Volkswagen Virtus Insurance

Believe it or not! Save up to 80%* on Car Insurance
4w_m_landing_page.svg
newVehicleImg
Insure your  Brand New Car
forwardArrow

Volkswagen Virtus Insurance

With striking features and exhilarating performance, Volkswagen Virtus is a D-1 segment sedan that’s winning millions of hearts. The car is designed with the best German engineering that offers an excellent driving experience. One of the most popular models from the Volkswagen brand, Virtus is aesthetically pleasing to the onlookers. The elegant design ages with grace like other Volkswagen cars. Thus, considering a car this sleek and performance-oriented, you can’t miss out on buying suitable car insurance.

With three types of car insurance policies available in India, you can pick an insurance policy that is best suitable for your car. While a third-party liability cover is mandatory, the policy fails to compensate for your car damages or injuries. So, you must consider buying a policy that ensures your and your car’s protection too. You can buy a standalone own damage policy that allows you to avail of compensation for your own damages also. But the policy may not suffice considering several threats like increasing accidents, crimes and natural calamities. Thus, for your car’s overall protection, a comprehensive insurance policy can be the optimum choice.

Find out how to renew or buy suitable insurance for your Volkswagen Virtus with Tata AIG.

Volkswagen Virtus Car Insurance Renewal/Buy via Tata AIG

You can buy a car insurance policy with Tata AIG through offline and online modes. To buy the policy offline, you can visit the nearest office. But for a hassle-free purchase, you can follow the simple steps and get your Volkswagen Virtus car insurance online instantly.

  • Visit the Car Insurance page on the Tata AIG website.

  • Enter your Volkswagen Virtus registration number.

  • Click “Get Price” for a new issue or “Renew” for a Volkswagen car insurance renewal.

  • Fill out the form given to get your car insurance quote.

  • Select the correct Insured Declared Value (IDV) from the list given.

  • Intimate Tata AIG about any past claims to avail of a No Claim Bonus.

  • After providing the required information, the premium for your Volkswagen car insurance will be displayed.

  • If you want to buy extra riders for your car, pick from the add-on options and proceed with the payment.

  • After due payment, Tata AIG will send a soft copy of your car insurance via email.

Volkswagen Virtus Insurance Price – Your Premium Amount

The insurance cost of your car depends on its Insured Declared Value (IDV). IDV is the amount paid by the insurance company if the insured car is stolen or damaged beyond repair. While calculating your Volkswagen Virtus IDV, Tata AIG considers its make and model, registration city, type of use and fuel, cubic capacity, etc. You can also know your car’s IDV with the help of an online four-wheeler premium calculator or by visiting a local dealer.

Note: The premium rates for third-party insurance depend on the IRDAI guidelines. Thus, the third-party insurance price is standardised based on your car’s engine cubic capacity.

Add-ons for Volkswagen Car Insurance by Tata AIG

Many times, comprehensive insurance is not enough to protect your car. Considering the advanced accessories, expensive keys which are difficult to repair or replace, rising thefts, etc. you should enhance your car insurance coverage with the help of add-on covers. Tata AIG offers 12 unique add-on covers that can ensure your Volkswagen Virtus’ complete protection. The riders are as follows:

  • No Claim Bonus Protection

  • Zero Depreciation Cover

  • Roadside Assistance Cover

  • Repair of Glass, Fibre and Plastic Parts

  • Daily Allowance Cover

  • Emergency Transport & Hotel Expense Cover

  • Key Replacement

  • Engine Secure

  • Tyre Secure

  • Consumables Expense

  • Loss of Personal Belongings

  • Return to Invoice Cover

However, you must note that add-on covers come with additional costs and raise the car insurance premium. So, before adding the riders, you should evaluate your car needs and buy suitable ones.

Things Covered and Not Covered under Tata AIG’s Volkswagen Virtus Insurance

Tata AIG ensures that its customers make informed decisions. So, before buying comprehensive four-wheeler insurance, you must know the several inclusions and exclusions under it. Here is a table that will help you understand what is covered and what is not under your Volkswagen car insurance:

Things covered under Volkswagen Virtus Car Insurance Things not covered under Volkswagen Virtus Car Insurance
Damages to third-party property and third-party death/injury Normal wear and tear due to depreciation
Damages caused by accidents Damages caused during driving without a driving licence
Damages due to natural calamities like earthquakes, floods, cyclones, etc. Mechanical or electrical breakdown and consequential loss
Damages due to riots, vandalism, or strikes Damages caused by commercial usage of a private car
Total loss as a result of theft of the insured car or damage beyond repair Damages caused by driving under the influence of alcohol or drugs
Damages caused by terrorist activities Damages due to racing activities, speed testing, and durability testing
Fire damages due to self-ignition, explosion or lightning. Damages due to war or nuclear threats
Damages caused during transit Damages caused outside the geographical location defined by the policy

Why is it Important to Have Tata AIG for Your Volkswagen Virtus Insurance?

Tata AIG has been preserving millions of dream cars for more than 20 years, ensuring their maximum protection. Dedicated to satisfying its customers with its quality service, Tata AIG is a trusted brand which is proud to have 5 crore satisfied customers. With Tata AIG, you can buy tailored insurance policies according to the needs of your car.

The 12 unique riders complement comprehensive insurance and help enhance your car’s protection. Being a performance-driven brand, Tata AIG ensures a hassle-free car insurance claim process for its customers and offers an extensive network of cashless garages for seamless and quick claim settlement service. Due to its dedication to service, Tata AIG has achieved a 98% claim settlement ratio for FY 2020-21.

Not only for Volkswagen Virtus insurance, but you can also choose Tata AIG for any Volkswagen insurance.

Overview –Volkswagen Virtus Car Model

With a price starting from ₹11.22 Lakh, Volkswagen Virtus was launched on 9 June 2022. The car is equipped with two petrol engines. The first engine is of 1.0 litres petrol that propels 114bhp power and 178Nm of torque. It is coupled with a six-speed automatic and six-speed manual transmission. The second engine is of 1.5 litres petrol that propels 148bhp power and 250Nm of torque. It is coupled with a seven-speed dual-clutch gearbox. Other technical features of the Virtus Car model include:

  • 999 to 1498 cc engine

  • Manual, Automatic (TC) and Automatic (DCT)

  • 5-seater seating capacity

  • Fuel type petrol

  • 10inch touchscreen infotainment system

  • Automatic Climate Control

  • Electric sunroof

  • Cruise Control

  • Digital Instrument Cluster

  • Six airbags

  • Multi Collision Brakes

  • Electronic Stability Control

  • Reverse parking camera

  • Leather upholstery

Volkswagen Virtus Price and Variants

With a price starting from ₹11.22 Lakh that extends up to ₹17.92 Lakh, Volkswagen Virtus is available in six variants that are as follows:

Variant Price 
Virtus Comfortline 1.0 TSI MT  ₹11.22 Lakh 
Virtus Highline 1.0 TSI MT ₹12.98 Lakh 
Virtus Highline 1.0 TSI AT ₹14. 28 Lakh
Virtus Topline 1.0 TSI MT ₹14.42 Lakh
Virtus Topline 1.0 TSI AT  ₹15.72 Lakh 
Virtus GT Plus 1.5 TSI EVO DSG  ₹17.92 Lakh

Unique Selling Points: Volkswagen Virtus Car Features

Volkswagen cars are designed with state-of-the-art technology that ensures maximum comfort and excellent performance. Despite the growing popularity of SUV cars, Volkswagen has managed to conquer the market with its premium sedans. The all-new Virtus ensures to keep up the brand’s name with its unique selling points that are as follows:

Large dimensions

The all-new Virtus is the longest in the segment with a length of 4561mm. The car also has one of the longest widths, wheelbase and biggest boot spaces. The length ensures ample space inside the cabin.

Biggest infotainment system

The Volkswagen Virtus is equipped with the biggest infotainment system in its segment. Other rivals offer 7 to 8-inch touchscreens, whereas Virtus comes with a 10-inch touchscreen.

Powerful engine

After Skoda Slavia, the 1.5-litre TSI petrol engine of Virtus is the most powerful in the segment. Coupled with a six-speed manual and seven-speed DSG, the car’s engine provides an exhilarating driving experience.

Advanced Multi-Information Display (MID)

The Volkswagen Virtus is equipped with a digital MID with the biggest colour display of 8 inches in its segment.

Rivals of Volkswagen Virtus Car

Some of the competitor cars of Volkswagen Virtus are as follows:

  • Maruti Suzuki Ciaz

  • Hyundai Verna

  • Honda City

  • Skoda Slavia

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

How to raise the Volkswagen Virtus car insurance claim?

How to raise the Volkswagen Virtus car insurance claim?

iconDown

You may have some more questions about the Volkswagen Virtus car and its insurance process. So, below we have enlisted the frequently asked questions that will help you buy, renew or claim your car insurance easily.

To claim your VW insurance, follow the simple steps:

Call on 1800- 266-7780 or visit the “Support” page on the Tata AIG website.

Now fill in the required information.

You will receive a link on your registered mobile number for self-inspection.

Fill in the correct details about the car damages in the self-inspection form.

A surveyor will also visit to inspect the car.

Make a cashless claim at the network garages or ask for reimbursement for the damages.

Submit the following documents to file a claim: Claim form, FIR if present, address and identity proofs, and insurance policy documents.

You can also track the claim settlement process online.

Once the company examines your claim, it will be approved and settled.

What is the process of Volkswagen car insurance renewal?

iconDown

To renew your four-wheeler insurance, follow the steps:

Visit the Car insurance page on the Tata AIG website.

Enter your car’s registration number and click the “Renew” option.

Fill out the form with the correct details.

To get the premium amount, select the correct IDV of your car.

Notify the insurance company about the previous claims to avail of the No Claim Bonus.

You can choose from the add-on options if you wish to enhance your policy coverage.

Choose any digital payment option to make the payment after which you will receive a soft copy via email.

What does Volkswagen Car insurance cost?

iconDown

The cost of Virtus car insurance depends on the car’s IDV. Insured Declared Value is the market value of your car that the insurance company pays in case of theft or total damage. The table below shows how IDV is calculated after considering the depreciation of the car over the years.

Car’s age  Depreciation 
Less than six months 0.05
6 months-1year 0.15
1-2 years 0.2
2-3 years 0.3
3-4 years 0.4
4-5 years 0.5
More than 5 years Decided by the insurance provider and car owner

The following formula is used for calculating the IDV of a new car which is equipped with extra accessories added after its purchase.

IDV= (Company’s listed price- depreciation value) + (Cost of accessories – depreciation value of parts)

Other factors that determine the Skoda Superb IDV are as follows:

Make and model

Age of the car

Registration date and city

Type of fuel

Type of insurance policy

Policy duration

What are the available colours in Volkswagen Virtus?

iconDown

Volkswagen Virtus is available in the following six colours:

Reflex Silver

Carbon Steel Grey

Candy White

Curcuma Yellow

Wild Cherry Red

Rising Blue

Is Volkswagen Virtus a good car?

iconDown

Volkswagen Virtus offers an excellent driving experience with great comfort. The car is quite practical and spacious, which appeals to performance seekers. Not to mention the German build quality makes the Virtus one of the safest cars on Indian roads, offering great high-speed stability.

Disclaimer: All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.

scrollToTop