Mauritius Travel Insurance

Travelling to Mauritius offers an array of exciting experiences. Be it a luxurious getaway or an adventurous day out, it has something to offer for every preference.

However, travelling in a foreign country can bring about various unforeseen financial issues. Healthcare, in particular, without valid travel health insurance in Mauritius, can be expensive.

Although you do not require any specific vaccinations to visit Mauritius, mosquito-borne diseases like dengue and Chikungunya are still prevalent and can be contracted when visiting.

In the unfortunate event that you do contract either of these diseases, not only are you left having to deal with additional expenses that you were not prepared for but it will also disrupt the rest of your travel plans.

Moreover, Mauritius is known to be home to some poisonous and dangerous fauna, and an accidental encounter can lead to you needing immediate medical attention.

During such situations, a travel insurance plan helps cover the sudden financial loss incurred from hefty medical bills and ensures the continuity of your travel plans without any worries.

Although it is not mandatory to acquire travel insurance for a Mauritius Visa for Indian nationals, it is a crucial aspect of travelling to the country.

Tata AIG’s Mauritius medical insurance plan offers essential coverage for unexpected financial as well as health-related concerns. It is no surprise that emergency healthcare in a foreign country can bring about substantial expenses. This can impact your financial stability.

In this case, a travel insurance plan offers essential support by not only covering the hefty medical bills but also providing medical evacuation in times of need.

Moreover, apart from medical emergencies, various other incidents can catch you by surprise. For example, baggage loss or damage can disrupt your travel plans significantly. Tata AIG’s Mauritius travel insurance provides coverage for such hurdles in your international journey.

Delayed flights, lost passports and bounced bookings are only a few of the various risks covered under Tata AIG’s travel insurance plans.

Tata AIG’s comprehensive overseas insurance ensures your peace of mind during international travel. The following are the benefits offered by Tata AIG under interaction travel insurance plans:

Coverage for Medical Emergencies- Tata AIG offers comprehensive support for unexpected medical emergencies during your trip abroad. Be it a regular illness, an accident, a dental emergency or even fatalities, Tata AIG provides coverage for related medical expenses, ensuring your financial stability and well-being.

Courage for Emergency Medical Evacuation- In the event that you require immediate medical evacuation to the nearest hospital or you need to be transported back to India, Tata AIG covers the incurred expenses on your behalf.

Coverage for Medical Companion Travel- Dealing with an injury or sickness alone in a foreign land can be taxing. Hence, Tata AIG offers coverage for a two-way ticket for a family member so you are not left alone during stressful times.

Coverage for Accidental Death and Repatriation- In the event that an unfortunate accident leads to death, Tata AIG provides the nominee with the full sum insured and also covers the cost of repatriating the policyholder’s remains back to the city of residence.

Coverage for Lost Passport- In case you lose your passport during your travel abroad, Tata AIG helps cover the expenses of acquiring a new passport.

Coverage for Trip Cancellation- Personal emergencies can arise unexpectedly. If you have to cancel your trip on short notice or travel back to attend to personal obligations, Tata AIG reimburses you for unused, non-refundable travel and hotel expenses.

Coverage for Delayed Flights- If your flight is delayed due to bad weather or a local strike for more than 12 hours, Tata AIG covers the additional expenses of your temporary accommodation.

Coverage for Missed Flights- If you happen to miss your flight due to unexpected situations, Tata AIG covers the cost of additional travel bookings required for your return to India.

Coverage for Bounced Bookings- In case your hotel or airline happens to overbook you despite you having received a confirmation of the booking in advance, Tata AIG will reimburse you for the booked accommodation or flight ticket.

Coverage for Personal Liability- In the event that you are involved in an accident that causes harm to a third-party property or individual, Tata AIG covers the costs of damage sustained by the third party.

Coverage for Delayed Luggage- If your luggage is delayed or sent to an incorrect location during your travel, Tata AIG covers the expenses of the necessary items that you need to purchase till your luggage is returned to you.

Coverage for Lost Luggage- In case your luggage is misplaced or stolen during your trip abroad, Tata AIG reimburses you for the items in your luggage. The coverage of expenses depends on the policy terms and conditions.

Coverage for Theft at Home- When you are on your trip abroad, if an attempted theft or burglary leads to damage or loss of your belongings, Tata AIG provides you with financial support by covering the costs of repair and replacement of your belongings.

Coverage for Fraudulent Charges- In case your cards are stolen and used for unauthorised payments during your trip abroad, Tata AIG reimburses you for the fraudulent charges, However, the issue needs to be reported within 12 hours of occurrence.

Provision of Assistance during Travel- Emergency situations in a foreign land can be very stressful to deal with without any legal support. Tata AIG offers assistance with such matters in cases where your luggage or passport is misplaced.

Provision of Hijack Allowance- In the unfortunate event of the hijacking of a plane, Tata AIG offers distress allowance as financial support during the traumatic experience.

Seamless Extension of Policy Coverage- If your trip is extended due to flight delays or cancellations, Tata AIG automatically extends the term of the cover of the policy for seven days, providing an extended financial safety net till you return home safely.

Convenient Purchase and Renewal Processes- To purchase a new travel insurance policy or renew existing travel insurance online, you can explore our user-friendly website which is convenient and offers seamless and timely solutions for your insurance needs.

Indian nationals planning to visit Mauritius for tourism purposes do not require a visa to enter the country.

However, Indian nationals travelling for short-term or long-term business or work requirements need to obtain the appropriate permits and visas in advance to comply with the regulations set by the Mauritian government and avoid last-minute delays or cancellations.

Mauritius Travel Insurance Requirements - Essential Documents For Travelling to Mauritius From India:

Since Indian nationals do not need to obtain a Mauritian visa for tourism, you do not have to spend additional time and effort to apply for a Mauritius visa before departing on your journey. However, it is important to ensure that all documents listed above are submitted for a smooth entry into the island nation.

Indian nationals looking to visit Mauritius for business work purposes can contact the Embassy and Consular offices of Mauritius located in India for further information.
Here are the details of the Embassy and Consular offices:

The official currency of Mauritius is the Mauritian Rupee. One Mauritian Rupee is equivalent to 100 cents. The currency code for the Mauritian Rupee is MUR. The currency symbol for the Mauritian rupee is Rs.

For more information on the current currency exchange rate from INR to MUR click here.

[Note: Compare the exchange rates offered by different exchange bureaus before you exchange your money. Also, it is advisable to be aware of the fees charged by the exchange bureau. Some exchange bureaus charge a commission, while others charge a spread between the buy and sell rates.]

The best time of the year to visit Mauritius is between May and December. During these months, Mauritius experiences pleasant weather that is perfect for outdoor activities and exploration.

The winter months in particular are the ideal time for beach activities, sightseeing and outdoor adventures. If you prefer cool and dry weather with pleasant sunny afternoons this is the time period you should opt for.

The summer months experience low rainfall and cool weather which makes it a great time for water sports. If you prefer indulging in some exciting water sports, this is the right time for you to try activities like surfing, diving and snorkelling.

The out-of-season months too are equally enjoyable, with more availability for accommodation at discounted rates. If you want to indulge in some leisure, you can plan your trip to Mauritius between January to April without exceeding your budget constraints.

Underwater Sea Walk- You can experience the stunning underwater world on a sea walk in Mauritius and explore marine life up close without the need for swimming skills. Locations like Ile Aux Cerfs, Belle Mare Beach and the Grand Bay are the ideal locations for this activity.

Swimming with Dolphins- Another exciting water activity you can indulge in is a swim with dolphins in their natural habitat along the west coast from Tamarin to the Le Morne Peninsula.

Ile Des Deux Cocos Island- If luxury leisure is more to your taste you can spend a day on Ile Des Deux Cocos Island indulging in a hearty buffet of delectable Mauritian food and enjoying the views of the Blue Bay Marine Park.

Underwater Scooter- You can explore the Mauritian reefs with the exciting underwater scooter that lets you enjoy the views of marine life at around 4 metres of depth.

Walk with the Lions- The Yemen Reserve in Casela Nature Park allows you to walk alongside lions and experience the majestic creatures up close in their natural environment.

Whale Watching- If you time your visit between July and November you might get a glimpse of the migrating Humpback whales in their natural splendour. You can also book whale-watching tours that make it easy for you to see the local sperm whales in Mauritius.

Zip Lining- The Vallée des Couleurs reserve features the third longest zip line in the world. The 1.5 km long zipline offers spectacular views of the South Coast including the lush landscapes and waterfalls of the region.

Diving with Sharks- If you happen to be a certified diver, locations like the ‘Pass of Jacque’ and the ‘Sharks Pit’ are the ideal places to encounter various shark species along the thriving coral reefs in Mauritius.

Submarine Trip- Mauritius offers the unique opportunity to board a submarine for an underwater excursion at 35 metres of depth. You get to visit shipwrecks, and the vibrant coral reefs surrounding the island.

Canyoning- At Tamarind Falls you can participate in canyoning adventures, scale down the waterfalls and jump into refreshing ponds.

• Although crime rates in Mauritius are low, avoid walking alone after dark, especially in secluded places.

• Try and use ATMs inside banks, hotels or shops to stay safe.

• Book accommodation in registered establishments to avoid being scammed.

• Use bug repellents to protect yourself from mosquito bites, to avoid getting sick from dengue and chikungunya.

• Consume boiled or bottled water.

• Avoid raw or undercooked food, especially meat.

• Mauritius expenses for cyclone season from November to May. Plan your trips accordingly.

• Be informed regarding the evacuation protocol of your hotel or cruise ship.

• Do not smuggle or use illegal substances, it can attract severe penalties.

• Possession of cigarette paper is also illegal.

• Rural areas of Mauritius tend to be conservative, dress accordingly when visiting.

• Wear clean shoes to beaches to avoid sea urchins and glass.

• If ever stung by stonefish, seek immediate medical attention.

• Follow local weather updates during the visit.

• Be prepared for airport and hotel closures in case of a cyclone.

• Avoid public displays of affection.

• Be cautious at intersections, locals tend to ignore traffic lights.

• Avoid flashy displays of cash and valuables.

• Stay alert in markets, petty theft is common.

• Lock valuables in a safe place.