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    Mediprime

    With cashless health insurance in just four hours, tax saving and no co-payment, say goodbye to financial crunch of medical expenses. Our MediPrime policy has been crafted to give you the peace of mind necessary to get better faster.

     

    At Tata AIG General Insurance Company Limited, we don’t just insure, we give you a reason to keep smiling.

     

    UIN: TATHLIP12001V011112

    ADVT: TAGIC/WebApp/ME/Mar 17/08            Ver1/ All

    Have us call you!
    Or You Can Contact Us on Our Toll Free No: 1800 266 7780

    • Features that make it the #RightInsurance

      • In-patient treatment including room rent, ICU, nursing, medicines drugs & consumables covered without any sub-limits.

      • Pre and Post Hospitalization medical expenses: Medical expenses incurred upto 30 days immediately before hospitalization and upto 60 days immediately post hospitalization. The coverage period can be extended upto 60 days before hospitalization & 90 days after discharge by submitting relevant documents to us at least 5 days before the Hospitalisation.

      • Day Care Procedures: The policy covers medical expenses for 140 different day care treatments which do not require 24 hours hospitalization

      • Domiciliary Treatment: The policy covers for the medical expenses incurred for availing medical treatment at home on the advice of the attending Medical Practitioner which would otherwise have required Hospitalisation.

      • Organ Donor: The policy covers Medical Expenses on harvesting the organ from the donor for organ transplantation.

      • Dental Treatment (in case of Accident): We will reimburse Medical Expenses of any necessary dental treatment from a Dentist provided that the Dental treatment is required as a result of an Accident. Our maximum liability shall be limited to the amount specified in the Schedule of Benefits.

      • Ayush Benefit: The policy covers you for medical expenses incurred for In-patient treatment taken under Ayurveda, Unani, Sidha or Homeopathy, upto Rs. 20,000 for sum insured from 2lacs to 4lacs and upto Rs. 25,000 for sum insured from 5 lacs to 10 lacs per policy year.

      • Vaccination: The policy covers Inpatient coverage upto 100% of sum insured and outpatient treatment upto Rs. 5,000 per policy year

         

        For complete list of detailed benefits, please refer policy wordings.

         

    • Benefits to make the policy stronger

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      • Settlement of your claims: We settle your claims hassle-free and quickly so that you can focus on quality and timely recovery rather than managing the funding of the treatment, subject to submission of all required documents.

      • Network of hospitals: We are equipped to offer you quality health care in your city with our strong network of 3000+ hospitals across India. Kindly carry original photo identity proof along with cashless card to avail cashless hospitalization in network hospitals.

      • Lifelong renewal: We offer you a lifelong renewal for your policy provided premium is paid without any break Your premiums will be basis the age and coverage. Your renewal premium will be basis your revised age band and there will be no extra loadings based on your individual claim.

      • Optional Two years Term: The longer term option of two years policy is more convenient and economical as we offer a discount* on the premium

         

      • Tax Savings: If one purchases a health insurance policy for self /spouse/children, he/she can claim a tax deduction of upto Rs. 25,000. When one purchases a health insurance policy for parents (a senior citizen), he/she is eligible for an additional tax deduction benefit upto Rs. 30,000. These benefits are covered under section 80D of Income Tax Act 1961. Tax benefits are subject to changes in tax laws.

         

        For complete list of detailed benefits, please refer policy wordings.

    • Situations where your policy won’t work

      This policy will not apply if:

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      • We will provide cashless service by making payment to the extent of our liability directly to the Network Hospital

      • Dental treatment is required as a result of an accident and our maximum liability shall be limited to the amount specified in the schedule of Benefits provided in policy wording.

      • Maximum liability shall be limited to the amount specified in the Schedule of Benefits

      • We will not make any payment under allopathic treatment for the same Insured Person and the same illness or Accident under this policy

      • Intentionally self-inflicted Injury or illness; Conditions related to or arising out of HIV; AIDS; War; Congenital anomalies; Pregnancy and all related conditions; Abuse of drugs and alcohol and addiction or overdose etc. Please refer to policy wordings for complete list of detailed benefits and exclusions

         

        For complete list of detailed exclusions & conditions, please refer policy wordings.





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    2008, Tata AIG General Insurance Company Limited, all rights reserved.

    Registered Office : Peninsula Business Park, Tower A, 15thFloor, G.K.Marg, Lower Parel, Mumbai-400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425.

    Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation.

    For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.

    Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id –customersupport@tata-aig.com. Fax Number – 022 66938170