Citroen E-C3 Insurance
Citroen E-C3 Insurance
As the electric vehicle segment gains momentum, all leading car manufacturers are donning their thinking caps and designing electric cars that look good, feel good, and perform exceptionally well.
The French automaker Citroen is not far behind. After making waves around the world with its amazingly designed cars that offer top-notch performance, Citroen released its first electric car, the Citroen E-C3 in India in February 2023. The electric hatchback E-C3 has been designed for Indian conditions to cater to the increasing demand for high-quality and affordable electric cars in India.
Car insurance is a necessary investment for any vehicle owner, including owners of an electric car. It provides financial coverage in the event of an accident, theft, or damage to the vehicle. Without four-wheeler insurance, the costs associated with repairs or replacements could be significant and financially straining.
Comprehensive car insurance provides broad coverage for your vehicle. It covers third-party liability and provides coverage for your vehicle in the event of accidental damage, theft, natural calamities, and many other unforeseen events. If you are planning to buy a Citroen E-C3, then make sure that you opt for a comprehensive Citroen E-C3 car insurance plan for complete protection.
When looking for E C3 insurance, you will have multiple options. It is important to research the market and compare providers and plans carefully before making the purchase. TATA AIG offers comprehensive Citroen car insurance plans that offer a range of features in an affordable package. With TATA AIG, you can get your car the best protection it deserves.
Citroen E C3 Insurance Renewal/Purchase via Tata AIG
Today, you can buy a car insurance policy online and even renew your existing policy without having to visit the office/branch of the insurer or an insurance agent. Tata AIG offers a simple process to help you easily buy Citroen motor insurance. You can also get your Citroen car insurance renewal done within a few minutes. Here is a quick look at the process:
Go to the official website of TATA AIG
Next, visit the Car Insurance Page. You can also navigate to this page by scrolling to the top menu on the home page and clicking on All Products >> Car Insurance
You will find a form at the top of this page. Enter the registration number of your car and click on one of these two options:****
Get Price: if you want to purchase a new Tata AIG Citreon insurance policy
Renew: if you want to renew your existing Tata AIG policy
Choose the IDV:** Every policy has a sum insured that depends on its current market value among other factors. The Insured Declared Value (IDV) is the estimated market value of the car. We will display a list of IDVs. Make sure that you choose the right one. While a higher IDV will get you a higher sum insured, you will have to pay a higher premium too. Hence, choose carefully.
Choose Add-on Covers:** Comprehensive plans allow you to customise the coverage based on your needs. This is possible by selecting add-on covers. Tata AIG offers a wide range of add-ons to help you customise the policy as required. However, these add-ons will increase the policy’s premium. Hence, make sure that you understand your insurance requirements and choose accordingly.
Voluntary Deductible:** When you file a car insurance claim, the insurer compensates for the cost of repairs/replacement of covered parts. However, if you agree to bear a certain portion of the costs, then the insurer will extend a discount on the premium. This is a voluntary deductible. A high deductible will get you a high discount on the premium but will increase your costs when settling the claim. Choose the amount carefully.
We will provide a quote once we have these details. The quote will include the scope and extent of the coverage offered and the premium amount. You can go back and make changes to get the coverage you need within your budget
Next, you will be required to pay the premium using one of the digital payment methods listed
Once we receive the premium amount, we will start the coverage and email the policy documents to you
Citroen E C3 Insurance Price – Your Premium Amount
Every car insurance provider considers different factors to calculate the premium of the car insurance policy. At Tata AIG, we make sure that the premium offered is based on a careful analysis of the factors associated with you and your car. Here are the factors:**
Age of the car: Older cars tend to attract a higher premium since they tend to attract more repairs.
Type of car: If you own a high-end car, then the premium of the policy will be higher since the spares are costlier and the repair charges are higher too.
Powerful cars: Cars that have a higher engine capacity tend to attract a higher premium since the chances of accidents and mishaps are considered to be higher.
Coverage: Comprehensive car insurance policies have a higher premium than third-party liability insurance plans. Also, the premium will change based on the add-on covers chosen by you. The insured declared value that determines the sum insured also plays an important role in determining the premium of the policy.
Location: If you park your car in an area where car thefts are rife, then you might have to pay an extra premium to get it insured. Also, if you drive your car in accident-prone areas, then the premium of the policy can be higher.
Voluntary Deductible: Tata AIG allows car owners to reduce the premium amount by agreeing to pay a certain amount at the time of filing a claim. In exchange, they can get a discount on the premium amount.
Use our online four-wheeler premium calculator to compare different car insurance policies and choose the best coverage for your Citroen E-C3.
Add-Ons for Citroen E-C3 Car Insurance by Tata AIG
Cover your Citroen E-C3 against specific damages and eventualities with 12 add-ons from Tata AIG:
Roadside Assistance
Zero Depreciation
Engine Protection
Daily Allowance
Return to Invoice
Consumable Expenses
Key Replacement
Loss of Personal Belongings
NCB Protection
Plastic and Glass Fiber Parts Replacement
Hotel Expenses and Emergency Transportation
Tyre Secure
Things Covered and Not Covered under Tata AIG’s Citroen E-C3 Car Insurance
Things Covered Under Tata AIG’s Citroen E-C3 Car Insurance | Things Not Covered Under Tata AIG’s Citroen E-C3 Car Insurance |
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Third-Party Liability: This coverage offers protection against third-party claims for injury, death, or damage to property. This is mandatory as per Indian law. | Normal wear and tear: The policy does not cover normal wear and tear of your car, including things like tire wear or battery drain. |
Own damage coverage: This coverage offers protection for the policyholder's vehicle in case of damage due to accidents, theft, or natural disasters. | Mechanical or electrical breakdown: The policy does not cover damages resulting from mechanical or electrical breakdowns unless it was caused by an accident. |
Personal accident cover: This coverage provides personal accident coverage for the policyholder and any co-passengers in the event of an accident. | Driving under the influence: If you were driving under the influence of drugs or alcohol and caused an accident, your policy will not cover the damages. |
Medical Expenses: The policy offers coverage for medical expenses incurred due to an injury sustained in the event of an accident. | Driving without a valid license: If you were driving without a valid license and caused an accident, your policy will not cover the damages. |
Add-on covers: Add-on car insurance covers are additional coverage options that can be added to a comprehensive car insurance policy for added protection. Some common add-on covers include zero depreciation cover, engine protector cover, return to Invoice cover, consumables cover, and key replacement cover. | War and related perils: The policy does not cover damages caused by war, invasion, acts of foreign enemies, hostilities, civil war, rebellion, revolution, military or usurped power, or confiscation or nationalization. |
Intentional acts: The policy does not cover damages caused by intentional acts or self-injury. | |
Driving outside the geographical area: If you drive your car outside the geographical area specified in your policy, it may not be covered. | |
Depreciation: The policy does not cover the natural reduction in the value of your car due to depreciation. |
Why is it Important to Have Tata AIG for Your Citroen E-C3 Car Insurance?
With a reliable insurance partner, you get financial protection if your car is involved in an accident or damaged due to any covered event.
At Tata AIG, we offer support and compensation during such emergencies to repair the insured car and manage other associated costs. With 24/7 customer support and a hassle-free claim settlement process, we have evolved into one of the most trusted names in car insurance in India.
Here are some reasons why you must consider buying a Tata AIG Citreon E-C3 car insurance policy:**
Experience and expertise: We have been providing insurance services for over 20 years and have a deep understanding of the car insurance market and the needs of policyholders. This experience and expertise allow us to offer high-quality coverage and support to our customers.
Financial stability: Tata AIG is part of the Tata Group, one of India's largest and most financially stable conglomerates. This means that policyholders can trust that we have the financial resources to pay out claims and support our customers.
Wide network of garages: We have a network of over 4,500 garages across India, making it easy for policyholders to get their vehicles repaired in the event of an accident. This wide network of garages also makes it convenient for policyholders to file claims and receive support.
Customer-focused services: We are known for our customer-focused services, including 24/7 customer support, easy claims processing, and convenient online policy purchase options. Policyholders can expect a high level of support and service from Tata AIG, which sets us apart from other insurance providers.
Reputation: We have a strong reputation in the insurance industry, and are widely regarded as a reliable and trustworthy provider of car insurance. This reputation is based on our long history of providing quality coverage and support to our customers, as well as our commitment to financial stability and customer service.
Overview – Citroen E-C3 Car Model
The Citroen C3 is a popular petrol car by the French automaker that has made an impact around the world. The E-C3 is an electric variant that is designed on the C3 model inside out. Barring the tailpipe that is not needed in electric cars and the introduction of a charging port near the front fender, the E-C3 looks exactly like the C3. In the electric cars segment, the E-C3 sports a unique design that makes it stand out. If you are looking for a stylish electric SUV, then the Citroen E-C3 is a car you must consider.
If we take a look inside, then the automaker has maintained its successful C3 formula for design. With spacious interiors, an adjustable driver’s seat, with adequate shoulder room to seat three people in the rear, the E-C3 is designed for comfortable rides, short or long distances. Advanced technologies to assist in driving and make the occupants feel comfortable are the strong points of the E-C3.
Under the hood, the Citroen E-C3 is one of the least powerful electric cars in India with a power of around 56 bhp. This is much lower than its competitors. However, it makes up for this by offering a higher torque. As a result, when you drive the E-C3, you will not feel any lack of power. A single charge can take you around 320 km. It has two driving modes – eco and standard.
Citroen has also packed a lot of safety features to reduce the chances of accidents and mishaps. These include a lane departure warning system, automatic emergency brakes, automatic detection of a blind spot, and adaptive cruise control.
Citroen E-C3 Variants and Prices
Citroen E-C3 Variants | Price* of Variants (Ex-Showroom Delhi) |
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E-C3 Live | Rs. 9-13 Lakh |
E-C3 Feel | Rs. 9-13 Lakh |
*The prices are estimated since the car is yet to be launched in India.
Unique Selling Points: Citroen E-C3 Car Features
The following are the key Unique Selling Points of the Citroen E-C3:**
Drive in style: The Citroen E-C3 is a head-turner. With an aerodynamic design and sharp lines, and crossover styling cues, you can be assured of a stylish ride.
Economical: A single charge can take you around 320 km in ideal conditions and around 200+ km in city traffic. This makes the car highly economical for regular use.
Comfortable: Spacious interiors, advanced technological features, and a smooth riding experience make it a comfortable car for city roads and off-road conditions.
Safe: A wide range of the latest safety features can help you avoid accidents and mishaps while ensuring the safety of the passengers.
Rivals of Citroen E-C3
- Tata Tiago EV
- Tata Tigor EV
- Mahindra XUV400 EV
- Tata Nexon EV
- Tata Nexon EV Prime
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.