Honda CRF1100L Africa Twin Insurance
Honda CRF1100L Africa Twin Insurance
The Honda CRF1100L Africa Twin is one of the best adventure motorcycles in India. This is a comfortable and athletic bike that is designed for thrill-seekers and adventure enthusiasts. It is easy to handle yet tough enough to manage different terrains with ease.
The Honda CRF1100L Africa Twin inspires confidence in the rider due to its groundedness and nimble handling. If you are planning to buy this bike, then get ready to spend more time on the road exploring the world with it.
However, before you start making plans, ensure that you have an adequate bike insurance policy. The right policy can offer adequate financial protection from damages to your bike due to specified reasons.
Tata AIG is a reliable name in bike insurance, offering comprehensive plans with unique add-on covers to help you get the coverage you need. Read on to find out more about how you can buy or renew Tata AIG insurance for 2 wheelers.
Purchase/Renew Honda Africa Twin Insurance with Tata AIG
Hero Africa Twin Insurance Online Buying Process
Visit our official website at www.tataaig.com.
Navigate to the bike insurance page.
Provide the registration number of your bike in the space provided and click on “Get Price.”
Fill out the insurance application form. Ensure that you enter all details correctly and double-check for spelling mistakes or any other errors.
Upload the documents specified by the site. These usually include proof of identity, signature, and residence, along with other documents.
Opt for add-on covers based on your specific needs and driving conditions.
Pay the premium online.
Once your application is verified and approved, you will receive the policy documents on your registered email address and mobile number.
Honda Africa Twin Insurance Renewal Process
Renewals are also possible via our website – www.tataaig.com. Renew your Tata AIG or any other insurer’s insurance plan with us.
Once you land on our site, navigate to the bike insurance page.
Provide the registration number of your bike and click on “Renew.”
You will be asked for the details of your existing policy along with the claims history to enjoy a No Claims Bonus, if any.
You can remove or add add-on covers at the time of renewing your policy based on your changing needs.
Pay the premium.
Receive the policy documents for the renewed policy via email.
Remember:
While buying or renewing a policy, do not forget to compare two wheeler insurance policies to choose the right set of features and inclusions for your bike at the right premium price.
How to calculate the bike insurance price? Read on.
Honda CRF1100l Africa Twin Insurance Cost/Price: What is the Premium for Honda Bike Insurance
Bike insurance is a financial responsibility, as you are required to pay a small premium to keep the policy in force.
The premium of third-party liability-only bike insurance plans is determined by the Insurance Regulatory and Development Authority of India (IRDAI). The Honda bike insurance price for third-party coverage is based on the engine capacity of the two-wheeler and is announced annually.
Third-party policies do not cover damages to the insured bike. Hence, for all-round protection, many bike owners purchase comprehensive two-wheeler insurance plans.
The premium for a comprehensive bike insurance policy is calculated by individual insurance companies using a range of aspects, including:
The make and model of the bike
Its year of manufacture
Your geographical location
Choice of add-on covers, etc.
With Tata AIG, you can use a seamless and quick bike insurance premium calculator online and buy the best Honda Africa Twin insurance at the most cost-effective premiums.
Add-Ons for Honda Africa Twin Insurance by Tata AIG
One of the best features of a Tata AIG comprehensive bike insurance policy is the flexibility it offers to customise the coverage as per your needs. This is possible via add-on covers or riders.
Each of these seven riders by Tata AIG is unique and described below:
Additional Personal Accident Cover to cover injuries, disability or death of the owner-driver caused while driving the vehicle
Additional Third-Party Property Damage to cover third-party liabilities over and above the base policy.
Depreciation Allowance/Zero Depreciation Cover to negate any depreciation-based deduction on damaged car parts when filing a claim
Return to Invoice Cover to receive the invoice value of the bike without any deduction in case of total loss of the bike
Consumables Cover to cover consumables like lubricants, engine oil, screws, bolts, nuts, etc.
Roadside Assistance Cover to include emergency assistance in the policy if you meet with an accident or your bike breaks down
Emergency Medical Expenses to cover any ambulance and emergency medical costs in case of any accidents for both the owner-driver and pillion rider
Inclusions and Exclusions Under Tata AIG’s Honda CRF1100L Africa Twin Insurance
** Honda Two Wheeler Insurance Inclusions**
Here are the inclusions of a comprehensive Honda Africa Twin Insurance policy:
| Coverage for third-party liabilities | If your bike causes an accident that damages a third-party person or property, then you are required to pay for the repairs. In such accidents, other legal issues might crop up. Tata AIG’s Honda Africa Twin insurance ensures optimum coverage for third-party liabilities |
|---|---|
| Coverage for damage to the insured bike | Regardless of who caused the accident, if your bike gets damaged, then the policy covers the cost of repairs. It also offers coverage for damages to the insured bike due to fires, man-made disasters like vandalism, acts of terror, riots, theft, and natural disasters like earthquakes, floods, etc. |
| Coverage for total loss | There are two scenarios under which the bike is declared as a total loss. 1. Bike is stolen 2. Damaged more than 75% In both these scenarios, we reimburse the sum insured as compensation. |
| Personal Accident Cover | This is available only to the owner-driver of the insured Honda Africa Twin. If the insured bike gets into an accident and causes injuries to the owner-driver, then Tata AIG’s Honda insurance policy covers the costs of treatment up to Rs.15 lakh. In the event of the death of the owner-driver due to the accident, the nominee receives the compensation. |
Honda Two Wheeler Insurance Exclusions
Here are the exclusions of a comprehensive Honda Africa Twin Insurance policy:
| Damages due to wear and tear | A bike goes through wear and tear. While time maintenance can help delay the wear and tear, if left unattended, it can damage the bike. Such damages are not covered by the policy |
|---|---|
| High-risk usage | If you use your bike for high-risk events like speed testing or racing, then the risks of accidents are higher. These damages are not covered under the policy |
| Violating the law or policy terms | There are certain laws and regulations that govern vehicles on the road. If your bike meets with an accident when you have breached any such laws, then no coverage is offered |
| Commercial Usage | In many states, personal and commercial licences are separate. If you have registered a bike for personal use, then you cannot use it commercially. Doing so will make your policy ineligible for claims |
Reasons to Buy Tata AIG Honda Bike Insurance
With a presence of over two decades, Tata AIG is a reputed name in two-wheeler insurance and is preferred by bike owners from across the country. Here are some reasons why you should opt for Tata AIG for your bike insurance needs:
Trustworthy: Associated with the brand “Tata”, the name inspires trust in people. Add to it our long history of providing feature-rich policies and simple processes, we have evolved into one of the top few bike insurers in India.
Network Garages Across the Country: To get the bike repaired using cashless claims with us, bike owners are required to visit a network garage. With numerous garages spread across the country, you can be sure of finding one when you need it.
High Claim Settlement Ratio: In the financial year 2022-23, Tata AIG had a high claim settlement ratio of 99%. This means that we settled over 99% of the claim requests received by us. It talks about our customer-centricity and process efficiency.
24/7 Support: Customers can call our round-the-clock customer support team for answers to any queries or assistance with claims.
Honda CRF1100L Africa Twin: Overview and Unique Selling Points
The unique name of the bike has an interesting history. In the late eighties, NXR 750 won the Paris-Dakar rally four times. The Honda CRF1100L is based on this motorcycle and hence named Africa Twin. It is designed for explorers and adventurers with extra attention to comfort. This bike has many unique selling points, as described below:
Unique Selling Points of the Honda CRF1100L
Powerful Engine: The bike has a powerful 1100cc engine offering a maximum power of 73 kW and a maximum torque of 103 Nm.
TFT Touchscreen Display: Honda Africa Twin has a 165-inch, full-colour TFT touchscreen to help control navigation and get information about various aspects with ease.
World-class suspension: With inverted Showa suspensions, you can manoeuvre the bike comfortably regardless of the road conditions.
Cruise Control: Despite being an adventure bike, the Honda Africa Twin is well-known for being a perfect bike for long tours. Hence, the bike has cruise control to make long rides comfortable
Six Riding Modes: There are six driving modes on the Honda Africa Twin – four preset and two customisable. The preset ones are Tour Mode, Urban Mode, Gravel Mode, and Off-road Mode which can be selected based on the road conditions.
Honda Africa Twin: Variants and Prices
| Honda CRF1100L Africa Twin Variants | Ex-Showroom Price (Delhi) |
|---|---|
| Honda Africa Twin Manual | ₹16,01,500 |
| Honda Africa Twin DCT | ₹17,55,500 |
Disclaimer: These prices were taken from Bikewale on 23/11/2023 at 4:00 pm IST. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.
Top 5 Competitors of the Honda Africa Twin
| Competitor Bike Name/Model | Ex-Showroom Price (Delhi) |
|---|---|
| BMW R 1250 GS | ₹20,55,000 |
| Triumph Tiger 900 | ₹13,70,000 |
| BMW F 850 GS | ₹12,95,000 |
| Harley Davidson Pan America 1250 | ₹18,25,000 |
| BMW F 850 GS Adventure | ₹13,75,000 |
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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