Maruti Suzuki Jimny Insurance
Maruti Suzuki Jimny Insurance
For any middle-class Indian millennial, going on a drive in a Maruti 800 in the 1990s was one of the most exciting days of their lives. Back then, Maruti played a pivotal role in a regular Indian household. Owning a Maruti Suzuki car was no less than a dream; it was not merely an option for commuting but for welcoming a new family member.
Almost every Indian would resonate with the emotion and attachment that one had with the brand – Maruti. The Indian automobile company entered the market in 1981 and created history by offering accessible four-wheelers and impeccable service. The brand soon became one of the most trusted automobile labels in the country.
Maruti cars are for everyone; from the humble entry-level car like Alto to one of its most luxurious offerings, the Ciaz, their list is vast. The latest in this offering is the Maruti Suzuki Jimny- a lifestyle off-roader SUV recently launched on June 7, 2023.
Maruti Suzuki Jimny is a car for adventure lovers. Its impressive features and undeniable charm have gained immense popularity, especially among off-roading enthusiasts. Maruti Suzuki is not just known for high-quality, robust car models but also for its exceptional after-sale services, and Maruti Suzuki Jimny is no exception. So, if you plan to buy this unique offering from the auto giant, ensure you have 4-wheeler insurance.
Although third-party insurance is mandatory in India, comprehensive car insurance is recommended. A comprehensive four-wheeler insurance policy for your Maruti Suzuki Jimny from Tata AIG helps you provide financial protection against self or third-party injury or damages to your car.
Purchasing or Renewing Your Maruti Suzuki Jimny Car Insurance with Tata AIG Online
Digitalisation and online processes have made our lives easy. The BFSI segment, especially insurance, has benefited from this in leaps and bounds. For example, purchasing or renewing a car insurance policy online with Tata AIG is now a breeze. However, we always recommend you use our online car insurance calculator to know the estimated premium before purchasing or renewing the policy.
Follow the Steps below and instantly purchase or renew your four-wheeler insurance policy.
Step 1: Visit Tata AIG's official website. Under the 'All product' tab, select 'Car Insurance'.
Step 2: Enter your car registration number in the box.
Step 3: If you are a new customer buying a car policy online for the first time, click the 'Get Price' button; else, click the 'Renew' button to renew your existing policy.
Step 4: Next, you will be redirected to a page wherein you need to fill out the form. Fill in all the personal details like your name, contact details, identity and KYC details, etc.
Step 5: You must also enter your car-related details, like the model and variant. One crucial aspect you must remember while entering the details is mentioning the correct Insured Declared Value (IDV). IDV is the maximum claim amount the insurer shall pay in case of a total loss of the car or if it is stolen. Since this value is the car's current market value, you must choose the amount wisely. IDV is an essential factor that affects your premium since the higher the IDV higher your premium will be, and vice versa.
Step 6: After you enter the IDV, you will be prompted to confirm if you are eligible for any 'No Claim Bonus'. A No Claim Bonus, or NCB, depends on your claim history and is the discount for every claim-free year. This option is available during policy renewal and also affects your premium.
Step 7: Next **Step is policy customisation. Choose any of our 12 car insurance add-ons if you wish to enhance your coverage. These add-ons include roadside assistance, no claim bonus protection, daily allowance, repair of glass fibre and plastic parts etc. However, it must be noted that you can avail of these riders by paying extra; hence, choose the riders wisely.
Step 8: Your Maruti Suzuki Jimny insurance price list and sum insured will be displayed on your screen.
Step 9: If you are satisfied and agree with the cost, select the plan and pay online.
Step 10: After successful payment, you can get access to your policy documents and other details through your registered Whatsapp number or email.
You can use our user-friendly website to compare plans, calculate premiums, initiate claims, and other related activities, not just buying or renewing a car insurance policy. Alternatively, contact our dedicated and experienced 24x7 customer service team in case of any queries or guidance.
Maruti Suzuki Jimny Insurance Cost– Your Payable Premium Amount
Selecting the right car insurance policy can be challenging, especially if you are buying car insurance for the first time or possess limited knowledge about this product. Thus, weighing the plan's cost versus its benefits is crucial. This will ensure you pick the best plan at the best rates available. To make an informed decision, one way to know your premium amount is to use a car insurance premium calculator. This easy-to-use tool gives estimated results for your Maruti car insurance within seconds.
Although premiums should not be the only aspect while looking for car insurance, it is one of the most influencing decision-making parameters. Since the premium is the price you pay for getting your car insured, you are generally offered different frequencies for premium payment by your insurance provider. These frequencies may be monthly, quarterly, half-yearly or annually.
Certain factors may affect your Maruti Suzuki Jimny insurance cost or premium. These may include.
The type of plan selected (comprehensive, standalone third-party, standalone own damage)
Make and model of your car.
Claim history or no claim bonus discount (if applicable, for comprehensive insurance policies)
The geographical location and age of the vehicle
Insured's age and driving record
Any modifications are done or additional devices added
Besides the factors mentioned above, one more crucial factor determines your Maruti car insurance premium – its Insured Declared Value (IDV).
Suppose your insured car suffers a loss beyond repair, that is, a total loss or is stolen; the insurance company will pay the amount equal to the IDV. The IDV is typically the current market value of your car. Hence it is vital to select a proper IDV while purchasing or renewing your car policy since, with IDV, your premium amount would vary.
For example, if you select a low IDV, it means your car is valued less, and in case of a total loss, you will receive a lower value. Hence you will pay a lesser premium. Similarly, a higher IDV means a higher value of your car and a higher premium cost. Also, you must note the IDV of any vehicle decreases with time. Hence, the IDV mentioned in your current year's policy should always be lower than last year's IDV.
Due to its extensive coverage, a comprehensive car insurance policy typically costs more than third-party or standalone own-damage policies. But, still, having a comprehensive policy from a trusted insurance provider like Tata AIG is recommended as it offers holistic coverage at affordable premiums.
Additional Rider Plans for Your Maruti Suzuki Jimny Car Insurance Online
Due to several unpredictable reasons like bad weather, poor road quality or simply unforeseen situations, your comprehensive car insurance policy may fall short of providing 360-degree coverage. This is when riders or add-ons come into the picture. A car insurance rider or add-on can help you customise your plan as per your requirement. These riders do not replace the base plan but offer additional coverage at a lower cost.
Having add-ons to your base plan can enhance your comprehensive coverage. We offer 12 rider plans to choose from, as mentioned below.
No Claim Bonus Protection
Repair of Glass Fiber and Plastic Parts
Emergency Transport and Hotel Expenses
Loss of Personal Belongings
Return to Invoice
Zero Depreciation (Depreciation Reimbursement)
Things Included/Excluded Under Tata AIG's Maruti Suzuki Car Insurance
Before you buy Maruti Suzuki Jimny insurance, it is best to learn the policy's terms and conditions, inclusions and exclusions and other key features. Having a clear understanding of what the plan covers and what it doesn't help you reduce your chances of your Maruti Suzuki Jimny car insurance getting rejected.
|Things Covered Under Tata AIG’s Maruti Suzuki Jimny Car Insurance||Things Not Covered Under Tata AIG’s Maruti Suzuki Jimny Car Insurance|
|If your car is stolen or suffers total damage, the IDV will be paid by the insurer.||No coverage for driving without a valid licence or other mandatory documents or not following traffic rules.|
|Any major or minor accidental damage will be covered by standalone own damage and comprehensive car insurance.||There will be no coverage if the damage is caused outside the geographical area.|
|Damages due to natural disasters, including earthquakes, floods etc., are covered.||There will be no coverage if driving under the influence of intoxicating substances.|
|Damages from fires and human causes which are the result of explosion, self-ignition etc. form a part of inclusions.||Regular wear and tear caused by daily use and depreciation are not included|
|Injuries to third-party or damage to third-party property are covered under comprehensive and standalone third-party car insurance.||If a private vehicle was used for commercial purposes, no coverage will be provided|
|Personal accident coverage of ₹15 lakhs for owner-drivers is included in the comprehensive policy.||Speed racing, adventure sports, etc., are considered exclusions.|
|You can select from 12 add-ons under a comprehensive car insurance policy.||Damages caused due to war or war-like instances are not included.|
Why Should You Get Tata AIG Maruti Suzuki Car Insurance Online?
Are you planning an off-road trip with your friends and have your eyes set on buying the new Maruti Suzuki Jimny? Well, that's an awesome plan. But, while you plan on buying your dream car and going on an adventurous trip, ensure you get the best 4-wheeler insurance for your new possession.
With several insurance players in the market, choosing the right one may be challenging. That is why it is wise to consider a trusted and reliable brand like Tata AIG for your car insurance needs. Our comprehensive car insurance policy offers a host of benefits at affordable premiums.
Brand reputation: Tata resonates with trustworthiness and reliability. With our 20 years of experience in the insurance industry, we have a customer-centric approach that offers seamless services.
Comprehensive coverage: Our plan offers holistic coverage with an option to customise it further with our 12 add-ons.
Affordable premiums: Get extensive coverage at an affordable rate, offering you the value for money you are looking for.
Team of professionals: We have a team of over 650 in-house claim experts and dedicated 24X7 support to ensure you get the service at every step.
High CSR with quick claim settlement: We have a high Claim Settlement Ratio (CSR) of 98% for the financial year 2020-21 and a seamless 3-step insurance claim initiation process for a quick and easy claim settlement.
Network of garages: Enjoy a cashless claim facility nationwide at our 7500 network garages.
Online facility: Now compare, buy, renew, or initiate claims online, making all the processes hassle-free, paperless and swift. Also, you can access online tools and options like the car insurance premium calculator, claim tracking, policy editing etc.
Maruti Suzuki Jimny: A Brief Overview & USP
Maruti Suzuki India is the Indian subsidiary of Japanese auto giant Suzuki Motor Corporation. The journey started with the iconic Maruti 800, and the brand now has around 16 car models with over 150 variants.
The long-awaited Maruti Suzuki Jimny was finally launched in India in June 2023 and has already taken the segment by storm. Although the model was first launched in the 1970s outside India, it is the first market anywhere in the world to get the five-door version of Jimny. By entering the market, this five-door SUV model from the country's largest carmaker directly competes with the very popular Mahindra Thar.
Maruti Suzuki Jimny is a four-metre compact SUV with a tough ladder-frame architecture and robust 4x4 system. In terms of looks, it may be similar to the three-door models sold in the foreign market but is characterised by sharp square elements. Designed especially for off-roading enthusiasts, it is powered by a 1.5-litre petrol engine and mated either to a 4-speed automatic or 5-speed manual transmission. With a host of safety features and decent performance, Jimny is meant for rugged driving and claims to have good off-road skills.
Design: With the classic off-roader attitude within a compact footprint, Jimny's striking design patterns lie in its square elements, 5-slot grille and round headlamps.
Features and safety: With hill hold and descent assist, brake LSD and 6 airbags, this one is a companion you are looking for on your next adventure trip. The top variant has additional features like auto LED headlamps with headlamp washers, a 9-inch touchscreen, cruise and climate control, keyless entry and go etc.
Engine and performance: Jimny has a 1.5-litre petrol engine mated to a four-speed automatic or a five-speed manual gearbox. The engine can give 105 hp and offers 134 Nm of torque. The compact SUV has an AllGrip Pro 4WD system and a low-range gearbox.
Maruti Suzuki Jimny Variants and Prices
|Variant||Ex-showroom Price (Mumbai)|
|Jimny Alpha Dual Tone AT||₹15.05 Lakh|
|Jimny Alpha AT||₹14.89 Lakh|
|Jimny Zeta AT||₹13.94 Lakh|
|Jimny Alpha Dual Tone||₹13.85 Lakh|
|Jimny Alpha||₹13.69 Lakh|
|Jimny Zeta||₹12.74 Lakh|
Top Competitors of Maruti Suzuki Jimny
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
What is the Maruti Suzuki Jimny insurance cost?
What is the Maruti Suzuki Jimny insurance cost?
Your Maruti Suzuki Jimny insurance cost depends on several factors. These factors may also affect your Maruti Suzuki car insurance renewal. Some of these factors include the age, geographical area, make and model of the car, age and driving history of the driver owner, type of insurance selected, IDV, NCB, riders added, etc. It is always best to use a car insurance premium calculator to estimate your car insurance premium.
What is the procedure to claim Maruti Suzuki car insurance?
While raising a claim, the first step is to inform Tata AIG about the incident immediately using our online portal or our 24X7 customer care team. Next, submit or upload all the supporting documents like an FIR copy, your car's registration certificate, insurance policy copy, etc. You will receive a Claim Registration Number after filing the claim, which must be kept handy to track your claim. Our claim settlement experts shall look into your matter, verify all the documents, and if everything is clear, will settle the claim amount directly to your bank account.
Can I renew my Maruti Suzuki car insurance online?
Yes, Maruti Suzuki car insurance renewal can be done online through the Tata AIG website. You can visit the car insurance page, enter your car's registration number and "Renew".
What is the benefit of the No Claim Bonus? Can it be transferred?
Tata AIG offers a No Claim Bonus under a comprehensive car insurance plan if you have not raised a claim in the past 1 year. An NCB is like a reward given by the insurance company to the insured/policyholder for every claim-free year. It is like a reward given by the insurance company to the insured for raising no claim in the previous year. The maximum NCB discount is 50%, which you earn by the end of five consecutive years of making no claims. Since the NCB discount is given to the policyholder, it can be transferred to the new car insurance policy.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, checking the latest information before purchasing a vehicle or an insurance policy is advisable.