Jeep Wrangler Insurance
Jeep Wrangler Insurance
Manufactured by Jeep since 1986, the Jeep Wrangler is a mid-size and compact off-road SUV that is true to its heritage and slogan- Go anywhere. Do anything. It is available in a four-wheel drivetrain and petrol-auto form. The price of this incredible piece of history starts from ₹59.02 lakhs and goes up to ₹63.02 lakhs.
A car with such lineage and reliability deserves to be protected with adequate insurance coverage. Considering the rising accidents on Indian roads and an array of other threats, buying suitable insurance for your Jeep Wrangler can come in handy during mishaps and save you from heavy financial losses. So, if you are looking forward to insuring your Jeep Wrangler, Tata AIG is the right place to approach.
Buying third-party insurance is mandatory according to Indian motor laws. It covers third-party liabilities like third-party injuries, death or property damage. The policy does not cover the damage or loss of the insured car. Standalone own damage insurance covers damages to the insured car only and not third-party liabilities. Comprehensive insurance covers damages to the insured vehicle as well the damages to the third party. You can enhance the coverage through add-on covers. Buying comprehensive car insurance is not mandatory. However, the policy provides all-around protection for your car.
Jeep Wrangler Insurance Renewal and Purchase
Tata AIG car insurance policies are convenient to compare, buy and renew. With zero paperwork and a few clicks online, you can buy car insurance and get the desired policy within a few minutes. Here’s how you can purchase or renew your Jeep Wrangler insurance through our simple online procedure:
Visit the 'Car Insurance' page on our website.
Enter your car’s registration number and other details.
If you are buying Jeep car insurance for the first time, click 'Get Price'. The estimated price of your car insurance policy will now be displayed. If you are an existing policyholder and wish to renew your policy with Tata AIG, click “Renew”.
Select the appropriate IDV (Insured Declared Value) to get the right Jeep insurance quote
Don’t forget to mention your claim history. If you haven't raised any claim earlier, you are eligible to avail of our 'No Claim Bonus.'
For additional protection, you can pick suitable add-ons based on your car’s needs.
Note: Add-on covers are available at extra costs. Hence it is advisable to choose the add-ons wisely.
Once you provide relevant details, your Jeep Wrangler insurance cost will be displayed on the screen.
You can now confirm the plan and proceed with online payment by choosing any one of the digital payment methods provided.
After receiving the payment, we will send a soft copy of your Jeep Wrangler insurance policy documents to your registered email id or WhatsApp number.
Note: In case of any query or support, you can contact us on our toll-free number 1800-266-7780.
Jeep Wrangler Insurance Price – Your Premium Amount
The prices of Jeep insurance depend on the type of policy you intend to buy. For a third-party liability cover, the price is based on the guidelines of IRDAI, depending on the car’s cubic capacity. However, for a standalone own damage cover and comprehensive insurance, IDV plays a crucial role in deciding the premiums. What is IDV and how it impacts your car insurance price, find out.
IDV is the current market value of your car after accounting for its depreciation. It signifies the maximum amount you can claim if your car is damaged beyond repair or stolen. The calculation of IDV depends on the following factors:
Make and model and manufacturer of the car
City of car registration
Date of car’s registration
Car’s cubic capacity and ex-showroom price
Type of fuel used in the car
Type of use of the car
While buying a car insurance policy, you can notice an increase or decrease in the premium amount when you adjust the IDV. This is because IDV directly impacts the car insurance premium. While lowering your car’s IDV can help you buy a policy at lower prices, it can lead to insufficient compensation at the time of claim settlement. Similarly, if you inflate your car’s IDV to benefit from a higher claim amount, you will end up paying higher policy premiums. Therefore, it is advisable to choose an appropriate value to avail of reasonable compensation for a lost or irreparable car.
Apart from IDV, some other factors that determine your Jeep insurance cost include:
Type of car insurance policy
Installed anti-theft devices
No Claim Bonus in case of existing policy
Premium discounts
Addition of add-on covers
Worried about the cost of insuring your Jeep Wrangler? Don’t worry. You can get an estimated value of your Jeep insurance cost through our car insurance premium calculator, an online tool available free of cost. Our car insurance premium calculator will help you know how much it would cost to buy different policies and make the best suitable decision for your Jeep Wrangler.
Things Covered and Not Covered Under Tata AIG's Jeep Wrangler Car Insurance
Comprehensive car insurance offers extensive protection to your car from an array of threats and damages. However, there are certain things that the policy does not cover. So, before buying a comprehensive cover for your Jeep Wrangler, going through the policy inclusions and exclusions will help you make well-informed claims. Here’s a table that gives you a clear picture of what is included and what is excluded under a comprehensive insurance policy:
| Things covered under Tata AIG's Jeep Wrangler car insurance | Things not covered under Tata AIG's Jeep Wrangler car insurance |
|---|---|
| Car damage or loss due to natural calamities like floods, cyclones, earthquakes, tsunamis, etc. | Car damage or loss due to reliability trials, racing activities, speed tests, etc. |
| Car damage or loss due to man-made activities like strikes, riots, vandalism, terrorist attack, etc. | Car damage or loss incurred outside the geographical location mentioned in the policy documents |
| Car damages due to accidents | Car damage or loss due to war or war-like situations or nuclear threats |
| Car damage or loss due to fire resulting from self-ignition, explosion or lightning | Damages incurred while using a private vehicle for commercial use |
| Damages caused to third-party life or property by the insured car | Normal wear and tear or depreciation of the car and mechanical/electrical breakdowns |
| Car damages incurred during transit through railways, waterways, airways, etc. | Car damages incurred while driving under the influence of intoxicants and narcotics |
| Car’s total damage or loss due to accidents or theft | Damages incurred while driving without a valid driving license |
| A personal accident cover of ₹15 lakh for the owner-driver that includes medical expenses incurred in treating accidental injuries. In case of the owner driver’s death, the beneficiary would receive a predetermined amount as a death benefit | Consequential losses and damages specifically covered by the 12 add-on covers |
Add-on Covers from Tata AIG
Add-on covers an excellent way to avail of compensation for the losses like depreciation, loss of car keys, tyres and other unfortunate circumstances that are not covered by comprehensive car insurance. Tata AIG offers the following 12 add-ons:
No Claim Bonus Protection
Roadside Assistance
Repair of Glass Fiber and Plastic Parts
Daily Allowance
Emergency Transport and Hotel Expenses
Key Replacement
Engine Secure
Tyre Secure
Consumables Expenses
Loss of Personal Belongings
Return to Invoice
Zero Depreciation
Why Choose Four-Wheeler Car Insurance from Tata AIG?
When it comes to your car’s protection, it is crucial to hand it over to responsible hands. Here’s why Tata AIG can be the best choice for your incredible Jeep Wrangler’s insurance:
-The Tata promise: Tata AIG holds extensive experience in the insurance sector and has been caring for millions of vehicles with the utmost transparency and dedication.
-Legacy of trust: With our tailored car insurance policies and quick claim settlement, we are proud to earn the trust of more than 5 crore customers.
-An extensive network of garages: When it comes to a car insurance claim, we provide cashless repair services through our wide network of more than 5400 garages across the country.
-Round-the-clock assistance: We know unfortunate events can strike your car anywhere, hence our dedicated staff is always ready to assist you no matter what time it is. You can get in touch for any questions or queries that you might encounter.
-High claim settlement ratio: With more than 650 claim experts across the country, we ensure your claims are settled in a seamless manner. Our dedication and honesty towards our customers have helped us achieve a claim settlement ratio of 98% for FY 2020-21.
A Brief Overview of Jeep Wrangler
Now locally assembled in India, the new Wrangler is the first in its generation that is assembled outside its origin country. It is available in petrol-auto form and is loaded with four-wheel drive hardware offering an undiluted Jeep experience. The 2.0-litre petrol engine is mated with an 8-speed gearbox and offers a smooth riding experience both on-road and off-road. Available in a five-door form in India, the Jeep Wrangler has a detachable roof and doors that provide versatility in all conditions. Other features include LED headlamps, dual-zone climate control, keyless entry, a tyre pressure monitoring system and an 8.4-inch touchscreen infotainment system.
Here are the key specifications of the Jeep Wrangler:
| Body type | Sports Utility Vehicle |
|---|---|
| Engine displacement | 1998cc |
| Maximum power | 268 bhp at 5250 rpm |
| Maximum torque | 400 Nm at 3000 rpm |
| Fuel type | Petrol |
| Transmission | Automatic |
| ARAI Mileage | 12.1kmpl |
Jeep Wrangler Variants and Prices
The Jeep Wrangler comes in two variants namely:
| Variant | Ex-Showroom Price in Delhi* |
|---|---|
| Wrangler Unlimited | ₹59.02 lakhs |
| Wrangler Rubicon | ₹63.02 lakhs |
Unique Selling Points of Jeep Wrangler
The Jeep Wrangler is one of the most reliable, affordable and high-performance SUVs from the American brand. From people who have been driving the Wrangler since the beginning to those who just bought it, millions of Wrangler lovers vouch for the model’s performance and spirit. While there are plenty of reasons why people find the Jeep Wrangler so amazing, here are a few:
-Heritage TheJeep Wrangler is the descendant of the Willys Quad prototype vehicle of 1940 which was commissioned by the American Army during World War II. In 1970, the production of Jeep was taken over by the American Motors Company and in 1987, the Jeep Wrangler was introduced. The unique heritage of the Wrangler makes it close to many hearts contributing to its continuing popularity.
-Design The Jeep Wrangler stands out with an iconic design that makes it mesmerising to look at. With its rugged looks that take us back to its military role, the Jeep Wrangler displays a timeless style that is one-of-a-kind in the marketplace. The seven-slot grille, round headlights, fold-down windshield and removable doors with an unmatched heritage offer the experience of driving a piece of history.
-Performance The modern Wrangler offers an enhanced on-road driving experience over its older counterparts which were slow. But the Wrangler shines when the road ends. With its excellent off-road performance, the Jeep Wrangler roars like a beast and chews up terrains with its might. The short wheelbase, great ground clearance and impressive approach contribute to the amazing off-road experience making it popular among adventurists.
Competitors of Jeep Wrangler
Some of the cars that compete with Jeep Wrangler in the Indian automobile market include:
Jeep Compass
Mercedes Benz GLC
Mahindra Thar
Jeep Grand Cherokee
Audi Q5
Mercedes Benz AMG GLA 35
BMW X3
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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How can I calculate my car insurance premium online?
How can I calculate my car insurance premium online?
To calculate your car insurance premium, you can use our online four-wheeler insurance premium calculator and follow the steps mentioned below:
Visit the Car insurance page on our website
Enter your car’s registration number in the calculator
Click “Renew” if you want to renew your car insurance or click “Get a Price” for the purchase of a new policy
Enter the information requested and click “See Price”
The calculator will display the estimated premium amount for your car insurance
What is Tata AIG’s process to raise a car insurance claim?
The process of raising a car insurance claim with Tata AIG is easy and hassle-free. The step-by-step process is as follows: You can either visit the “Claims Support” page or call on 1800- 266-7780. Enter the relevant information after which you will receive a link on your registered mobile number for self-inspection. Fill out the details of car damages in the self-inspection form and submit. A surveyor will visit to assess the car’s damages. You can choose a cashless claim at the network garages or ask for a reimbursement. You need to submit the claim form, your address and identity proofs, insurance policy documents and FIR if present. After examining your car insurance claim, we will approve and settle it in a quick turnaround time.
Do old cars need car insurance?
As per the Motor Vehicles Act, of 1988, every car whether new or old must have car insurance to run on Indian roads. While standalone own damage and comprehensive car insurance are not mandatory, every car owner must buy at least a third-party car insurance to avoid penalties.
Can I add add-on covers to my third-party car insurance?
No, add-on covers are not available with standalone third-party insurance. You can buy them only if you have a standalone own damage or comprehensive car insurance.
How does the No Claim Bonus help? Can I transfer my NCB?
A No Claim Bonus is a discount offered when you haven’t raised any claim in the previous policy year. For the first claim-free year, an NCB discount of 20% is offered, for the second year, it is 25%, for the third year it is 35%, for the fourth year it is 45% and for the fifth year it is 50%. So, you can claim an NCB discount of up to 50% for five claim-free policy years.
The NCB benefit is available for the policyholder. So, no matter if you buy a new vehicle or change your insurance provider, you can transfer your NCB benefit and keep it intact. However, raising a single claim in a year will make your NCB discount 0% if you do not have the No Claim Bonus protection add-on.
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