Car insurance in ranchi

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Car insurance in ranchi

When we think about Ranchi, the first thing that comes to mind is a naturally rich city with a vibrant historical past. However, there is more to the capital city of Jharkhand. People from all over Jharkhand flock to Ranchi in search of job opportunities. Ranchi is famous for its handicraft and metal work, and these sectors have created myriad employment opportunities for many people in Ranchi. Like any developing metro hub in India, Ranchi is always bustling with activities and heavy traffic.

Life in a metro city is fast-paced, and people feel the need to do everything fast, or they will be left behind in the rat race of life. So they also need to go the extra mile and get a vehicle. Having a car means you no longer depend on public transport or any individual to get anywhere. But before you think about a car for yourself, you must consider car insurance.

Tata AIG has car insurance plans that greatly fit many people. This is because we create comprehensive four-wheeler insurance plans that are cost-efficient. We offer you all you can desire under one roof and make it easy to access. You can buy our four-wheeler insurance online in just a few minutes and can rest assured knowing that you have gotten the best car insurance.

Car Insurance in Ranchi: A Brief Overview

Like most urban cities, people in Ranchi are always on the move. People in urban cities no longer have the luxury of time and are always in a hurry. They can no longer wait for public transport to get them to their destination. People need to get from point A to B quickly, and thus, they prefer to invest in cars for themselves and their families. But if people want to invest in a car for themselves and their families, they also need to consider a car insurance policy. Driving a car on Indian roads without valid four-wheeler insurance is an offence that has serious consequences. Thus, you need to compare car insurance plans available in the market and choose the one that best fits your needs.

When you invest in a car insurance policy, you know that you have gone the extra mile to give your car the protection it deserves. You know that Indian roads are not the safest for driving. This is largely due to the dilapidated conditions of the roads and the number of people out on the street at any given time. But if you have car insurance in Ranchi, you can rest assured knowing you have a support system you can rely on. So, when buying a car, do not forget to get the best car insurance

Why Should You Purchase Tata AIG Car Insurance in Ranchi?

When it comes to buying four-wheeler insurance or car insurance renewal, many people may wonder what the need is. If you ever feel that a car insurance policy is an unnecessary hassle, you have not properly understood what it is and what it does for you. The Traffic Authority of India has not made a car insurance policy mandatory without proper reason. After years of studying the requirements of the Indian public, they decided that having car insurance would increase the safety of the people.

Having four-wheeler insurance means that you are getting protection from financial liability in case you are the cause of an accident while in your insured car and cause damage to any third-party person or property. Since your insurance provider is the one you would depend on in such serious situations, you may ask yourself what the best car insurance is. The best car insurance is one you can depend on at all times and one you know is giving you the best coverage possible at affordable rates.

When it comes to Tata AIG, there are many reasons why our customers have placed their trust in us for over 20 years. Some of the reasons our car insurance and car insurance renewal plans are so popular are;

Convenience- At Tata AIG, we believe in keeping things simple for our customers. Thus, it should be no surprise that our car insurance purchase and renewal processes are extremely hassle-free. All you need to do is go to our website and follow the instructions. You can get your policy in a matter of minutes. Even better, you can get your policy without submitting too many documents.

Cashless Garages- Tata AIG provides you with a network of over 7500 network garages. This means you can take your car to any of our network garages and get it serviced or repaired without worrying about making a payment. Also, because we have over 7500 network garages nationwide, you do not have to worry about being stranded anywhere without the benefit of a network garage.

Customer Service- We at Tata AIG believe in always putting our customers first. This is why we have created a system wherein you can contact us at any given time, any day of the week. Our customer support team is at your disposal and will try to give you an answer as quickly as possible.

Brand Name- When buying a car insurance policy in Ranchi from Tata AIG, you buy into the Tata family. Tata AIG has been in the insurance market for over 20 years and has managed to maintain its loyal customer base. This is large because we understand the requirements of our customers and modify our products and services accordingly. All this has led to the Tata name being associated with trust and loyalty.

CSR- Because of our policy, where our customers always come first, we have also developed a claim settlement process that gives you the best possible results. We have a team of over 650 claim settlement specialists working round the clock to give you favourable results. In 2020-21, we had a claim settlement ratio of 98%, which is a testament to how hard our team is working to settle all claims favourably.

Car Insurance in Ranchi

As mentioned before, car insurance in India is mandatory as per the Motor Vehicle Act of 1988. However, there are two broad categories from which we can choose when we are buying four-wheeler insurance in Ranchi. The two categories are third-party insurance and comprehensive insurance.

Third-Party Car Insurance- Having at least third-party car insurance is mandatory in India. This type of insurance takes care of financial liability in case you have caused damage to a third-party person or property while in your insured car. However, you must remember that this type of insurance does not provide you with any coverage for damage caused to your car, self or property.

Comprehensive Car Insurance- While comprehensive car insurance is not mandatory, it is the preferred option. This is because this type of insurance offers you holistic coverage. It takes care of you and your property in case of an accident while also taking third-party responsibility. In addition, this insurance also takes care of people in the car during the accident.

While comprehensive car insurance is more expensive than third-party insurance, it also offers you greater coverage, and you can make greater claims should the need arise. If you ask people about what kind of insurance you should buy, most would advise you to buy comprehensive insurance as the benefits of it are far greater.

If you are looking for car insurance that may be right for you, you should look into Tata AIG’s four-wheeler insurance. You can get comprehensive and third-party insurance from us, and buying it is simple and hassle-free.

How to File Car Insurance Claim Online with Tata AIG?

As mentioned above, claiming with Tata AIG is simple and fast. We try our best to ensure that all the claims that come through are resolved as fast as possible. Furthermore, our claim specialists ensure that you receive a favourable outcome regarding your claim.

To claim with Tata AIG, you need to;

  • Go to our website and click on ‘Claim’.

  • Then click on ‘Initiate Claim’.

  • You will then be redirected to the claim form.

  • Fill in the claim form with all the details being asked for carefully.

  • Submit the documents needed to complete the application.

  • Click on ‘Submit Claim’.

  • We will send a surveyor to check the damages to your car. Provide the surveyor with whatever aid they require to speed up the claim process.

  • Your car will then be taken to a network garage for repairs.

  • You will receive your repaired cars once the process has been completed.

Filing Car Insurance Claim in Ranchi: Documents Required

If you need to make a car insurance claim with Tata AIG, here are the documents you must submit.

  • The filled-out application form

  • An FIR if you have filed one in case of an accident

  • Non-Traceable Report if you filed one in case of theft

  • Policy papers

  • Legal notice in case of third-party damage

  • Address proof

  • ID proof

  • Any hospital expenses in case you were hospitalised after an accident

  • Expenses for garage repairs in case of reimbursement claims

  • Any documentation needed to complete the process

Need for Car Insurance in Ranchi

There are a few reasons why having car insurance in Ranchi is a must. These reasons are;

  • Roads in Ranchi are very congested.

  • There is a high incidence of road accidents in Ranchi.

  • Potholes on the roads make driving very hard.

  • During the rainy season, roads flood, and driving in these conditions can cause damage to your car.

  • Car theft is a prevalent problem in Ranchi.

Tata AIG Network Cashless Garage List in Ranchi

If you have four-wheeler insurance from Tata AIG, you need not worry if your car is damaged and needs to be repaired. You can just take it to any of our 5400+ cashless garages to get it fixed.

Garage Name Garage Address and Contact Number
Basudeb Auto Ltd Ms Plot No-535 And 536, Yash Height, Bariatu Road, Morabadi, N.a Ranchi Jharkhand 834009 PH: 9031014506
The Republic P L Commerce House, Sarda Babu Street, Line Tank, Ranchi Jharkhand 834001 PH: 9264445707
Raunaq Automobiles Old H B Road, Kokar, Ranchi Jharkhand 834001 PH: 9431429723
Maruti Automobiles Hotel Akashwani Mansion, Ratu Road, N.a Ranchi Jharkhand 834001 PH: 9835156186
Venture Skill India P L Hatia Gonda Dam, Kanke Road, Ranchi Jharkhand 834001 PH: 7360060205
DIVYANI MOTOR PVT LTD Near Dps School, Plot No 4013, Pragati Enclave, Vip Bypass Road Ranchi Jharkhand 834001 PH: 6202693196 
M/S PRATIK AUTOMOBILES Pratik Automobiles, Patel Chowk, Old H.b. Road Ranchi Jharkhand 834001 PH: 9470590170
DIARA AUTOMOTIVES PVT LTD Near Dibdih Overbridge, Plot No-3982h, Diara Ford, Bye Pass Road, Dibdih Ranchi Jharkhand 834002 PH: 7070990076
MANJULA ENTERPRISES PRIVATE LTD No 56a, Ratu Road, Piska More Ranchi Jharkhand 834005 PH: 9334826499
NEXGENSOLUTION TECHNOLOGIES PVT LTD E-189/2, Opp Jharkhand Vidhan Sabha, Hec, Dhurwa Ranchi Jharkhand 834004 PH: 9431707484

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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How to get car insurance near me?

How to get car insurance near me?


If by car insurance near me, you mean which insurance provider office is closest to you, then you can consider a policy for Tata AIG. At TATA AIG, you can get your insurance from the convenience of your home by buying your policy online. We also have over 200 offices nationwide, so finding an office close to you should not be difficult.

What is the best car insurance for Ranchi?


The best car insurance for Ranchi is one that offers you comprehensive coverage while also being cost-efficient. Tata AIG provides several plans that are both affordable and comprehensive.

Does Tata AIG provide a good claim settlement?


Yes, Tata AIG has a good claim settlement. In 2020-21 we had a claim settlement ratio of 98% to prove this.