Maruti Alto K10 Insurance

How to Buy

• Scroll to the top of this page or open the mobile app. Enter your Maruti Alto K10 registration number in the quote box and click on ‘Get Price’.
• Enter your car details and personal details when prompted.
• Select the policy type, set the Insured Declared Value (IDV), and include add-ons as needed.
• Pay the premium amount online via UPI, credit card, debit card, net banking or EMI.
• You will instantly get the Maruti Alto K10 insurance policy delivered to your email address.

Important: Dealer insurance is not mandatory. You can refuse and buy a cheaper policy from an insurer like TATA AIG instead.

How to Renew

• Scroll to the top of this page or open the TATA AIG app. Click on ‘Renew your existing TATA AIG policy’.
• Enter your Maruti Alto K10 registration number or your existing policy number.
• Check the renewal premium and applicable No Claim Bonus (NCB).
• Upgrade your policy and include add-ons as needed.
• Pay the applicable premium to renew the plan. Complete your Alto K10 insurance renewal within the 90-day grace period.

Important: An inspection may be required for renewing an expired policy or buying/renewing a policy for a second-hand Alto K10.

Buy affordable car insurance online for your Alto K10 in a few clicks!

Buy Alto K10 Insurance Now

Third-Party Coverage is a Legal Requirement

Driving without third-party insurance is a punishable offence under the Motor Vehicles Act. If you drive an uninsured Alto K10, you can face fines of up to ₹4,000 and even time in jail. Hitting someone or someone else’s property also makes you liable to pay heavy compensation. Get third-party insurance coverage to avoid such penalties.

No-Surprise Repair Bills

Compact cars like the Alto K10 are used in dense city traffic, which carries the risk of scratches, dents, bumper scrapes and minor accidents. Basic repairs can cost between ₹1,000 and ₹5,000, while a full engine rebuild can cost over ₹50,000-₹1,50,000. An Alto K10 insurance plan mitigates the risk of these unexpected repair expenses.

Access Authorised Maruti Service Centres in Our Network

Maruti Suzuki operates a network of 6,000+ authorised touchpoints across 3,000 cities and towns. A lot of these are TATA AIG network partners, so you can easily find an authorised garage for your Alto K10 at any location. Get our new car insurance plan for a smooth claim process, a dedicated claims handler and roadside assistance within the hour.

Covers Fire, Natural & Man-Made Disasters

Not every risk to your Maruti Alto K10 comes from how you drive it. Severe monsoon flooding can lead to water entering the low-slung hatchback and causing engine damage. Similarly, a violent storm can knock heavy tree branches onto the windshield. While you cannot control such risks, you can stay financially prepared with a tailored car insurance policy.

Covers Theft & Total Loss

Your Alto K10 faces the risk of theft while it’s parked, whether it’s in an office parking area, on the streets or in your home. A severe accident can also result in a total vehicle loss. For theft and total loss claims, TATA AIG’s car insurance plans cover up to your K10’s Insured Declared Value or on-road price with the Return to Invoice add-on.

Car Insurance Policy Types We Offer

Comprehensive Car Insurance - Best Overall Fit

TATA AIG’s Comprehensive Car Insurance provides all-inclusive coverage, including third-party injuries, fatalities and property damage, as well as repair and replacement costs for your Maruti Alto K10.

Key Highlights:

• Choice of several bundled policies
• Plan duration from one to three years
• Customisation with 8+ add-on covers Buy Comprehensive Car Insurance

Third-Party Car Insurance - Best for Low-Value/Older Maruti Alto K10

Our Third-Party Car Insurance provides legally mandated cover with the lowest Alto K10 car insurance price. It covers injuries, death and property damage caused to others by your K10. It does not cover damage caused to your car.

Key Highlights:

• Covers legal compensation payable for causing accidents
• Standard Alto K10 insurance price decided by the IRDAI Buy Third-Party Car Insurance

Standalone Own-Damage Car Insurance - Useful in Specific Situations

Our Standalone Own-Damage Car Insurance protects your Alto K10 against accidents, theft, fire, and natural or manmade disasters. It is the best car insurance for vehicle owners who already own a separate active third-party policy, since it can be cheaper than buying a new comprehensive policy.

Key Highlights:

• Protects your K10 from loss and damage
• Offers several add-ons for customisation

Buy Own Damage Car Insurance

Which Policy Do I Buy?

What’s Covered

What’s Not Covered

• Normal Wear and Tear: No coverage for gradual damage due to wear and tear, depreciation, regular maintenance or servicing expenses.

• Accessories and Modifications After Purchase: Does not cover non-factory-fitted parts, aftermarket upgrades or modifications automatically under the plan. Aftermarket and third-party fittings need to be declared as car insurance endorsements to us if you require coverage for them.

• Mechanical or Electrical Breakdown: Internal mechanical failures and electrical malfunctions are not covered as they do not stem directly from an insured accident.

• Consequential Loss: Excludes secondary or indirect damage that occurs as a delayed result, such as engine failure from water ingress.

• War and War-Like Events: Losses or liabilities resulting directly from war, military invasions, civil commotions and military operations are not covered.

• Loss or Damage Outside of India: Policy validity is restricted to India, leaving any incidents or damages occurring outside the country uncovered.

Best General Use Add-Ons

For Specific Perils

Note: Add-ons are subject to the vehicle meeting TATA AIG’s eligibility conditions at the time of purchase or renewal.

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Protect your Maruti Alto K10 with the right add-ons

Cashless Claim

Step 1: Ensure your safety and take photos and videos for evidence. Then, notify us via our customer support (022-6489-8282 ), email (general.claims@tataaig.com) or WhatsApp (9136160375).

Step 2: Register a claim on our claims page or mobile app. Provide your policy number, car details and accident details, as well as supporting documents as required. We will assign you a dedicated claim handler.

Step 3: Find a TATA AIG network garage using our Garage Locator tool or by contacting our customer support team. Take your Maruti Alto K10 to one of our 6300+ garages.

Step 4: We will send a surveyor to physically inspect your Alto K10 or ask you to conduct a video inspection. Do not begin any repairs before the inspection.

Step 5: After reviewing your claim and documents, we will settle all approved expenses directly with the garage. You may need to pay the deductible and non-covered expenses.

Reimbursement Claim

Step 1: Ensure your and your passengers’ safety and collect necessary evidence. Then, notify us and register your claim via our helpline, email, WhatsApp, claims page or mobile app.

Step 2: We will appoint a surveyor to inspect the damage and prepare a survey report. Do not begin any repairs before the completion of the survey.

Step 3: Once you receive repair approval, take your Maruti Alto K10 to any authorised garage. Request a detailed repair estimate, pay the repair bills and collect all bills and receipts.

Step 4: Submit the necessary documents, including bills, invoices, repair estimates, and payment receipts. Refer to our list of documents to avoid rejection.

Step 5: We will settle your claim within 7 days of receiving the last necessary document and will pay the approved claim amount directly to your bank account via NEFT.

• Claim Form: Duly filed and signed claim application

• Policy Documents: Copy of your active TATA AIG policy documents

• Registration Certificate: Copy of your Alto K10’s registration certificate (RC)

• Driving Licence: Copy of driving licence (DL) held by the driver during the incident

• FIR or Police Report: FIR or police report copy for thefts, major accidents and third-party damage claims

• Photos and Videos: Photographs and videos of your damaged Alto K10

• Repair Estimates: Provided directly by the network garage before starting repairs

• Bills and receipts: Original invoices, bills and payment receipts for reimbursement claims

• Identity and Address: Government-issued identity and proof of residence

• Car Keys: Original vehicle keys for theft-related claims

• No Trace Report: Issued by the police when unable to recover your car

• RTO Forms: RTO forms 28, 29 and 30 for theft and total loss claims

• Financier’s NOC: For theft and total loss claims for cars under an active loan or hypothecation

• Medical Bills: Prescriptions and bills for personal accident or third-party injury claims

• Additional Documents: As and when notified after registering your claim