Volkswagen Passat Insurance

Volkswagen produces some exceptionally advanced vehicles, and the Passat is no different. The only drawback to owning such an advanced vehicle is the high cost of replacing spare parts. If you have a Passat in your garage and want to take a long drive, ensure it is insured. If it is not insured, contact us for immediate auto insurance coverage.

Here is what you need to do:

• On the Tata AIG website, navigate to the Car Insurance option under the “All Products” category.

• You will see the 'Renew' and 'Get Price' options on your screen.

• Enter your Volkswagen Passat registration number on the following page and select the 'Get Price' option if this is your first transaction with us.

• Enter Passat's registration number and click on the 'Renew' option if you are an existing Tata AIG customer and want to renew your policy.

• Fill out the purchase/renewal application with the required details.

• Using our four-wheeler insurance calculator, determine the Volkswagen Passat's Insured Declared Value (IDV). The output then must be chosen from a drop-down menu.

• Provide the claim history for your vehicle. Apply No Claim Bonus (NCB) if you have never claimed in the previous policy years. You can reduce the premium by 20-50% this way.

• Decide on riders to boost the scope of cover. You can select NCB protection add-on, roadside assistance, and a few others.

• Review your VW insurance quotation and make modifications if required.

• Take a glance at various digital payment options before picking any.

• After we receive payment confirmation, we will send an acknowledgement email and a soft copy of your Volkswagen insurance.

• If the online process is too complex, you have two other options for renewing your policy. First, you can come to our branch and connect with one of our executives, who will help you choose the best plan and add-on. Another option is to purchase through our registered agent. Remember that buying through an agent increases the premium cost due to the involvement of their commission.

Before you select the kind of four-wheeler insurance you require, you need to understand the factors that affect your premium. Tata AIG provides an online car insurance premium calculator that helps compute the car insurance premium for Volkswagen Passat.

The most important factors affecting the car insurance premium are:

• Insured Declared Value -

• Age of the Car

• Insurance Coverage

• Add-ons

• Engine Capacity

• Deductible

• Claim History

IDV is the most important factor and refers to the current cost of the four-wheeler after reducing the depreciation value. It is the highest amount a car insurance claim can give in case your four-wheeler has been stolen or incurred a complete loss. Car insurance is directly proportional to the Insured Declared Value. The higher the IDV value, the higher the premium for the car to be insured.

Other Factors

Some other aspects affect the car insurance premium as well. Such factors include the following:

• The owner's age.

• Make & model of the car.

• Modifications made to the four-wheeler.

• Any added security features.

• Location of the car's registration.

• Car variant.

Certain eventualities on the road are unavoidable regardless of how skilled your driving abilities are. For example, while driving on an empty highway, your Passat may encounter a technical problem due to ageing.

In such cases, locating a nearby garage or having it towed to the service centre without assistance is difficult. Furthermore, such incidents are not covered by standard four-wheeler insurance. So, what are your options? The solution is add-ons.

Add-ons are additional coverage designed to assist in specific situations. The number of riders offered by each insurer varies. If you want to buy cover from us, you can choose any or all of the following riders for a small fee.

• Roadside assistance cover

• Add-on for No Claim Bonus protection

• Daily allowance cover

• Key replacement cover

• Rider for emergency hotel expenses and transport

• Add-on for repairs of plastic, glass, and fibre parts

• Engine secure cover

• Tyre secure cover

• Add-on for consumables expenses

• Add-on for loss of personal belongings

• Return to invoice cover

• Zero depreciation cover

Choosing the best car insurance requires careful consideration. You must compare the settlement ratio, claim processing time, available riders, and, most importantly, the scope of coverage. If you are purchasing Volkswagen insurance from us, please review the table below to see what we cover and what we do not.

Choosing Tata AIG for your Volkswagen Passat car insurance means you are partnering with a reputable and dependable insurance provider that will help you protect your investment and give you peace of mind while driving on the road. Here is a glance at why you should choose us.

• We offer a wide range of coverage options that protect your Volkswagen car against unexpected events such as accidents, theft, and natural disasters.

• We have a vast network of authorised service centres (7500+), ensuring your car is in good hands in case of an accident.

• Our team provides a 24/7 roadside assistance service, so you can get help whenever and wherever you need it.

• We offer flexible policy options and various add-ons, allowing you to tailor your coverage to meet your specific needs and budget.

• Our extensive claim support team and a reputation of over 98% settlement ratio demonstrate how quickly we can process your repair bills.

Volkswagen Passat is a stylish European sedan whose looks can overshadow others. The spacious cabin, abundant technologies and features, and fuel-efficient performance make this discontinued model an excellent used car purchase.

The Passat's 5-star NCAP ratings give enough reason to have faith in its safety features. Let's take a look at some of its technical aspects.

• The engine displacement of 1968cc

• ARAI-certified mileage of 17.42 km/litre

• Maximum torque of 350 Nm @ 1500-3500 rpm

• Maximum power of 175 bhp @ 3600-4000 rpm

• Boot space of 586 litres

• Kerb weight of 1535 kg

• Ground clearance of 145 mm

• Fuel tank capacity of 66 litres

The Passat was sold in four different configurations in the showroom. All of these models had automatic transmissions. Volkswagen offers the Passat in six different colours: Mangan Grey, Oryx White, Atlantic Blue, Deep Black, Pyrit Silver, and Oak Brown. The base model's last recorded price was ₹25,99,000, while the top model was sold for ₹33,21,000.

The prices mentioned here are exclusive of road taxes, registration costs, and insurance charges. However, the Passat is available at a used car dealership at a lower price.

Volkswagen's Passat relies heavily on the following features to outperform its competitors.

• The Passat is powered by a TDI engine with DOHC configuration and a CRDi fuel system.

• In the context of comfort, Passat has three-zone air quality control, an accessory power outlet, power windows, a heated seat front, and entry via smart card.

• The interior features Tachometer, outside temperature display, glove compartment, and electronic multi-trip meter.

• Volkswagen safety relies on anti-theft alarms, xenon headlamps, side impact beams, crash sensors, and EBD.

Since the discontinuation of this elegant vehicle, many new sedans have been introduced with superior features and performance to the Passat. Some models in the Volkswagen product line are a perfect answer to the Passat.

Check out our list of popular rivals of this model.

• Skoda Octavia

• Jeep Compass

• Hyundai Tucson

• Volkswagen Tiguan

• Toyota Camry

• Audi A4

• Skoda Superb

• Jeep Compass

• Honda Accord

• Toyota Hilux