Ford Freestyle Insurance
Ford Freestyle Insurance
The Ford Freestyle is designed for people looking for the practicality of a hatchback and the strength of an SUV. It is a compact crossover vehicle that was introduced by Ford in 2018.
In recent years, there has been a surge in demand for crossovers. This is because they offer a car/hatchback-like driving experience and good fuel efficiency while offering some features and capabilities of an SUV, like higher ground clearance and a higher seating position.
The Ford Freestyle is available in diesel and petrol variants. It is packed with a wide range of features to make the driving experience memorable, safe, and exciting for all passengers.
When you drive a car, it is essential to remember that regardless of the precautions you take, it is not always possible to avoid an accident or collision. If you cause these accidents, the financial liability of damages caused to third parties and managing the costs of repair to your car or injuries to yourself lies with you. Hence, it would be best if you have a car insurance policy that offers coverage for such damages.
A third-party four wheeler insurance policy only covers third-party liabilities only and does not cover damages to your car. Hence, if you are buying a Ford Freestyle and looking for better coverage, you must consider opting for a comprehensive Ford Freestyle car insurance policy.
Many providers offer car insurance for Ford Freestyle in India. Insurers offering vehicle insurance ensure that the features offered are in sync with the varying needs of car owners. Tata AIG is a reliable car insurer in India, offering Ford Freestyle insurance at an affordable price and providing feature-rich policies, 24X7 customer support, and a high car insurance claim settlement ratio.
Ford Freestyle Car Insurance Renewal/Purchase via Tata AIG
Today, you can buy and/or renew car insurance online within no time. Reputed insurers ensure that the process is simple and involves minimal documentation.
Over the years, Tata AIG has gained the reputation of being customer-centric and offers a hassle-free process to buy Ford car insurance in India. If you have an existing Tata AIG policy, you can opt for Ford car insurance renewal online hassle-free.
Here is a quick look at the process to buy/renew Ford car insurance online from Tata AIG:
Start by visiting Tata AIG’s official website.
Next, go to the Car Insurance Page.
On this page, enter the registration number of your Ford Freestyle and click one of these two buttons:
Get Price: to buy a new Ford car insurance in India
Renew: to renew your existing Ford Freestyle policy from Tata AIG.
Clicking “Next” will take you to the IDV Page. Here, there will be a list of IDVs (Insured Declared Values) of a Ford Freestyle. An IDV is an estimated market price of a car and is used to determine the sum insured by the policy and its premium amount. Ensure you don’t choose an IDV that is very high or very low.
You can also choose add-on covers based on your expected car use. These covers will increase the premium amount. Hence, only choose the ones you need.
You can reduce the premium of your car insurance plan by choosing a voluntary deductible. This is the amount you agree to pay at the time of claim settlement before the insurer kicks in. In return, the insurer offers a discount on the policy premium. Choose the deductible wisely.
If you are renewing your existing Tata AIG policy, then make sure that you opt for the No Claim Bonus discount if you haven’t filed a single claim in the previous term.
Once the final premium is displayed, if you want to reduce it, you can go back and make changes to your selection.
Once the premium is within your budget, pay it using an available digital payment method.
Receive the policy documents at your email address registered with Tata AIG.
Ford Freestyle Insurance Price – Your Premium Amount
Buying a third-party car insurance policy is mandatory in India. However, since it does not cover damages to the insured car, many people opt for a comprehensive policy. These policies allow you to get customised coverage for your car based on your needs. In exchange, you are required to pay a premium to the insurance company. The premium is calculated using a range of factors as described below:**
The car: The first thing we consider while calculating the premium of a car insurance policy is the make and model of the car. Premium cars are costlier to repair, and their spare parts are costly too. Hence, the premium is adjusted for the increased costs. The age of the car is also considered since an older car of the same model has a lower repair cost than a new car.
Coverage amount: The sum insured by the policy impacts the premium amount. If the sum insured is higher, the premium will be higher, and vice versa. Factors like the insured declared value (IDV), add-on covers, and deductibles contribute to the coverage amount.
Location: If the car is being driven regularly through areas where accidents are common, then the risk of accidents of the insured car will be higher. Also, if the car is being parked in an area where crime rates are high, then the possibility of the car or its parts being stolen is high too. In such cases, the premium is adjusted to account for the increased risks.
Voluntary Deductible: We offer policyholders the option of reducing the premium amount by choosing a voluntary deductible. This is the amount they agree to pay before the coverage kicks in.
It is always recommended to check your estimated premium before you make a purchase decision. You can check your premium with the help of our instant and easy-to-use bike insurance premium calculator.
Add-on Covers Available with Tata AIG Ford Freestyle Bike Insurance Policy
Tata AIG offers seven add-on covers:
Zero depreciation cover
Return to invoice cover
Roadside assistance cover
Personal accident cover
Emergency medical cost cover
Additional third-party damage cover
Things Covered and Not Covered under Tata AIG’s Ford Freestyle Car Insurance
|Things Covered Under Tata AIG’s Ford Freestyle Car Insurance||Things Not Covered Under Tata AIG’s Ford Freestyle Car Insurance|
|Third-party liability coverage: This covers any legal liability arising from third-party death or injury or damage to third-party property.||Intentional acts: Loss or damage caused by intentional acts or deliberate misconduct is not covered.|
|Own damage cover: This covers damage to the insured vehicle due to an accident, theft, fire, or any other covered peril.||Mechanical or electrical breakdown: Damage to the vehicle due to mechanical or electrical breakdown is not covered.|
|Personal accident cover: This covers death or injury to the policyholder while driving the insured vehicle.||Unauthorised use: Loss or damage caused while the vehicle is being used for unauthorised purposes is not covered.|
|Medical expenses cover: This covers medical expenses incurred by the policyholder or passengers in the event of an accident.||Wear and tear: Normal wear and tear of the vehicle and its parts are not covered.|
|Add-on covers: Targeted and unique coverage if you opt for any of the 12 add-ons available with our comprehensive car insurance plans.||Driving under the influence: Loss or damage caused while driving under the influence of alcohol or drugs is not covered.|
|Nuclear war: Loss or damage due to nuclear war or radioactive contamination is not covered.|
Why is it Important to Have Tata AIG for Your Ford Freestyle Car Insurance?
Tata AIG has been offering car insurance to India for over two decades. We offer a range of plans to cater to the country's varying insurance needs of car owners.
Here are some reasons that make Tata AIG the go-to name in car insurance.
Reputable insurer: Tata AIG is a well-established and reputable insurance company in India, offering various insurance products for individuals and businesses.
Comprehensive coverage: Tata AIG offers comprehensive car insurance plans that provide a wide range of coverage options for policyholders, including third-party liability, own damage cover, and personal accident cover.
Convenient claim process: Tata AIG has a simple and convenient claim process, with 24/7 claim assistance available to policyholders.
Discounts and add-on covers: Tata AIG offers various discounts and add-on covers that policyholders can choose from to tailor their policy to their specific needs.
Network of garages: Tata AIG has a network of garages across India, providing policyholders with convenient and quick access to repairs in the event of a claim.
Affordable premium: Tata AIG offers competitive and affordable premiums, making it a cost-effective option for policyholders.
Remember, the benefits of buying Tata AIG car insurance may vary based on individual needs and circumstances. Therefore, policyholders are advised to carefully consider their insurance needs and compare different insurance options before making a decision.
Overview – Ford Freestyle Car Model
Ford India launched the compact crossover utility vehicle in 2018. Based on the Ford Figo platform, the company designed the Freestyle to attract car owners looking for some fun and adventure when behind the wheel. The perfect blend between an SUV and a hatchback, the Ford Freestyle caught the attention of urban and rural car owners alike. Here are some key features and specifications of the Ford Freestyle:
|Specification||Petrol Variant||Diesel Variant||Benefits|
|Engine||1.2L Ti-VCT petrol engine||1.5L TDCi diesel engine||Both petrol and diesel engines are robust and have a low cost of maintenance|
|Power||95 PS||100 PS||Ensures efficient performance of the vehicle|
|Torque||119 Nm||215 Nm||Offers better acceleration and pulling power|
|Transmission||5-speed manual||Helps you shift gears easily for a seamless driving experience|
|Fuel Efficiency||18.5 km/litre||23.8 km/litre||Offers fuel efficiency, which is one of the best in the segment|
|Suspension||Independent McPherson struts with coil spring||Drives smoothly on uneven roads and surfaces|
|Dimensions||3954 mm length, 1737 mm width, 1570 mm height||Offers the perfect size to help you manoeuvre it with ease, even in city traffic|
|Wheelbase||2490 mm||Ensures a strong balance and stability of the vehicle|
|Ground Clearance||190 mm||Protects the car from speed breakers and rough road conditions|
|Brakes||Front disc and rear drum brakes||Boosts the safety of the car by offering an efficient braking mechanism|
|Steering||Electric power-assisted steering||Effortless steering that makes the drives enjoyable|
|Infotainment System||7-inch touchscreen display with SYNC 3 technology||Allows you to connect with devices and smartphones with ease|
Ford Freestyle Variants and Prices
|Ford Freestyle Variants||Price of Variants (Ex-Showroom Delhi)|
|Freestyle Ambiente Petrol BSIV||Rs. 5.91 Lakh|
|Freestyle Ambiente||Rs. 5.99 Lakh|
|Freestyle Trend||Rs. 6.54 Lakh|
|Freestyle Ambiente Diesel||Rs. 6.76 Lakh|
|Freestyle Trend Petrol BSIV||Rs. 6.81 Lakh|
|Freestyle Titanium Petrol BSIV||Rs. 7.21 Lakh|
|Freestyle Titanium||Rs. 7.28 Lakh|
|Freestyle Trend Diesel BSIV||Rs. 7.46 Lakh|
|Freestyle Titanium Plus Petrol BSIV||Rs. 7.56 Lakh|
|Freestyle Titanium Plus||Rs. 7.63 Lakh|
|Freestyle Trend Diesel||Rs. 7.64 Lakh|
|Freestyle Titanium Diesel BSIV||Rs. 7.91 Lakh|
|Freestyle Flair Edition||Rs. 7.93 Lakh|
|Freestyle Titanium Plus Diesel BSIV||Rs. 8.36 Lakh|
|Freestyle Titanium Diesel||Rs. 8.38 Lakh|
|Freestyle Titanium Plus Diesel||Rs. 8.73 Lakh|
|Freestyle Flair Edition Diesel||Rs. 9.03 Lakh|
It is important to note that Ford has stopped producing and selling Ford Freestyle in India since 2009.
Unique Selling Points: Ford Freestyle Car Features
The following are the key unique selling points of the Ford Freestyle:
Good Looks: The Ford Freestyle has been designed to look rugged and stylish simultaneously. Its exterior features, like alloy wheels, a blacked-out grille, and body cladding, make it eye-catching.
Power: Whether you opt for the petrol or diesel variant, the Ford Freestyle ensures a powerful engine. You can be assured of fantastic power and fuel efficiency.
Safety: With the Ford Freestyle, you get advanced safety features like airbags, electronic stability control (ESC), and an anti-lock braking system (ABS) with electronic brake-force distribution (EBD). These features ensure the safety of all passengers.
Active Rollover Prevention (ARP) technology: This is a safety feature where the ARP technology works with ESC and applies brakes to the relevant wheels to avoid a potential rollover.
FordPass Connectivity: The FordPass is a one-stop smartphone app that allows you to access and control your Ford freestyle remotely using your smartphone. You can lock/unlock the car, start the engine, and control the air conditioner, among other benefits.
Terrain Management System (TMS): The new versions of the Ford Freestyle include TMS, which allows you to choose between different driving modes based on the terrain you are going to drive on. This helps boost the performance of the vehicle in varying terrains.
Rivals of Ford Freestyle
Maruti Suzuki Baleno
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
What is zero depreciation insurance for Ford Freestyle, and is it worth it?
When you buy a Ford car insurance policy in India and file a claim, we calculate the settlement amount after factoring in the depreciation of the car and its parts. This is because a car is a depreciating asset that loses value as it ages. However, you can opt for a zero depreciation add-on cover that ensures you get the complete claim amount without any depreciation deduction. It can get you a higher claim amount and reduce out-of-pocket expenses during accidents or mishaps.
What is a No Claim Bonus in my Ford Freestyle insurance policy?
When you complete a policy term and want to renew it, we check if you have filed any claim with us. If you have gone through a policy term without filing a single claim, then we offer a discount on the policy premium for the next term. This is a progressive discount. The discount will increase as the number of consecutive claim-free years increases.
What is the mileage of the Ford Freestyle?
The Ford Freestyle has a mileage of around 18.5 to 23.8 kmpl.
Disclaimer: *All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.