Citroen Basalt Insurance

By acquainting themselves with TATA AIG’s purchase and renewal process for Citroen car insurance, insurance seekers can ensure a seamless experience.

-TATA AIG’s Online Process to Buy Car Insurance for Citroen

Step 1: To buy car insurance online, visit TATA AIG’s official website.

Step 2: On the car insurance page, you will see a slot to enter the registration number of your car. Accurately enter your Citroen Basalt’s registration number here and click on the “Get Price” tab.

Step 3: On the next page, you will be asked to complete your insurance application form and submit the essential KYC documents such as your ID proof (Aadhaar card, Voter ID card, etc.), address proof (PAN card, telephone bill, etc.) and bank details.

Step 4: Choose from TATA AIG’s extensive list of add-on coverages to strengthen your basic coverage. You can skip this **Step if a standard Citroen Basalt car insurance would suffice.

Step 5: Finally, you can submit your application form and with your preferred mode of payment, pay the Citroen Basalt car insurance price. This is the premium that is payable towards your car insurance.

Step 6: Once the payment for your Citroen insurance has been verified by the TATA AIG team, you will receive a PDF copy of the insurance coverage in your email.

-TATA AIG’s Online Process to Renew Car Insurance for Citroen

If you already have a car insurance policy but it is close to expiry, you will need to renew your cover to stay protected against the financial burden of road risks. With TATA AIG, the renewal of your car insurance for Citroen is simple and hassle-free:**

Step 1: Visit the official web page of TATA AIG car insurance online.

Step 2: In the provided slot, enter the registration number of your vehicle, and click on the button that reads ‘Renew.’

Step 3: Fill out the Citroen Basalt insurance renewal form and ensure all the information is accurate.

Step 4: TATA AIG allows you to tailor and strengthen your standard policy with its host of add-on options. However, you can skip this **Step if you are okay with your standard Citroen motor insurance. Once you select the add-ons, pay the Citroen Basalt insurance cost.

Step 5: Once the payment has been confirmed, you will receive a copy of your renewed car insurance on your registered email.

When buying a car insurance policy, one of the most critical aspects to consider is the cost. Depending on the policy you choose, the cost of your car insurance for Citroen would vary. To ease this process and calculate how much premium would be payable towards your policy, you can use a car insurance premium calculator.

-Here is an overview of how much would the Citroen Basalt insurance cost based on the type of policy you choose:

-Third-Party Car Insurance: A third-party car insurance policy is a mandatory liability coverage that secures the policyholder against the financial implications of damaging third-party property or injuring a third party.

The cost of this policy is determined by the Insurance Regulatory and Development Authority of India (IRDAI) and is based on the engine capacity (cc) of the vehicle.

The rates are reviewed every year to ascertain if any changes are required. Insurance seekers can check the price of their third-party car insurance on the official website of the Ministry of Highway and Road Transport (MoRTH).

-Comprehensive Car Insurance: This policy not only compensates for third-party liabilities but also covers damages to the insured vehicle from a host of unpleasant scenarios right from accidents to fire, theft and more. The cost of comprehensive Citroen Basalt insurance would be drawn out based on the following key factors:**

-Make and model of the vehicle: High-end luxury cars typically have higher premiums.

-Age of the car: New cars have higher premiums as their repairs and replacements are costlier.

-Age and experience of the driver: Young and inexperienced drivers pose a higher risk, thereby increasing premiums.

-Location: Areas with higher rates of accidents or thefts lead to higher premiums.

-Claim history: Drivers with a history of frequently raising claims invite higher premiums.

-Add-ons chosen: A more robust coverage with add-ons increases premiums.

-No Claim Bonus (NCB): Discounts for claim-free years lowers premiums.

-Own-Damage Car Insurance: This is a standalone policy that only covers damages to the insured vehicle. In other words, it will have to be purchased with separate third-party insurance as it will not compensate for third-party liabilities.

The cost of own damage insurance is influenced by the same factors as comprehensive coverage, however, since it does not cover third-party liabilities, the premium would be slightly lower than the comprehensive plan.

Add-ons or riders, as they are also known, can help you make your car insurance more robust. With TATA AIG, insurance seekers are spoilt for choice. Here is a list of add-ons you can choose for enhanced coverage:**

-Zero Depreciation: This add-on ensures that the policyholder is compensated for the entire cost of repairs and replacements without taking into account the depreciation on Citroen Basalt parts. It is valid for the first two claims to ensure you get the maximum value via your claims.

-Roadside Assistance: If your Citroen Basalt encounters an unfortunate breakdown in the middle of nowhere, this add-on provides 24/7 assistance, covering towing, battery jump-starts, refuelling or any immediate support so you are quickly back on the road.

-No Claim Bonus (NCB) Protection: Typically, you earn an NCB discount on your premiums for every claim-free year. With this add-on, your NCB is secured despite raising a claim.

-Engine Protection: The Citroen Basalt comes with an engine that has a high-performance component. This add-on helps secure the engine from damage and is particularly useful in areas prone to flooding or waterlogging.

-Consumables Cover: Without this add-on, the insurance holder will have to pay for essential consumables such as oil, lubricants, nuts and bolts from their pocket as it is not included in standard coverage.

-Personal Accident Cover (Owner-Driver): It offers up to ₹15 lakhs for medical costs if the owner-driver is seriously injured in an unpleasant accident. In the unfortunate event of death, this sum is paid to the chosen beneficiary.

-Passenger Accident Cover: This add-on extends accident coverage to passengers travelling in the Citroen Basalt, offering financial security against unforeseeable incidents.

-Glass, Fibre & Plastic Repair: Compensates for damages sustained by non-metal parts such as glass, fibre, and plastic components, ensuring repair costs don’t impact your NCB.

-Daily Allowance: While your Citroen Basalt is in the workshop getting a fix-up, this rider will offer daily cash compensation to the policyholder to cover transportation expenses.

-Emergency Transport and Hotel: If the car breaks down on your road trip away from your hometown, this rider pays for the travel and lodging expenses until repairs are addressed.

-Tyre Secure: Considering the high cost of tyre replacement or repairs, this add-on coverage secures you from expenses associated with tyre damage.

-Key Replacement: This covers the cost of replacing the keys of your Citroen Basalt if they are lost or misplaced.

-Loss of Personal Belongings: Excluding expensive items such as jewellery or cash, this add-on offers compensation for personal items lost or damaged during an accident.

-Return to Invoice: If your car is stolen or irreparably damaged beyond 75%, this add-on bridges the gap between the vehicle’s insured declared value (IDV) and the invoice price, allowing you to recover the full purchase amount of your Citroen Basalt.

-Emergency Medical Expenses: Compensates for medical bills in case of injuries resulting from an accident so you can recover without worrying about hospital bills.

-Misfueling: If the wrong fuel is accidentally used, this rider will compensate the insured member with the repair costs for damages incurred because of misfueling.

Every car insurance buyer must acquaint themself with the policy inclusions and exclusions as it helps them adequately secure their beloved vehicle and avoid unpleasant surprises at the time of raising a claim.

Citroen Basalt Insurance Inclusions

** There are distinct advantages to securing your beloved Citroen Basalt with TATA AIG. These include:**

-Customisable Coverage: With a unique and extensive list of add-on coverages, insurance seekers can ensure a robust policy for their Citroen Basalt based on their preferences and specific insurance requirements.

-Seamless Claim Settlement: With the hassle-free claim settlement process of TATA AIG paired with an impressive 99% OD claim settlement ratio for Motor Insurance in FY 23-24, policyholders can ensure that their insurance claims for your Citroen Basalt are settled swiftly and efficiently.

-Cashless Repairs Across India: With a vast network of garages across the country, policyholders can avail of cashless claims so they do not have to worry about the hassle of reimbursements as the bill will be settled directly between the garage and TATA AIG.

-Trusted Brand: With more than two decades in the insurance industry, a team of more than 650 claim experts, and customer-centric policies, TATA AIG has made a name for itself as a reliable insurance provider.

-24/7 Customer Support: Whether you have queries regarding your coverage or require assistance with claims, our dedicated support team is available round-the-clock to address your concerns promptly. Count on our responsive service to help you navigate through every step, ensuring a hassle-free experience whenever you need us.

The Citroen Basalt is a stylish coupe variant that comes with the promise of a dynamic and distinctive road presence. The design of the car gives it a unique personality with a coupe-like roofline, squared wheel arches and compact dimensions.

Although the car is lower and narrower than its SUV counterpart, it does not compromise on design or performance. Here are the key reasons that make the Citroen Basalt stand out:**

-Striking Coupe Styling: It is designed in a manner to be a head-turner on roads. With its sloping roofline and sporty exterior the car will appeal to those who value aesthetics and road presence.

-Reinforced Safety Structure: The Citroen is one of the safest cars in its segment with features such as six airbags, advanced safety structure, rear park assist and as many as 40 more safety features.

-Advanced Cabin Features: The car is packed with state-of-the-art and tech-rich features such as wireless charging, digital climate control and wireless Android Auto/Apple CarPlay, promising a well-connected driving experience.

-Ample Boot Space: The Basalt boasts a class-leading boot space of up to 470 litres capacity so there is no dearth of space when you take on adventures.

-Comfort-Focused Ride Quality: Whether it is daily urban commuting or long and scenic drives, the Citroen Basalt is known for its plush seating and balanced suspension for enhanced comfort and convenience.