Nissan X-Trail Insurance
Nissan X-Trail Insurance
While driving your four-wheeler on the road, you can encounter unforeseen accidents hurting yourself, damaging your vehicle, and a third party. Situations like these can invite financial liabilities that can burn a hole in your pocket if you do not prepare yourself well. There can also be a damaging natural calamity that might damage your car, demanding repairs. Four-wheeler insurance is a security lifeboat that keeps you safe from all such financial liabilities that can unexpectedly put you in a crisis.
As per the Motor Vehicle Act of India, it is mandatory to own a third-party insurance plan to be able to use your four-wheeler on Indian roads. In fact, it is recommended to keep your car insurance papers handy inside your vehicle, as traffic cops can ask for them anytime.
Third-party insurance plans protect you from financial liabilities when the insured vehicle accidentally injures a third-party person or vehicle. However, a third-party insurance plan does not provide coverage for the damage incurred by the insured vehicle.
The second kind of car insurance is comprehensive car insurance that protects you against third-party liabilities and provides you aid in financial liabilities arising due to accidents, fire, natural disasters, theft, etc. You can also get personal accident coverage with comprehensive car insurance that covers injuries and physical damages caused by an accident.
Finally, the third type of car insurance, known as standalone own damage, covers the cost of repairs of your car alone. It does not cover damages caused to others.
Tata AIG offers comprehensive car insurance, third-party car insurance, and stand-alone own-damage car insurance. You also get the benefits of exclusive add-ons that can further enhance your four-wheeler insurance to provide you with extensive security.
Car insurance plans' purchase and renewal processes are simple and quick with Tata AIG. All you need to do is enter the necessary details of your four-wheeler to get an appropriate premium, select add-ons, and pay the premium using one of the many available digital methods.
If you are looking for a Nissan insurance renewal or are willing to purchase a new insurance plan, you can visit the Tata AIG website and do the needful within minutes.
Nissan X-Trail Car Insurance Renewal/Buy via Tata AIG
You can visit the Tata AIG website to buy Nissan X-Trail car insurance or to renew an existing plan online with just a few simple steps. You can also visit a nearby Tata AIG outlet to buy or renew car insurance. However, if you opt for the online booking mode, you can get the task done efficiently in no time.
Here are the steps for Nissan car insurance renewal or purchase.
Visit the official website of Tata AIG to purchase a new X-Trail insurance. Go to the car insurance page.
Enter the registration number of your vehicle and click on the 'Get Price' option to know the Nissan X-Trail insurance price. And in case you are looking for your Nissan car insurance renewal, click on the ‘Renew ’ option to fetch a quote.
A form will pop up on the screen, where you must input the necessary car details to get an insurance quote. Fill in the details accurately, and choose the add-ons you like to get the best quote for the plan.
Select the correct IDV for your four-wheeler.
Specify if you have ever previously raised a claim for your Nissan X-Trail insurance. If not, you can avail of an NCB or No Claim Bonus from our end.
Finally, a car insurance premium quote will be displayed for your vehicle. If you are comfortable with the quote, you can pay the premium using a digital mode of payment. There are several digital modes of payment available for the ease of customers.
Your payment will be processed within minutes. Once done, Tata AIG will forward a soft copy of your Nissan insurance to your email address and WhatsApp number. You can keep a copy of the document in your car for emergencies.
Nissan X-Trail Car Insurance Price – Your Premium Amount
The premium for car insurance is one of the most critical aspects of determining what car insurance you should buy and can afford. Several factors can affect the premium for a four-wheeler insurance plan.
Learn more about the factors that affect a car insurance premium in the section below:
Insured Declared Value (IDV)
Age of the Vehicle
IDV is the current market price of your four-wheeler. The IDV of a vehicle factors in its depreciation to finally arrive at your vehicle’s cost. A car’s IDV is the maximum sum the insurance company will pay in case of theft and total damage to the vehicle.
A four-wheeler insurance premium rate is directly proportional to the IDV. A high IDV results in higher insurance premiums for any car.
Some other factors that can impact the premium rate for your motor insurance:
Age of the policyholder
Registered location of the car
Make and model of the four-wheeler
Safety and security features of the car
Add-ons for Nissan X-Trail Car Insurance by Tata AIG
You can enhance your X-Trail insurance with added benefits from Tata AIG's 12 add-ons. You can purchase these add-ons with your insurance policy as per your needs to avail of additional advantages.
No Claim Bonus Protection
Repair of Glass Fibre and Plastic Parts
Emergency Transport and Hotel Expenses
Loss of Personal Belongings
Return to Invoice
Zero Depreciation (Depreciation Reimbursement)
Things Covered and Not Covered under Nissan X-Trail Car Insurance
|Things Covered under Nissan X-Trail Car Insurance||Things Not Covered under Nissan X-Trail Car Insurance|
|If you buy a comprehensive car insurance plan for your vehicle, Tata AIG will reimburse the IDV of the car in case it gets accidentally impaired beyond repair or stolen.||Injuries and damage incurred after driving without a proper driving license.|
|Suppose you own an own-damage car insurance plan or a comprehensive motor insurance policy. In that case, you can enjoy financial aid against damages caused to your car by natural disasters such as floods, frost, earthquakes, rainfall, cyclones, etc.||If the four-wheeler is used outside India, i.e., mentioned geographical area.|
|A comprehensive car insurance plan or an own-damage car insurance policy provides security against damages caused due to strikes, riots, terrorist attacks, and other man-made disasters. Also, the insurance provider offers you a cover for damages caused by fire, including explosions, self-ignition, lightning, etc.||Injuries and damage caused while driving under drugs or alcohol influence.|
|If your car suffers an accident, it may end up with dents and few scrapes or require extensive repairs. An own-damage car insurance plan or a comprehensive car insurance policy offers you coverage for all such accidental damages.||Ordinary wear and tear caused due to depreciation and regular usage.|
|You might require transferring your vehicle from one location to another via waterways, roadways, airways, or railways. A comprehensive car insurance policy helps cover the repair costs if your vehicle gets damaged in transit.||Expenses incurred towards the day-to-day maintenance of the four-wheeler.|
|The car insurance plans at Tata AIG don't just take care of damages incurred by your four-wheeler. It also takes care of third-party liabilities. If you ever have an accident with a third party, they get hurt, and their property gets damaged, our car insurance plan will cover the incurred expenses.||Injuries and damage caused due to the neglect of the driver.|
|The comprehensive motor insurance plan provides the policyholder with a Personal Accident Cover of ₹15 lakhs. If anything is to happen to the owner-driver during a car accident, this insurance cover helps take care of the treatment cost of the individual. Additionally, if the accident turns out to be fatal, the policyholder's nominee or the named beneficiary receives the predetermined amount.||Use of a private vehicle for commercial purposes.|
Why Is It Important to Have Tata AIG for Your Nissan X-Trail Car Insurance?
Here’s why you should insure your four-wheeler with Tata AIG:
Tata’s promise- Tata AIG car insurance plans come with a 150-year-old trust and legacy of Tata. As an insurance provider brand, we have kept our promise of looking after our customers, vehicles, and finances for over 20 years.
Customers come first- Tata AIG puts the needs of its customers above all. Over the years, we have served more than five crore customers, and our family is expanding with every passing day.
Performance-driver approach- We feature a large team of experts looking for ways to serve customers. We have over 650 expert professionals working nationwide to ensure speedy claim settlements. We also feature a dedicated service and operations team that helps customers understand the process and clarify all their queries.
High claim-settlement ratio- The claim settlement ratio is the percentage of settled claims of all the insurance claims received. We settled about 98% of the accepted insurance claims in the last financial year.
Overview - Nissan X-Trail Car Model
Nissan has developed the bold and beautiful X-Trail in India, which will soon be launched once it completes its testing. This full-size SUV is expected to be launched in India by May 2023. The India-spec Nissan X-Trail is likely to have a wireless Apple CarPlay with a 12.3-inch touchscreen infotainment design, dual-zone climate control, an eight-way adjustable driver seat, heated front seats, and a head-up display.
The safety package of the Nissan X-Trail is expected to include adaptive cruise control, Advanced Driver-Assistance Systems (ADAS) functionalities, including departure warning and lane-keep assistance, and traffic sign recognition. The exterior will offer a bold feel, and the interiors so far look comfortable, making the X-Trail the choice for every car lover.
Nissan X-Trail Price and Variants
Nissan has recently showcased the 4th generation X-Trail, and it will soon be launched in India after it undergoes its testing. The upcoming Nissan X-Trail is expected to be launched at INR 40 lakhs as the base model price. Here are its variants:
|Trail SLX AT Nissan X||₹22,77,898|
|Nissan X-Trail LE||₹23,25,707|
|Nissan X-Trail SLX MT||₹25,87,303|
Unique Selling Points: Nissan X-Trail Car Features
Here are some unique selling features of the Nissan X-Trail:
Max Power (bhp@rpm) - 142bhp@4000rpm
Wireless Apple CarPlay
Boot Space (Litres) - 479
12.3-inch touchscreen infotainment system
Ground Clearance Unladen - 200mm
Dual-zone climate control
Advanced Driver-Assistance Systems (ADAS)
Max Torque (nm@rpm) - 200Nm@2000rpm
Adaptive cruise control
Fuel Tank Capacity - 65.0
Electronic stability control
Rivals of Nissan X-Trail Car
Here are some rivals of the Nissan X-Trail:
Mahindra XUV700 5 Seater
Mahindra Alturas G4
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
How can I calculate the premium for my Nissan X-Trail car insurance?
How can I calculate the premium for my Nissan X-Trail car insurance?
With Tata AIG, it is easy and quick to calculate your Nissan X-Trail car insurance premium. You can visit the Tata AIG website and use the online premium calculator to compute your car insurance premium amount within minutes.
Which insurance plan is the best in India?
A comprehensive car insurance policy is ideal for any car as it provides coverage for third-party liabilities and damages to the vehicle.
What is the Personal Accident cover amount available with Tata AIG car insurance plans?
We offer personal accident coverage of ₹15 lakhs with our car insurance policy. The personal accident cover is not included by default; you will have to opt for it separately when you buy the plan.