Isuzu MU X Insurance
Isuzu MU X Insurance
SUVs have been a popular on-road car choice for Indian consumers, especially in the last few years. Most top brands have introduced a range of SUVs into their model catalogue to cater to this growing demand.
Isuzu MU-X is one of the popular SUVs in the country that offers 7-seater comfort with a promise of high durability and smooth driving performance. It delivers a combination of power-packed fuel efficiency and a memorable driving experience, making it one of the top choices today.
To safeguard the performance and exterior of the Isuzu MU-X car, buying motor insurance is crucial. With the growing need for safe driving and obedience to traffic rules, a car insurance plan will secure your financial well-being in unexpected situations that can otherwise drain your finances.
To understand the need for the right insurance for car and how Tata AIG car insurance policies can help protect your Isuzu MU-X, keep reading below.
Purchase/ Renew Isuzu Car Insurance with Tata AIG
Process of Buying Isuzu MU X Car Insurance Online
To secure your Isuzu MU-X car, knowing how to buy a car insurance plan of your choice with Tata AIG’s online process is essential. Here is how you can do it.
Go on your laptop and open the Tata AIG website.
Once on the home page, select “All Products” from the top bar and click on “Car Insurance“ under the “Motor Insurance” drop-down menu.
A new window will open which will request you to enter your car registration number.
Once you enter the number, click on the “Get Price” option under it to proceed.
Now, on the new webpage, enter your personal and car details as requested and upload any verification documents as directed.
The next step is to choose the car insurance policy you want to buy between third party, own damage, and comprehensive car insurance.
Once you choose the policy, select any add-ons you wish to combine with your plan. You can add as many add-ons as required.
After all this information, a final quote for premium will flash on your screen.
If the premium is comfortable, pay the premium amount using one of the available digital payment options.
After payment, you will receive your new car insurance policy for Isuzu MU-X in your inbox.
Process of Isuzu Car Insurance Renewal
We at Tata AIG understand the hassle of yearly policy renewal using offline methods. To provide the utmost convenience, we allow policyholders to complete a car insurance renewal online.
Here is how you can do it.
Open the Tata AIG official website.
On your home page, you will see the box to enter your Isuzu MU-X registration number.
Enter the registration number and click on the “Renew” option below it.
A new window will open with a renewal form. Enter all the requested information accurately to proceed. Information required includes policy details, claim history, expiration date, etc.
To get the benefit of a “No Claim Bonus” due to claim free year, leave the box empty, and the discount on the premium will be added to the final price automatically.
Once done, assess your existing policy details to make necessary changes and for adding or removing add-ons.
After all the changes, a revised premium will flash on your screen.
To renew, make the payment against the revised premium using any digital payment option.
Post payment confirmation, you will receive the renewed policy in your email inbox.
Isuzu MU X Insurance Cost / Price
For any MU-X insurance, the premium value will vary based on the policy type and other differentiating factors. All these factors are individually evaluated, and then a precise estimate is provided.
However, to help out the customers, Tata AIG provides three policy categories to choose from to ensure affordability and convenience for everyone, with the required coverage assurance.
The three different types of policies at Tata AIG include the following.
Comprehensive Car Insurance
This policy category is designed to provide extensive coverage for the insured vehicle and the owner/driver. Unforeseen circumstances like accidents, natural disasters, man-made fires and riots, and other incidents are covered under this policy.
The premium for a comprehensive car insurance plan is calculated considering factors like the car’s age, registration location of the car, Insured Declared Vehicle (IDV) of the car, make and model of the car, and chosen add-ons.
Third-Party Car Insurance
This insurance category only covers the damages and losses caused to a third party with the insured Isuzu MU-X car.
The premium for third-party car insurance is calculated considering the car’s engine capacity (cc). This is a mandate evaluation completed by the IRDAI on an annual basis, which can change the premium annually for any car.
Standalone Own Damage Car Insurance
As the name suggests, own damage car insurance is designed to extend coverage for all damage incurred by your Isuzu MU-X car.
The premium calculation for a standalone, own-damage car insurance policy is done considering factors like the age of the car, IDV of the car, location of purchase of the car, and any add-ons combined with the policy.
You can use our online car insurance calculator to calculate your premium, compare policies and choose the best policy for your needs.
Points to Remember:
As per the Insurance Regulatory and Development Authority of India (IRDAI), a car can only be taken on the road with valid Third-party car insurance. Therefore, it is vital to purchase third-party insurance.
Renewing your car insurance for Isuzu MU-X in time is crucial to avoid loss of coverage, hefty fines and DL suspension if found guilty. With Tata AIG, you get 90 days after the policy expiry date to renew it quickly, so complete it on time.
Add-Ons for MU X Insurance by Tata AIG
Along with the base Isuzu insurance plans cover, we wish to provide the customers with the ease of customising their MU-X insurance as required with the availability of 12 different add-ons.
All these add-ons are curated, keeping in mind the diverse range of car parts and other car-related assistance that some users might require. The price of these add-ons is slightly higher than the base policy premium and can vary based on the number of add-ons you select.
The 12 add-ons include:
Personal Accident cover
Roadside Assistance
No Claim Bonus
Zero Depreciation
Return to Invoice
Consumables cover
Engine Security cover
Key Replacement cover
Tyre cover
Loss of Personal Belongings cover
Repair of fibre, glass, plastic, and other parts cover
Emergency Hotel and Transport Expenses
Inclusions and Exclusions for Isuzu Car Insurance India by Tata AIG
** Isuzu Insurance Inclusions**
| Inclusions | Description |
|---|---|
| Natural Calamities | Any damage or loss incurred by a car due to natural disasters like earthquakes, cyclones, floods, heavy rains, etc., are covered in comprehensive and own damage plans. |
| Man-made Disasters | Accidental damage to the vehicle due to fires, explosions, terrorist attacks, and other man-made disasters are covered in comprehensive and own damage plans. |
| Theft or Damage Beyond Repair | If your car is stolen or damaged beyond repair, the insurer covers such incidents and compensates the policyholder based on the IDV of the car. |
| Third-Party Liabilties | If the insured car causes damage or loss to a third party, the expenses for the same are covered under all the insurance plans. |
| Personal Accident Cover | Under a comprehensive insurance plan, Tata AIG offers personal accident cover for the driver/owner of the car for a value of up to ₹15 lakhs. |
| Damage during Transit | If your car is being transported from one location to another via air, road, rail, or water routes, any damage incurred by the car in transit is covered under a comprehensive or own damage insurance plan. |
| Accidental Damage | If your car meets with an accident and incurs damages, this same is covered under a comprehensive or own damage policy. |
| Add-on Covers | You can increase the coverage of your comprehensive insurance plan by combining different add-ons from the 12 options available. |
Isuzu Insurance Exclusions
| Exclusions | Description |
|---|---|
| Reckless Driving | If the car meets with an accident and incurs severe damage, but the driver participated in reckless driving or on-road racing, no coverage will be offered. |
| Driving without a valid Driver’s Licence | If the owner/driver of the car meets with an accident but is found without a valid DL, no financial protection will be given by the insurer. |
| Drinking and Driving | If the driver is found driving under the influence of alcohol or any other illegal substance, no cover for damages incurred will be available. |
| Commercial Use | Using a personal car for commercial usage is not permitted. If the car meets with an accident during commercial usage, no insurance cover will be provided to the vehicle. |
| General Wear and Tear | No general wear and tear repair expenses are included in any insurance plan. |
| Expired Policy | If the driver meets with an accident and is found with an expired insurance policy, no financial protection will be provided. |
| Regular Maintenance | Any regular maintenance repairs or part replacements are not covered under any car insurance plan. |
Why Choose Tata AIG Isuzu MU X Car Insurance?
The choice of car insurance is as important as choosing the right insurance provider to secure your vehicle. With numerous popular insurance providers available in India today, deciding on which one to go ahead with can be overwhelming.
To help you make an informed decision, here are some of the top benefits of choosing Tata AIG as your car insurance provider.
Tata AIG is highly customer-driven and thus offers a wide range of facilities for a seamless experience.
For ease and convenience, we also provide cashless repair comfort to our customers with a garage network of 7500+ authorised garages all around the country.
We believe in providing a seamless claim settlement experience to all our customers and our high claim settlement ratio is 99% for the year 2022-2023.
Every individual has different financial security needs from a car insurance plan. So, we offer multiple add-ons with our insurance plans to provide high customisation flexibility to all users.
The process of buying or renewing your car insurance plans with Tata AIG is easy with our easy-to-follow and quick online processes that require minimal time for enhanced user experience.
We understand the financial constraints of individuals when it comes to car insurance purchases and thus offer affordable plans to cater to individual needs and budgets.
All About Isuzu MU-X and its Unique Selling Points
Isuzu as a brand is popularly known for its world-class performance and high durability. At present, the models available in India come with petrol and diesel variants and combine design and comfort.
The unique selling points of Isuzu cars include the following.
Spacious Interiors- The 7-seater provision with the Isuzu MU-X model and some other variants offers convenient space for each passenger. The reason behind it is the design theory implemented for the vehicle interiors that focuses on increasing the space provided significantly for passenger comfort with most features built into the system and the use of premium materials throughout.
Fuel Efficiency- The fuel efficiency offered by Isuzu MU-X and other variants, with an average mileage of 9-15 kmpl, makes it a perfect choice for both local and city-to-city commutes. As a mid-size SUV, this mileage is great, especially for highway roads, all within an affordable price range.
Off-roading Capabilities- You can make the most of the off-roading capabilities of Isuzu MU-X and other models by Isuzu as it allows you to drive freely and comfortably on both rural and urban streets. Any off-beat roads or city streets can thus be navigated through easily.
Affordable Price Range- The Isuzu brand offers 6 different models in India at present with a starting price range of ₹11 lakhs, making it an affordable SUV purchase option, even for people with financial constraints. Moreover, within the price range of ₹11 lakhs to ₹35 lakhs, people can enjoy comfortable driving and the best part, the maintenance cost is also low for these cars, making it a worthwhile investment.
Thoughtful Features- Some of the most thoughtful features of this brand are the user-friendly touch screens available with Isuzu MU-X and some other models, making navigation and other controls easier while driving. Moreover, it also comes with an in-built infotainment system to control the climate within the vehicle and comes with many safety features.
Isuzu Models and Prices
| Isuzu Model | Starting Price (In ₹) |
|---|---|
| Isuzu MU-X | ₹35,00,000 |
| Isuzu D-Maz | ₹11,40,000 |
| Isuzu V-Cross | ₹27,00,000 |
| Isuzu S-CAB | ₹13,00,000 |
| Isuzu S-CAB Z | ₹15,00.000 |
| Isuzu Hi-Lander | ₹19,50,000 |
Top Competitors of Isuzu MU X
| Competitor | Starting Price (In ₹) |
|---|---|
| Toyota Fortuner Legender | ₹43,66,000 |
| Tata Safari | ₹16,19,000 |
| Maruti Invicto | ₹24,82,000 |
| Hyundai Tucson | ₹29,01,000 |
| Volkswagen Tiguan | ₹35,16,000 |
| MG Gloster | ₹38,79,000 |
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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