Volvo XC60 Insurance

Having third-party Volvo car insurance is a mandatory requirement as per Indian law. Other than this, with Volvo XC60 insurance from Tata AIG, vehicle owners not only incur replacement and damages loss but also offer financial safety to passengers and driving during any unforeseen accidents. Below is the process of buying Volvo XC60 car insurance from the Tata AIG website.

Volvo XC60 Insurance Online Buying Process

Step 1: To buy car insurance for your luxury vehicle, such as the Volvo XC60, visit the Tata AIG insurance website.

Step 2: Head to the "All Products" section, and under "Motor Insurance", click on the "Car insurance" option.

Step 3: On the new open page, enter the vehicle registration number and then hit the "Get Price" button.

Step 4: After clicking on the "Get Price" button, the application form for insurance for a four-wheeler will open. Individuals need to fill out the form carefully.

Step 5: Next, individuals need to upload all the needed documents, such as identity proof, address proof, and more.

Step 6: To enhance the Volvo XC60 car insurance protection, vehicle owners will have the choice to include an add-on based on their requirements.

Step 7: After verifying all the details, submit the insurance application form and pay the Volvo car insurance price.

Step 8: A copy of Volvo XC60 insurance by Tata AIG will be sent to the registered email address of the policyholder.

Volvo XC60 Insurance Renewal Process

Step 1: To do a Volvo car insurance renewal, visit the Tata AIG car insurance page.

Step 2: Next, vehicle owners need to enter the registration number of the vehicle and then hit the "Renew" button.

Step 3: Further, fill out the policy renewal form by entering all the details like policy holder name, claim history, expiry date and all.

Step 4: Review the policy and include add-ons based on your preferences.

Step 5: After doing that, pay the Volvo XC60 insurance cost and click the "Submit" button.

Step 6: A copy of the Volvo XC60 car insurance renewal document will be sent to the registered email address.

The Volvo XC60 Insurance Cost at Tata AIG depends on the type of the plan, coverage, and add-ons included.

Before purchasing any insurance plan, individuals even check the premium using the car insurance calculator.

At Tata AIG, we have different types of car insurance policies based on individual needs, such as:

Third-Party Car Insurance Policy- This is the mandatory insurance for four-wheelers as per Indian law. Every vehicle needs to have basic third-party insurance while driving on the road. The insurance policy will incur damages and losses caused to third parties due to insured vehicles.

The cost of this car insurance policy is decided based on the engine capacity by the IRDAI (Insurance Regulatory and Development Authority).

Stand Alone Own Damage Car Insurance Policy- This is another car insurance policy offered by Tata AIG for vehicles bought after September 2018. Under this, the policy will offer coverage to insured vehicles only.

The policy premium is decided by individual insurance providers based on the coverage included.

Comprehensive Car Insurance Policy- Lastly, the comprehensive car insurance policy is the best option as it offers enhanced coverage to vehicles under various natural and man-made conditions.

The cost of the insurance policy depends on multiple factors such as vehicle model, add-on included, engine capacity, IDV(Insured's Declared Value) of vehicle, and location.

High-end vehicles like the Volvo XC60 need enhanced protection; that's why Tata AIG offers 17 add-ons for vehicles. Individuals can choose add-ons based on their requirements. Some of them are listed below:

Roadside Assistance- It is the add-on that offers roadside 24*7 assistance to insured vehicles during any crises. Whether the vehicle is stuck in a remote location or any equipment failure, our representative will be there to assist you.

Daily Allowance- The daily allowance add-on of Tata AIG will offer the compensation amount to meet the daily transportation needs since the vehicle has been in the garage for repair.

Key Replacement- Another car insurance policy add-on is a key replacement, which is to provide a new key to the vehicle in case of theft and loss.

Engine Secure- It is the most critical add-on as it offers extra protection to vehicle engines since it is an essential element of a vehicle. The engine repair can be a hefty process; this add-on will incur losses or damages caused to the vehicle engine.

Consumables Expenses- This add-on of Tata AIG offered protection to other consumables expenses such as gearbox oil, engine oil, and more caused due to accidents.

Tata AIG's Volvo XC60 insurance policy has some inclusions and exclusions, which are discussed below:

Volvo XC60 Insurance Inclusions

Damages due to natural disaster	With a standalone, own-damage car insurance policy or comprehensive car insurance policy, the policyholder will get coverage against damages caused to vehicles due to floods, earthquakes, cyclones, etc.
Damages due to accident	If the vehicle has gone through any major and minor accident, then the Tata AIG comprehensive and standalone damage cover will incur the financial losses caused to the insured vehicle.
Damages due to fire and man-made circumstances	Another thing that is included under Tata AIG's comprehensive car or standalone own damage insurance policy is the financial losses to vehicles due to manmade activities like vandalism, fire, riots, etc.
Damages due to transit	While transporting the vehicle by sea, land or air, if any damages have been caused, then under a comprehensive car insurance policy, it will be covered by Tata AIG.
Theft Cover	If the vehicle has been stolen or damaged beyond repair under a comprehensive car insurance policy, the insured declared value of the four-wheeler will be reimbursed by Tata AIG.
Third-Party Liability Cover	If the damage is caused to the person or any third party by an insured vehicle, which leads to bodily damage or death or more will be covered by the Tata AIG car insurance policy.
Personal Liability Cover	Under a comprehensive car insurance policy, policyholders will get coverage of ₹15 lakhs under personal accident cover.

Volvo XC60 Insurance Exclusions

Some of the exclusions that are not covered by the Tata AIG car insurance policy:

Damage without proper driving-related documents	If the vehicle owner is driving an insured vehicle without proper driving-related documents such as a registration certificate, driving licence, etc., then the insurance company won't pay any compensation for the losses.
Damages happen outside the geographical area.	If the damage happened to the vehicle outside the geographical area then it won't be incurred by the insurance company.
Damages happen to vehicles under the influence of illicit Substances	If the driver is found under the influence of illicit substances such as drugs, alcohol, and marijuana, which caused the accident, then it won't be incurred by the insurance provider.
Damages caused due to commercial usage.	If the insured vehicle is registered under personal usage activity and found to be used for any commercial activity that lead to an accident or damage, then the insurance company won't incur the losses.
Damaged due to violation of traffic rules or speeding	If the driver is found to be violating the traffic laws or driving beyond the speed limit that caused the accident, then the insurance company can deny the claim.

With so many insurance providers in the market, the choice of picking the right insurance policy can be daunting. For your high-end vehicle like Volvo XC60 car insurance, you can't go with just any company.

You will indeed look for a reputable and customer-centric brand. When we talk about customers, Tata AIG is a household name that has been in the insurance market for over 20 years.

Some of the reasons to buy car insurance from Tata AIG are:

Affordable Premiums- At Tata AIG, the premium of the car insurance policy is very affordable. Further, we offer various discounts and offers to our customers that can lower the premium prices.

Network Garages- We are a renowned insurance company that has a network of 5400+ garages all across the nation that offer cashless services to policyholders.

Claim Settlement Ratio- We are the insurance company that has an insurance settlement ratio of 99% in the last fiscal year.

Top-Notch Customer Support- We have a team of 650+ claim experts to offer top-notch customer support to the policyholder during the claim settlement and any other insurance queries.

The new Volvo XC60 was launched in India in September 2022 and has received love and support from the Indian audience because of its styling and comfort. The new model is giving tough competition to the Audi Q5, BMW X3, and more. Let's discuss in detail what makes the Volvo XC60 stand out.

Unique Selling Points of the Volvo XC60

Some of the most talked about features of the luxury SUV are:

Injury Protection- The safety features in cars are the thing that makes it a reliable choice. With the WHIP system of Volvo XC60, drivers and passengers will be protected from whiplash injuries.

Driver Assist- Another thing that makes it distinct from other vehicles in the same segment is its driver assistance features, which makes driving a pleasant experience even in harsh conditions. The car has features like a parking camera, tunnel detection, and more.

Luxury Interior- The interior of the Volvo XC60 is making it extraordinary with its nappa leather upholstery. It is the car that is swamped with features such as the 12-inch driver display, heating system, ventilation system, front seat massage, and more.

Connected Safety- The most used and loved feature of the new Volvo XC60 is connected safety, which is cloud-based security equipment that sends alerts to the vehicle instrument panel about driving conditions such as road slippery conditions, and more.

Volvo XC60 Variants	Volvo XC60 Ex-Showroom Price
Volvo XC60 Mild Hybrid ( Petrol and Electric )	₹67.85 Lakh
Volvo XC60 Automatic	₹67.85 Lakh
Volvo XC60 Turbo	₹67.85 Lakh
Volvo XC60 Sunroof	₹67.85 Lakh

Disclaimer: These prices were taken from Cartrade on 4/12/2023 at 5:58 pm IST. Since the cost of vehicles is subject to change, it is recommended to check your location’s ex-showroom price before purchase.

Volvo XC60 Competitors Name	Ex-Showroom Price
Audi Q5	₹62.35 - ₹68.22 Lakh
Jeep Wrangler	₹62.65 - ₹66.65 Lakh
Kia EV6	₹60.95 - ₹65.95 Lakh
Volvo S90	₹68.25 Lakh
Lexus NX	₹67.35 - ₹74.24 Lakh