Mercedes-Benz CLA EV Car Insurance

• The Mercedes-Benz CLA EV combines a sleek coupe-inspired design with a luxurious cabin, making it a premium all-electric sedan.

• Available with 58 kWh and 85.5 kWh battery packs, the CLA EV delivers a claimed driving range of 542 km to 792 km, depending on the variant.

• The top-spec variant produces 268 bhp and 335 Nm of torque, enabling a 0-100 km/h sprint in 6.7 seconds.

• Built on an 800V architecture, the CLA EV supports DC fast charging up to 320 kW, allowing rapid charging during long journeys.

• Key highlights include the MBUX infotainment system, digital cockpit, advanced driver assistance systems (ADAS), connected car technology, and premium interior finishes.

• The CLA EV offers 5-seat capacity, a 405-litre boot, and an automatic transmission, making it suitable for both city commutes and long-distance travel.

• Road Accident Risks: India recorded almost 5 lakh road accidents and around 1.5 lakh fatalities in 2025, underscoring the need for comprehensive insurance even for luxury vehicles.

• Waterlogging and Monsoon Damage: Heavy rainfall and urban flooding can damage the CLA EV's battery pack, electrical systems, and electronic components. A comprehensive policy helps cover such insured losses.

• Expensive Luxury EV Repairs: The CLA EV's advanced battery, ADAS, sensors, cameras, and premium body panels can make even minor repairs costly.

• Mercedes-Benz Safety Recalls: Mercedes-Benz has issued voluntary recalls for certain models due to software, electrical, and fire-related issues, underscoring the importance of financial protection against unforeseen issues. While manufacturer recalls address defects covered by the automaker, comprehensive car insurance helps protect against risks such as accidents, theft, natural disasters, etc.

• Challenging Road Conditions: Potholes, uneven roads, speed breakers, loose gravel, and construction zones can damage the CLA EV's suspension, alloy wheels, tyres, and underbody, leading to expensive repairs.

• 3rd Party Car Insurance

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• Standalone Own Damage Insurance

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• Comprehensive Car Insurance

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• Zero Depreciation Car Insurance View Plan

• Usage-Based Car Insurance

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• Personal Accident Cover: Get personal accident cover of up to ₹15 lakh for the owner-driver in case of accidental death or permanent total disability, as per policy terms.

• Third-Party Liability Protection: Stay financially protected against legal liabilities arising from third-party injury, death, or property damage caused by your Mercedes-Benz CLA EV.

• Coverage for High Repair Costs: The Mercedes-Benz CLA EV features advanced battery technology, ADAS, and premium components. TATA AIG covers repair costs from insured events.

• Savings on Online Purchase: Buy or renew your Mercedes-Benz CLA EV insurance online and benefit from an attractive 90% discount on your premium.

• Up to 50% No Claim Bonus (NCB): Enjoy Mercedes-Benz CLA EV insurance renewal discounts for every claim-free year, with the NCB increasing up to 50% after five consecutive claim-free years.

• Extensive Cashless Network Garages: Get your vehicle repaired at 6,301+ network garages across India and enjoy seamless cashless claim settlements.

• 24×7 Customer Assistance: Access round-the-clock support for roadside emergencies, claim assistance, and policy-related queries whenever you need it.

• Easy Digital Services: Buy, renew, download, or manage your Mercedes-Benz CLA EV insurance policy anytime through TATA AIG's digital platforms.

• Claims Backed by 750+ Experts: Experience quick and efficient claim assistance supported by 750+ claim experts, ensuring a smooth settlement process.

Inclusions

• Get compensation up to the Insured Declared Value (IDV) if your Mercedes-Benz CLA EV is stolen or declared a total loss.
• Covers repair or replacement costs arising from accidents and collisions.
• Provides coverage if the vehicle is damaged during transport by air, rail, road, or inland waterways.
• Covers losses caused by fire, explosion, riots, strikes, vandalism, and malicious acts.
• Protects your Mercedes-Benz CLA EV against damage caused by natural disasters, including floods, cyclones, earthquakes, storms, landslides, and other insured events.

Exclusions

• Damage caused while racing, speed testing, or engaging in other unlawful or hazardous activities.
• Loss or damage if the vehicle is driven by someone without a valid driving licence.
• Claims arising when the driver is under the influence of alcohol, drugs, or other intoxicating substances.
• Damage occurs when a private vehicle is used for commercial or unauthorised purposes.
• Expenses related to normal wear and tear, depreciation, routine servicing, or mechanical and electrical breakdowns not caused by an insured event.

Note: The inclusions, exclusions, and claim settlement process are governed by the terms and conditions of your Mercedes-Benz CLA EV insurance policy documents.

While a comprehensive car insurance policy offers essential protection, adding the right add-ons can provide enhanced financial security and convenience.

Here are some useful add-ons to consider:

• Roadside Assistance: Get 24/7 support for towing, flat tyres, battery jump-start, fuel delivery, and minor on-site repairs during emergencies.

• Daily Allowance Plus: Receive a daily cash allowance or reimbursement for alternate transport while your Mercedes-Benz CLA EV is being repaired under an approved claim.

• Emergency Medical Expenses: Covers medical and ambulance expenses for the driver and passengers following an insured accident.

• Misfuelling Cover: Covers the cost of rectifying accidental misfuelling or charging-related errors, subject to policy terms.

• Electric Surge Secure: Protects your Mercedes-Benz CLA EV from damage caused by electrical faults, including short circuits, arcing, and power surges.

• Depreciation Reimbursement: Also known as zero depreciation cover, it reimburses the depreciation deducted from eligible parts replaced under an own-damage claim.

Get a Mercedes-Benz CLA EV Car Insurance Online in 5 Steps

Purchasing new car insurance for your Mercedes-Benz CLA EV online is quick and convenient. Follow these simple steps:

• Verify Your Vehicle Details: Enter your Mercedes-Benz CLA EV registration number in the form above and click 'Get Price'.

• Share the Required Information: Fill in the required vehicle and personal details to explore available insurance plans.

• Review and Select a Plan: Choose a car insurance policy that matches your requirements and enhance your coverage with suitable add-ons.

• Enhance Your Coverage: Compare premium quotes, coverage benefits, and policy features to select a plan that fits your budget.

• Complete the Payment: Complete the online payment process to receive your policy document instantly in digital format.

You can access and download your Mercedes-Benz CLA EV insurance policy online in just a few steps:

• Log In to the Self-Service Portal: Visit the 'My Policy' section located at the top-right corner of the website.

• Access the Policy Download Section: Select the 'Download Policy' option.

• Complete OTP Verification: Enter your registered mobile number and complete the OTP verification process.

• Download Your Policy Document: Choose your Mercedes-Benz CLA EV policy from the list of active policies linked to your account. Download the policy document and save a copy for future reference.

How to Raise a Claim

If your Mercedes-Benz CLA EV is damaged in an accident, affected by a natural calamity, or stolen, you can file a claim with TATA AIG through a simple process. Depending on your preference, you can opt for either a cashless or reimbursement claim.

• Report the Incident: Inform TATA AIG about the incident through the claims portal or by calling 022 6489 8282.

• Select Your Claim Method: Take your Mercedes-Benz CLA EV to a TATA AIG network garage for cashless repairs. If you choose a non-network garage, you can file a reimbursement claim after the repairs are completed.

• Submit the Required Documents: Share the necessary policy and vehicle details and submit the required documents. For reimbursement claims, keep all repair bills and payment receipts safely.

• Complete the Vehicle Inspection: A surveyor may inspect the vehicle to assess the extent of the damage and validate the claim.

• Receive Your Claim Settlement: Once the claim is approved, TATA AIG will either settle the repair costs directly with the network garage or reimburse the admissible amount to your bank account.

Documents Required

You may be asked to submit the following documents while filing a claim:

• Copy of the Mercedes-Benz CLA EV insurance policy and duly completed claim form
• Registration certificate (RC), driving licence, and valid identity/address proof
• Photographs of the damaged vehicle and repair estimates
• Original repair invoices, bills, and payment receipts (for reimbursement claims)
• FIR or police report for theft, major accidents, or third-party liability claims
• Medical records and hospital bills for personal accident claims, if applicable
• Legal notices, court documents, or third-party claim-related papers, where required
• RTO cancellation certificate, original vehicle keys, and financier's NOC in case of total loss or theft claims

Also Read: Documents Required to File a Car Insurance Claim

The Mercedes-Benz CLA EV insurance cost depends on several factors, including your vehicle specifications, the type of coverage you choose, and your insurance history. These factors help TATA AIG assess the risk associated with your vehicle and determine the applicable premium.

You can also use the TATA AIG online car insurance premium calculator to get a quick premium estimate before purchasing or renewing your policy. Here are some of the details you need to calculate your Mercedes-Benz CLA EV insurance premium:

• Car registration number
• Preferred IDV and policy tenure
• Vehicle variant and specifications
• Add-on covers
• Policy type and coverage
• No Claim Bonus status

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Note: Prices may vary based on variant, location, taxes, and model updates. For the latest pricing details, please check the official Mercedes-Benz website or an authorised dealership.