Ford Freestyle Insurance

Today, you can buy and/or renew car insurance online within no time. Reputed insurers ensure that the process is simple and involves minimal documentation.

Over the years, Tata AIG has gained the reputation of being customer-centric and offers a hassle-free process to buy Ford car insurance in India. If you have an existing Tata AIG policy, you can opt for Ford car insurance renewal online hassle-free.

Here is a quick look at the process to buy/renew Ford car insurance online from Tata AIG:

• Start by visiting Tata AIG’s official website.

• Next, go to the Car Insurance Page.

• On this page, enter the registration number of your Ford Freestyle and click one of these two buttons:

  • Get Price: to buy a new Ford car insurance in India

  • Renew: to renew your existing Ford Freestyle policy from Tata AIG.

• Clicking “Next” will take you to the IDV Page. Here, there will be a list of IDVs (Insured Declared Values) of a Ford Freestyle. An IDV is an estimated market price of a car and is used to determine the sum insured by the policy and its premium amount. Ensure you don’t choose an IDV that is very high or very low.

• You can also choose add-on covers based on your expected car use. These covers will increase the premium amount. Hence, only choose the ones you need.

• You can reduce the premium of your car insurance plan by choosing a voluntary deductible. This is the amount you agree to pay at the time of claim settlement before the insurer kicks in. In return, the insurer offers a discount on the policy premium. Choose the deductible wisely.

• If you are renewing your existing Tata AIG policy, then make sure that you opt for the No Claim Bonus discount if you haven’t filed a single claim in the previous term.

• Once the final premium is displayed, if you want to reduce it, you can go back and make changes to your selection.

• Once the premium is within your budget, pay it using an available digital payment method.

• Receive the policy documents at your email address registered with Tata AIG.

Buying a third-party car insurance policy is mandatory in India. However, since it does not cover damages to the insured car, many people opt for a comprehensive policy. These policies allow you to get customised coverage for your car based on your needs. In exchange, you are required to pay a premium to the insurance company. The premium is calculated using a range of factors as described below:**

• The car: The first thing we consider while calculating the premium of a car insurance policy is the make and model of the car. Premium cars are costlier to repair, and their spare parts are costly too. Hence, the premium is adjusted for the increased costs. The age of the car is also considered since an older car of the same model has a lower repair cost than a new car.

• Coverage amount: The sum insured by the policy impacts the premium amount. If the sum insured is higher, the premium will be higher, and vice versa. Factors like the insured declared value (IDV), add-on covers, and deductibles contribute to the coverage amount.

• Location: If the car is being driven regularly through areas where accidents are common, then the risk of accidents of the insured car will be higher. Also, if the car is being parked in an area where crime rates are high, then the possibility of the car or its parts being stolen is high too. In such cases, the premium is adjusted to account for the increased risks.

• Voluntary Deductible: We offer policyholders the option of reducing the premium amount by choosing a voluntary deductible. This is the amount they agree to pay before the coverage kicks in.

It is always recommended to check your estimated premium before you make a purchase decision. You can check your premium with the help of our instant and easy-to-use bike insurance premium calculator.

Tata AIG offers seven add-on covers:

• Zero depreciation cover

• Return to invoice cover

• Roadside assistance cover

• Consumables cover

• Personal accident cover

• Emergency medical cost cover

• Additional third-party damage cover

Tata AIG has been offering car insurance to India for over two decades. We offer a range of plans to cater to the country's varying insurance needs of car owners.

Here are some reasons that make Tata AIG the go-to name in car insurance.

• Reputable insurer: Tata AIG is a well-established and reputable insurance company in India, offering various insurance products for individuals and businesses.

• Comprehensive coverage: Tata AIG offers comprehensive car insurance plans that provide a wide range of coverage options for policyholders, including third-party liability, own damage cover, and personal accident cover.

• Convenient claim process: Tata AIG has a simple and convenient claim process, with 24/7 claim assistance available to policyholders.

• Discounts and add-on covers: Tata AIG offers various discounts and add-on covers that policyholders can choose from to tailor their policy to their specific needs.

• Network of garages: Tata AIG has a network of garages across India, providing policyholders with convenient and quick access to repairs in the event of a claim.

• Affordable premium: Tata AIG offers competitive and affordable premiums, making it a cost-effective option for policyholders.

Remember, the benefits of buying Tata AIG car insurance may vary based on individual needs and circumstances. Therefore, policyholders are advised to carefully consider their insurance needs and compare different insurance options before making a decision.

Ford India launched the compact crossover utility vehicle in 2018. Based on the Ford Figo platform, the company designed the Freestyle to attract car owners looking for some fun and adventure when behind the wheel. The perfect blend between an SUV and a hatchback, the Ford Freestyle caught the attention of urban and rural car owners alike. Here are some key features and specifications of the Ford Freestyle:

It is important to note that Ford has stopped producing and selling Ford Freestyle in India since 2009.

The following are the key unique selling points of the Ford Freestyle:

• Good Looks: The Ford Freestyle has been designed to look rugged and stylish simultaneously. Its exterior features, like alloy wheels, a blacked-out grille, and body cladding, make it eye-catching.

• Power: Whether you opt for the petrol or diesel variant, the Ford Freestyle ensures a powerful engine. You can be assured of fantastic power and fuel efficiency.

• Safety: With the Ford Freestyle, you get advanced safety features like airbags, electronic stability control (ESC), and an anti-lock braking system (ABS) with electronic brake-force distribution (EBD). These features ensure the safety of all passengers.

• Active Rollover Prevention (ARP) technology: This is a safety feature where the ARP technology works with ESC and applies brakes to the relevant wheels to avoid a potential rollover.

• FordPass Connectivity: The FordPass is a one-stop smartphone app that allows you to access and control your Ford freestyle remotely using your smartphone. You can lock/unlock the car, start the engine, and control the air conditioner, among other benefits.

• Terrain Management System (TMS): The new versions of the Ford Freestyle include TMS, which allows you to choose between different driving modes based on the terrain you are going to drive on. This helps boost the performance of the vehicle in varying terrains.

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