Maruti Suzuki Invicto Insurance
Maruti Suzuki Invicto Insurance
Maruti Suzuki is a household name in India synonymous with innovation and trust. It is known for understanding Indian road conditions and delivering vehicles that cater to the needs of Indian car owners.
The Maruti Suzuki Invicto is the flagship Multi-Purpose Vehicle (MPV) from the house of Maruti Suzuki. Keeping up with its reputation of being innovative and understanding Indian conditions, the Invicto offers a new experience on the road. It is stylishly designed and has a powerful engine that easily merges performance and fuel efficiency. The safety features contribute to a comfortable ride within a city or offroading.
Driving on roads means navigating high-traffic zones, poor road conditions and reckless drivers. This increases the chances of a collision or an accident. To protect yourself financially from such incidents, it is essential to purchase insurance for 4-wheelers.
You can choose between a third-party liability-only car insurance policy and a comprehensive policy based on your needs. Choosing the right insurer before buying insurance for four-wheelers for your Invicto is important.
Tata AIG offers a comprehensive Maruti Suzuki Invicto insurance policy that includes third-party liabilities cover and coverage for damages to the insured car due to accidents, collisions, man-made disasters, natural calamities, thefts, and fires.
We also offer a free online car insurance calculator to help you compare plans, add/remove add-on covers, and customize the policy per your needs and budget.
If you have purchased a Maruti Suzuki Invicto, read on to find out how to get the best Invicto insurance in India!
Maruti Suzuki Invicto Car Insurance Renewal or Purchase via Tata AIG
With Tata AIG, you can purchase a new car insurance policy by selecting the policy type and coverage and paying the premium.
You can complete the process online and get the policy documents emailed to you in no time. You can also opt for Maruti Suzuki car insurance renewal online to renew your existing Tata AIG policy in a hassle-free manner.
Our online car insurance purchase/renewal process can be put in three simple steps:
Step 1: Visit our site and provide the registration number of your car
Step 2: Provide details of your car and some personal information. Also, choose the IDV and add-on covers based on your needs
Step 3: Review the policy term and premium and make the payment online
It’s as simple as 1-2-3. No more long queues at a branch office or waiting for inspection. In most cases, the entire process is completed online.
Visit www.tataaig.com and navigate to the Car Insurance Page. This is available under All Products in the menu. On this page, there is a small form to enter the registration number and choose whether to ‘Renew’ an existing policy or ‘Get Price’ for a new one.
On the next page, you must provide essential KYC details like your name, age, contact number, address, etc. The essential car details will be auto-fetched by our system. Kindly check the information.
This information will help us provide a list of IDVs for your car. You need to choose one based on the coverage you require.
Next, we will ask you to select add-on covers and a voluntary deductible if needed. With all this information, we will display a quote.
Enjoy a No Claim Bonus on policy renewal if you have ensured a claim-free year/s.
Go through the terms and the premium amount carefully. If you want a lower premium, you can use our free online calculator to change your selections and assess the impact on the premium.
Once you are satisfied with the overall package, pay the premium online and receive the policy by email.
Maruti Suzuki Invicto Insurance Cost - Your Premium Amount
Premium is calculated differently for third-party and comprehensive policies. Also, for comprehensive plans, we try to include numerous factors that allow us to assess the risk associated with providing coverage as it helps us determine the premium for the said policy.
We also offer a seamless and quick online car insurance premium calculator to assist easy premium determination.
Here are the factors that we consider while calculating the premium of a car insurance policy:
Maruti Suzuki Invicto third-party car insurance
In India, you are legally required to have a third-party liability car insurance policy before taking the vehicle out on the road. These policies cover the damages to a third-party person or property if the damages are due to an accident caused by your car.
Insurance companies have no control over the premium of a third-party car insurance plan. The Insurance Regulatory and Development Authority of India (IRDAI) annually declares the premium amounts for these policies based on the engine capacity (cc) of the car.
Maruti Suzuki Invicto comprehensive car insurance
When you opt for a Tata AIG Maruti Suzuki Invicto comprehensive car insurance policy, we calculate the premium based on various factors.
Insured Declared Value
The Make and Model of the Car
The Age of the Car
Any Modification to the Car
Any Additional Safety Features on the Car and in/near the parking area
Choice of Add-ons
Add-Ons for Maruti Suzuki Invicto Car Insurance by Tata AIG
With a comprehensive car insurance policy, you get the option of buying add-on covers or riders to create a customized plan that caters to your specific requirements. Tata AIG offers 12 useful add-on covers as described below:
**NCB Protection Cover: With this add-on, you no longer have to worry about losing your No Claim Bonus benefit after filing a claim. The add-on allows you to retain the NCB benefit despite filing a fixed number of claims during a policy term.
Roadside Assistance Cover: If your car meets with an accident and is not in a drivable state, then the Roadside Assistance cover helps you to get emergency breakdown assistance services within no time
Repair of Glass Fiber and Plastic Parts Cover: Despite being a comprehensive policy, it does not cover all costs. One such cost is the repair of plastic and fibreglass parts. However, with this add-on, these costs are covered too.
Daily Allowance Cover: If your car meets with an accident and leaves you stranded in the middle of nowhere, then this add-on pays for your travel expenses from the accident spot to your destination.
Emergency Transport and Hotel Expenses Cover: If you are going on an outstation trip, then this add-on helps you get overnight accommodation expenses and emergency transport expenses reimbursed if your car meets with an accident and becomes undrivable
Key Replacement Cover: If you lose your keys or if they are stolen, then you have to get them replaced. This can be costly. With the Key Replacement Cover, these costs are reimbursed to you.
Engine Secure Cover: Despite being a comprehensive policy, it does not cover all costs. One such cost is the repair of the engine of the car. However, with this add-on, this cost is covered too.
Tyre Secure Cover: Despite being a comprehensive policy, it does not cover all costs. One such cost is the repair of the tyre/tube of the car. However, with this add-on, this cost is covered too.
Consumables Expenses Cover: With this add-on cover, you can include the cost of consumables like oils, lubricants, nuts, etc., in the policy.
Loss of Personal Belongings Cover: If you lose your personal belongings during an accident, then this add-on cover offers compensation for the loss. The belongings covered are specified in a list separately
Return to Invoice Cover: For total loss cases where the car is damaged so badly in an accident that it cannot be repaired or stolen and declared untraceable by police, we pay a lump sum amount as compensation. This is the IDV of the car. With this add-on, you get the car's on-road price and not the IDV as compensation.
Zero Depreciation Cover: Every time you file a claim, we calculate the depreciation of the car and the affected parts before finalizing the claim amount. With this add-on, you get the complete amount without any depreciation deduction.
Things Included and Not Included under Tata AIG Maruti Suzuki Invicto Car Insurance Policy
Here is a list of things covered and not covered under a Maruti Suzuki Invicto insurance policy:
|Things Included under Tata AIG Maruti Suzuki Invicto Insurance||Things Not Included under Tata AIG Maruti Suzuki Invicto Insurance|
|Third-Party Liability Cover: Includes the cost of repair of the damage to a third-party person or property due to an accident caused by the insured car. This includes any compensation amount too.||Driving without a license: Excludes situations where the car meets with an accident but the owner-driver does not have a valid driving license|
|Accidental damage to the insured car: Includes the cost of repair of your car if damaged due to an accident regardless of who caused the accident||Damages outside India: Excludes damages sustained by your vehicle outside India|
|Damage to the insured car due to other factors: Includes the cost of repair of your car if damaged due to non-accident reasons like floods, lightning, earthquakes, riots, fires, acts of terrorism, etc.||Driving under the influence: Excludes situations where the car meets with an accident but the owner-driver has been driving under the influence of alcohol or drugs|
|Total Loss Protection: Offers a lump sum compensation if the car is stolen and declared untraceable by police or damaged beyond repair in an accident. The compensation amount is the IDV of the car||Wear and tear: Excludes damages to the insured car due to regular wear and tear or electrical/mechanical failure due to the age of the car|
|Personal Accident Cover for the Owner-Driver: Includes a personal accident cover of Rs.15 lakh if the owner-driver sustains severe injuries, disability, or dies during an accident involving the insured car.||Unauthorized use: Excludes damages to the insured car if used for unauthorized reasons like crash testing, racing, etc.|
Why Is It Necessary to Have Tata AIG for Your Maruti Suzuki Invicto Car Insurance?
Here are some reasons that make Tata AIG an ideal partner for your Maruti Suzuki Invicto car insurance requirements:
Tata AIG is backed by the Tata Group and American International Group. Both these brands have a legacy of reliability and trust. With this foundation, Tata AIG has become a preferred name in reliable car insurance services.
Tata AIG offers highly simplified processes for buying and renewing policies online. This helps save time and effort and brings more control in the hands of the car owner over the process of selecting a car insurance plan.
With a 24x7 team of dedicated customer support professionals always ready to help customers with any queries, Tata AIG maintains its customer-centricity and boosts the overall experience of policyholders.
Tata AIG is known to be one of the fastest claim-processing insurers in India. In FY 22-23, the company processed 99% of the claims received, much to the satisfaction of its customers.
Maruti Suzuki Invicto: A Brief Overview of the Car
The Maruti Suzuki Invicto is an MPV designed to reshape how we look at bigger cars in India. This is a large vehicle compared to the other cars the company offers. The car has a hybrid powertrain including a 1987 cc petrol engine and a 113hp AC synchronous electric motor.
The car starts in an electric mode by default, with the petrol engine kicking in much later. This is a premium MPV available in 7 and 8-seater variants designed for city driving and long drives.
Maruti Suzuki Invicto Car Variants and Prices
The Maruti Suzuki Invicto is being offered in the following variants:
|Variants||On-road Pricing (ex-showroom New Delhi)|
|Invicto Zeta Plus 7 STR||₹24.79 lakhs|
|Invicto Zeta Plus 8 STR||₹24.84 lakhs|
|Invicto Alpha Plus 7 STR||₹28.42 lakhs|
Maruti Suzuki Invicto Features: Unique Selling Points of the Car
The Maruti Suzuki Invicto has several unique selling points as described below:
It is one of the most fuel-efficient cars in its segment with a claimed fuel efficiency of 23.24 km/litre
It is the only MPV to offer a petrol-hybrid powertrain with an e-CVT box
The Invicto is available solely with automatic transmission
Despite its 1.7-tonne kerb weight, the Invicto is fairly nimble and offers a noiseless and vibrationless drive
Top Competitors of the Maruti Suzuki Invicto
Toyota Innova HyCross
MG Next-Gen Hector Plus
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
What is the price of Invicto?
What is the price of Invicto?
The Maruti Suzuki Invicto is available in three variants with a price range of ₹24.79 lakh to ₹28.42 lakh.
Is Invicto the same as Innova?
The Maruti Suzuki Invicto is a badge-engineered version of the Toyota Innova HyCross.
What is the waiting period for Invicto?
While the waiting period is around two months, it is important to remember that this can change based on the demand and supply at your location. Hence, make sure to check with your local Maruti Suzuki dealer.
Is Invicto made by Toyota?
As a result of the partnership between Maruti and Toyota, both companies launched identical vehicles with separate names. The Maruti Suzuki Invicto is a badge-engineered version of the Toyota Innova HyCross. The car was first made by Toyota and was later rebadged as Maruti in India.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, checking the latest information before purchasing a vehicle or an insurance policy is advisable.