Skoda Laura Insurance

With Tata AIG, the process of buying a new insurance policy or renewing your existing policy is simple and hassle-free. While there are offline ways of buying or renewing a car insurance plan, online processes can save time and money. Here is a quick look at the process of buying/renewing a Skoda Laura insurance policy.

• Visit the Car Insurance page on our website
• Enter the registration number of your Skoda Laura. If you are an existing Tata AIG policyholder and want to renew your policy, then click on ‘Renew’. If you are looking to purchase a new Skoda insurance plan, then click on ‘Get Price’.
• The next page will open a form requesting details of your car and some personal details of the owner
• Once you have entered the required details, a list of IDVs will be displayed. This is the Insured Declared Value (IDV) or the current market price of your car. It is the maximum amount you can receive in the event of the total loss of your vehicle. Choose the IDV carefully, as it will determine the premium of your car insurance policy.
• If you are looking for a Skoda insurance renewal, then make sure you provide information about the claims you have made in the past. Any claim-free term/s can help you get a discount on the premium for the renewed policy.
• The Skoda insurance cost will be displayed on the page. This is the premium of the comprehensive policy for your Skoda Laura car.
• In the next step, you can choose the riders that you want with the policy. Tata AIG offers 12 unique riders to help you customise the policy as per your needs. However, riders can increase the Skoda Laura insurance cost. Choose wisely.
• Once you are satisfied with the features and the premium, make the payment using one of the digital payment options listed

A digital copy of your insurance policy will be mailed to you as soon as we receive the payment.

The IDV is the most important factor in determining the premium of a Skoda Laura insurance plan. Usually, the age and location of the vehicle are considered while calculating the IDV of a car. This allows insurance companies to arrive at the approximate IDV or the current market value of the vehicle, which becomes the sum assured of your policy.

Various other factors, like the riders you choose, deductibles, etc., contribute to the calculation of the premium amount. You can use our online car insurance calculator to compare car insurance using different combinations of features and riders and find the most cost-efficient plan for your car.

Comprehensive car insurance plans offer coverage for damages to the insured car apart from the third-party liability cover. However, it has limited scope. If you need specific coverage, then you can opt for a rider. Tata AIG offers a set of 12 riders as follows:

• No Claim Bonus Protection
• Zero Depreciation Cover
• Roadside Assistance Cover
• Repair of Glass, Fibre, and Plastic Parts
• Daily Allowance Cover
• Emergency Transport & Hotel Expense Cover
• Key Replacement
• Engine Secure
• Tyre Secure
• Consumables Expense
• Loss of Personal Belongings
• Return to Invoice Cover

Add-ons are additional covers that you may want to obtain by paying an extra premium. Therefore, you have to wisely assess your need before choosing an add-on because it can significantly increase the Skoda Laura insurance cost.

When you buy car insurance, it is important to go through the policy documents carefully and understand the terms and conditions along with the inclusions and exclusions of the policy. Here is a list of inclusions and exclusions of a comprehensive Skoda Laura Insurance policy:

Choosing the right insurance provider is an important decision since the policy comes into play during an emergency. Without a reliable insurance company, the claim settlement can take a long time. Tata AIG has gained the trust of thousands of car owners as a reliable insurance provider: Here are some highlights:

• 5 crore+ happy customers
• More than two decades of track record of insuring vehicles efficiently
• A customer-focused, simple claim settlement process
• Clear and transparent communication regarding charges and the terms and conditions of policies

A luxury sedan, the Skoda Laura uses cutting-edge technology to ensure optimum performance on Indian roads and driving conditions. It is a 5-seater, 4-cylinder car with a ground clearance of 164mm. Skoda Laura is available with an automatic and manual transmission option and offers a mileage of around 13-20 kmpl.

Laura is available in three engine options (2 diesel and 1 petrol) and many variants. Here are the technical features of the Skoda Laura (1.8 TSI Classic Petrol):

• ARAI Mileage of 13.4 kmpl
• Engine Displacement of 1798cc
• Max Torque 250 nm at 1500-4500rpm
• Max Power 157.8bhp @ 4500-6200rpm

Indians love Skoda cars – especially the elite. Most cars by Skoda are loaded with features, safe, and powerful, have simple but elegant looks, are reliable, and have legendary build quality. The Skoda Laura is no different. It is a spacious luxury sedan with a range of features that make it one of the best in its segment.

• Automatic and Tiptronic transmission with six forward and one reverse gear
• Power steering with McPherson suspension in the front and multi-element axle with one longitudinal and three transverse links in the rear
• Adjustable driver seats with a memory setting option
• Illuminated and refrigerated glove compartment

Some close competitors of the Skoda Laura are:

• Honda Accord
• Hyundai Sonata
• Toyota Camry