INDIVIDUAL ACCIDENT & SICKNESS HOSPITAL CASH POLICY
Nothing can prepare you for a sudden sickness or any accident. The aftermath of this situation can have a bearing on your expenses. We understand this concern, which is why you give you a hospital cash policy to buffer you in such situations.
At Tata AIG General Insurance Company Limited, we don’t just give insurance, we give you a reason to keep smiling.
3 features that make it the #RightInsurance
In-hospital indemnity for accidents: The policy pays you a daily cash benefit for up to 180 days of hospitalisation due to an injury or accident. There are no deductibles.
In-hospital indemnity for sickness: In this case, you receive a daily cash benefit for up to 180 days with a one-day deductible.
Accident medical expense reimbursement: You can avail a reimbursement of any medical expenses you incur following an injury. Keep in mind the deductible amounting to 5% of the benefit amount.
3 benefits for a better Health Insurance:
These extra features will benefit you further.
Coverage for the full family: You and your spouse get 100% coverage, while your kids get 50% coverage.
Age no bar: A child as young as 6 months can be covered.
Flexibility: Besides an easy renewal process, there’s also the benefit of an enhancement of the sum insured and easy portability.
Situations where your policy won’t work:
Policy doesn’t apply if:
- You indulge in drug or alcohol abuse.
- You suffer from any pre-existing disease and any complication arises from it.
- In case of self-inflicted injury or illness.
- There are conditions related to HIV/AIDS.
- There’s a war or exposure to toxic or radioactive substances.
- There are congenital medical conditions, pregnancy and/all related conditions.