Mahindra Logan Insurance
Mahindra Logan Insurance
Mahindra Logan is a compact sedan with a unique exterior design and unmatched interiors. It is available in petrol and diesel versions. Powered by a 1.4-litre MPFi engine in the petrol version and a 1.5-litre dCi CRDi engine in the diesel version, the car delivers a power-packed performance. Depending on the variant and fuel type, the Logan has a mileage of 15.7 kmpl to 19.2 kmpl. It has a ground clearance of 172 mm. The 5-seater four-cylinder vehicle measures 4247 mm long and 1740 mm wide, with a wheelbase of 2630 mm.
Before purchasing a new car, you evaluate its specifications, including fuel efficiency and engine capacity. However, it is equally important to evaluate and choose the right car insurance policy to add an additional layer of protection and maintain your car to the best standards.
A comprehensive car insurance policy offers protection for four-wheelers in the event of financial losses arising from accidents, natural calamities, man-made damages, etc. Furthermore, driving on Indian roads without a valid car insurance policy can lead to fines and penalties imposed by the traffic police as per the Motor Vehicles Act of 1988.
Tata AIG offers different kinds of four-wheeler insurance plans, such as third-party car insurance, standalone own-damage car insurance, and comprehensive car insurance. We help you buy a car insurance policy online by choosing the type of coverage and protection your car needs. Moreover, we provide car insurance add-ons to enhance car insurance coverage.
Mahindra Logan Car Insurance Renewal / New Purchase via Tata AIG
With Tata AIG, buying and renewing insurance for four-wheelers is convenient and simple. There are different coverage options with varying premium amounts, and they can all be completed online. Here’s what you need to do to buy or renew a car insurance policy online.
Step 1: Visit Tata AIG’s website and choose Car Insurance under the “All Products” tab. Enter your vehicle’s registration number and click on “Get Price.” To renew the insurance, press “Renew.”
Step 2: When you arrive at the online application page, enter the details required. Remember to provide correct information to get the best quote for the policy.
Step 3: The online car insurance calculator will use your provided details to estimate the Mahindra car insurance premium amount.
Step 4: Pick the Insured Declared Value (IDV) from the drop-down menu. This value helps estimate the sum insured and the maximum coverage the policyholder will receive if the car is stolen or damaged beyond repair.
Step 5: Find out if you have a No Claim Bonus (NCB). New policyholders do not get this benefit. Existing policyholders can avail of the benefits and the discounts for the years in which they have not filed any claims.
Step 6: You will see different types of car insurance policies on the screen. You will also see additional riders to include in your policy. These add-ons or riders enhance your coverage and also increase the premium. You can change the type of policy and the add-ons if the quote does not fit your budget.
Step 7: Process the payment via any accepted digital payment method if the quote is satisfactory. You will receive a soft copy of your Mahindra car insurance immediately in your WhatsApp Inbox or registered email address.
If you want to buy or renew your car insurance policy offline, you can visit the nearest branch office or speak to a customer care executive. We have a team of insurance experts who will happily assist you with your queries and provide a solution instantaneously.
Mahindra Logan Car Insurance Price - Your Premium Amount
The cost of a four-wheeler insurance policy is a crucial factor affecting the decision to purchase a car insurance policy. Many factors influence the car insurance premium amount.
Some of the most important factors are:
Insured Declared Value (IDV)
Age of the car
You can calculate the car insurance premium with Tata AIG’s online car insurance calculator. The tool helps you determine the premium in a jiffy. Simply fill out the basic details required, select the policy coverage and add-ons, and press “Get Price.” On the screen, you will see the total premium due to purchasing the four-wheeler insurance coverage you require.
If the premium amount estimated exceeds your budget, you can make alterations to reduce the premium. You can avoid buying add-ons that are not crucial. Furthermore, if you are renewing your policy after a claim-free year/s, you can avail of a No Claim Bonus on the premium.
Additional Riders for Mahindra Logan Car Insurance by Tata AIG
You can include add-ons to your comprehensive car insurance policy to enhance coverage. Tata AIG offers a set of 13 unique add-ons to meet many situations outside the scope of your base car insurance policy. You can enjoy all-around protection of your four-wheeler by carefully selecting appropriate add-ons in your car insurance policy. The choice of add-ons we offer include:
Return to Invoice
Loss of Personal Belongings
Repair of Glass Fiber and Plastic Parts
No Claim Bonus Protection
Emergency Transport and Hotel Expenses
The riders prove beneficial during an emergency.
For example, suppose you meet with a car accident and you are unable to reach your destination. In that case, the Emergency Transport and Hotel Expenses add-on pays for the travel expenses to go back home or the accommodation expenses to stay at a hotel.
Things Covered And Not Covered Under Tata AIG’s Mahindra Logan Car Insurance
It is always important to understand what are the inclusions and exclusions of your car insurance policy to maximise the benefits. Here is a detail explaining what is covered and not covered under the Mahindra Logan insurance.
|What is included in Tata AIG’s Mahindra Logan insurance?||What is not included in Tata AIG’s Mahindra Logan insurance?|
|Tata AIG’s comprehensive car insurance policy offers the car’s total market value or Insured Declared Value (IDV) in case of theft or damage beyond repair.||The car insurance policy does not include the damages suffered when the car is being driven without a valid driving licence.|
|The standalone own damage cover or comprehensive car insurance policy protects against damages arising due to natural calamities like earthquakes, floods, frost, snowfall, etc.||There is no coverage for damages outside the geographical boundaries, i.e. outside India.|
|Through our comprehensive car insurance policy and standalone own damage cover, we take care of the financial liabilities from repair of minor or major damages suffered due to an accident.||The standard wear and tear from regular use and any electrical/mechanical breakdown due to age are excluded.|
|Our third-party car insurance and comprehensive car insurance policy cover third-party liabilities. There is coverage for bodily damages to a third party, damages to third-party property, and death of a third party.||The car insurance policy does not approve claims if the private vehicle is used commercially.|
|The car insurance policy provides a Personal Accident Cover of up to ₹15 lakhs to the owner-drivers.||We do not offer coverage for damage caused due to driver negligence or use of the car in crash testing, speed racing, etc.|
Why is it vital to choose Tata AIG for your Mahindra Logan Car Insurance?
Before buying a car, you research the market and compare the vehicle’s specifications. You read about the brand to understand its credibility. Furthermore, you evaluate the model’s performance, design, and engine. Remember to follow the same procedure while buying a car insurance policy. Many reasons suggest that you go ahead with Tata AIG for your Mahindra car insurance.
Performance-driven: We have over 650 claim experts nationwide and strive hard to ensure that you do not face any challenges while buying, renewing, or maintaining your four-wheeler insurance policy.
Instant Quote: Tata AIG’s online car insurance calculator allows you to get an instant quote for different policies. You can check the coverage offered and add suitable add-ons or covers to your four-wheeler insurance policy. The insurance calculator tool ensures that your selected policy fits your car’s needs and matches your budget.
Easy claim process: We offer a quick and convenient online claims process when you file a claim on your car insurance policy. You can visit the “Claims” section on our official website to provide a few basic details and some other information about the incident. Our team will initiate the claim process immediately.
Customisation with add-on covers: We offer 13 add-ons to customise your comprehensive car insurance policy and extend the coverage. These add-ons help to meet your specific needs, from key replacement and consumable expenses to zero depreciation and No Claim Bonus.
Wide garage network: Tata AIG car insurance policy enables you to avail of cashless claims on your car’s repair with over 7500 network garages across India. The benefits of cashless claims are applicable only if you visit any of the network garages for repair. If you visit a garage that is not listed, you can opt for settlement via a reimbursement claim.
Customer-centric: Tata AIG has a wide network of over 7500 garages to help policyholders opt for cashless repairs. We are also happy to share that we have built a huge family of 5 crore satisfied customers.
High settlement ratio: We strive to offer a prompt and swift disbursal of the claim amount when you raise a claim for damages to your car. For the FY 2020-2021, our claim settlement ratio was 98%, an indicator of our performance and quick and easy settlement of claims.
Overview - Mahindra Logan Car Model
Mahindra Logan is a compact and modern sedan car considered the most reliable and affordable car in this segment. Its launch marked the entry of the French automaker Renault into India after coming into a joint venture with Mahindra & Mahindra. It was launched in two options - petrol and diesel. The petrol model uses a 1.4 GLX engine, while the diesel model uses a 1.5 DLE engine.
Mahindra Logan has a seating capacity of five. Its high-sitting car seats, easy entry inside and exit outside, and fuel-efficient engine are some features that appeal to the customers. In terms of space, it has a large boot space of 510 litres. The diesel engine is 1461 cc, and the petrol engine is 1390 cc. The petrol engine can produce a maximum power of 75 bhp and a peak torque of 110 Nm. The diesel engine can produce a maximum power of 65 bhp and a peak torque of 156 Nm.
The sedan is available in seven variants. It has a power steering and manual transmission. It was launched in five colours, but more options were introduced with the upgraded versions.
Mahindra Logan Variants and Prices
The Mahindra Logan comes in seven variants, with a starting price of ₹4,66,000. It goes up to ₹6,38,000 as the variants include more features. As of 2011, the car is available in nine colours - Sahara Beige, Turf Green, Java Brown, Diamond White, Toreador Red, Mist Silver, Fiery Black, Black, and Mystique Purple.
|Logan Petrol 1.4 GLE||₹4.66 lakhs|
|Logan Petrol 1.4 GL||₹4.69 lakhs|
|Logan Petrol 1.4 GLX||₹4.91 lakhs|
|Logan Petrol 1.4 GLX Play||₹5.42 lakhs|
|Logan Diesel 1.5 DLE||₹5.52 lakhs|
|Logan Diesel 1.5 DLX||₹5.82 lakhs|
|Logan Diesel 1.5 DLS||₹6.38 lakhs|
Unique Selling Points: Mahindra Logan Car Features
Mahindra Logan has seven variants. Four have a petrol engine, while the remaining three have a diesel engine. Some models also have factory-fitted CNG kits. The price range of all the variants is between ₹4.66 lakhs and ₹6.38 lakhs. While they differ in terms of comfort, safety, style, convenience, security, and luxury, some features make the car exceptional.
Spacious: The company has maintained the measurements of the car over 4,000 mm. As a result, it has a spacious cabin and boot. Its boot capacity is 510 litres. The legroom, shoulder room, and headroom are also sufficient. In the compact sedan segment, the Logan has the widest rear seat. It can fit three passengers easily, increasing their safety and comfort.
Powerful performance: The petrol variants: GL and GLE: are powered by four-cylinder, eight-valve engines with a displacement of 1390 cc. It can churn out a maximum power of 75 bhp at 5500 RPM and a peak torque of 110 Nm at 3000 RPM. The engines are fuel efficient and reported an average city mileage of 11.3 kmpl and 15.7 kmpl on the highways. The diesel variants:** DLE and DLS:** have a 1461 cc engine capable of generating maximum power of 65 bhp at 4000 RPM and peak torque of 169 Nm at 2000 RPM.
Defined exteriors: The Mahindra Logan packs a combination of style, power, and looks effectively. It has sleek dimensions and a waistline running across the car’s length, giving it an excellent finish. Some sophisticated features like triangular rear lights, a robust silhouette, and straight lines enhance the car’s elegance. Its look becomes more admirable with a chrome front grill, smooth headlamps and fog lights, and seamless bumpers.
Rivals of Mahindra Logan Car
The Logan is one of the few entry-level sedans introduced in India. It offers two engine options - petrol and engine. While the engines are not the most powerful in the market, they are fuel-efficient, especially the diesel version. In the sedan segment, Mahindra Logan competes with many other cars, including:
Maruti Suzuki Ignis
Maruti Suzuki Swift
Maruti Suzuki Ciaz
Maruti Suzuki Dzire
Logan’s driving dynamics are exceptionally good, with raised suspensions and low ride height. It has a space like no other car, as it measures 4,000 mm. There is ample legroom, headroom, and shoulder room. The rear seat can accommodate three people easily. In fact, it has the widest rear seat in its segment
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
How to buy Mahinda car insurance online?
At Tata AIG, we make buying four-wheeler insurance easy. On our website, Mahindra car insurance renewal is also a cakewalk. You can complete the process in three simple steps.
Step 1: Enter the vehicle registration number and click on Get Price if you are buying a new policy. Alternatively, press Renew if you are an existing Tata AIG customer.
Step 2: Input the car and personal details as requested on the screen. Select the type of policy, coverage, and add-ons as well.
Step 3: An instant quote based on your selections will appear. If it is satisfactory, proceed to pay using any of the accepted digital payment methods.
A soft copy of your Mahindra Logan insurance is sent to your registered email address and WhatsApp Messenger inbox immediately.
Which documents do I need to file a Logan insurance claim?
A policyholder must possess copies of the following documents to file a claim successfully:
First Information Report (FIR)
Vehicle Registration Certificate
Claim form, duly signed and filled by the insured
RTO transfer papers
Form 28, Form 29, and Form 30
In case of theft of the vehicle, a No Trace Report from the police
Form 35 and NOC from the lender if the car has an active loan
Original keys of the car
What are the factors affecting Insured Declared Value (IDV)?
The Insured Declared Value (IDV) plays a crucial role in determining Logan’s insurance price. Therefore, one must know what factors affect IDV. The IDV is the estimated market value of a four-wheeler and the maximum sum insured the insurance company can offer to the policyholder in the event of theft or the car’s total loss. The age of the car is one of the prominent factors affecting IDV. The IDV of an older car is lower than a newer car. Consequently, the four-wheeler’s insurance policy will offer a lower sum insured. The other factors impacting the IDV are the car’s make and model and the city or state where it was registered.
How to estimate Mahindra Logan’s car insurance premium?
Most customers prefer the four-wheeler insurance policy with the least premium. Many factors, like the type of insurance policy and coverage, impact the premium amount. Tata AIG offers three types of car insurance policies - standalone own damage cover, standalone third party, and comprehensive car insurance plans. Based on the degree of coverage offered in each plan, the premium amount will vary. The car’s age, make and model, engine capacity, safety features, etc., are other aspects that influence the premium amount. Add-ons also increase the premium. The more add-ons you include in your policy, the higher the premium. The online car insurance calculator helps you estimate the premium and understand how much you need to pay to buy the policy.
Why do I need car insurance?
Car insurance is vital to protect you and your car from various untoward situations that result in financial damages. The Motor Vehicles Act of 1988 also makes it mandatory for every car owner to have a valid car insurance policy. Without a valid policy, the car owner-driver can get into legal trouble and be penalised with hefty traffic fines. The policy also provides coverage against theft, which is great financial protection. The Personal Accident Cover of Tata AIG four-wheeler insurance provides a cover of up to ₹15 lakhs in the event of disability, bodily injuries, or even death of the owner-driver of the vehicle or the policyholder.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.