ISUZU Car Insurance

Believe it or not! Car Insurance starting at Rs. 3221*
Insure your  Brand New Car

ISUZU Car Insurance

ISUZU Motors Ltd is a Japanese automobile manufacturing company that entered India in 2012. It manufactures diesel engines and commercial vehicles. It set up its state-of-the-art manufacturing plant in Sri City, Andhra Pradesh, in April 2016. Currently, the company produces, markets, and sells out the range of ISUZU D-Max pickups and ISUZU MU-X SUVs. The former is available in four variants and eight colours, while the latter is available in two variants and six colours.

But before you drive around in your new ISUZU, you must have four-wheeler insurance. You cannot drive your car on public roads if you do not have valid car insurance as per the Motor Vehicles Act of 1988. You are liable to penalties and even imprisonment if you do not abide by the law. Additionally, the insurance policy offers several benefits to protect you financially. Tata AIG’s comprehensive car insurance is the right choice for you. It offers the lowest premiums with exceptional add-ons allowing you to customise your policy and enhance your coverage.

Tata AIG offers two types of car insurance - comprehensive car insurance and third-party car insurance. When you buy any of these plans, you sign a contract with the insurance company that guarantees to protect you financially in case of any damages to your car. You can file a car insurance claim by following a few simple steps. If your car is undergoing repair at one of Tata AIG’s network garages, you can opt for a cashless claim. If you prefer to send your car to a garage of your choice, you can file a reimbursement claim.

ISUZU Car Insurance Renewal / New Purchase via Tata AIG

Tata AIG makes it easier for the customer to buy and renew an ISUZU car insurance policy. There is no need to fill out a four or five-pager form, request agents to visit your premises or spend hours travelling to the office of an insurance company. The ISUZU car insurance form is available online, and within a few minutes, you can receive a soft copy of your insurance policy. You can take a print of the soft copy you receive on your registered email address till you receive the hard copy from the company’s registered office.

If you are unable to understand the terms and features of the insurance policy, you can contact the customer support team with your queries. You can also go through the FAQs section. If none of the options suit you, you can find the nearest Tata AIG branch to consult a professional.

The car insurance renewal process is also hassle-free and requires you to follow a few simple steps:

  • Step 1: On Tata AIG’s official website, select the option for car insurance. Fill out your car’s registration number and click “Get Price.”
  • Step 2: Enter the required details on the application page. Ensure the information is accurate to receive an accurate premium calculation for your policy.
  • Step 3: Use the drop-down menu to enter the Insured Declared Value (IDV) for your car. If you are applying for a renewal, provide details of past claims. You are entitled to a No Claim Bonus if there is no claim history.
  • Step 4: Pick the type of coverage and the add-ons. As you click on “Submit”, you will receive an estimation for the premium.
  • Step 5: Pay the premium amount, if suitable. You will receive a soft copy of your car insurance policy on the successful completion of payment.

ISUZU Car Insurance Price - Your Premium Amount

Several factors determine the premium for your ISUZU car insurance. These include the age of the car, insurance coverage, Insured Declared Value (IDV), engine capacity, claims history, deductibles, add-ons, owner’s age, make, model, and the variant of the car.

The insurance premium for a brand-new car is more than that for an older one. The insurance premium is also directly proportional to the IDV, which means a higher IDV demands a higher ISUZU car insurance price and vice versa.

Tata AIG allows you to calculate your car insurance premium using an online premium calculator. Enter the required details, pick the policy coverage and add-ons and press “Get Price”. Add-ons increase the premium amount, and you must choose them consciously to ensure that the premium fits your budget. The calculator will provide the total premium you need to pay to buy a four-wheeler insurance policy for your ISUZU car.

Add-ons for ISUZU Car Insurance by Tata AIG

Add-on covers are additional benefits you can add to your four-wheeler insurance. They help to increase the financial protection of your ISUZU car insurance policy. Tata AIG offers 12 add-ons for customers to choose from.

  • No Claim Bonus Protection
  • Repair of Glass Fiber and Plastic Parts
  • Emergency Transport and Hotel Expenses
  • Daily Allowance
  • Roadside Assistance
  • Engine Secure
  • Tyre Secure
  • Key Replacement
  • Loss of Personal Belongings
  • Zero Depreciation
  • Return to Invoice
  • Consumable Expenses

The zero depreciation add-on reimburses the policyholder for the deducted cost of depreciation on your car’s parts. Thus, you can receive the entire sum insured without any depreciation deductions.

Things Covered / Not Covered Under Tata AIG’s ISUZU Car Insurance Policy

Things covered under Tata AIG’s ISUZU car insurance Things not covered under Tata AIG’s ISUZU car insurance
The comprehensive car insurance policy reimburses the total market value of the car or the Insured Declared Value (IDV) if the car is damaged beyond repair due to an accident or it gets stolen. The policy does not offer coverage if the vehicle is used outside the permitted geographical boundaries, i.e. outside India or otherwise determined in the policy document.
With the four-wheeler insurance, you are eligible for financial protection against damages caused by natural disasters like earthquakes, snowfall, and floods; man-made calamities like strikes, terrorist attacks, and fire. There is no financial protection for ordinary wear and tear caused by depreciation and regular usage.
The comprehensive four-wheeler insurance provides Personal Accident Covers of up to ₹15 lakhs to the owner/drivers to meet emergency medical expenses caused by accidents involving the insured vehicle. If the car suffers damages when driven without a proper licence or under the influence of drugs or alcohol.
Opting for the comprehensive car insurance policy or third-party car insurance entitles you to coverage for third-party liabilities. The car insurance policy does not cover damages caused by crash testing, speed testing, racing, etc. It also doesn’t cover expenses if the private vehicle is used for commercial usage.
The 13 car insurance add-ons, including Roadside Assistance Cover, Tyre Secure, Engine Secure covers, etc., help to enhance your comprehensive car insurance cover. Any damages caused during a war or war-like situations in the country; nuclear peril.

Why is it important to have Tata AIG for your ISUZU Car Insurance?

In India, the Motor Vehicles Act mandates car owners to have four-wheeler insurance to drive legally on public roads. Not having the required documents can lead you to pay penalties. Hence, when you purchase an ISUZU car, get in touch with Tata AIG for relevant ISUZU car insurance.

Tata AIG’s offering is better than other car insurance companies in the following ways:

Easy online purchase

At Tata AIG, you can buy a car insurance policy in three easy steps. The entire process is online, thereby eliminating long queues and wait times. The website provides all the necessary information about the different plans, allowing you to select one based on the type and coverage you need.

Hassle-free claim process

The company’s online claim process is quick and convenient. You need to fill out the online claim form and attach a few essential documents like policy number, contact details, FIR number, driver’s licence, car photos, etc. Tata AIG initiates the claim process as soon as you submit the required documents. To maintain transparency, you are sent a tracking number to track the claim status.

Own Damage Cover

The car insurance policy offers Own Damage Cover, a useful feature as it offers complete protection to the insured vehicle. It takes care of the damages caused only to the insured car by man-made disasters, accidents, and natural disasters.

Unique add-on covers

With Tata AIG’s comprehensive car insurance policy, you have the option of choosing from 13 add-ons to extend the coverage. The add-ons enable you to customise your four-wheeler insurance and reap the maximum benefits as per your specific needs.

Large network of garages

The insurance company’s network includes over 7,500 garages all over India. The policyholder can visit any of the network garages to enjoy the benefits of cashless claims. If the garage the customer prefers to visit is not on the network, Tata AIG settles a reimbursement claim.

Claim settlement ratio

During the FY 2020-2021, Tata AIG had a claim settlement ratio of 98%, which proves that the company settles claims promptly and easily.

Overview - ISUZU Car Models

ISUZU Motors Ltd, the automobile manufacturing company based in Japan, sells two car models in India - D-Max and MU-X.

The D-Max is a BS-6-compliant pickup truck available in manual and automatic transmissions. It has a 1.9-litre diesel engine, capable of producing a maximum power output of 161bhp and 360Nm of torque. It is a six-speed unit in both manual and automatic transmissions. There are eight colour options, including Titanium Silver, Galena Grey, Solid White, Sapphire Blue, Cosmic Black, Silky Pearl White, Nautilus Blue, and Spinel Red.

Its prime features include LED tail lights, bi-LED projector headlamps, LED DRLs, side steps, roof rails, and 18-inch alloy wheels.

The MU-X SUV is also BS-6 compliant. It has a 1.9-litre diesel engine, capable of producing 161bhp and 360Nm of peak torque. The automatic transmission has a six-speed gearbox and is available in both 4x2 and 4x4 guise. The SUV rides on 18-inch diamond-cut alloy wheels with a ground clearance of 230mm.

The car features bi-LED projector headlamps and a redesigned rear. It includes a seven-inch touchscreen infotainment system, a USB port in the middle console box, 60:40 seats with integrated armrests and cup holders, cruise control, and a one-touch fold function for second and third-row seats. There are six colour options, including Nautilus Blue, Red Spinal Mica, Silky White Pearl, Galena Grey, Black Mica, and Silver Metallic.

ISUZU Car Models and Price

The ISUZU D-Max comes in four variants. The D-Max V-Cross Z Prestige 4x4 and D-Max V-Cross Z 4x2 are automatic variants, while the D-Max V-Cross Z 4x4 and D-Max Hi-Lander are manual variants. The price of the base model starts at ₹19.48 lakhs, while the automatic version starts at ₹22.96 lakh.

The price of the ISUZU MU-X starts at ₹34.94 lakhs and goes up to ₹37.80 lakhs. It comes in two variants:

  • MU-X 4x2
  • MU-X 4x4

Unique Selling Points - ISUZU Car Features

The D-Max and MU-X models are equipped with a 1.9-litre diesel engine that can produce 161bhp and 360Nm of peak torque. Some highlights that make the car worth buying include-

  • Performance

The powerful and the proven engine comes with VGS technology to deliver incredible power and performance efficiency. It can take on the toughest of terrains. Its low 6.3m turning radius ensures you can pass through narrow bends and move flexibly around insurmountable obstacles.

  • Styling

The interiors and exteriors of the cars add aesthetic appeal. They have bi-LED projector headlamps with LED DRL. There is ample storage with luxurious leather seats.

  • Comfort

The MU-X is super comfortable, while the D-Max is super strong. They have modern car-like controls and cushioned seats for fatigue-free long drives. The ergonomically-designed spacious cabin helps you drive effortlessly for long hours.

Rivals of ISUZU

In the Indian market, ISUZU Motors has introduced D-Max, a lifestyle pickup truck and MU-X, a full-sized SUV. The top competitors for D-Max include:

  • Tata Safari
  • Mahindra XUV 700
  • Toyota Hilux
  • Tata Harrier
  • Mahindra 2022 Scorpio
  • MG Hector Plus
  • Skoda Kushaq
  • Tata Nexon EV Max

The MU-X has to face a tough fight with its rivals, such as:

  • Toyota Fortuner
  • Toyota Innova
  • MG Gloster
  • Mahindra Alturas G4
  • Ford Endeavour

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

What is the process to file an ISUZU car insurance claim?

What is the process to file an ISUZU car insurance claim?


At Tata AIG, filing a claim on your ISUZU car insurance is easy. Follow the below-mentioned steps to proceed with your claim hassle-free:

  • Visit the “Claims” section on the official website.
  • Pick the option for Car on the prompt screen.
  • Log in with your registered mobile number to fetch policy details.
  • To register the claim, provide details for the policyholder’s name, registration number, FIR details, car insurance number, FIR details, and other necessary details.
  • Tata AIG’s experts will assess the damage and prepare a report.
  • The customer can file a reimbursement claim settlement for non-network garages and a cashless claim settlement through network garages.
  • Provide supporting documentation like the police report, car photos, policy documents, driver’s licence, and third-party details.
  • Once the claim form is submitted successfully, a claim registration number will be sent to your registered mobile number. You can use this to track the claim and initiate further communication.

How to renew ISUZU car insurance?


You can renew your ISUZU car insurance online by visiting Tata AIG’s official website and selecting the renew tab.

Enter the car registration number mentioned on your Registration Certificate. Fill out the required personal details and information about any past claims. Choose the Insured Declared Value (IDV) and No Claim Bonus (NCB) to proceed. Follow the instructions on the prompt screen to calculate the car insurance premium. You can alter the specifications if the premium does not fit your budget. Alternatively, you can include add-ons. Complete your ISUZU car insurance renewal by paying the premium online.

Which add-ons should I buy with ISUZU car insurance in India?


The popular add-ons to buy with an ISUZU car insurance policy include zero depreciation, engine-secure cover, tyre-secure cover, key replacement, roadside assistance, and No Claim Bonus cover.

Which ISUZU cars can I buy in India?


Two ISUZU car models are available in India. The D-Max is a two-seater pickup truck with a starting price of ₹19.48 lakh. The ISUZU MU-X, which is an SUV, starts at ₹34.94 lakh.

How can I gain a No Claim Bonus benefit with my car insurance for an ISUZU car?


You can earn a No Claim Bonus on your ISUZU car insurance if you do not raise a claim during the policy year. The bonus entitles you to a discount on the ISUZU car insurance renewal premium. Tata AIG offers up to 50% discount on car insurance premiums after five consecutive claim-free years. Furthermore, if your Tata AIG car insurance policy includes the No Claim Bonus Protection, you can file a specific number of car insurance claims within a policy year while retaining the NCB discount.