Toyota Rumion Insurance

At Tata AIG, we have designed processes to ensure you can buy a new Toyota Rumion insurance policy hassle-free. Also, the Toyota car insurance renewal process is simple and helps you renew your existing policy with us quickly.

Here is a quick look at the process to buy/renew Toyota car insurance online from us:

• Start your car insurance journey with us by visiting our official website.

• We offer motor, travel, health, and marine cargo insurance. Select Car Insurance from the menu.

• To purchase a policy (Get Price) or renew an existing one (Renew), provide your car’s registration number and click on the relevant button

• Per the KYC norms, you must provide information about yourself and your car. Fill out the application form completely and accurately

• Review the displayed IDVs (Insured Declared Value) and choose the best one for your car

• You can customise the coverage by opting for add-on covers on the next page. Remember, each cover increases the policy's scope but also its premium. Hence, assess your needs and choose accordingly

• Review the policy terms and premium amount before making the payment

• Receive the policy documents at your registered email address

• While renewing your policy, it is essential to remember that if you have not raised a Toyota car insurance claim in the previous terms, then you can get a No Claim Bonus or NCB discount on the premium.

Before buying a Toyota Rumion insurance policy, it is important to understand the premium calculation and compare plans to find the most cost-efficient policy for your needs.

At Tata AIG, transparency is in our DNA, and we ensure that you are informed of all the costs and charges upfront. No hidden charges. You can use our online car insurance calculator to compare the different plans on offer and determine the premium outgo.

The premium computation has various factors, as described below:

Toyota Rumion third-party car insurance

If you are looking to buy only for the mandatory policy, then you can opt for our third-party car insurance plan. These policies cover third-party liabilities arising from an accident or collision caused by your car.

The Insurance Regulatory and Development Authority of India (IRDAI) determines and declares the premium for these policies annually.

It calculates the premium based on the car's engine capacity or “cc.” The higher the engine's cubic capacity, the higher the premium.

Toyota Rumion comprehensive car insurance

When you opt for a Tata AIG Toyota Rumion comprehensive car insurance policy, we calculate the premium using the following factors:

Insured Declared Value (IDV): This is the current market value of your car. It equals the sum insured by the policy and is the amount we reimburse if your car is stolen or damaged beyond repair. A higher IDV results in a higher premium and vice versa.

Make and model of the car: This is an important factor; expensive cars tend to have a higher premium than lower-end cars.

Age of the car: The current market price or IDV of the car decreases as the car ages. Hence, it is an important factor in calculating the premium amount.

Location: Insurance companies tend to charge a higher premium for cars that are at a higher risk of accidents or collisions. The premium will be higher if you drive your car through high-traffic roads or areas prone to accidents.

Installation of safety devices: Car owners who install safety devices can expect a discount on premium from Tata AIG as it boosts the vehicle's security and reduces the chances of claims.

Choice of add-on covers: The number and types of add-on covers you choose to customise the policy can directly impact the policy's premium.

To help you tailor the comprehensive Toyota Rumion insurance policy, we offer 12 add-on covers. These add-ons are available at an extra cost. Here are the details of the add-on covers we offer:**

No Claim Bonus Protection: This add-on allows you to retain the No Claim Bonus (NCB) benefit even if you have filed a certain number of claims during a policy term.

Roadside Assistance Cover: It offers 24x7 emergency breakdown assistance if the insured car breaks down in the middle of the road

Repair of Glass Fiber and Plastic Parts Cover: With this add-on, you can repair damaged plastic and glass fibre parts without affecting your NCB benefit.

Daily Allowance Cover: If your car meets with an accident and demands extensive repairs, then it might have to stay in the garage for a long time. This add-on offers an amount to help you travel without your car.

Emergency Transport and Hotel Expenses Cover: If your car meets with an accident and renders you unable to reach your destination, this add-on pays the expenses for emergency transport and overnight accommodation.

Key Replacement Cover: This add-on covers the cost of replacing your car’s keys if they are stolen or if you lose them

Engine Secure Cover: This add-on extends the coverage of a comprehensive car insurance policy to include damages to the engine

Tyre Secure Cover: This add-on covers the costs of repairing or replacing a damaged tyre or tube if the damage is caused by accident.

Consumables Expenses Cover: with this add-on, you get coverage for the cost of consumables like oil, AC gas, nuts, bolts, etc.

Loss of Personal Belongings Cover: This add-on covers the loss of personal belongings in an accident

Return to Invoice Cover: This add-on ensures that you receive the on-road price of the car (and not the IDV) as compensation if your car is stolen or damaged beyond repair.

Zero Depreciation Cover: With this add-on, you can get the total cost of repair or replacement of the damaged parts without factoring in depreciation

Here is a list of things covered and not covered under a Toyota Rumion insurance policy:

Here are some reasons that make Tata AIG an ideal partner for your Toyota Rumion car insurance requirements:

Reliable Brand: Tata is a reputed name in India synonymous with trust. We have been offering car insurance services for over two decades and evolved into the country's preferred name in car insurance.

Strong customer base: Over the years, we have serviced more than five crore customers and are growing strong.

Qualified team: We have a team of dedicated professionals who constantly keep looking for newer ways to service customers. Our team of customer service professionals works around the clock to help customers understand their policies and our offerings and offer any assistance they need. We also have a team of 650+ seasoned professionals to ensure quick claim payouts.

High Claim Settlement Ratio: In FY 2022-23, we had a high claim settlement ratio of 99% of all the claims received.

Expected to be launched in October 2023, the Toyota Rumion is an entry-level MPV in Toyota’s portfolio. While it has been designed on the lines of the Maruti Suzuki Ertiga, Toyota has changed its features and looks to cater to the evolving needs of car owners. It is expected to be priced between Rs.8.80 lakh and Rs.10.70 lakh.

This is a seven-seater vehicle that is designed with ample space and room for luggage. Even the inside of the vehicle is similar to the Ertiga with some design changes.

The Rumion is expected to be launched in 5 petrol versions and 1 CNG version. The variants and prices are as follows:

This is the price range for the MPV. The expected price for each variant is yet to be declared.

The Toyota Rumion has several unique selling points as described below:

• A powerful 1462 cc 1.5-litre petrol engine. It offers a maximum power of 103.25bhp@6000rpm and a maximum torque of 138nm@4400rpm. Its automatic transmission variant offers a top speed of 170 km/hour.

• It is a good-looking vehicle with a chrome surround front grille, a front bumper with a chrome finish, halogen projector headlamps, and LED tail lamps. The interiors are elegant with premium dual-tone colours, reclining seats, flexible luggage space in the third row, and a passenger-side sun visor with a vanity mirror, making it a comfortable ride.

• The instrument cluster has a tachometer, gear-shift indicator, digital clock, a door-ajar warning lamp, and an indicator if the headlamp is on.

• The vehicle has a range of comfort and convenience features, including a smart key for engine push start/stop, A/C-cooled twin cup holders in the console, remote keyless entry, front row 12V power socket with smartphone storage space, power windows, day and night adjustable IRVM, power and tilt steering, and many others.

• The Toyota Rumion has an inbuilt infotainment system, Android Auto, Apple CarPlay, Bluetooth connectivity, and USB and AUX connectivity for an entertaining ride.

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