insurance

Third-Party Car Insurance - Best for low-value/older Maruti Zen Estilo

Maruti Zen Estilo third-party insurance is a suitable option for vehicle owners with low market value. The plan will cover your legal and financial liabilities for injuries, death and property damage caused by your Maruti Zen Estilo to others.

Key Highlights

• Offers coverage for third-party and death (no upper limit) and property damage (up to ₹7.5 lakh)4

• Legally mandatory for driving on Indian roads.

Buy Third-party Car Insurance

Standalone Own-Damage Car Insurance - Useful in specific situations

For Maruti Zen Estilo owners who already have a third-party insurance policy, standalone own-damage insurance adds an extra layer of protection for the vehicle. It helps cover eligible losses or damage to the Zen Estilo caused by covered events, without requiring you to purchase a new comprehensive policy.

Key Highlights

• Offers financial protection against eligible damage to your Maruti Zen Estilo.

• Can be combined with your existing third-party insurance to provide broader protection.

Buy Standalone Own-Damage Car Insurance

Which Policy Do I Buy?

6300+ Cashless Garages

Authorised Maruti service centres included

8 Add-Ons Covers

With Pre-Set Bundles & EV-specific add-ons

750+ Claims Experts

With dedicated claims assistance

24/7 Customer Support

Call-back within 2-3 minutes & regional language support

Pick-up & Drop-off Service

For Doorstep Cashless Repairs

No Unnecessary Deductions!

On partial losses & no IDV negotiations

What is Covered?

What is Not Covered?

• Normal Wear and Tear: Normal wear and tear, age-related deterioration, and routine servicing costs are not covered5.

• Accessories & Modifications: Undeclared or aftermarket accessories or modifications to vehicles are not covered unless included in the plan.

• Mechanical or Electrical Breakdown: If your Maruti Zen Estilo breaks down due to mechanical or electrical failure, a standard own-damage car insurance policy generally does not cover repair expenses6.

• Consequential Loss: Any kind of further damage to the Maruti Zen Estilo if you continue to drive it after an accident is not covered under the plan.

• War and War-Like Events: Loss or damage to the Maruti Zen Estilo arising from events such as war, invasion, mutiny, war-related civil disturbances or ionising radiation7 falls outside the scope of the policy.

• Loss or Damage Outside of India: The standard policy is applicable within India. If you plan to drive the Maruti Zen Estilo in eligible neighbouring countries such as Sri Lanka, Nepal, Bhutan, the Maldives, Bangladesh or Pakistan, you can opt for a geographical extension by paying an additional premium.

Picking add-ons for a Zen Estilo requires careful consideration because the model was discontinued back in 2014. Every unit still on the road is now over a decade old, which changes both the risks it faces on a daily commute and which covers are actually worth paying for.

Best General Use Add-ons:

• Roadside Assistance (RSA): Since the Maruti Zen Estilo is an older car, it is more likely to break down on the road during a long commute. With the roadside assistance cover, you will get help with flat-tyre changes, jump-starts, on-the-spot minor repairs, fuel delivery, etc.

• Loss of Personal Belongings: Daily commuters often keep their personal items in the car. This add-on covers eligible personal belongings lost or damaged due to an insured event.

• Repair of Glass, Fibre, Plastic and Rubber Parts: If your Maruti Zen Estilo is damaged in an accident, its glass, fibre, plastic or rubber components may also need repair or replacement. This add-on can help cover eligible repair or replacement costs, reducing your out-of-pocket expenses.

For Specific Perils:

• Emergency Transport and Hotel Expenses: If your Maruti Zen Estilo is damaged in an accident while you are travelling and you cannot continue your journey, this add-on can help cover eligible transport and overnight hotel expenses.

• Emergency Medical Expenses: If you or a passenger travelling in your Maruti Zen Estilo suffers an injury in an accident, this add-on can help cover eligible emergency medical treatment and ambulance expenses. This can provide additional financial support when an accident results in unexpected medical costs, subject to the policy terms and conditions.

Disclaimer: Add-on covers come with age-based eligibility criteria. Therefore, an add-on available for your Maruti Zen Estilo today may not remain available at a later renewal.

Drive Safety with TATA AIG Car Insurance Policy!

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Cashless Claim

Register a Claim:** Notify TATA AIG about the damage by calling 022-6489-8282 or emailing at general.claims@tataaig.com. You can also WhatsApp at 9136160375 or file a claim online using the TATA AIG mobile app or through the claims page. If any of these is not feasible, you can visit the TATA AIG branch office in person, where our dedicated claim handler will assist you.

• Select Network Garage: After notifying us, take your Maruti Zen Estilo to a network garage for eligible cashless repairs. We have over 6300 authorised network garages across India, including Maruti service centres, to offer hassle-free repair services. Use the network garage locator tool to find a repair centre in your area.

• Complete Vehicle Inspection: We will assign a surveyor to assess the damage to your Maruti Zen Estilo. You can also opt for a guided video inspection method to assess the damage. After that, you need to wait for approval before proceeding with the repairs process unless instructed otherwise.

• Get Vehicle Repairs Done: After the claim assessment and approval, the garage owner will initiate the Maruti Zen Estilo repair. If the garage owner finds additional damage during the repair, they will send a revised repair bill for assessment and approval.

• Final Bill Settlement: Once the repair is done, TATA AIG will pay approved repair bills directly to the garage owner. You only need to pay for depreciation and deductions, or for expenses not included in the plan.

Reimbursement Claim

• Register Your Claim: Inform TATA AIG about the damage by calling 022-6489-8282 or WhatsApping at 9136160375. You can also email us at general.claims@tataaig.com or file a claim online using the TATA AIG mobile app or through the claims page. Furthermore, you have the option to file a claim offline by visiting the TATA AIG branch office.

• Complete the vehicle Survey: We will assign a surveyor to inspect the damaged vehicle. You have the option to opt for a physical or digital survey before taking the vehicle to a garage of your choice.

• Pay for Vehicle Repair: Get your Maruti Zen Estilo repaired at an authorised garage after the inspection and pay the repair bills. Collect all the original repair bills or receipts from the garage owner.

• Provide Necessary Documents: Once the repairs are completed, submit all the necessary documents to support your claim. Keep the garage’s bills, invoices, receipts, and repair estimates handy, as incomplete documentation may delay reimbursement.

• Receive Reimbursement: Claims are generally settled within 7 days after we receive all required documents. The approved claim amount is paid through NEFT. The final reimbursement may differ from the total repair bill due to applicable exclusions, depreciation, deductibles, or other policy terms.

Proper documentation is essential when filing a Maruti Zen Estilo car insurance online claim. Here is the list of documents you need to provide:

• Valid driving licence and identity or address proof, wherever applicable

• Duly completed and signed claim form

• Registration Certificate (RC) of your Maruti Zen Estilo

• Clear photos or videos showing the damage to your Maruti Zen Estilo

• Copy of your car insurance policy

• Original repair invoices and payment receipts for reimbursement claims

• FIR or police report, wherever applicable

• Original car keys for theft-related claims

• Police-issued No Trace Report if the stolen vehicle remains unrecovered

• Repair estimate from the garage

• Medical bills and other relevant documents for applicable personal accident or third-party injury claims

• Financier’s NOC if the Maruti Zen Estilo is financed or hypothecated

• RTO Forms 28, 29 and 30, wherever applicable for theft or total-loss claims

Please note: You will be notified about required documents when you register your claim. Additional documents will be communicated through your registered mobile number, email, or post.