Volkswagen Polo Insurance

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Volkswagen Polo Insurance

Five brands represent the Volkswagen Group; Volkswagen, Audi, Skoda, Lamborghini, and Porsche. In India, Volkswagen Polo was launched in 2009, and since then, the company has become quite popular amongst car lovers in the country.

The Volkswagen Polo is priced between ₹5.70 lakhs - ₹9.14 lakhs and is a premium hatchback. Also, there are four variants available in Polo; Comfortline, Trendline, Highline, and Highline Plus. The other variants include Polo Connect and Polo GTI Edition.

Polo is a very powerful and excellent hatchback that’s available not only in India but across the globe. If you are going to buy a Volkswagen Polo anytime soon, you must opt for Volkswagen car insurance. A vehicle insurance plan with Tata AIG will keep your Polo safe on the roads and your pockets safe from sudden emergency expenses!

At least a third-party four-wheeler insurance plan in India is mandated by the Motor Vehicles Act. Without valid insurance in place, you will be fined ₹2000 for a one-time offence and ₹4000 for repeated offences. However, it’s better to go for comprehensive car insurance for Volkswagen as it will offer you extensive coverage.

Volkswagen Polo Car Insurance Renewal/Purchase via Tata AIG

After you buy your Volkswagen Polo, you will need to take care of it on the road. You need to ensure its timely protection from accidents and keep your pockets safe from unexpected expenses. Therefore, buying or renewing your car insurance for Volkswagen online with Tata AIG is prudent. Our online Volkswagen car insurance renewal and purchase is simple and hassle-free. Just follow the steps below, and you will receive your insurance renewal/purchase document in your registered email ID from us –

  • Visit Tata AIG’s official website and click on the Car Insurance page.
  • Enter your Volkswagen Polo registration number and click on the "Get Price" button to buy a Volkswagen car insurance or click on "Renew" to renew your pre-existing Tata AIG Volkswagen vehicle insurance.
  • Fill up the online application form and get your Volkswagen Polo insurance price.
  • Choose a suitable Insured Declared Value (IDV) from our list of IDVs and get your Volkswagen Polo insurance cost.
  • Fill in your past car insurance claim details on our website, or if you haven’t filed a claim before, you can avail of a No Claim Bonus (NCB) discount.
  • The screen will prompt the car insurance premium payable against your Volkswagen car insurance.
  • Once you have decided on your four-wheeler insurance policy, you can make the online payment through one of the digital payment options.

Once you make the payment online and once we receive the payment from your end, your valid Volkswagen vehicle insurance plan will be sent to your registered email ID.

Volkswagen Polo Insurance Price – Your Premium Amount

Your Volkswagen Polo insurance cost will depend upon the insurance coverage options that you have chosen. Also, it will depend upon the policy location, your chosen IDV, car’s registration details, etc. Therefore, when buying your Volkswagen car insurance online with Tata AIG, make sure to choose the correct IDV. This will ensure that the premium amount is affordable.

However, you need to ensure comprehensive protection for your Polo. Hence, you should choose the right coverage as well. And in case your Volkswagen Polo is lost or damaged beyond repair, you can also avail of the complete reimbursement of the Insured Declared Value (IDV) for the loss.

To find out the IDV for your Volkswagen Polo, you can pay a visit to your nearest Volkswagen dealership. Or you can use our online car insurance premium calculator to understand your regular premium estimates. Tata AIG’s online calculator will help you make timely premium payments to secure your Volkswagen Polo!

Things Covered and Not Covered under Tata AIG’s Volkswagen Polo Insurance

Things Covered Under Tata AIG’s Volkswagen Polo Car Insurance Things Not Covered Under Tata AIG’s Volkswagen Polo Car Insurance
Damages caused to your Polo due to natural calamities like cyclones, frost, earthquakes, landslides, etc., and man-made disasters such as rioting, terrorism, vandalism, etc. Damages caused to the Polo while using it for adventure sports, speed racing, etc., or when your private car is used for commercial needs.
Total loss of the Volkswagen Polo, including theft and irreparable damages. Reimbursement of 50% for the total cost of replacing parts and consumables arising from regular wear and tear.
Accidental damage to your car and your Polo due to fire, lightning, self-ignition, implosion, explosion, etc. Damages caused to the Volkswagen Polo by careless driving, if the driver was under the influence of drugs, alcohol, or other intoxicants, or if the driver does not have a valid driving license.
Third-party legal and monetary damages to your Polo resulting from any kind of damage to a third-party vehicle or property and death or injuries to a third person. Damages to the Polo if and when it is driven outside the geographical location of the policy (outside India).
A Personal Accident Cover of ₹15 lakhs to cover the accidental damages/injuries, and even the death of the owner-driver. Damages caused due to general wear and tear of the car and damages due to war or any war-like situations, nuclear threats, and so on.

Why is it Important to Have Tata AIG for Your Volkswagen Polo Car Insurance?

  • We have an easy and hassle-free online car insurance purchase and renewal process. Also, our Volkswagen Polo insurance renewal/purchase process is the easiest way to secure your car without any extensive procedures.
  • Tata AIG’s claim settlement process is backed by 650+ claim experts from all over India. They are continuously working to ensure that you and your Polo are always protected.
  • We are proud to announce that we have had a claim settlement ratio of 98% during FY 2020-21. This is proof that shows that your claims would be handled with absolute importance.
  • The Tata AIG promise of more than 20 years ensures that you can find your preferred choice of car insurance plans that would be perfect for your requirements.
  • We have an extensive family of more than 5 crore happy and satisfied customers from all over the country. Tata AIG strives hard to achieve and sustain a superior degree of customer satisfaction and experience.

Overview – Volkswagen Polo Car Model

The Volkswagen Polo is an excellent hatchback for the Indian roads. The car is well-equipped with unmatched power and stunning looks. Also, it can be rightfully stated to be one of the most powerful and loved hatchbacks by Indian car lovers. This hatchback offers a strong build, and the design is quite clean and sharp. In addition, Polo has a powerful engine and can provide you with an amazing driving experience.

If you seek a powerful hatchback with good looks, the Volkswagen Polo could be the best option. Polo has an immensely comfortable interior. In addition, it has a 4 Cylinder in-line engine that promises huge power on the road. You will be enthralled with the power that it has to offer.

The car is available in 7 stunning colours, and once you take it out for a spin, you will surely catch the attention of the crowd!

Volkswagen Polo Variants and Prices

Variants Average Ex-Showroom Prices in India (may differ as per the cities)
1.0 MPI Trendline - 999 cc, Manual, Petrol, 18.78 kmpl ₹ 5.71 Lakh
1.0 MPI Comfortline - 999 cc, Manual, Petrol, 18.78 kmpl ₹ 6.41 Lakh
Cup Edition Comfortline - 999 cc, Manual, Petrol, 18.78 kmpl ₹ 6.65 Lakh
1.0 MPI Highline - 999 cc, Manual, Petrol, 18.78 kmpl ₹ 7.14 Lakh
1.5 TDI Trendline - 1498 cc, Manual, Diesel, 20.14 kmpl ₹ 7.23 Lakh
1.0 MPI Highline Plus - 999 cc, Manual, Petrol, 18.78 kmpl ₹ 7.6 Lakh
1.5 TDI Trendline - 1498 cc, Manual, Diesel, 20.14 kmpl ₹ 8.16 Lakh
1.5 TDI Highline - 1498 cc, Manual, Diesel, 20.14 kmpl ₹ 8.67 Lakh
1.5 TDI Highline Plus - 1498 cc, Manual, Diesel, 20.14 kmpl ₹ 9.15 Lakh
GT TSI - 1197 cc, Automatic, Petrol, 17.21 kmpl ₹ 9.59 Lakh
GT 1.5 TDI - 1498 cc, Manual, Diesel, 21.49 kmpl ₹ 9.72 Lakh

Unique Selling Points: Volkswagen Polo Car Features

If you are looking for an affordable hatchback in India with stunning features, you should definitely pick the Volkswagen Polo. The Volkswagen Polo has already proven itself to be a class apart from the available hatchbacks in India. Simply put, Polo could be a complete package for you!

This compact hatchback comes with striking features. Apart from offering unparalleled safety equipment and an unmatched service network across India, Polo is the right buy. Here are some more features of this stunning car to help you with your purchase decision –

  • Cruise control
  • Rain sensing wipers
  • Pollen and dust filters
  • Speed-sensitive electronic power steering
  • ‘Climatronic’ automatic air-conditioner
  • Fuel gauge and digital clock
  • Power window in all doors
  • Speed-sensing auto door locks

Rivals of Volkswagen Polo

  • Maruti Suzuki Baleno
  • Hyundai i20
  • Tata Altroz
  • Honda Jazz
  • Ford Figo

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

How to Claim Volkswagen Polo Car Insurance?

How to Claim Volkswagen Polo Car Insurance?


To claim your Volkswagen Polo car insurance with Tata AIG, you need to follow the below-listed easy and seamless 4-step online process. By following this, you can file your claim in a hassle-free way:

  • Visit our official website and click on the Claims section to “Initiate Claim”.
  • Type in your Polo’s insurance policy number, accident FIR details, and some other relevant information as specified on our online form.
  • Our claim experts will go through the details provided by you. Then, upon verification of the same, someone will analyse the damages caused to your car before sending it to the garage. Soon after, we will start the claim settlement process.
  • Once the claim process is done, your repaired Polo will be sent back to you.

How to Renew Volkswagen Polo Car Insurance?


For your Volkswagen Polo insurance renewal, follow this easy and smooth online process on Tata AIG’s official website:

  • Go to the Car Insurance page and fill in your Polo’s registration number on the online car insurance calculator.
  • Click on 'Get Price' and continue to fill in all the information as needed on the online form.
  • After the online payment is made on your end, your car insurance policy will be renewed by our team.

What is the cost of Volkswagen Polo car insurance?


The Volkswagen Polo insurance cost will depend upon the year of its manufacture, your chosen variant, your chosen IDV, the policy location, the registration location of the car, and a few other details. It will also depend on the nature, type, and extent of the policy coverage you have chosen.

Disclaimer: All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.