Nissan X-Trail Insurance

You can visit the Tata AIG website to buy Nissan X-Trail car insurance or to renew an existing plan online with just a few simple steps. You can also visit a nearby Tata AIG outlet to buy or renew car insurance. However, if you opt for the online booking mode, you can get the task done efficiently in no time.

Here are the steps for Nissan car insurance renewal or purchase.

• Visit the official website of Tata AIG to purchase a new X-Trail insurance. Go to the car insurance page.

• Enter the registration number of your vehicle and click on the 'Get Price' option to know the Nissan X-Trail insurance price. And in case you are looking for your Nissan car insurance renewal, click on the ‘Renew ’ option to fetch a quote.

• A form will pop up on the screen, where you must input the necessary car details to get an insurance quote. Fill in the details accurately, and choose the add-ons you like to get the best quote for the plan.

• Select the correct IDV for your four-wheeler.

• Specify if you have ever previously raised a claim for your Nissan X-Trail insurance. If not, you can avail of an NCB or No Claim Bonus from our end.

• Finally, a car insurance premium quote will be displayed for your vehicle. If you are comfortable with the quote, you can pay the premium using a digital mode of payment. There are several digital modes of payment available for the ease of customers.

• Your payment will be processed within minutes. Once done, Tata AIG will forward a soft copy of your Nissan insurance to your email address and WhatsApp number. You can keep a copy of the document in your car for emergencies.

The premium for car insurance is one of the most critical aspects of determining what car insurance you should buy and can afford. Several factors can affect the premium for a four-wheeler insurance plan.

Learn more about the factors that affect a car insurance premium in the section below:

• Insured Declared Value (IDV)

• Age of the Vehicle

• Insurance Coverage

• Add-Ons

• Engine Capacity

• Deductible

• Claim History

IDV is the current market price of your four-wheeler. The IDV of a vehicle factors in its depreciation to finally arrive at your vehicle’s cost. A car’s IDV is the maximum sum the insurance company will pay in case of theft and total damage to the vehicle.

A four-wheeler insurance premium rate is directly proportional to the IDV. A high IDV results in higher insurance premiums for any car.

Some other factors that can impact the premium rate for your motor insurance:

• Age of the policyholder

• Registered location of the car

• Make and model of the four-wheeler

• Safety and security features of the car

You can enhance your X-Trail insurance with added benefits from Tata AIG's 12 add-ons. You can purchase these add-ons with your insurance policy as per your needs to avail of additional advantages.

• No Claim Bonus Protection

• Roadside Assistance

• Repair of Glass Fibre and Plastic Parts

• Daily Allowance

• Emergency Transport and Hotel Expenses

• Key Replacement

• Engine Secure

• Tyre Secure

• Consumables Expenses

• Loss of Personal Belongings

• Return to Invoice

• Zero Depreciation (Depreciation Reimbursement)

Here’s why you should insure your four-wheeler with Tata AIG:

Tata’s promise- Tata AIG car insurance plans come with a 150-year-old trust and legacy of Tata. As an insurance provider brand, we have kept our promise of looking after our customers, vehicles, and finances for over 20 years.

Customers come first- Tata AIG puts the needs of its customers above all. Over the years, we have served more than five crore customers, and our family is expanding with every passing day.

Performance-driver approach- We feature a large team of experts looking for ways to serve customers. We have over 650 expert professionals working nationwide to ensure speedy claim settlements. We also feature a dedicated service and operations team that helps customers understand the process and clarify all their queries.

High claim-settlement ratio- The claim settlement ratio is the percentage of settled claims of all the insurance claims received. We settled about 98% of the accepted insurance claims in the last financial year.

Nissan has developed the bold and beautiful X-Trail in India, which will soon be launched once it completes its testing. This full-size SUV is expected to be launched in India by May 2023. The India-spec Nissan X-Trail is likely to have a wireless Apple CarPlay with a 12.3-inch touchscreen infotainment design, dual-zone climate control, an eight-way adjustable driver seat, heated front seats, and a head-up display.

The safety package of the Nissan X-Trail is expected to include adaptive cruise control, Advanced Driver-Assistance Systems (ADAS) functionalities, including departure warning and lane-keep assistance, and traffic sign recognition. The exterior will offer a bold feel, and the interiors so far look comfortable, making the X-Trail the choice for every car lover.

Nissan has recently showcased the 4th generation X-Trail, and it will soon be launched in India after it undergoes its testing. The upcoming Nissan X-Trail is expected to be launched at INR 40 lakhs as the base model price. Here are its variants:

Here are some unique selling features of the Nissan X-Trail:

Max Power (bhp@rpm) - 142bhp@4000rpm

Wireless Apple CarPlay

Boot Space (Litres) - 479

12.3-inch touchscreen infotainment system

Ground Clearance Unladen - 200mm

Dual-zone climate control

Advanced Driver-Assistance Systems (ADAS)

Max Torque (nm@rpm) - 200Nm@2000rpm

Adaptive cruise control

Fuel Tank Capacity - 65.0

Electronic stability control

Here are some rivals of the Nissan X-Trail:

MG Hector

Tata Safari

Toyota Fortuner

Mahindra XUV700 5 Seater

MG Gloster

Hyundai Alcazar

Isuzu MU-X

Tata Harrier

Mahindra Alturas G4