ISUZU Car Insurance

Tata AIG makes it easier for the customer to buy and renew an ISUZU car insurance policy. There is no need to fill out a four or five-pager form, request agents to visit your premises or spend hours travelling to the office of an insurance company. The ISUZU car insurance form is available online, and within a few minutes, you can receive a soft copy of your insurance policy. You can take a print of the soft copy you receive on your registered email address till you receive the hard copy from the company’s registered office.

If you are unable to understand the terms and features of the insurance policy, you can contact the customer support team with your queries. You can also go through the FAQs section. If none of the options suit you, you can find the nearest Tata AIG branch to consult a professional.

The car insurance renewal process is also hassle-free and requires you to follow a few simple steps:

• Step 1: On Tata AIG’s official website, select the option for car insurance. Fill out your car’s registration number and click “Get Price.”
• Step 2: Enter the required details on the application page. Ensure the information is accurate to receive an accurate premium calculation for your policy.
• Step 3: Use the drop-down menu to enter the Insured Declared Value (IDV) for your car. If you are applying for a renewal, provide details of past claims. You are entitled to a No Claim Bonus if there is no claim history.
• Step 4: Pick the type of coverage and the add-ons. As you click on “Submit”, you will receive an estimation for the premium.
• Step 5: Pay the premium amount, if suitable. You will receive a soft copy of your car insurance policy on the successful completion of payment.

Several factors determine the premium for your ISUZU car insurance. These include the age of the car, insurance coverage, Insured Declared Value (IDV), engine capacity, claims history, deductibles, add-ons, owner’s age, make, model, and the variant of the car.

The insurance premium for a brand-new car is more than that for an older one. The insurance premium is also directly proportional to the IDV, which means a higher IDV demands a higher ISUZU car insurance price and vice versa.

Tata AIG allows you to calculate your car insurance premium using an online premium calculator. Enter the required details, pick the policy coverage and add-ons and press “Get Price”. Add-ons increase the premium amount, and you must choose them consciously to ensure that the premium fits your budget. The calculator will provide the total premium you need to pay to buy a four-wheeler insurance policy for your ISUZU car.

Add-on covers are additional benefits you can add to your four-wheeler insurance. They help to increase the financial protection of your ISUZU car insurance policy. Tata AIG offers 12 add-ons for customers to choose from.

• No Claim Bonus Protection
• Repair of Glass Fiber and Plastic Parts
• Emergency Transport and Hotel Expenses
• Daily Allowance
• Roadside Assistance
• Engine Secure
• Tyre Secure
• Key Replacement
• Loss of Personal Belongings
• Zero Depreciation
• Return to Invoice
• Consumable Expenses

The zero depreciation add-on reimburses the policyholder for the deducted cost of depreciation on your car’s parts. Thus, you can receive the entire sum insured without any depreciation deductions.

In India, the Motor Vehicles Act mandates car owners to have four-wheeler insurance to drive legally on public roads. Not having the required documents can lead you to pay penalties. Hence, when you purchase an ISUZU car, get in touch with Tata AIG for relevant ISUZU car insurance.

Tata AIG’s offering is better than other car insurance companies in the following ways:

Easy online purchase

At Tata AIG, you can buy a car insurance policy in three easy steps. The entire process is online, thereby eliminating long queues and wait times. The website provides all the necessary information about the different plans, allowing you to select one based on the type and coverage you need.

Hassle-free claim process

The company’s online claim process is quick and convenient. You need to fill out the online claim form and attach a few essential documents like policy number, contact details, FIR number, driver’s licence, car photos, etc. Tata AIG initiates the claim process as soon as you submit the required documents. To maintain transparency, you are sent a tracking number to track the claim status.

Own Damage Cover

The car insurance policy offers Own Damage Cover, a useful feature as it offers complete protection to the insured vehicle. It takes care of the damages caused only to the insured car by man-made disasters, accidents, and natural disasters.

Unique add-on covers

With Tata AIG’s comprehensive car insurance policy, you have the option of choosing from 13 add-ons to extend the coverage. The add-ons enable you to customise your four-wheeler insurance and reap the maximum benefits as per your specific needs.

Large network of garages

The insurance company’s network includes over 7,500 garages all over India. The policyholder can visit any of the network garages to enjoy the benefits of cashless claims. If the garage the customer prefers to visit is not on the network, Tata AIG settles a reimbursement claim.

Claim settlement ratio

During the FY 2020-2021, Tata AIG had a claim settlement ratio of 98%, which proves that the company settles claims promptly and easily.

ISUZU Motors Ltd, the automobile manufacturing company based in Japan, sells two car models in India - D-Max and MU-X.

The D-Max is a BS-6-compliant pickup truck available in manual and automatic transmissions. It has a 1.9-litre diesel engine, capable of producing a maximum power output of 161bhp and 360Nm of torque. It is a six-speed unit in both manual and automatic transmissions. There are eight colour options, including Titanium Silver, Galena Grey, Solid White, Sapphire Blue, Cosmic Black, Silky Pearl White, Nautilus Blue, and Spinel Red.

Its prime features include LED tail lights, bi-LED projector headlamps, LED DRLs, side steps, roof rails, and 18-inch alloy wheels.

The MU-X SUV is also BS-6 compliant. It has a 1.9-litre diesel engine, capable of producing 161bhp and 360Nm of peak torque. The automatic transmission has a six-speed gearbox and is available in both 4x2 and 4x4 guise. The SUV rides on 18-inch diamond-cut alloy wheels with a ground clearance of 230mm.

The car features bi-LED projector headlamps and a redesigned rear. It includes a seven-inch touchscreen infotainment system, a USB port in the middle console box, 60:40 seats with integrated armrests and cup holders, cruise control, and a one-touch fold function for second and third-row seats. There are six colour options, including Nautilus Blue, Red Spinal Mica, Silky White Pearl, Galena Grey, Black Mica, and Silver Metallic.

The ISUZU D-Max comes in four variants. The D-Max V-Cross Z Prestige 4x4 and D-Max V-Cross Z 4x2 are automatic variants, while the D-Max V-Cross Z 4x4 and D-Max Hi-Lander are manual variants. The price of the base model starts at ₹19.48 lakhs, while the automatic version starts at ₹22.96 lakh.

The price of the ISUZU MU-X starts at ₹34.94 lakhs and goes up to ₹37.80 lakhs. It comes in two variants:

• MU-X 4x2
• MU-X 4x4

The D-Max and MU-X models are equipped with a 1.9-litre diesel engine that can produce 161bhp and 360Nm of peak torque. Some highlights that make the car worth buying include-

• Performance

The powerful and the proven engine comes with VGS technology to deliver incredible power and performance efficiency. It can take on the toughest of terrains. Its low 6.3m turning radius ensures you can pass through narrow bends and move flexibly around insurmountable obstacles.

• Styling

The interiors and exteriors of the cars add aesthetic appeal. They have bi-LED projector headlamps with LED DRL. There is ample storage with luxurious leather seats.

• Comfort

The MU-X is super comfortable, while the D-Max is super strong. They have modern car-like controls and cushioned seats for fatigue-free long drives. The ergonomically-designed spacious cabin helps you drive effortlessly for long hours.

In the Indian market, ISUZU Motors has introduced D-Max, a lifestyle pickup truck and MU-X, a full-sized SUV. The top competitors for D-Max include:

• Tata Safari
• Mahindra XUV 700
• Toyota Hilux
• Tata Harrier
• Mahindra 2022 Scorpio
• MG Hector Plus
• Skoda Kushaq
• Tata Nexon EV Max

The MU-X has to face a tough fight with its rivals, such as:

• Toyota Fortuner
• Toyota Innova
• MG Gloster
• Mahindra Alturas G4
• Ford Endeavour