Buy/Renew Citroen Car Insurance

Whether you're getting car insurance for your Citroen for the first time or simply renewing your existing policy, TATA AIG makes the process quick and hassle-free. You don’t need to visit a branch, wait in line, or make any phone calls. Everything can be done online in just a few easy steps.

Buying Citroen Car Insurance

• Visit the official website and click on “Get Price” at the top.

• Enter your Citroen car’s registration number in the form provided.

• You’ll then be asked for a few basic details about your car, such as the make, model, fuel type, and variant.

• Based on this, you’ll see several Citroen motor insurance plans along with useful add-ons like Zero Depreciation, Roadside Assistance, and Engine Protection.

• Take a moment to go through the quote and choose a plan that suits your budget and needs.

• Fill in your personal details and complete the basic CKYC verification.

• Make the payment using any online method you’re comfortable with.

• Once done, your Citroen insurance policy will be sent to your email straight away.

Renewing Citroen Car Insurance

• Go back to the official website and click on “Renew”.

• Enter your car registration number or your current policy number to bring up your existing plan.

• Check your IDV (Insured Declared Value) and make any updates if required.

• If you didn’t make any claims last year, you may be eligible for a No Claim Bonus, which gives you a discount on the premium.

• You can also make changes to your coverage—add or remove options like Tyre Secure, Key Replacement, or Consumables Cover, depending on what your Citroen needs now.

• Review everything once more, confirm your details, and proceed to payment.

• As soon as the payment goes through, your renewed Citroen car insurance policy will land in your inbox.

• With TATA AIG, the experience is designed to be simple and reliable. From getting a quote in just two clicks to having access to over 5,900+ cashless garages across India, you can count on quick support and peace of mind—wherever your Citroen takes you.

A Citroen car insurance premium calculator is a useful tool that helps you estimate your policy cost before making a decision. It considers key details like your Citroen model, registration city, and previous claim history. One important factor is the Insured Declared Value (IDV), which reflects your car’s current market value. Whether you're looking for Citroen insurance for a new vehicle or planning a renewal, this calculator ensures you choose the right cover without paying more than necessary.

Whether you’re driving a Citroen C3 across city roads or cruising in an eC3 on the highway, having the right insurance plan is essential—not just for your safety, but also to follow the law.

Let’s break down the different types of car insurance available for Citroen owners in India.

Third Party Car Insurance

This is legally required under the Motor Vehicles Act, 1988. Every vehicle owner in India must have a valid third-party insurance policy to drive on public roads. This cover protects you from financial and legal liabilities if your Citroen causes injury, death, or property damage to another person. Driving without third-party car insurance is not only risky—it’s a punishable offence that can result in heavy fines or even licence suspension.

Comprehensive Car Insurance

This plan offers complete protection. It includes everything that third-party insurance covers, plus it takes care of any damage to your own Citroen—whether due to an accident, theft, fire, flood, or natural calamity. You can also customise this plan by adding useful benefits like zero depreciation car insurance, which ensures you get full claim value on replaced parts without any deduction for wear and tear. It’s ideal for new or premium Citroen models.

Standalone Own Damage Insurance

This policy covers only the damage to your own Citroen, not others. It includes protection from accidents, theft, fire, and natural disasters. However, this is not valid on its own. You must pair it with a valid third-party car insurance policy to stay road-legal and fully compliant with Indian law.

If you own a Citroen, having at least third-party insurance isn’t optional—it’s the law. And if you want full protection for your vehicle and peace of mind on the road, a comprehensive plan with the right add-ons is your best bet.

Before buying or renewing your Citroen insurance, it’s helpful to understand what goes into calculating the premium. Knowing these factors can help you make smarter decisions and choose a plan that offers the right balance of cost and coverage.

1. Insured Declared Value (IDV)

IDV refers to the current market value of your car, adjusted for depreciation. It represents the maximum amount you can claim if your Citroen is stolen or declared a total loss. A higher IDV usually means a higher premium, but also more protection.

2. Age of the Car

Older cars generally attract lower premiums because of their reduced market value. However, they may also be more prone to damage or wear and tear. Newer Citroen models may cost more to insure due to higher IDV.

3. Type of Insurance Cover

Your choice of policy affects your premium. A third-party car insurance plan offers basic, legally required coverage and is more affordable. A comprehensive plan, on the other hand, covers your Citroen against its own damage, theft, and third-party liabilities—leading to a higher premium but broader protection.

4. Add-on Covers

Add-ons such as zero depreciation car insurance, engine protection, or roadside assistance increase the premium but provide added value. Choose add-ons based on your usage and needs.

5. Engine Capacity

Cars with higher engine capacity often attract a higher premium. For example, a Citroen with a turbocharged or high-capacity engine may have slightly higher rates than standard models.

6. Voluntary Deductible

This is the portion you agree to pay from your side during a claim. Opting for a higher voluntary deductible reduces your premium, but increases your share of any claim amount.

7. Claims History

If you haven’t raised any claims in your previous policy term, you may qualify for a No Claim Bonus (NCB), which lowers your renewal premium. A clean record over five years can fetch you up to 50% in savings.

8. Online Purchase

Buying your Citroen car insurance online allows you to compare plans, adjust IDV, and apply discounts easily. It’s often more cost-effective than buying offline.

9. Other Influencing Factors

Other things that impact your premium include the city where your car is registered, modifications to the vehicle, any added safety features, and even your age as the policyholder. For instance, parking in a high-risk area or owning a modified Citroen may affect the premium amount.

Buying insurance for your Citroen online is not just easy—it’s built to save you time, effort, and unnecessary paperwork. Here’s how it helps:

• You can compare different Citroen car insurance plans at your own pace and choose the one that suits your needs and budget.
• There’s no need to visit a branch or deal with agents. Everything happens from the comfort of your home.
• You won’t have to worry about paperwork—just enter a few car details, and you're good to go.
• The entire process, from getting a quote to receiving your policy, takes just a few minutes.
• Whether you’re buying a new plan or renewing your Citroen motor insurance, it’s all quick, secure, and available 24/7.

Every Citroen car is built for comfort, performance, and everyday convenience. To ensure your driving experience stays smooth even when the unexpected happens, it’s wise to enhance your Citroen car insurance plan with relevant add-ons. With TATA AIG, you can customise your Citroen motor insurance using up to 20 optional covers that offer stronger protection, tailored to real-world conditions.

Here’s a detailed look at the most valuable car insurance add-ons for Citroen owners:

1. Zero Depreciation (Depreciation Reimbursement)

This cover ensures you receive the full cost of replaced parts like plastic, rubber, or fibre—without any depreciation deductions—during a claim. It's ideal for new or recently serviced vehicles.

2. Return to Invoice Cover

If your Citroen is stolen or declared a total loss, this add-on helps you recover the full on-road price, including registration and road tax—not just the IDV.

3. No Claim Bonus (NCB) Protection

One minor claim shouldn’t mean losing all your accumulated discount. This add-on lets you retain your NCB even after raising a claim during the policy term.

4. Additional Third-Party Property Damage

In case of a serious accident that damages someone else's property, this add-on increases your third-party liability limit for stronger financial protection.

5. Engine Protection Cover

Useful during monsoons or for areas prone to waterlogging, this cover pays for repairs or replacement of the engine or gearbox if damaged due to water ingress or oil leakage.

6. Repair of Glass Fibre and Plastic Parts

Covers minor repairs of parts like mirrors, bumpers, and trims without affecting your NCB. It's helpful when the damage is too small to justify a full claim.

7. Key Replacement Cover

If your car keys are lost or stolen, this cover reimburses the cost of replacement, and even the lock if needed.

8. Tyre Secure Cover

Roads can be harsh on tyres. This add-on covers repair or replacement costs for tyres and tubes—even if no other part of your car is damaged.

9. Loss of Personal Belongings

This cover compensates you if personal items like your phone, laptop, or bags are lost or damaged during an insured event.

10. Consumables Cover

During repairs, this add-on covers consumables such as engine oil, nuts, bolts, brake fluid, grease, and more—expenses not typically included in standard policies.

11. Additional Towing Charges

If your car needs towing over a longer-than-usual distance, this cover reimburses the extra cost, which can be useful during breakdowns in remote areas.

12. Misfuelling Cover

Mistakenly filled diesel instead of petrol? This cover takes care of fuel flushing, minor repairs, and the cost of the wrong fuel.

13. Daily Allowance

If your Citroen is in the workshop following an accident, this add-on offers a daily cash allowance or reimbursement for alternate travel.

14. Emergency Transport and Hotel Expenses

When you’re stranded far from home due to a breakdown, this cover pays for overnight stay and emergency transport so you’re not left stranded.

15. Roadside Assistance Cover

Get 24x7 support in case of flat tyres, dead batteries, fuel shortages, or mechanical breakdowns. Ideal for city drives and long-distance travel alike.

16. Emergency Medical Expenses

This cover pays for ambulance charges, hospital treatment, and immediate care needed for you and your passengers following an accident.

17. Electric Surge Secure

For electric Citroen models, this add-on covers damage caused by power surges, short circuits, or malfunction in the charging unit or electric system.

18. Battery Depreciation Allowance

In electric vehicles, battery cost is significant. This cover helps recover the depreciation amount of your EV’s battery during an own damage claim.

19. Vehicle Loan Protector

If the policyholder passes away or suffers permanent disability in an accident, this cover ensures the outstanding car loan is paid directly to the lender.

20. Reinstate Cover

If a part of your vehicle was previously damaged and repaired without a claim, and is damaged again, this add-on allows a fresh claim without affecting your previous settlement.

TATA AIG allows you to personalise your Citroen motor insurance with these powerful add-ons—offering practical cover, extra security, and peace of mind for every kind of driver.

Before buying or renewing your policy, it’s important to know what your Citroen car insurance covers and what it doesn’t. This ensures there are no surprises during a claim and helps you make informed choices.

If your Citroen is damaged in an accident or suffers a loss, you can raise a claim under your Citroen car insurance policy by following these steps:

1. Inform TATA AIG Immediately

Contact TATA AIG’s claims team by calling 022-6489-8282 (charges apply) or visiting the claims section on their website. You’ll receive a claim reference number.

2. Provide Required Details

Keep the following ready: engine and chassis number, date and location of the incident, a short description of what happened, vehicle reading, and your contact and inspection address.

3. Vehicle Inspection

A TATA AIG surveyor will inspect your car and assess the damage. This applies to both Citroen motor insurance cashless and reimbursement claims.

4. Submit Documents

Submit the filled claim form, ID and address proof, repair bills, and FIR copy (if required).

5. Choose How You’d Like to Settle the Claim

Depending on your preference, you can go for a cashless repair at a network garage or get reimbursed for expenses.

• Cashless Claim: Visit a TATA AIG network garage. We’ll settle the bill directly with the garage.
• Reimbursement Claim: Get your car repaired anywhere, pay upfront, and submit bills for reimbursement after verification.

With valid Citroen car insurance coverage, the claims process is designed to be quick and smooth, getting your vehicle back on the road with minimum hassle.

Choosing the right insurance provider is essential for your car’s protection, and TATA AIG offers a reliable and customer-focused approach to Citroen car insurance. Here’s why it’s a smart choice for Citroen owners in India:

• Wide Customer Trust

• With over 5 crore customers served since inception and more than 1 crore policies issued last year, TATA AIG continues to be a trusted name in the insurance industry.

• Cashless Repairs at 5900+ Car Garages

If your Citroen meets with an accident, TATA AIG’s network of 5900+ car garages ensures that you get quick, quality repair services without paying from your pocket for covered claims.

• Affordable Plans and Flexible Add-Ons

From basic third-party cover to full protection with add-ons like Zero Depreciation or Engine Protection, TATA AIG’s car insurance Citroen plans offer flexibility without compromising affordability.

• Instant Policy Issuance

TATA AIG offers fast and paperless policy issuance. Whether you're buying or renewing, your Citroen motor insurance policy is generated quickly with minimal documentation.

• Strong Customer Support

Need assistance? TATA AIG’s customer care is available at 022-6489-8282 (charges apply) to help you with claims, policy details, or any other support.

• Customised Coverage

Your Citroen insurance can be tailored to your driving habits, car usage, and preferred protection—thanks to a range of add-ons and coverage combinations.

Whether you’re a first-time car owner or looking to renew your existing policy, TATA AIG offers protection, convenience, and value—making it a dependable partner for every Citroen driver.

Filing a claim under your Citroen car insurance or Citroen motor insurance policy is a straightforward process—especially when you have all the required paperwork ready. Whether it’s a case of accidental damage, theft, or personal accident, keeping these documents handy can help speed up your Citroen insurance claim and ensure smooth processing.

Here’s a list of the most commonly required documents:

• A duly filled and signed claim form
• A copy of the Registration Certificate (RC) of your Citroen vehicle
• A copy of the driving licence of the person driving at the time of the incident
• A copy of your active Citroen car insurance policy document
• A First Information Report (FIR) in case of theft or third-party claims
• Photographs of the damage (for reimbursement-based claims)
• Repair bills and payment receipts (also for reimbursement claims)
• A No Trace Report from the police if the car was stolen
• Medical or hospital documents for personal accident claims
• RTO transfer papers (Form 29 and 30) if the car was purchased second-hand
• Form 28 for obtaining a No Objection Certificate (NOC), if needed
• Form 35 and NOC from the lender if the car is under hypothecation

For personalised assistance or if you’re unsure about specific paperwork, reach out to Tata AIG’s support team at 022-6489-8282 (charges apply).

Citroen, a globally recognised carmaker with over 100 years of automotive expertise, entered the Indian market in 2021. Despite being a late entrant in a highly competitive space, Citroen quickly gained traction by offering cars known for their comfort, unique design, and reliable performance.

In India, the brand currently offers three models: the Citroen C3, the Citroen C5 Aircross SUV, and the electric Citroen e-C3. These vehicles cater to a variety of preferences and driving needs, especially suited for Indian road conditions.

To enhance the ownership experience, Citroen provides services such as extended warranty, 24x7 Roadside Assistance, and a growing network of dealerships. These facilities are equipped with modern diagnostic tools and trained technicians, ensuring timely and quality service for customers across the country.

Citroen vehicles compete in segments that also feature popular models from other well-established automobile brands in India. Some of the commonly chosen alternatives by Indian car buyers include:

• Tata Motors – Known for its build quality and wide model range

• Renault – Offers compact, urban-friendly models in the same category

• Toyota – Recognised for reliability and extensive service network

• Maruti Suzuki – A leading name in affordability and widespread availability

• Nissan – Provides innovative design and modern features at competitive prices

These brands offer vehicles across various body types and price points, making them commonly compared options for customers exploring the same segment as Citroen. When choosing, it’s important to consider your driving needs, budget, and after-sales support.