Cashless Garages in Belgaum

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Cashless Garages in Belgaum

Belgaum, or Belgavi, is one of the most beautiful cities in Karnataka, which is nestled along the Western Ghats. Because of its affordable living and pleasant climate, Belgaum has been a preferred city to live in Karnataka. Thus, the city’s population has also been growing, adding more vehicles on the streets of Belgaum, and increasing the importance of bike or car insurance.

Buying a bike or car insurance policy from a trusted insurer is crucial to preventing financial damage. Thus, at Tata AIG, we aim to offer customer-centric services that help you financially and provide quick access to your insurance claims.

One such feature is our Cashless Garages. If you are looking for a similar solution in Belgaum, read on to learn more about Cashless Garages.

What are Tata Cashless Garages?

Tata AIG offers a service called cashless garages, which helps you, the policyholders, to get your vehicle repaired faster and by reliable professionals. These garages have a tie-up with us and offer you their services on a priority basis.

The Tata AIG network garages are located all around the country, providing easy access to repair services no matter where you are. Once you raise your claim, you can get these services without paying anything from your pockets.

How Do Cashless Garages Work?

  • The Tata AIG network garages work in very straightforward ways. Once you have purchased motor vehicle insurance with us that offers this service, you can make cashless claims any time you are in an unfortunate incident.

  • You can claim the service from cashless garages with these simple steps:

  • Report the accident and damage details by contacting us by calling us at the toll-free number, 1800-266-7780.

  • Fill out the claim form via our claim support portal along with the accurate details and supporting documents.

  • One of our expert inspectors will visit to verify your claim application.

  • The claim is approved based on the inspector’s report.

  • You can then take your vehicle to any one of our Tata cashless garages in Belgaum.

  • Your repair work will be done at the garage without having to pay anything from your pocket.

  • We will clear the bill based on your insured sum. However, in case the sum insured is lower than the bill or there are components which are not covered under your policy, the outstanding expenses must be borne by you.

Additionally, this service is not available for third-party insurance holders. Read more about the inclusions of third-party insurance online on our website.

Key Features of Tata AIG Network Garages

Tata AIG Network Garages do not just offer faster service and increased convenience. There are other key features which make the cashless garages a valuable addition to your insurance.

  • A network garage will speed up the process of repair work by giving your vehicle a priority service.

  • You can access the professional service at a network garage and be assured of its top-quality service and use genuine products.

  • Tata AIG network garages are spread all across the country; we have over 6900 network car garages and over 4200 bike garages listed with us.

  • You do not have to worry about spending money for the hefty repair work from your own pockets.

  • We directly settle the bill based on your policy terms with the garage once the repair is completed.

How to Find Tata AIG Cashless Garages Near Me in Belgaum?

If you need to get the repairs done on your vehicle after an unfortunate event in Belgaum, a cashless claim can help you speed up the process. Once you make a claim request, the next important step is to find a network garage near you.

If you are unsure of having a network garage near you, you can look for it conveniently online using the Garage Locator tool. You can access this tool from anywhere and get a cashless garage list of Tata AIG with just a few clicks.

This is how you can use the tool for finding Tata Cashless Garages in Belgaum:

  • Go to our website.

  • Go to the “Self-Service” on the homepage.

  • You will find a list of services provided by Tata AIG.

  • Find “Network Garages” under the Motor Services section on the page below.

  • Click on it and access the Garage Locator tool.

  • Enter the city or your location and your vehicle’s make and hit Search.

  • You can now access the Tata AIG cashless garage list in Belgaum.

  • You can also find the list of Tata AIG cashless garages in Belgaum by calling us at 1800-266-7780.

How to Claim Cashless Services at Tata AIG Garages in Belgaum?

If you find yourself in an unfortunate incident in Belgaum and need to carry out repairs on your vehicle, cashless services will come to your rescue. Claiming these services is easy and quick.

Follow this step-by-step guide to get services at Tata AIG Garages in Belgaum:

  • The most important part of claiming your cashless services is informing us about the accident in detail within 48 to 72 hours of the incident.

  • You can inform us by calling us at our toll-free number 1800-266-7780 or by sending a WhatsApp text at +91-9136160375.

  • Once you have done that, register your claim by filling out an online claim form on our claim support page.

  • You will require documents to support your claim, such as driving licence, FIR, policy number, etc.

  • An expert from our team will visit you to inspect your vehicle thoroughly and verify the details in your claim form.

  • Once your claim has been approved, you can drive or tow your vehicle to the nearest Tata Cashless Garage and get your repair done.

  • After the repairs, we will clear the bill amount directly with the garage.

  • Bill clearing will be subject to your policy terms and type of repair work.

Cashless Claim Vs Reimbursement Claim – Which is Better?

You can opt for two ways in which you prefer to receive your insurance claim:

  • Cashless claim

  • Reimbursement claim

Both processes have their pros and cons and have distinct ways of carrying out the claim process. Let us look at them in detail:

Key Factors Cashless Claim Reimbursement Claim
Definition A cashless claim allows you to carry out repair work for your vehicle without spending anything yourself. Under this claim, you can take your vehicle to any garage of your choice and get the expenses refunded by us.
Claim Process The claim process is faster and more straightforward. You can initiate the claim by filling out an online form and informing us about the accident by calling us. You need to file a reimbursement claim after you complete the repair work from the garage of your choice.
Major Disadvantage You have to go through a search process to look for a network garage near you before you can get the repairs done. The process is tedious and time-consuming. It requires more documentation to complete the claim process.
Documents Required This requires minimum documentation. This requires more documents such as bills, receipts, invoices, IDs, etc.

Benefits of Cashless Garages of Tata AIG

With Tata cashless garages, you can get your vehicle repaired conveniently and quickly.

  • You do not have to worry about the expenses as we settle the bills directly with the garage.

  • The claim initiation process is convenient and easily accessible. You can register the claim from anywhere in just a few steps.

  • Cashless garages offer professional service with the assurance of using genuine repair parts.

  • The cashless claim requires minimum documentation while filling out the application.

  • Cashless garages of Tata AIG offer peace of mind.

What Expenses Can Policyholders Claim at Tata AIG Garages in Belgaum

The policyholders can claim expenses for the following inclusions:

  • Damages incurred due to natural and man-made disasters, such as riots, earthquakes, floods, etc.

  • If your vehicle incurs damage due to road accidents or collisions.

  • You can claim expenses for repairing damages incurred due to fire.

  • You can also claim cover for damages incurred to a third-party property, person, or vehicle.

  • You can also enhance your policy’s features while you buy our bike or car insurance online by opting for add-ons. Some of them are listed below:

  • Daily allowance

  • Engine protection

  • No claim bonus

  • Zero depreciation

  • Tyre protection

  • Roadside assistance

What to Do if Your Car Insurance Policy Claim Gets Rejected at a Cashless Garage?

There are many reasons which can affect your cashless claim. If your claim does get rejected, worry not, there is another way to get your claim for the repair work. You can get your repair done at any other garage of your choice and get the bill amount reimbursed from us.

All you need to do in this case is save all the documents supporting your claim and the repair work, such as bills, invoices, etc. Once the repairs are completed, you can file the reimbursement claim and submit these documents for verification.

How to File a Reimbursement Claim?

Inform us about the damage to your vehicle by contacting us through the methods discussed above.

  • Fill out the claim initiation form online on our website with accurate information about the incident.

  • Take the vehicle to any garage of your choice.

  • Pay for the expenses yourself once the repairs are completed.

  • Collect all the necessary documentation, such as bills, invoices, receipts, etc.

  • Submit all the documents along with the repair documents that you preserved.

  • You will receive a reimbursement of your expenses based on your policy terms.

Reasons Your Cashless Claim Could Get Rejected at Tata Cashless Garages

It is important to know about the reasons that affect your claim beforehand as it will help you prepare your claim accordingly and save you the panic.

Here are the reasons that can cause rejection of your claim of availing services at Tata Cashless Garages:

  • If you are found to be driving without valid vehicle-related documents required by the law. These include valid DL, RC, insurance papers, and PUC.

  • If you are charged with the drink and drive offence during the accident.

  • If you were caught in an accident because of your traffic rule violations, such as overspeeding, not following the lane rules, etc.

  • If you raise a false claim for inapplicable instances.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

How can I buy Tata AIG’s third-party car insurance online?

How can I buy Tata AIG’s third-party car insurance online?


You can buy our third-party insurance by visiting our website. Enter your vehicle’s registration number, make and model and get a quote. If you are happy with our quote, you can complete the payment and buy the policy instantly.

Can I avail of the cashless garage facility if I own Standalone Own-Damage or Comprehensive car insurance?


Yes, cashless garages service is available only for comprehensive and own-damage policyholders.