Mercedes Benz A Class Insurance

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Buy/Renew Mercedes Benz A Class Insurance | Tata AIG

The Mercedes-Benz A-Class is a petite car manufactured by the renowned German automaker Mercedes-Benz and is positioned as the company's entry-level car. It is an affordable luxury sedan that comes in three different versions and has an engine capacity of up to 1950 cc, as well as automatic transmission.

The sedan's safety features are advanced, including electronic stability control, active brake assist, seven airbags, and more. Despite these advanced safety features, the law in India requires all car owners to have at least third-party insurance coverage. Not carrying third-party coverage is illegal and punishable by a fine of up to ₹4,000 and/or imprisonment for up to three months.

If you have recently purchased a new Mercedes Benz A-Class and are in search of a dependable insurance provider, then purchasing Tata AIG car insurance online is a trusted and wise choice.

By making use of the car insurance calculator to select an appropriate premium for your car insurance policy, you can ensure that your policy satisfies your requirements while you pay premiums that are within your budget. You can also gain insights into the various factors that impact your Mercedes Benz Car insurance price or premium, enabling you to make an informed decision.

Mercedes Car Insurance Renewal or Purchase via Tata AIG

  1. Go to the Car Insurance page on the Tata AIG website by clicking on All Products → Car Insurance at the top of the page.

  2. Input your car registration number.

  3. If you wish to obtain a car insurance plan, select the 'Get Price' option. However, if you are renewing an existing Tata AIG car insurance policy, click on 'Renew'.

  4. Next, complete the form on the screen with all the necessary information regarding your car and personal details.

  5. Choose the necessary add-ons for extended coverage.

  6. Choose the desired policy coverage and provide information about any past car insurance plan claims. If you have made any claims, enter the details in the designated box.

  7. However, if there have been no claims, leave the box empty to be eligible for the No Claim Bonus (NCB) when renewing your car insurance policy.

  8. You will now receive an instant car insurance quote.

  9. If the premiums are suitable for your budget, proceed to purchase the car insurance plan and pay the premium through any available digital payment options on the secure portal.

  10. Finally, you will receive a confirmation of your car insurance policy via email and WhatsApp inbox.

Mercedes Benz A-Class Insurance Price- Your Premium Amount

Determining the car insurance premium is crucial while buying insurance and depends on various factors. The following section describes the factors that influence the premium for four-wheeler insurance:

  • Insured Declared Value (IDV)

  • Age of the vehicle

  • Insurance coverage

  • Add-ons

  • Engine capacity

  • Deductible

  • Claim history

IDV represents the current market value of your car. It considers the depreciation value of your vehicle to determine the cost of your car. The maximum amount the insurance company pays for theft or complete damage to your car is determined by its IDV. The insurance premium is directly proportional to the IDV, and a higher IDV increases the car insurance premium. Several other factors impact the premium rate for motor insurance, including the policyholder's age, the car's registered location, the make and model of the car, and its safety and security features. The quickest and easiest way to calculate your Mercedes Benz A-Class insurance price is with the help of our four-wheeler insurance calculator .

Add-Ons Offered by Tata AIG with Mercedes Benz A-Class Car Insurance

You can choose from the following set of 18 add-ons to get additional coverage for your Mercedes Benz A-Class against specific circumstances:

  • Return to invoice rider

  • Consumables expense rider

  • Loss of personal belongings rider

  • Zero Depreciation rider

  • No-claim bonus protection rider

  • Roadside Assistance rider

  • Repair of Glass Fibre and Plastic Car Parts rider

  • Daily allowance rider

  • Emergency transport and hotel expenses rider

  • Key replacement rider

  • Engine secure rider

  • Tyre secure rider

Things Covered and Not Covered under Tata AIG's Mercedes Benz A-Class Car Insurance

Things Included in Tata AIG Mercedes Benz A-Class Insurance Things Not Included in Tata AIG Mercedes Benz A-Class Insurance
Theft of your Mercedes Benz A-Class or irreparable damage. In both cases, you will receive the IDV (present market value) of your car. Damage caused to the Mercedes Benz A-Class due to using it for racing, crash-testing, speed racing, and any other form of reliability + speed trials
Damage to third parties, their vehicle, and their property by the Mercedes Benz A-Class. Damage to your Mercedes Benz A-Class due to its use for profit-making (commercial) purposes.
Damage to your Mercedes Benz A-Class due to waterway, airway, railway, and roadway travel. Damage to your Mercedes Benz A-Class by nuclear perils, war, civil unrest, or war-type operations.
Medical insurance up to ₹15 lakhs in the event of physical injuries, permanent/ temporary physical disability, and death arising due to an accident. In the case of death, your nominees (chosen family members) will receive the said insurance amount. Damage to your Mercedes Benz A-Class due to general wear and tear, mechanical and electrical breakdown, or any consequential, age-related/ time-borne loss.
Add-on coverage, from the chosen add-on/s, over and above the base cover. Costs towards the general maintenance and timely repair of the Mercedes Benz A-Class.

Why is it Important to have Tata AIG for your Mercedes Benz Insurance?

- Quick and convenient policy purchase and renewal: Tata AIG believes that purchasing insurance for a four-wheeler should be hassle-free and fast. Our website enables you to buy four-wheeler insurance online through a straightforward three-step procedure.

- Comprehensive insurance coverage: With a comprehensive car insurance plan from Tata AIG, drivers are assured that their car is protected with secure and reliable financial coverage.

- High claim settlement rate: Tata AIG is committed to providing a seamless and reliable claim process. For the financial year 2020-21, we reported a claim settlement ratio of 98%, demonstrating our dedication to our customers.

- Claims assistance: At Tata AIG, we prioritise quick settlement of claims, saving time and effort for all parties involved. With over 650 dedicated claims experts, we ensure your claim settlement is seamless and prompt.

- Nationwide garage network: Purchasing Tata AIG's insurance for a four-wheeler gives you the benefit of cashless services, which are most advantageous. You can avail of efficient, cashless services in over 5400+ garages across the country.

- Savings and affordable premiums: Tata AIG understands the needs of Indian consumers and offers different car insurance plans to suit every budget. By purchasing your car insurance online, you can compare plans and save up to 75% on your premiums.

- No claims bonus (NCB): Tata AIG offers an NCB (No Claim Bonus) discount of up to 20% on your car insurance renewals for every claim-free year. Additionally, if you do not file a claim for five successive years, you can get an NCB discount of up to 50% on renewal policy premiums.

Overview: Mercedes Benz A-Class Car

The Mercedes-Benz A-Class comes with a 1595cc petrol engine that has four cylinders and offers a maximum power of 120.6bhp at 5000rpm, along with a peak torque of 200Nm at 1250-4000rpm. It has a seating capacity of five people and an automatic transmission.

The car offers an ARAI mileage of 15.5 kmpl, and the boot space has a capacity of 341 litres. The fuel tank can hold up to 50.0 litres of petrol. The body type is a hatchback, and the car has an unladen ground clearance of 160 mm. These specifications make the Mercedes-Benz A-Class an excellent option for those who prioritize power, comfort, and style

Mercedes Benz A-Class Variants and Price

Variants Average Ex-showroom Price*
Mercedes-Benz A-Class A180 Sport ₹29.90 lakhs
Mercedes-Benz A-Class A200 D Sport Edition ₹26.95 lakhs
Mercedes-Benz A-Class A200 CDI ₹26.20 lakhs
Mercedes-Benz A-Class A180 Sport Edition ₹25.95 lakhs
Mercedes-Benz A-Class A200 D Sport ₹30.94 lakhs
Mercedes-Benz A-Class A200 CDI Sport ₹28.45 lakhs
Mercedes-Benz A-Class New N/A

Unique Selling Points: Mercedes Benz A-Class Cars

Mercedes Benz A Class boasts several outstanding features, including a touchscreen infotainment system, ambient lighting, climate control, a panoramic sunroof, and wireless charging, among others. Some of the A Class's key features include the

  • Power Steering

  • Power Windows Front

  • Anti-Lock Braking System

  • Air Conditioner

  • Driver Airbag

  • Passenger Airbag

  • Automatic Climate Control

  • Alloy Wheels

  • Multi-function Steering Wheel

  • The Mercedes-Benz A-Class also comes with several design features that enhance the overall driving experience.

  • One of the highlights is the MBUX multimedia system, which features a touchpad and enables intuitive and seamless control of the car's various functions.

  • The comfortable suspension seats are equipped with a seat cushion length adjustment that allows passengers to customize their seating position for maximum comfort.

  • The ARTICO man-made leather upholstery, available in black or macchiato beige, adds a touch of luxury to the car's interior. The black fabric roof liner, or crystal grey fabric in some markets, complements the upholstery and gives the cabin a sleek and sophisticated look.

  • The leather multi-function sports steering wheel, with black topstitching and a chrome-plated bezel, is not only stylish but also practical, allowing drivers to control the car's functions with ease.

  • The folding rear seat backrests (40/20/40) provide additional storage space when needed.

  • Finally, the black air vents with chrome surround add a finishing touch to the car's interior and provide an elegant and refined look.

Rivals of Mercedes Benz A-Class Cars

  • BMW 2 Series Gran Coupe

  • BMW X1

  • Mini Cooper Countryman

  • Volvo S60

  • Toyota Camry

  • Mini 3 Door

  • Toyota Fortuner

  • Jaguar XE

  • Audi A4

  • Mini John Cooper Works

Mercedes Benz Car Insurance And Model - FAQs

What documents are required to claim third-party and comprehensive car insurance?

To claim third-party and comprehensive car insurance, you will need to provide several documents, including

  • a signed car insurance claim form,

  • proof of address and identification,

  • car registration details,

hospital bills and FIR report, if applicable,

  • a no-trace report and letter to the Regional Transport Office if the car has been stolen,

  • a copy of the car insurance policy document,

  • driving license, and

  • original estimate, payment receipt, or invoice for car repair at the insurer's network garage.

How do you make a cashless car insurance claim via Tata AIG?

A cashless car insurance claim is when the insurer directly settles all car repair bills at the garage instead of the insured paying and getting a reimbursement later.

To make a cashless car insurance claim with Tata AIG, you need to visit our claims section, submit the requested information and documents, and receive a confirmation from taking your vehicle to one of our 5400+ network garages. After a surveyor inspects your car and approves the claim, we settle the dues with the garage.

Can you renew your car insurance policy online?

Yes, at Tata AIG, we offer a convenient and straightforward online renewal of car insurance policies. You can visit our car insurance page or renew your policy online.

What are the benefits of purchasing car insurance online?

Buying car insurance online has several advantages, including the ability to compare policies from various insurers, customise policies to fit individual needs, a paperless process, faster processing times, and potential cost savings due to lower administrative overheads for insurers.

Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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