BYD E6 Insurance
BYD E6 Insurance
BYD E6 is an all-electric compact MPV/compact crossover car manufactured in 2009 by Build Your Dreams (BYD). Besides being a commercial-only offering car since November 2021, it was recently made available to customers for private use in August 2022. The latest BYD E6 model comes with the best-in-class technology and features in terms of interior design elements and driving comfort.
In addition, it integrates with the essential powertrain components to optimise driving efficiency, reduce weight, and improve the overall driving experience. BYD E6 is one of the world's safest vehicles, as it's equipped with BYD's Blade Battery, the only battery to pass the nail penetration test.
However, despite offering the utmost security, staying insured and seeking financial protection for your BYD E6 car is critical when faced with unexpected and unfortunate situations like car accidents. Depending on your needs, you can buy third-party liability, standalone own-damage car insurance, or a comprehensive car insurance policy in India.
While the third-party liability policies provide financial security to liabilities of your damaged BYD E6 and third-party damages, standalone own-damage policies only cover and protect the damages caused to the insured car vehicle. On the other hand, comprehensive car insurance for four-wheelers covers damages to your insured vehicle, including third-party liabilities, like a driver or a pedestrian.
Thus, car insurance policies provide financial coverage and protection for your car during accidents, theft, natural disasters, and other incidents while allowing you to abide by the nation's law. At Tata AIG, we provide premium and budget-friendly coverage and insurance policies for four-wheelers to offer optimal protection in unexpected situations.
BYD E6 Car Insurance Renewal/Purchase via Tata AIG
Having BYD car insurance prevents you from facing major financial losses and avoiding legal troubles. Hence, it's not advisable to drive it without insurance. You can check and browse the car insurance and BYD E6 insurance price list of different insurers in India to choose the best-suited policy for your car.
Here are the steps to get a BYD E6 car insurance policy with us online at Tata AIG:
Visit our official website and click on the “All Products” option at the top of the menu bar.
Select 'Car Insurance' under the Motor Insurance option to enter your BYD E6 car registration number.
Here, you'll find two options, 'Get Price' and 'Renew.'
Enter your car's registration number and click on the 'Get Price' button if you're switching from another insurer to Tata AIG or insuring your BYD E6 car for the first time.
If you've already purchased BYD E6 insurance from Tata AIG and want to renew your insurance plan, enter your car's registration number and click on the 'Renew' button.
Fill out the renewal/purchase form by entering all the accurate and necessary details.
Insure your vehicle for the correct Insured Declared Value (IDV) by selecting the right option from the drop-down menu.
Next, share your BYD car insurance claim history. When paying for the coverage, use your No Claim Bonus (NCB) if you've spent a claim-free car insurance period to avail up to 20-50% during the purchase.
Choose appropriate riders based on your specific needs, like roadside assistance and engine protection.
Review your BYD E6 quotation and make necessary changes, if applicable. Make the payment by choosing a suitable digital payment option displayed on your screen.
After the payment confirmation, you'll receive a copy of your policy with a confirmation email at the given email address.
You can always visit us and get the policy offline if you aren't comfortable with the online BYD car insurance renewal process.
BYD E6 Insurance Price - Your Premium Amount
Car insurers offer riders their BYD car insurance in India and insurance products to extend car insurance security and financial protection. The premium for each of these different products varies and is computed differently.
The IRDAI decides the premium for third-party liabilities and insurance with the help of the engine's cubic capacity. However, the comprehensive car insurance policy premium is decided by individual insurers based on the following factors:
The car's age
Make and model of the car
Insured Declared Value (IDV)
Coverage amount
Car insurance claims history
Deductibles
Engine's capacity
Geographical location
Add-ons
Insured Declared Value (IDV) is one of the most essential and significant factors determining your BYD E6's present market value and the highest amount you can get from your BYD E6 insurance if your car suffers extreme or complete loss or it gets stolen.
Thus, an IDV is directly proportional to the premium, meaning a higher IDV attracts a higher premium cost.
You can use our quick, easy and free online car insurance calculator to determine the BYD E6 insurance price.
Add-Ons for BYD E6 Insurance by Tata AIG
Riders or add-ons are additional coverage options in return for an extra premium if you have your own standalone damage or comprehensive insurance coverage.
Here are the different riders you can choose from Tata AIG during your renewal for your BYD car insurance coverage needs:
Daily Allowance Cover
Consumable Expenses Cover
Loss of Personal Belongings Cover
Roadside Assistance Cover
Return to Invoice Cover
Zero Depreciation Cover
NCB Protection Cover
Tyre Secure Cover
Engine Protection Cover
Plastic and Glass Fiber Parts Replacement Cover
Hotel Expenses and Emergency Transportation Cover
Key Replacement Cover
Things Included/Not Included under Tata AIG's BYD E6 Car Insurance Policy
The insurance coverage offered by different insurers and insurance providers is quite similar in India, varying in factors like the available riders, premium amount, and the car insurance claim settlement process.
Here are the details about Tata AIG’s scope of coverage and insurance details:
| Things covered under Tata AIG BYD E6 insurance | Things not covered under Tata AIG BYD E6 insurance |
|---|---|
| We provide third-party injuries or property damages coverage caused by your insured BYD E6. | Our BYD E6 insurance policy doesn't cover unavoidable wear and tear, such as ageing, rusting, and electrical or mechanical damage to your four-wheeler. |
| We reimburse and cover repair costs for collision-related damages to your BYD E6 in the event of an accident. | Our policy does not cover any damage to your BYD E6 or third-party property caused by your driver's intoxicated driving. |
| We cover damage caused by natural disasters like earthquakes, landslides, cyclones, floods, and cloudbursts. | Any damage sustained will not be offered if you drive your insured BYD E6 outside the geographical boundaries specified in the policy or use it in an unauthorised area. |
| We cover the medical bills for treating injuries to the driver/passengers in the insured BYD E6 per the terms of the personal accident coverage in the policy. In the event of death, the deceased policyholder nominee will receive a lump sum. | If your BYD E6 caused the accident on purpose or the damage was incurred while engaging in illegal activity, our policy benefits and coverage do not apply. |
| We offer coverage for human-caused disasters like strikes, vandalism, riots, and terrorism that damage your BYD E6. | Raising a claim for insured car damage if you only have third-party liability coverage will lead to a car insurance claim rejection. |
| We offer coverage for any damage to your BYD E6 sustained because of uninsured third-party negligence. | Our coverage becomes null if the driver is underage and found to be driving without a valid licence at the accident scene involving your BYD E6. |
| We cover any damage to your BYD E6 four-wheeler while it is transported by elevator, airway, road, lift, inland waterway, or rail. | The use of a BYD E6 for speed testing, racing, or adventurous activities that causes damage is not covered by our motor car insurance. |
| We will offer coverage for damage caused by collisions with wild animals such as deer and buffalo. | We do not pay for loss or damage caused by your driver's misconduct or neglect. |
| We will reimburse you up to the IDV if your BYD E6 is stolen from the garage or anywhere else. However, the scenario only applies if the entire four-wheeler is stolen rather than just a few parts. | Our BYD E6 insurance does not protect against biological weapon attacks, nuclear perils, or other war-like events that cause damage to your vehicle. |
| Driving range | 415 km |
|---|---|
| Transmission type | Automatic |
| Body type | MUV |
| Max torque | 180 Nm |
| Max power | 93.87 Bhp |
| Ground clearance unladen | 170 mm |
| Fuel type | Electric |
| Boot space | 500 litres |
| Charging time taken | 1.5 hours |
| Seating capacity | 5 |
| Battery capacity | 71.7 kWh |
| Top speed | 130 kmph |
BYD E6 Variants and Prices
The BYD E6 car comes in only one variant, the electric. However, the price varies for the base model's electric and automatic versions.
In addition, BYD E6 is available in three colour variants: Crystal White, Doctor Black, and Blue.
| Variant (Base Model) | Ex-Showroom Price in New Delhi* |
|---|---|
| Base Model E6 Electric | ₹29.15 Lakh |
| Top Automatic E6 Electric | Starts from ₹29.15 Lakh |
BYD E6 Features: Unique Selling Points of the Car
The BYD E6 is making excellent sales due to the following features and unique selling points it has to offer:
The car's exterior carries a bold format with a dragon-face design and is fitted with LED rear combination lamps and LED daytime running lights, providing enhanced and superior visibility on low-lit roads.
The car's interior has a button-free dashboard, providing a clean and profound look and finishing complemented with high-quality leather seats.
The spacious backseats provide a roomy experience, making long drives and journeys enjoyable and comfortable.
The car offers a spacious 580L boot space, the largest in the Indian MPV category, facilitating ample luggage storage and management.
BYD E6 offers enhanced security with its speed-sensing automatic locking system and a rear-view camera with a distance scale line.
Moreover, its braking system is highly optimised and regenerative, capable of regenerating energy from 2km/h.
BYD E6 comes with a 10.1-inch rotatable touchscreen, allowing Wi-Fi and Bluetooth connectivity for a seamless user experience.
Top Contenders of the BYD E6
Here are some of the top contenders of BYD E6:
MG ZS EV
Skoda Octavia
Hyundai Kona Electric
Isuzu D-Max
Toyota Hilux
Jeep Compass
Toyota Innova Hycross
Hyundai Tucson
Toyota Fortuner
MG Gloster
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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BYD Car Insurance And Model FAQs
BYD is What is the actual range for BYD E6?
The mileage for BYD E6 is 415 km for one full charge.
Does the BYD Atto 3 have a petrol variant?
No, the BYD Atto 3 is not available as a petrol variant.
Do electric cars need insurance?
Yes, as per Indian Motor laws, all the different types of vehicles, including electric, CNG, petrol, and diesel, should have car insurance. Third-party liability insurance is mandatory. However, the owners have the option to compare and purchase between the third-party liability, stand-alone own damage, and the comprehensive car insurance policy.
Why is the premium of car insurance for electric cars higher?
Electric cars are expensive in comparison to fuel-powered cars. Therefore, their Insured Declared Value(IDV) is higher, increasing the premium.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
What are the available colours for BYD Atto 3?
BYD Atto 3 is available in 5 colours: Forest Green, Parkour Red, Ski White, Surf Blue, and Boulder Grey.
What is the top speed of BYD Atto?
The top speed of BYD Atto is limited to 160kmph
What kind of car insurance coverage is required for my EV?
Like any other car, third-party liability insurance is mandatory for an electric car. However, for enhanced coverage options to secure your EV, you can purchase the stand-alone own damage cover or the comprehensive car insurance that includes third-party liability and stand-alone own damages.
Are there any additional documents required to purchase a car insurance policy for electric cars in India?
The additional documents required to purchase car insurance for your electric car, such as BYD Atto 3, are specific to the insurer providing the car insurance policy. However, in general, you might have to produce the battery's warranty and invoice copy in addition to the regular documents.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
Why do I need to insure my BYD E6 car?
Insuring your BYD E6 car is critical as, as per the Motor Vehicles Act, you must have at least third-party liability insurance. It covers and helps reimburse the damages or injuries caused to the third party in case of accidents, like drivers, pedestrians, etc. Besides, BYD E6 car insurance helps provide financial assistance and protection in case of accidents, complete car damage, thefts, or damages caused to your car in natural calamities.
What is the roadside assistance coverage in BYD E6 car insurance?
Roadside assistance is a rider or an add-on you get with standalone own-damage or a standard insurance policy provided by the BYD E6 insurance providers, extending help to the drivers in an event or roadside emergency like a complete breakdown of the car. Moreover, it also covers incidents like changing a flat tire, jump-starting a dead battery, or transporting or towing a vehicle to the nearest garage for repair. The level of coverage offered by this add-on service varies from one motor insurer to another.
What is the NCB or No Claim Bonus in BYD car insurance?
No Claim Bonus (NCB) is a discount provided by your motor insurer if you haven't made any claims throughout your BYD E6 car insurance policy tenure. Thus, it can be considered a reward for maintaining a good claim history. It's essential to note that the NCB only applies in case of Own Damage (OD) cover of a car insurance policy and is typically provided as a percentage of the OD premium. This rate continuously increases with each claimless year.
What documents do I require to raise a BYD E6 car insurance claim?
While the documents required to raise a BYD E6 car insurance claim vary depending on the type of claim, here are the general documents you need to process a claim:
The duly filled claim form
A police report copy of the claim is associated with an accident or theft
The vehicle's Registration Certificate (RC) copy proving your car's legal ownership
The driver's driving license copy in case of accidents
The vehicle's original purchase invoice
The vehicle's original repair receipts and bills
Other relevant documents your insurer may require
What is the starting price of BYD E6?
While the Base model BYD E6 electric car costs ₹29.15 Lakh, the automatic E6 electric model also starts at the same price.
What factors affect the BYD E6 car insurance policy prices?
Different BYD E6 owners will be required to pay different premiums, as their car insurance policy prices will depend on the following factors:
Mode of purchase
The vehicle's make and model
Manufacturing year of the vehicle
Claim history
Engine capacity
Type of registration
Place of registration
Type of Coverage
Insured Declared Value (IDV)
Driving history and record
Discounts provided by your insurer
Add-ons purchased
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
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