MediSenior – Senior Citizen Health Insurance Plan
You deserve a healthy and peaceful life in your sunset years. Keeping your need to be self-reliant and have a life of dignity, Medisenior policy aims to ensure you and your spouse have the best medical treatment and financial backup.
At Tata AIG General Insurance Company Limited, we don’t just give insurance, we give you a reason to keep smiling.
Reasons why this is the #RightInsurance
Wide network of hospitals: If you are above 61 years, then you can purchase this policy which covers a network of over 3,000+ hospitals.
Discounts: You can avail a 7.5% discount on your policy premium if you pre-pay the premium of two years. You also get a 5% family discount if two family members are covered under the Medisenior policy.
Organ donation expenses sorted: The policy covers kidney and other organ transplants. It will also bear the costs incurred by the donor in harvesting the organs.
In-patient treatment: Don’t worry about hospitalisation expenses. Everything from room rent, ICU to nursing expenses, medicines, drugs, and consumables are covered.
Treatment at home: Don’t stress if you or your spouse require medical treatment at home during an emergency. Focus on the recovery because we cover this as well.
Features that work in your favour
With these excellent facilities, you don’t have to worry.
Pre-hospitalisation and post-hospitalisation expenses: All your medical expenses arising up to 30 days prior to hospitalisation and up to 60 days post hospitalisation will be covered.
Day care procedures: Avail coverage for up to 140 days for care procedures that do not need hospitalisation. That’s certainly a big relief!
Other charges: Our policy covers Ambulance charges up to Rs 2,000 per hospitalisation.
Policy flexibility: You can renew your Medisenior policy lifelong and even increase your sum assured while enjoying hassle-free claim settlement.
Situations where your policy won’t work
- In case of self-inflicted injury or illness.
- There are conditions related to HIV/AIDS.
- There’s a war or exposure to toxic or radioactive substances.
- You suffer from any congenital anomalies.
- You indulge in drug or alcohol abuse.