MediRaksha – Affordable Health Insurance Plan
Don’t let rising medical costs, emergencies and illnesses bog you down. Secure yourself and your family with the Mediraksha Policy and shield yourself from life’s uncertainties to ensure your peace of mind—for life.
At Tata AIG General Insurance Company Limited, we don’t just give insurance, we give you a reason to keep smiling.
Reasons why this is the #RightInsurance
More coverage, greater security: This policy extends coverage to seven family members. That means besides yourself, you can secure your spouse, parents, and three children too.
No hassle of medical tests: You don’t have to undergo medical tests until the age of 55.
In-patient treatment: The policy covers the costs of hospitalisation due to illness or an accident. The covered expenses include room rent, boarding, ICU, and nursing. You also receive coverage for medicines, drugs and other consumables.
Organ donor: The policy also covers the costs of an organ transplant – both for the organ receiver and the donor in the harvesting stage.
Day-care procedures: In case you need any Day care procedures, your policy is bound to take care of the expenses. Just look at the 144 day care procedures we cover.
Benefits that makes policy extra sweet
Prepay Discount: If you prepay your policy premium of two years, then you can avail a 7.5% discount on premium. That’s money saved!
Save money: You get a 10% discount if you cover your whole family.
Couple’s insurance: If you are newly married, you can still avail this offer.
Pre-hospitalisation and post-hospitalisation: All your medical expenses arising up to 30 days prior to and up to 60 days after the hospitalisation will be taken care of by the policy.
Health check-up: You are eligible for a health check-up after four claim-free years. The policy will pay for the expenses of up to 1% of the sum assured or Rs 1,000, whichever is lower.
Flexibility: Besides easy portability, lifelong renewability, enhancement of sum assured, you also have the option of purchasing this policy for two years.
Situations where your policy won’t work
- You indulge in drug or alcohol abuse.
- You suffer from any pre-existing disease and any complication arises from it.
- In case of self-inflicted injury or illness.
- There are conditions related to HIV/AIDS.
- There’s a war or exposure to toxic or radioactive substances.
- There are congenital medical conditions, pregnancy and/all related conditions