Honda Mobilio Insurance
Honda Mobilio Insurance
Honda, the world-famous Japanese automobile manufacturer, has taken over the Indian highways. The brand has established a reputation not just for its top-notch craftsmanship, longevity, and reliability but also for introducing practical and affordable four-wheelers. Honda's entire line of hatchbacks, sports cars, SUV car models, and premium sedans has made it one of India's most desired four-wheeler brands.
One of the most sought-after Honda models is the Honda Mobilio. The four-wheeler's first appearance demonstrates that it's unmistakably Honda! The Honda Mobilio is a well-known mid-sized four-wheeler perfect for Indian roads, with elegant interiors, trademark chrome finish, dynamic exteriors, and 1.5l diesel and petrol engine choices.
The improved features of this model are the key cause for increased demand among motorists of India. This four-wheeler, like any other car, is vulnerable to accidents and unexpected incidents. To guarantee you have the most pleasing experience with the Honda Mobilio, you must obtain car insurance to protect you as well as your four-wheeler from any unanticipated circumstances.
As a result, obtaining a four-wheeler insurance coverage can help to reduce the financial burden that can occur due to such terrible situations. When purchasing a Honda Mobilio, you must locate an appropriate partner to support your four-wheeler on every voyage. And having the right Honda insurance coverage increases the standard in terms of becoming your Mobilo's perfect mate.
You must select the Honda Mobilio insurance that best matches your needs. The finest insurance policy for your Honda Mobilio provides extensive coverage. However, before purchasing insurance plans for your premium Honda Mobilio, compare Honda car insurance renewal rates and quotations online since it'll help you obtain insurance for your four-wheeler at the lowest possible cost.
To that end, numerous insurance companies in India provide a variety of features with their Honda car insurance coverage. Tata AIG is one such leading insurance company in India. In this section, we'll talk about Honda Mobilio car insurance, its key characteristics, and the perks you can bag when obtaining a car insurance policy for your four-wheeler from Tata AIG. Continue reading to learn more.
Honda Insurance Renewal or Purchase under Tata AIG
Tata AIG Honda Mobilio car insurance shields your vehicle from any type of unintentional damage resulting in financial loss. Under the 1988 More Vehicles Act, Indian motorists must acquire third-party four-wheeler insurance if hitting the streets on four-wheelers.
Aside from the legal need, getting car insurance for your Honda Mobilio is essential for future-proofing. As a result, obtaining or renewing your Honda Mobilio insurance policy with Tata AIG is a wise choice. You may accomplish it swiftly if you carefully follow the procedures outlined below:
- By launching your preferred browser, visit the official website of Tata AIG.
- Click on the "Car Insurance" option.
- In order to renew your Honda Mobilio car insurance policy, enter your four-wheeler's registration number and tap on the "Get Provey" button. If you wish to get new insurance for your Honda Mobilio, select the "Buy" button.
- Select an appropriate IDV from the catalogue provided in order to calculate the Honda Mobilio insurance price. You may also use our car insurance calculator online to learn more about the factors that influence your overall four-wheeler Insurance price.
- If necessary, you must complete the four-wheeler insurance claim form. You'll be eligible for an NCB if you've not yet submitted a No-Claim Bonus.
- You must look at the payable premium amount of your Honda Mobilio car policy.
- After you have opted for a Honda Mobilio car insurance coverage, you can quickly pay for it online using any digital payment modes available.
After completing your payment, Tata AIG will send you a soft copy of your Honda Mobilio insurance plan on your registered email ID.
Honda Mobilio Insurance Cost - Your Premium Amount
You may test drive a Honda Mobilio at any Honda outlet across India before purchasing one. When purchasing, keep in mind that the 1988 Motor Vehicles Act requires the possession of four-wheeler insurance.
Tata AIG provides a variety of four-wheeler insurance packages, each tailored to meet the various demands of Indian motorists and the coverage they require:
Comprehensive Four -wheeler Insurance: It provides more coverage when compared to a basic third-party motor insurance plan. Also, it protects against any third-party liabilities and damage caused as a result of accidents, total car loss, and natural calamities.
Standalone Own Damage Four-wheeler Insurance : If the insured Honda Mobilio, purchased after September 2018, endures a financial loss as a consequence of unintentional damage, the own damage policy covers just the insured four-wheeler. This plan doesn't cover third-party losses and is just valid for vehicles purchased after September 2018.
Standalone Third-Party Four-wheeler Insurance : It is a fundamental yet legally required four-wheeler insurance plan. It shields you from financial and legal obligations resulting from harm to third-party property or individuals caused as a result of your covered Honda Mobilio. This coverage, however, doesn't cover any damage to the insured Honda Mobilio.
As a result, the payable premium amount is decided by your four-wheeler insurance policy's coverage, registration information, the Insured Declared Value, etc. When purchasing Honda Mobilio car insurance online, you must select the suitable Insured Declared Value. Do not forget to check out the Tata AIG website's four-wheeler insurance pricing list to see how much premiums you'll have to pay without draining your purse. If your Honda Mobilio is damaged beyond repair or lost, you should rapidly turn to the Insured Declared Value.
To calculate the Insured Declared Value of your Honda Mobilio, use our online car insurance calculator. It will assist you in paying your car insurance premiums on time in order to protect your Honda Mobilio from unintentional damage.
Things Included/Not Included under Tata AIG’s Honda Mobilio Car Insurance
|Things Included under Tata AIG’s Honda Mobilio Car Insurance||Things Not Included under Tata AIG’s Honda Mobilio Car Insurance|
|If your Honda Mobilio is irreversibly destroyed in an unforeseeable accident or stolen, Tata AIG will pay you the Insured Declared Value of the total market value.||If your Honda Mobilio is damaged as a result of driving without a license or driving beyond the boundaries of India.|
|The Tata AIG Honda Mobilio auto insurance coverage will give financial protection if your car is damaged by natural catastrophes such as cyclones, earthquakes, heavy rains, floods, etc.||If you damage your Honda Mobilio while driving under the influence of narcotics, alcohol, or another intoxicating substance.|
|As one of the most prominent providers of car insurance in India, Tata AIG covers damage generated by vengeful man-made activities such as riots, strikes, terrorist attacks, and so on. Lightning and thunder, self-ignition, explosions, and several other factors can contribute to fire damage.||Our Honda Mobilio four-wheeler insurance coverage excludes depreciation and normal wear and tear. Furthermore, our four-wheeler insurance coverage does not cover routine four-wheeler maintenance costs.|
|All of Tata AIG’s four-wheeler insurance policies cover the financial obligations imposed by minor or significant events.||If the owner's carelessness caused the damage or injuries to the Honda Mobilio, or if the Honda Mobilio is used for business reasons, our four-wheeler insurance plans won’t cover them.|
|When travelling inside the country, your Tata AIG Honda Mobilio car insurance policy will cover any vehicle damage during transit.||If you cause damage to your Honda Mobilio by crash testing, speeding, reckless driving, and so forth.|
|Tata AIG's car insurance plans include Personal Accident insurance of ₹15 lakhs. It covers medical fees resulting from an accident and the cost of hospitalising the owner-driver, with ambulance charges included. Suppose the owner-driver dies in the accident; in that case, the mentioned beneficiary will receive the promised money.||Tata AIG car insurance covers only half the repairing cost of your Honda Mobilio parts due to regular wear and tear.|
|Choose one of Tata AIG’s 13 motor insurance add-ons covers to supplement your Honda Mobilio car insurance policy. The add-ons will cover certain eventualities as part of your overall financial security.||If the damage to your Honda Mobilio is covered by a particular add-on but not by your standard four-wheeler insurance policy.|
|Our auto insurance policies do not cover third-party liability. Our insurance coverage will only cover physical injuries to a third party, property damage caused by your Honda Mobilio to a third party, and the death of that third party as a result of you and your Honda Mobilio.||If the damage to your Honda Mobilio was caused by a war-like circumstance or dispute.|
Why Is It Crucial to Obtain a Tata AIG Honda Mobilio Car Insurance Policy?
When you purchased your Honda Mobilio, you did extensive research on everything - from the four-wheeler's design to the engine, from the car's performance to Honda's reliability, from the pricing to the unique selling features. When finalising a four-wheeler insurance coverage, you must follow the same procedure.
Also, because of the numerous severe traffic incidents in India, it's critical to obtain a four-wheeler insurance policy. In other words, if you wish to enjoy your trip while remaining worry-free, you should consider purchasing four-wheeler insurance. Aside from that, according to the 1988 Motor Vehicle Act, if you operate a vehicle on Indian roads without a valid car policy, you'll be fined heavily.
If you want to protect your Honda Mobilio, here are some reasons why you must select the Tata AIG four-wheeler insurance policy:
Customer-Centric : Tata AIG's extensive network of 5,400+ garages ensures that your Honda Mobilio is repaired as soon as possible. That is why we have a happy family of 5 crore+ car owners across the country. So, a lack of funds should not be a massive issue if you have four-wheeler insurance. If you have Honda Mobilio insurance, you will have access to a nationwide network of garages where you can receive cashless repairs for your Honda Mobilio car.
Superb Claim Settlement Ratio : The quickness with which an insurance company answers claims is critical in determining its authenticity. This is what distinguishes us from our competitors. In the fiscal year 2020-21, we achieved a CSR (claim settlement ratio) of 98 percent. It guarantees you a secure and simple class resolution process.
24*7 Client Support : Tata AIG's customer service representatives are always at your service when it comes to addressing your questions. We do realise that a problem with your Honda Mobilio might occur at any time. So, whether it's morning, midnight, or a public holiday, you may contact us without hesitation if you have any urgent questions about your Honda Mobilio car policy.
No-Fuss and Results-Oriented Policies : We work extremely hard to make sure that your Honda Mobilio insurance plan purchase or renewal process is smooth and sage, with more than 650 claim professionals across India. Our insurance claim and buying procedure are completely digital. Consequently, you won't have to go through the exhausting and time-consuming procedure of in-person inspection and verification to validate future claims.
Skilled and Experienced Core Team : Tata AIG's highly skilled team has over 20 years of expertise in the Indian insurance business. Because of our extensive expertise, we can give our customers unrivalled assistance, honesty, and complete openness with every four-wheeler insurance coverage we issue.
Honda Mobilio: A Brief Overview
The Honda Mobilio has the following appealing features that manage to be the eye candy to millions of Indian motorists:
Safety Features : The Honda Mobilio car has many top-notch safety features, including steering integrated controls, EBD (Electronic Brake Force), fog lamps, dual front airbags, engine immobiliser, ABS (Anti-Lock Braking System), alloy wheels, rear wipe or wash, and keyless entry.
Engine : The Honda Mobilio is available in diesel and petrol versions. The diesel variation gives a mileage of up to 17.2 kilometre/litre, while the petrol version gives a mileage of up to 17.3 kilometre/litre. Furthermore, the petrol version produces 119 horsepower at 6,600 rpm. On the other hand, the diesel variant produces 100 horsepower at 4,800 rpm.
Interior: The four-wheeler's interior has a three-spoke steering wheel, steering mounted audio controls, an integrated music system, electrically controlled OVRMs, rear and front cupholders, and a fuel economy display.
Exterior: The cabin of the Honda Mobilio is sporty, attractive, and large. It seems rugged due to its slightly elevated hood. It has a honeycomb grille with a broad chrome bar, rounded headlights, taillamps with turn indicators, and a tiny grille just above the reflector.
Aside from all of these characteristics, the Honda Mobilio is still prone to damage and hence requires adequate Honda Mobilio car insurance.
Honda Mobilio Car Prices and Variants
|Variant Name||Last Recorded Price|
|Honda Mobilio E i-DTEC||₹8.67 lakh|
|Honda Mobilio E i-VTEC||₹7.18 lakh|
|Honda Mobilio RS Option i-DTEC||₹12.33 lakh|
|Honda Mobilio RS i-DTEC||₹11.76 lakh|
|Honda Mobilio S i-DTEC||₹9.43 lakh|
|Honda Mobilio S i-VTEC||₹8.27 lakh|
|Honda Mobilio V i-VTEC||₹9.57 lakh|
|Honda Mobilio V i-DTEC||₹10.63 lakh|
|Honda Mobilio V Option i-VTEC||₹10.13 lakh|
|Honda Mobilio V Option i-DTEC||₹11.20 lakh|
Honda Mobilio Features: Unique Selling Points
The Honda Mobilio, the perfect family four-wheeler, takes every precaution to ensure your family's comfort and safety. This seven-seater provides enough room for everyone in your family. No concessions are made in terms of elegance, so you'll be happy to enjoy the journey with your family in the Honda Mobilio. Furthermore, with the well-known Honda, efficiency, and power are at their peak.
Let us gaze through the unique features that the Honda Mobilio offers:
Top Contenders of the Honda Mobilio
Listed below are some of the heavyweight contenders of the Honda Mobilio:
- Maruti Suzuki Ertiga
- Toyota Rush
- Mitsubishi Xpander
- Toyota Innova
- Renault Lodgy
- Toyota Avanza
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
1. What papers do I need in order to renew my existing Honda Mobilio insurance policy?
With Tata AIG, you can easily renew your Honda Mobilio car insurance coverage without having to fill out any paperwork. You only need to have the following information in place:
- Honda Mobilio insurance policy number of the previous year
- Honda Mobilio insurance policy expiration date of the previous year
- Honda Mobilio registration number
2. Where can I get insurance for my Honda Mobilio?
At Tata AIG, you can get insurance for your Honda Mobilio car. You can compare plans by visiting Tata AIG's official website and taking the help of our four-wheeler insurance premium calculator to select the policy that best meets your needs. Tata AIG allows you to obtain car insurance coverage in as little as 5 minutes
3. Why do I need to obtain Honda Mobilio car insurance in India?
According to the 1988 Motor Vehicles Act, any automobile operated on the streets in India is required to be insured. This guideline also applies to your Honda Mobilio. Four-wheeler insurance is broadly classified into two types: comprehensive car insurance and third-party car insurance. Nevertheless, you may be startled to learn (if you haven't already) that just third-party liability insurance is required by law. Purchasing a comprehensive four-wheeler insurance coverage is a personal option.
4. What if I gave incorrect policy details while purchasing car insurance for my Honda Mobilio?
You may wish to make modifications to your current Honda Mobilio insurance plan, which is accomplished via an endorsement. It's a written confirmation of car policy changes. If you want to make any modifications, send a letter to Tata AIG (if you are our policyholder) together with the relevant documentation. This assists you in obtaining an endorsement, which might alter the coverage premium.
5. What papers do I need to get insurance for my Honda Mobilio car with Tata AIG?
With the advent of internet platforms, purchasing insurance for your four-wheeler is a quick and painless process. Nevertheless, the following documents should be kept in your hand while purchasing a car insurance policy for your Honda Mobilio car:
- A copy of your four-wheeler register certificate (RC)
- A copy of the invoice for a new four-wheeler
- A letter reserving your NCB (No-Claim Bonus), if applicable.
6. How does the cubic capacity (CC) influence the insurance premium of my Honda Mobilio car?
The entire capacity of all the cylinders of a four-wheeler's engine is stated in cc, or more commonly, litres. As an example, a 1499 cc engine is directly translated to a 1.5l engine. Your four-wheeler's cubic capacity is listed in your RC (registration certificate). The premium is calculated as follows:
- Cars with a displacement of less than 1000 cc
- Cars with displacements more than 1000 cc but less than 1500 cc
- Cars with displacements greater than 1500 cc
In addition, the four-wheeler's cubic capacity has a direct influence on the third-party premium. As a result, the greater the cc of your four-wheeler, the higher the premium.
7. What if I intend to terminate the four-wheeler insurance coverage on my Honda Mobilio? What should I do in such a situation?
There may be times when you feel compelled to discontinue your current four-wheeler insurance coverage. You are free to do so. However, in this circumstance, an alternative car insurance policy is required.