Citroen Car Insurance
Citroen Car Insurance
Citroen is a French auto-manufacturing brand that is more than 100 years old and has 14 factories across the globe. Apart from making powerful cars that are safe and designed based on the driving conditions of the specific market.
The automaker is known for two important features. The first thing is the unique and innovative design language of their cars. Citroen has introduced new design styles to the world of cars. The second thing is the best-in-class comfort levels offered by most Citroen cars.
The company believes that travelling by car, whether you are driving or a passenger, should be a memorable experience and takes extra care to create interiors that are spacious and comfortable for all passengers. After impressing the world with its cars, Citroen was introduced in India in 2021.
Buying comprehensive car insurance is a wise investment for car owners, as it provides a wide range of benefits and financial protection in case of accidents, theft, natural disasters, and other unexpected events.
Comprehensive motor insurance covers not only the cost of repairing or replacing your vehicle but also the cost of repairs to other vehicles or property that you may be responsible for in an accident. Additionally, it can provide personal injury protection, cover the cost of a rental car, and offer protection against uninsured or underinsured drivers.
If you are planning to buy a Citroen car, then make sure that you look for a Citroen motor insurance policy from a reputed insurer.
Many insurers offer Citroen car insurance in India. When you start looking for four-wheeler insurance for your Citroen car, you will find a range of options to choose from. It is important to assess the insurance company and compare car insurance plans to find the best protection for your car.
Tata AIG is one of the most trusted names in Citroen insurance in the country, offering a comprehensive plan with a range of features, a high claim settlement ratio, and 24/7 assistance.
Citroen Car Insurance Renewal/Purchase via Tata AIG
Buying or renewing car insurance from Tata AIG is a convenient and straightforward process, thanks to a user-friendly online platform and knowledgeable customer service team. Tata AIG provides an online platform where you can compare different car insurance policies and select the one that best fits your needs and budget. You can also easily purchase the policy online without visiting a physical branch or waiting on the phone for customer service. Here is a quick look at the process to help you purchase or renew Citroen car insurance from Tata AIG:
The purchase/renewal can be done from our official website – www.tataaig.com
Once you are on the home page, scroll to the top menu and click on All Products >> Car Insurance to go to the Car Insurance Page
There is a form at the top of this page. Enter the registration number of your Citroen car and click on one of these options:
Get Price: Click this button if you want to purchase a new Citroen car insurance plan
Renew: Click this button if you want to renew your existing Tata AIG Citroen car insurance policy
IDV: On the next page, we will display a list of IDVs of your car. The Insured Declared Value or IDV is the estimated current market price of your car. It helps us determine the sum insured by the policy and is an important factor in the calculation of the premium. A high IDV would mean a high sum insured. However, this would increase the premium of the policy too. Hence, choose the IDV carefully.
Add-ons: With a comprehensive policy, you can buy add-on covers to tailor the policy to your needs. We offer 12 add-on covers to help you get the coverage you need. However, these covers are available at a cost. Hence, choose only the ones you need.
Voluntary Deductible: We allow you to reduce your premium liability by opting for a voluntary deductible. This is an amount that you agree to pay at the time of every claim settlement in exchange for a discount on the premium. A higher deductible can get you a larger discount but also increase your liability while settling a claim. Hence, choose carefully.
For policy renewals, if you haven’t filed a single claim during the previous policy term, then you can opt for a No Claim Bonus discount on the premium.
Based on your inputs, we will make an offer with the terms of the policy and the premium amount
If you agree with the terms, then you can pay the premium online using any of the listed digital payment methods
Once we receive the payment, we will email the policy documents to you
Citroen Car Insurance Price – Your Premium Amount
When you buy a car insurance policy, you are required to pay a premium amount to receive coverage. Policies are offered for a fixed term, and the premium is charged for the selected policy term. You need to renew the policy by paying the premium on or before the last date.
Being a recurring payment, many car owners try to look for a policy that has an affordable premium cost. However, if you just look for the cheapest policy, then you stand the risk of missing out on some important features and benefits. Hence, it is prudent to opt for a policy that offers the maximum value for your money.
To look for such a policy, it is important to understand the factors that contribute to its calculation. Tata AIG offers cost-efficient policies by considering a range of factors, including:**
Details of the car: Since the policy will cover damages to the insured car and third-party liabilities, we assess the make and model of the car to understand the potential cost of repair if it gets damaged. We also consider the damage it can potentially cause to third parties in an accident. Further, we consider the age of the car since an older car usually has a higher chance of getting into accidents.
Location: If the areas where you park your car have high crime rates, then the probability of theft increases. Hence, we charge a higher premium to offer theft coverage to your car. Also, if the route you take to drive your car regularly is accident-prone, the premium will increase too.
Sum insured and add-on covers: The coverage amount, including the add-on covers, plays a major role in determining the premium amount. The higher the coverage, the higher the premium.
Voluntary Deductible: We allow you to reduce the premium by agreeing to pay a part of the claim amount filed by you. This is the voluntary deductible benefit.
You can simply use our online four-wheeler insurance premium calculator to quickly and at no cost determine the Citroen car insurance price.
Add-Ons for Citroen Car Insurance by Tata AIG
Here are 12 add-ons that you can avail of to expand the scope of coverage of our comprehensive car insurance plans:
Roadside Assistance
Zero Depreciation
Engine Protection
Daily Allowance
Return to Invoice
Consumable Expenses
Key Replacement
Loss of Personal Belongings
NCB Protection
Plastic and Glass Fiber Parts Replacement
Hotel Expenses and Emergency Transportation
Tyre Secure
Things Covered and Not Covered under Tata AIG’s Citroen Car Insurance
Things Covered Under Tata AIG’s Citroen Car Insurance | Things Not Covered Under Tata AIG’s Citroen Car Insurance |
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Third-Party Liability: This covers damages or injuries caused to a third party in the event of an accident involving your vehicle. This coverage includes protection for third-party property damage and third-party bodily injury. | Wear and Tear: The policy does not cover normal wear and tear of your vehicle, including its parts and accessories. |
Own Damage: This covers damages to your vehicle in the event of an accident, theft, fire, or natural disaster. This coverage includes protection for damages to your car, including its parts and accessories. | Driving Without a Valid License: Damages caused to your vehicle or third-party property while driving without a valid license are not covered. |
Personal Accident Cover: This covers the death or permanent total disability of the policyholder or driver in the event of an accident involving the insured vehicle. This coverage also compensates passengers in the vehicle in the event of their death or permanent total disability. | Driving Under the Influence: Damages caused to your vehicle or third-party property while driving under the influence of alcohol or drugs are not covered. |
Add-on covers: Add-on covers in car insurance are optional coverage options that you can choose to add to your basic car insurance policy. These covers provide additional protection and benefits over and above what is included in a standard car insurance policy. | Intentional Acts: Damages caused to your vehicle or third-party property as a result of intentional acts are not covered. |
Electrical or Mechanical Breakdown: The policy does not cover damage caused by electrical or mechanical breakdowns. | |
Depreciation: The cost of replacing parts of your vehicle is subject to depreciation and is not covered in full under a standard comprehensive car insurance policy. However, a zero depreciation cover can be added as optional coverage to cover the full cost of replacing parts without any deduction for depreciation. |
Why is it Important to Have Tata AIG for Your Citroen Car Insurance?
Financial Strength: Tata AIG is a leading insurance company in India and has a strong financial standing, which helps ensure that claims are paid out promptly and efficiently.
Wide Range of Coverage Options: Tata AIG offers a comprehensive car insurance policy with a range of coverage options, including add-on covers, so that you can choose the coverage that's right for your needs.
Convenient Claims Process: Tata AIG has a user-friendly claims process that makes it easy to file a claim and receive compensation for damages or losses.
Comprehensive Network: Tata AIG has a comprehensive network of garages and service centres, making it easy to get your vehicle repaired quickly and efficiently.
Customizable Coverage: Tata AIG's comprehensive car insurance policy is customisable, allowing you to add or remove coverage options as needed to fit your specific needs and budget.
Expert Advice: Tata AIG offers expert advice and support to help you choose the right coverage options for your needs and make informed decisions about your insurance coverage.
Affordable Premiums: Tata AIG offers competitive premium rates for its comprehensive car insurance policy, making it an affordable option for many drivers.
Overview – Citroen
Being a global brand and having a manufacturing history of over 100 years, Citroen was only introduced in India in 2021. While the Indian automobile market has attracted major global automakers, Citroen was a late entrant. However, it did not allow this fact to impede its growth. With uniquely-designed cars that focus on comfort and performance, the brand managed to make inroads into the Indian market in no time.
Citroen offers three vehicles in India – Citroen C3, Citroen C5 Aircross SUV, and Citroen E-C3. To cater to a country as large and diverse as India, the company offers services like an extended warranty, 24/7 Roadside Assistance, and a network of dealerships equipped with state-of-the-art service facilities, tools, and equipment.
Citroen Car Models and Prices
Here is a list of Citroen car models and their ex-showroom prices in New Delhi. However, the actual price may vary with location.
Citroen Car Models | Price (Ex-Showroom Delhi) |
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Citroen C3 | Rs. 5.98 Lakh |
Citroen C5 Aircross | Rs. 37.17 Lakh |
Citroen eC3 (upcoming) | Rs. 9.00 Lakh |
Citroen sub-4-meter compact SUV (upcoming) | Rs. 7.00 Lakh |
Unique Selling Points: Citroen
Citroen has always been a customer-focused auto manufacturer. It takes inspiration from the lives of the people it wants to touch. Here are some key unique selling points of Citroen cars:**
Bold and Unique Design: Citroen cars have an underlying approach of standing out for their unique design statements. The company has a team that constantly analyzes iconic style philosophies from the past and recreates them while ensuring simplicity. This allows them to come up with vehicles that are unique and eye-catching.
Customisability: Being customer-focused, Citroen allows car owners to customize their vehicle before buying it. Hence, there are numerous options to personalize the car including varying exterior combinations to tailored interiors.
Comfort: Citroen has always been at the forefront of automotive comfort right from the time it launched iconic independent wheel suspension in 1934 to progressive hydraulic cushions suspension in its latest cars. The company uses innovation and design solutions to make every ride comfortable. Right from suspension to seats, materials used, space, storage, acoustics, and air quality, Citroen cars are designed to be comfortable, period.
Advanced Technologies: Citroen designers and engineers leverage technology without losing sight of the brand’s customers. The core theme is to use technology to add value and make Citroen cars safe and sustainable while ensuring a pleasurable driving experience. Some examples are park assist, grip control with hill descent assist, intelligent beam headlight, and an HD touchscreen.
Rivals of Citroen
Tata
Renault
Toyota
Maruti Suzuki
Nissan
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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