Mitsubishi Montero Insurance

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Mitsubishi Montero Insurance

Talk about luxury SUVs, and Mitsubishi Montero is one of the first car names that come to the minds of car lovers and enthusiasts. Mitsubishi Montero, globally known and sold as Mitsubishi Pajero, is a full-size Sport Utility Vehicle (SUV) manufactured by the Japanese car manufacturer Mitsubishi Motors. Mitsubishi Montero was launched in India in 2009, as a facelifted model of the Mitsubishi Pajero, with the best off-road technologies. While this luxury four-wheeler was discontinued in India in 2014, it was relaunched with a facelift in 2016, introduced as a Completely Built-up Unit (CBU) with an engine upgrade and skyrocketing prices.

While the Mitsubishi Montero production is stopped in India, if you own this car or purchased it second-hand, you must ensure its utmost maintenance and keep proper documentation, including the Mitsubishi Montero car insurance. Having four-wheeler insurance is a mandate in India according to the Motors Insurance Act, 1988.

Car insurance helps provide maximum financial protection to your four-wheeler in case of unfortunate circumstances, like road accidents or extreme car damage. Depending on your requirements, you can purchase standalone own-damage car insurance, third-party liability, or comprehensive car insurance policies.

A standalone own-damage policy only covers the damage caused to the insured car vehicle, and a third–party liability car insurance policy covers the damages caused to the third party like a driver or a pedestrian and their vehicle. At the same time, the comprehensive Mitsubishi car insurance policy provides financial security to your insured Mitsubishi Montero and also provides coverage against third-party liabilities.

At Tata AIG, we offer all these three types of car insurance policies at a cost-efficient cost. So you can check out the types and compare car insurance prices to choose the one that best suits your requirements.

Mitsubishi Montero Car Insurance Renewal/Purchase via Tata AIG

Driving your Mitsubishi Montero uninsured without a valid Mitsubishi Motor insurance policy in India is a punishable offence and can cost you around ₹2000 worth of penalty. Hence, investing in a proper Mitsubishi Montero insurance policy helps you abide by the law and lets you leverage financial assistance and security for your car damage in unexpected circumstances.

Purchasing and renewing your car insurance online with Tata AIG is a simple process where you can check different car insurance policies and compare and customise them per your specific needs.

Here are the steps you must follow for Mitsubishi car insurance renewal or purchase with Tata AIG:

  • Visit our official Tata AIG website, go to 'All Products' and click 'Car Insurance' under the 'Motor Insurance' option.

  • Enter your four-wheeler registration number, and click the 'Renew' button to renew your Mitsubishi Montero car insurance policy.

  • At the same time, you need to click on the 'Get Price' button if you want to purchase a new car insurance policy or switch from another car insurer to Tata AIG and compare the Mitsubishi Montero car insurance price list.

  • Next, you must fill out the renewal/purchase of the car insurance online application form and provide your accurate personal and car details, including your name, phone number, address, and the car's make and model.

  • Next, enter your car's recent and appropriate Insured Declared Value (IDV) by selecting the right option from the drop-down menu.

  • Enter your car's claims and No Bonus Claim (NCB) history, if any. You can avail of up to a 20-50% discount during your car insurance purchase if you've spent a claim-free insurance period.

  • You can choose from appropriate add-ons or riders, like engine protection and roadside assistance, per your specific needs.

  • Click on the 'Get Price' button to get the insurance quotation for your Mitsubishi Montero car. Then, make the payment through the suitable digital payment option on your screen.

  • You'll receive a copy of your payment receipt and the insurance policy confirmation at your email address after the successful payment processing.

  • Suppose you aren't comfortable with the online Mitsubishi car insurance renewal process. In that case, you can visit our local branch. You can also get any queries regarding Mitsubishi Montero insurance cost resolved.

Mitsubishi Montero Insurance Price - Your Premium Amount

The premium of your Mitsubishi insurance is the amount you pay to your car insurer or the insurance company to receive coverage against unexpected and unfortunate circumstances, like thefts, accidents, or complete car damages due to natural calamities.

Thus, you must evaluate and find an affordable premium price that offers the best returns and coverage from your Mitsubishi Montero car insurance policy.

However, this premium value varies from one insurer to another and depends on multiple factors, including

  • Insured Declared Value (IDV)

  • Engine's cubic capacity

  • The type of insurance policy you choose

  • No Claims Bonus (NCB)

  • Add-ons or riders

  • The car's make and model

  • The car's age

  • Coverage amount

  • Geographical location

  • Deductibles

The Insured Declared Value (IDV) is the essential factor in determining your car insurance policy. IDV is the total sum of the amount your car insurer will cover for you in case of total loss or damage to your insured car. Thus, the higher the IDV, the higher will be your insurance premium.

It's essential to remember that your car's IDV won't be the same throughout the years. As your four-wheeler ages, the IDV amount depreciates due to the car's depreciation.

Besides, your age, driving history, and gender also plays a massive role in determining your car insurance premium. You can use our free and easy-to-use online car insurance calculator to calculate your Mitsubishi Montero insurance price.

Add-Ons for Mitsubishi Montero Insurance by Tata AIG

Add-ons, or riders, are the additional covers or features you can purchase with your Mitsubishi Montero car insurance policy and enhance its coverage. While these riders increase the total price of your car insurance, they offer additional coverage and protection for your car in unforeseen situations.

Each add-on or rider comes with distinct benefits; hence, choosing one that efficiently meets your specific needs and requirements is crucial.

Here are the different riders we offer with our car insurance policies at Tata AIG:

  • Roadside assistance

  • Key replacement

  • No Claim Bonus Protection

  • Tyre secure

  • Engine secure

  • Zero depreciation

  • Daily allowance

  • Return to Invoice

  • Plastic and glass fibre repair and replacement

  • Emergency transport and hotel expenses

  • Loss of personal belongings

  • Consumable expenses

Things Included/Not Included under Tata AIG's Mitsubishi Montero Car Insurance Policy

It's important to evaluate and understand the inclusions and non-inclusions of a car insurance policy before choosing one for your four-wheeler to make a well-informed decision. It helps prevent unnecessary car insurance claim rejections and lets you choose a car insurance policy that fits your budget and meet your particular requirements.

Here's Tata AIG's scope of coverage and insurance policy inclusions and exclusions:

What is included under the Mitsubishi Montero car insurance coverage? What is not included under the Mitsubishi Montero car insurance coverage?
We will reimburse your car's IDV in a comprehensive car insurance policy if your car gets damaged or stolen.  We won't reimburse the damages caused to your car without a valid driver's licence or the driver's negligence. 
We cover damages to your car due to natural disasters like earthquakes, cyclones, snowfall, rainfall, etc., in comprehensive and standalone own-damage car insurance policies. We don't cover damages caused to the car for driving outside the specified geographical area. 
We cover damages caused due to riots, strikes, terrorist attacks, and man-made disasters in the comprehensive and standalone own-damage car insurance policies. We don't cover damages caused to the car due to driving the car under the influence of alcohol and drugs. 
We cover damages caused to your car in an accident in the standalone own damage and comprehensive car insurance policies. We don't reimburse for the wear and tear due to regular usage, depreciation, and expenses incurred towards the general maintenance of your car. 
We cover damages due to fire due to self-ignition, lightning, explosions, etc., in comprehensive and standalone own-damage car insurance policies.  We don't cover damages caused to a private vehicle for commercial usage.
We cover damages caused due to the transit of your car using different modes of transportation, such as roadways, waterways, and railways, in comprehensive car insurance policies. We don't cover damages caused due to crash testing or speed racing.
We reimburse bodily damages to a third party or their death and damages to a third-party property caused due to your insured Mitsubishi Montero.  We don't cover damages caused to your car due to a war-like situation.
We cover medical expenses for the owner-driver in an accident in the comprehensive car insurance plan. We don't offer replacement of consumables due to wear and tear, reimbursed only up to 50%.
We offer specific coverage based on the add-on cover. We don't offer coverage under an add-on when it is not included in your car insurance policy. 

Why Opt For Tata AIG for Mitsubishi Montero Car Insurance?

With more than 20+ years of experience, we at Tata AIG are highly committed to offering our customers the best and most customisable car and motor insurance policies at budget-friendly prices.

Here are the topmost reasons why you should choose Tata AIG for your Mitsubishi Montero insurance needs:

  • We have served over five crores of satisfied customers and gained enhanced knowledge and expertise, making us India's leading insurance provider.

  • We achieved a claim settlement ratio of 98% in 2020-2021, representing our ability and professionalism in handling claims and quick settlement processes.

  • We offer enhanced customisation options, allowing customers to choose from 12 add-ons/riders to enhance their insurance coverage and experience peace of mind.

  • We own an extensive network of over 7500 garages all over India, providing great convenience to our customers regarding car repairs and replacement.

  • Our online purchase and renewal processes facilitate purchasing car insurance and renewing them online for customers from the comfort of their homes. You can easily view plans and compare policies to choose the plan that fits your needs.

  • We offer an easy and swift claim settlement process crucial for every car insurance policy. We offer simple documentation, ensure clear communication, and enable fast processing techniques to boost customer satisfaction and minimise processing time.

Mitsubishi Montero: A Brief Overview of the Car

Mitsubishi Montero comes with advanced technology equipment, superior off-road capability, luxurious interiors and versatility. It offers a highly reliable on-road and off-road performance.

Here are a few key technical features and specifications of the Mitsubishi Montero:

Engine displacement 3200 cc
Mileage 11.56 km/litre
Fuel type Diesel 
Power and torque 189 BNP and 441 Nm
DriveTrain AWD
Transmission Automatic
Boot space 1050 litres
Engine location Front, longitudinal 
Doors 5
Cylinder configuration In-line
Number of cylinders 4
Seating capacity 7
Cylinder valves 4
Gears 5

Mitsubishi Montero Variants and Prices

Here are the Mitsubishi variants and prices in India:

Variant (Base Model) Ex-Showroom Price in Delhi*
Montero 3.2 AT ₹68.63 Lakh
Montero 3.2 Di-D MT  ₹68.55 Lakh

Moreover, Mitsubishi Montero is available in seven different colours, including

  • White Solid

  • Warm White Mica

  • Cool Silver Metallic

  • Eiger Grey Metallic

  • Black Mica

  • Deep Bronze Metallic

  • Platinum Beige Metallic

Mitsubishi Montero Features: Unique Selling Points of the Car

Here are a few key features and Unique Selling Points of the Mitsubishi Montero that makes it one of the most luxurious SUVs in India:

Lavish interior- The car's interior includes leather-wrapped seats and steering-mounted controls, and illuminated metres, making it highly luxurious.

Spacious- Montero is exceptionally spacious, providing abundant legroom and headroom to the driver and the passengers.

Security and rugged build- The Mitsubishi Montero uses a ladder frame, offering solid build quality. Its safety and security features include a premium security alarm system, TC increase safety net, and EBD active stability.

Off-road capability- It offers an all-drive system with high suspension capability, offering excellent off-road capabilities.

Airbags- Montero offers driver frontal airbags, front passenger side airbags, front passenger frontal airbags, curtain airbags, and driver side airbags.

Top Contenders of the Mitsubishi Montero

The top Mitsubishi Montero contenders and competitors include:

    • Audi Q7
  • Audi Q5

  • Mercedes Benz GLB

  • Mercedes Benz GLC

  • Volvo XC90

  • BMW X3

  • Mercedes Benz EQB

  • Land Rover Range Rover Evoque

  • Land Rover Discovery Sport

  • Audi A6

  • BMW 5 Series

  • Toyota Fortuner

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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Your Mitsubishi Montero car insurance premium will vary based on the following factors:

The vehicle's mode of purchase

Engine capacity

Type and place of registration

Claim history

The vehicle's manufacturing year

Type of coverage

Add-ons or riders purchased with the insurance plan

IDV

Discounts

Driving record and history

The vehicle's make and model

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No, Mitsubishi Montero is a diesel-only car, and you can't purchase it in a petrol variant in India.

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Here are the crucial documents you need to raise your car insurance claim:

The duly filled claim form

The vehicle's original repair receipts and bills

The vehicle's Registration Certificate (RC) copy proving your car's legal ownership

The vehicle's original purchase invoice

A police report copy of the claim is associated with an accident or theft

The driver's driving licence copy in case of accidents

Other relevant documents your insurer may require

Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.

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