Nissan Kicks Insurance
Nissan Kicks Insurance
The Nissan Kicks was launched by Nissan Motor Company Limited in Brazil in 2016 and subsequently in India in 2019. It is a subcompact crossover SUV or a type of small SUV designed for urban driving. Being smaller than a full-sized SUV, it perfectly balances cargo space, ease of maneuvering, and fuel efficiency. With a sleek design and some interesting sporty elements, Nissan Kicks stands out from other small SUVs in the segment.
You cannot always avoid an accident or collision despite driving safely and following all road rules. If such incidents are caused by your car, then you have to bear the costs of repair if a third-person property is damaged. You also have to bear the cost of medical treatment if a third party is injured. Further, you have to manage the costs of repair of any damage to your car or medical treatment due to injury to yourself. These costs can be high depending on the severity of the damage/injury. To protect yourself against these expenses, you need to consider buying a car insurance policy.
The Motor Vehicles Act makes it mandatory for all cars to have a third-party car insurance policy that offers coverage for third-party liabilities. However, these plans do not cover the costs associated with damage to your vehicle. Hence, you must opt for a comprehensive four wheeler insurance plan for complete coverage. If you are planning to buy a Nissan Kicks, then you can consider buying a comprehensive Nissan Kicks car insurance plan offered by a reliable insurer like TATA AIG. These policies offer third-party liability insurance plus coverage for damage to the insured car.
Also, with many providers offering different types of comprehensive plans, it is important to compare car insurance plans and companies to find the best protection for your car. With TATA AIG, you can be assured of a feature-rich Nissan Kicks insurance plan in an affordable package.
Nissan Kicks Car Insurance Renewal/Purchase via Tata AIG
A comprehensive Nissan car insurance policy offers optimum financial protection against costs arising due to accidents, collisions, and a range of non-collision events. With TATA AIG, you can purchase a Nissan Kicks insurance plan online within no time. If you already have a TATA AIG Nissan insurance policy, then you can renew it online in a hassle-free manner too. Here is a quick look at the process to buy/renew a Nissan Kicks car insurance plan from TATA AIG:
Visit the official website of TATA AIG at www.tataaig.com
Go to the Car Insurance Page by clicking on All Products at the top of the page and selecting Car Insurance from the dropdown list
There will be a small form on the Car Insurance Page. Enter the registration number of your Nissan Kicks and select from one of these two options:
**Get Price: for buying a new Nissan Kicks car insurance policy
**Renew: for Nissan car insurance renewal of your existing TATA AIG policy
Choose the right IDV from the list of IDVs displayed on the next screen. The Insured Declared Value (IDV) is the current market price of the car that helps determine the sum insured and the premium of the policy. Hence, choose carefully.
Choose add-on covers to tailor the policy to your specific needs. Every add-on cover will increase the premium of the policy. Hence, choose the ones that you need.
Select a voluntary deductible amount to reduce the premium of the policy. However, make sure that you don’t select a very high amount, as it would mean that you will have to pay a higher amount at the time of every claim.
If you renew your existing TATA AIG Nissan Kicks insurance policy, provide details of any claims filed during the previous policy term. If you have not filed any claim, then opt for a No Claim Bonus discount.
With these details, we will make an offer that will include the policy terms and the premium of the policy offered.
Make the payment of the premium using one of the digital payment modes available.
We will send the policy documents via email.
Nissan Kicks Insurance Price – Your Premium Amount
The IRDAI determines the premium of a third-party car insurance policy. However, when you buy a comprehensive policy, we calculate the premium based on a range of factors. As a car owner, it is important to understand these factors so that you can tweak the features and coverage to get the policy you need within your budget. Here are some primary factors that we consider to calculate the premium of a comprehensive car insurance policy:**
The car: The make and model of the car determines the average costs of repair and replacement parts. These, in turn, determine the average claim amount. Hence, the premium is adjusted to accommodate such increased costs. If the car is old, then the repair costs are usually lower than its newer counterparts. Hence, we reduce the premium for such cars.
Driver details: If you have a history of accidents or traffic infractions, then you might have to pay a slightly higher premium since the risks of accidents or collisions are considered higher.
Coverage: The sum insured also plays an important role in determining the policy's premium. If the sum insured is high, the premium is high too.
Voluntary Deductible: You can reduce the premium amount by opting for a voluntary deductible. Under this feature, you agree to pay a certain part of the claim amount before the coverage kicks in. A higher voluntary deductible ensures a higher discount on the policy premium.
Location: If you drive in an area with a high number of accidents and/or park in an area with high crime rates, you might have to pay a higher premium for the car insurance policy.
Add-Ons for Nissan Kicks Insurance by Tata AIG
Here are 12 add-ons that you can add to your Tata AIG comprehensive car insurance plan to enhance the policy coverage:
Consumables Expenses
Loss of Personal Belongings
NCB Protection
Repair of Glass, Fibre, Plastic, and Rubber Parts
Emergency Transport and Hotel Expenses
Roadside Assistance
Key Replacement
Tyre Secure
Zero Depreciation
Engine Secure
Daily Allowance
Return to Invoice
Things Covered and Not Covered under Tata AIG’s Nissan Kicks Car Insurance
Things Covered Under Tata AIG’s Nissan Kicks Car Insurance | Things Not Covered Under Tata AIG’s Nissan Kicks Car Insurance |
---|---|
Third-party liability: Covers damages or injuries to third parties caused by the insured vehicle. | Wear and tear: Normal wear and tear of the vehicle is not covered. |
Own-damage cover: Covers damages to the insured vehicle due to accidents, theft, natural calamities, etc. | Driving under the influence of drugs or alcohol: Accidents caused while driving under the influence of drugs or alcohol are not covered. |
Personal Accident cover: Provides financial protection for the driver and passengers in the event of death or disability due to an accident. | Illegal activities: Accidents or damages caused while engaging in illegal activities are not covered. |
Hospital cash cover: Provides a daily cash benefit for hospitalization due to an accident. | Intentional acts: Accidents or damages caused by intentional acts are not covered. |
Add-on covers: These include a range of covers like -
| "
Lack of maintenance: Accidents or damages due to lack of proper maintenance of the vehicle are not covered. |
War and nuclear risks: Accidents or damages due to war, invasion, acts of foreign enemies, hostilities, civil war, rebellion, revolution, insurrection, or nuclear risks are not covered. | |
Electrical or mechanical breakdown: Accidents or damages due to electrical or mechanical breakdown are not covered. | |
Commercial usage: Accidents or damages while using the vehicle for commercial purposes are not covered under a personal car insurance policy. |
Why is it Important to Have Tata AIG for Your Nissan Kicks Car Insurance?
If you are looking for the best protection for your Nissan Kicks, then you must consider buying a comprehensive car insurance policy. Also, ensure that you look for a reputed and reliable provider that offers feature-rich policies and hassle-free processes to buy and renew policies. TATA AIG is a trusted name in car insurance in India due to customer-centric processes, a high claim settlement ratio, and a wide range of features to help you tailor the policy to your needs. Here are the factors that make TATA AIG the go-to name for your car insurance needs:
**Wide coverage: Tata AIG offers a comprehensive car insurance policy that covers various risks and provides a wide range of benefits.
**Reputation: Tata AIG is a well-established and reputable insurance company with a strong track record of providing quality insurance products and services.
**Claim process: Tata AIG has a smooth and efficient claim process, ensuring that policyholders receive quick and fair settlements in case of a claim.
**Network of garages: Tata AIG has a large network of garages and service centers, making it easier for policyholders to get their vehicles repaired.
**Customizable policies: Tata AIG offers customizable insurance policies that allow policyholders to choose the coverage that best suits their needs.
**24/7 customer support: Tata AIG has a dedicated customer support team available 24/7 to assist policyholders with their insurance needs.
**Cashless claims: Tata AIG has tie-ups with a large network of garages, allowing policyholders to avail of cashless claims at any of these garages.
**Discounts: Tata AIG offers discounts on premiums for policyholders who opt for higher deductibles, install anti-theft devices, and more.
Overview – Nissan Kicks Car Model
The subcompact crossover SUV, Nissan Kicks, has managed to catch the attention of Indian car owners due to its unique style, exceptional performance, and comfortable drive. Here are some key features and specifications of Nissan Kicks:
Specification | Details | Benefits |
---|---|---|
Engine | 1.5L H4K Petrol Engine | This is a fuel-efficient engine that offers exceptional performance. |
Displacement | 1498 cc | Offers great speed and acceleration. |
Maximum Power | 106PS@5600rpm | Hair-raising acceleration and a seamless driving experience. |
Maximum Torque | 142Nm@4000rpm | Ensures better pulling power and helps maneuver the vehicle with ease. |
Transmission | 6-speed Manual/Automatic Transmission | Both manual and automatic transmission variants offer seamless gear shifts. |
Fuel Tank Capacity | 50 liters | Allows for longer drives without having to refuel frequently. |
Suspension Front | Front: McPherson Strut with Coil Spring | Regardless of the road conditions and terrain, the car ensures a smooth and comfortable ride. |
Rear: Torsion Beam with Coil Spring | ||
Brake System | Front: Disc Brake | An efficient braking system that offers better control over the vehicle. |
Rear: Drum Brake | ||
Dimensions | Length: 4384 mm | The interiors are spacious and very comfortable. |
Width: 1813 mm | ||
Height: 1656 mm | ||
Ground Clearance | 210 mm | Ensures a comfortable ride on rough roads. |
Seating Capacity | 5 | Accommodates a group of five comfortably. |
Fuel Efficiency | Petrol - 14.23 kmpl, Diesel – 19.39 kmpl | Offers cost savings by reducing fuel expenses. |
Nissan Kicks Variants and Prices
Nissan Kicks Variants | Price of Variants (Ex-Showroom Delhi) |
---|---|
Kicks 1.5 XL | ₹9.50 Lakhs |
Kicks 1.5 XV | ₹10.00 Lakhs |
Kicks 1.3 Turbo XV | ₹12.30 Lakhs |
Kicks 1.3 Turbo XV Pre | ₹13.20 Lakhs |
Kicks 1.3 Turbo XV CVT | ₹14.15 Lakhs |
Kicks 1.3 Turbo XV Pre Option | ₹14.20 Lakhs |
Kicks 1.3 Turbo XV Pre Option DT | ₹14.40 Lakhs |
Kicks 1.3 Turbo XV Pre CVT | ₹14.90 Lakhs |
Unique Selling Points: Nissan Kicks Car Features
The following are the key unique selling points of Nissan Kicks:**
Style: Compared to the other subcompact SUVs in India, Nissan Kicks has a modern and bold design with some distinct exterior features like a V-motion grille and a floating roof design.
Comfort: Nissan Kicks ensures that all passengers have adequate legroom and headroom in front and rear. The amenities provided inside the car are also designed to make the ride comfortable and luxurious.
Safety: Nissan Kicks offers a range of world-class safety features, including airbags, ABS with EBD, and rear parking sensors to boost the safety and security of all passengers.
Control: Nissan has added a range of features to Kicks to boost stability and control, like hill start assist, vehicle dynamic control, and a traction control system.
Connectivity: The car has a range of connectivity features that boost the driving experience. These include NissanConnect Technology, Bluetooth Connectivity, Android Auto and Apple CarPlay Compatibility, and Intelligent View Around Mirror.
Rivals of Nissan Kicks
Skoda Kushaq
Kia Seltos
MG Astor
Volkswagen Taigun
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.