Tata Tigor Car Ev Insurance

If you’ve just bought a Tata Tigor EV and are getting insurance for the first time, here’s how you can do it easily on the TATA AIG website:

Step 1: Visit the Website

Go to the official Tata AIG website and click on the ‘Brand New Car – Get Quote’ option.

*Step 2: Fill in Car Details

Enter your Tigor EV’s details like model variant, electric fuel type, and the city or state where it will be registered. If your car hasn’t been delivered yet, mention the expected delivery date.

*Step 3: Enter Basic Info

Provide your mobile number, PIN code, and the RTO location where your Tigor EV is registered. This helps generate an accurate quote.

*Step 4: Choose Your Plan

Pick the type of insurance you want—third-party, standalone own damage, or comprehensive. You can also select useful add-ons like zero depreciation, roadside assistance, or engine protection.

*Step 5: Enter Your Personal Info

Fill in your name, address, date of birth, and email ID. Complete the online KYC process if asked.

*Step 6: Add Personal Accident Cover Details

If you’re opting for a Personal Accident Cover, add your Tigor’s engine and chassis number and nominee details. If you already have PA cover from another policy, you can skip this.

*Step 7: Pay and Get Covered

Make your payment online using your preferred mode like UPI, debit card, or net banking. Once successful, your policy will be issued.

*Step 8: Get Your Policy Copy

You’ll receive your policy document on your registered email ID. You can also download it directly from the confirmation screen.

Renewing your Tata Tigor EV insurance with TATA AIG is just as simple. Follow these steps:

Step 1: Visit the Website

Go to the official Tata AIG website and click on the ‘Car Insurance Renewal’ section.

Step 2: Enter Existing Details

Type in your current registration number, mobile number, or policy number. This helps retrieve your existing policy.

Step 3: Review Your Plan

View your updated premium based on your car’s current value, claim history, and No Claim Bonus (NCB), if applicable.

Step 4: Choose Add-ons (Optional)

You can add or remove extra covers depending on your needs and vehicle eligibility.

Step 5: Double-Check Your Details

Verify your personal information, vehicle details, and selected add-ons before proceeding.

Step 6: Make the Payment

Complete the payment online. If your policy has expired, a vehicle inspection may be needed before renewal is approved.

Step 7: Get Your Updated Policy

After payment, your renewed policy will be sent to your email. You can also download it from the screen. Set a reminder to renew on time next year to avoid a gap in coverage.

When you purchase insurance for cars, the premium depends upon the IDV of the vehicle. IDV refers to the maximum amount your insurer will pay if the claim is for total loss due to irreparable damage to the car or theft. It is basically your Tata Tigor's current market worth after factoring in the depreciation.

You can obtain the IDV by using Tata AIG's four-wheeler IDV calculator or visiting the nearest Tata dealership. If you have installed any aftermarket accessories, the IDV of the same will be calculated separately.

Your Tigor EV insurance price is based on several factors, including the type of plan you choose, your city of registration, selected add-ons, and the Insured Declared Value (IDV). IDV reflects your car’s current market value and determines the maximum payout in case of theft or total loss. Setting the right IDV helps strike a balance between premium cost and complete coverage.

TATA AIG offers options like third-party car insurance, comprehensive car insurance, and useful add-ons such as zero depreciation car insurance and roadside assistance. Use our vehicle insurance calculator to check your Tata Tigor EV insurance cost and choose a plan that fits your needs and budget.

If you're insuring your Lexus for the first time, understanding your coverage options is important. TATA AIG offers three main types of car insurance plans:

• Comprehensive Car Insurance

A comprehensive plan offers complete protection for your Lexus. It covers damages to your car caused by accidents, fire, theft, floods, and other natural disasters. This policy also includes third-party liability cover, which protects you if your vehicle causes harm or damage to another person, vehicle, or property. You can also choose from helpful add-ons like zero depreciation, roadside assistance, or return-to-invoice cover for added peace of mind.

• Standalone Own-Damage Insurance

This plan covers only your Lexus. It helps pay for repairs if your vehicle is damaged due to accidents, fire, theft, or weather-related events like heavy rain or storms. However, it does not include third-party liability, so you must purchase a separate third-party policy to stay legally covered on the road.

• Third-Party Car Insurance

This type of insurance is mandatory under the Motor Vehicles Act, 1988. It covers damage or injury your Lexus may cause to other people, vehicles, or public property. While it doesn’t cover your own car, it ensures that accident victims receive compensation even if the responsible driver cannot pay out of pocket.

To compare plans and get a quick estimate, you can use the vehicle insurance calculator available on the TATA AIG website.

Here’s what makes Tata Tigor EV car insurance from Tata AIG a practical and protective choice:

Comprehensive protection: Get coverage for accidents, theft, natural disasters, fire, and third-party liabilities under one plan.

Customisable add-ons: Choose from a wide range of add-on covers like Zero Depreciation, Engine Secure, Tyre Secure, and Roadside Assistance for extra protection.

Cashless repairs: Enjoy seamless claims with cashless repair services at 5900+ network garages across India.

Quick claim settlement: Tata AIG offers an efficient digital claims process to help settle your Tata Tigor EV insurance claims on time.

Personal accident cover: The policy includes personal accident cover for the owner-driver and can be extended to passengers.

IDV flexibility: Select the Insured Declared Value (IDV) as per your preference for balanced premium and compensation.

Easy online purchase and renewal: You can buy or renew your Tata Tigor EV car insurance online in just a few clicks.

Reliable customer support: Get round-the-clock assistance for queries and claims.

These features ensure your Tata Tigor EV stays well protected—on the road and off it.

When you buy Tigor EV insurance, choosing the right add-ons can give your car extra protection against real-world risks. TATA AIG offers 20 optional covers that you can include with your policy by paying a small additional premium. These riders help reduce out-of-pocket expenses and give peace of mind on the road. Below are the available add-ons with Tata Tigor EV insurance:

• No Claim Bonus (NCB) Protection

No Claim Bonus (NCB) Protection allows you to make a limited number of claims during the car insurance policy year without losing your NCB benefits. It helps lower your renewal premium, even after a minor claim.

• Roadside Assistance Cover

The Roadside Assistance Cover offers help when your Tigor EV breaks down—whether it's a flat tyre, battery jump-start, towing, or emergency repair. It’s a must-have for long-distance drives or remote travel.

• Repair of Glass Fibre and Plastic Parts

If your EV’s bumper, mirror, or headlight is damaged and you choose to repair (not replace) them at an authorised garage, the Repair of Glass Fibre and Plastic Parts add-on ensures that your No Claim Bonus stays protected.

• Daily Allowance

When your Tigor EV is in the garage after an accident, the Daily Allowance add-on compensates you for daily transport expenses or gives you access to a courtesy vehicle—keeping your routine uninterrupted.

• Emergency Transport and Hotel Expenses

This add-on reimburses you for Emergency Transport and Hotel Expenses if your vehicle breaks down far from home and you're stranded overnight or need to arrange return travel.

• Key Replacement Cover

With Key Replacement Cover, you’re reimbursed for the cost of replacing lost or stolen EV keys. It also includes coverage for lock replacement and labour charges in case of vehicle break-in.

• Engine Protection Cover

The Engine Protection Cover pays for damage to internal components like the EV motor or battery pack if affected by water ingress or fluid leakage—scenarios often excluded in standard policies.

• Tyre Secure Cover

The Tyre Secure Cover compensates you for the repair or replacement of tyres and tubes if damaged in an accident, based on remaining tread depth at the time of the claim.

• Consumables Cover

When your Tigor EV is being repaired after an accident, Consumables Cover pays for items like brake fluid, engine oil, nuts, bolts, and coolant—costs that are generally not covered otherwise.

• Loss of Personal Belongings

The Loss of Personal Belongings add-on compensates you for items such as bags or electronics that are lost or damaged during an accident inside your EV. Business items and cash are excluded.

• Return to Invoice Cover

In case of total loss or theft, the Return to Invoice Cover bridges the gap between your EV’s IDV and its original invoice value, including registration fees and road tax.

• Zero Depreciation (Depreciation Reimbursement)

With Zero Depreciation (Depreciation Reimbursement), you get the full claim amount for replaced parts without any deduction for depreciation—valid for a limited number of claims per year.

• Emergency Medical Expenses

The Emergency Medical Expenses add-on covers the cost of emergency treatment if you or your passengers are injured during an accident involving your insured EV.

• Compulsory Personal Accident (Owner-Driver)

The Compulsory Personal Accident (Owner-Driver) add-on provides financial compensation in case of death or permanent disability of the owner-driver while travelling in the insured EV.

• Personal Accident Cover for Passengers

Personal Accident Cover for Passengers provides compensation in the event of death or permanent disability of passengers injured in a covered accident while travelling in the EV.

• Misfuelling

The Misfuelling add-on reimburses you for draining and flushing if incorrect or adulterated fuel is filled into a hybrid EV model. It also covers damage caused by the error. One claim per policy term is allowed.

• Vehicle Loan Protector

In the unfortunate event of the owner-driver’s death or permanent disability due to an accident, the Vehicle Loan Protector add-on pays the remaining loan amount directly to the financier.

• Depreciation Allowance – Battery

The Depreciation Allowance – Battery add-on ensures you are reimbursed for depreciation applied to battery replacement costs during an own damage claim, provided repairs are done at an authorised workshop.

• Reinstate Cover

If you didn’t claim a previous minor damage, the Reinstate Cover allows you to include it in a future claim, provided it affects the same panel and is repaired at an authorised garage.

• Additional Towing Charges

If your EV becomes immobile and towing costs exceed the standard policy limits, the Additional Towing Charges add-on reimburses the extra expense, subject to a valid claim and policy terms.

You can use TATA AIG’s vehicle insurance calculator to check how each add-on affects your overall Tigor EV insurance price. Choose the add-ons that match your driving habits and lifestyle to get the most value out of your policy.

If your Tata Tigor EV is damaged, stolen, or involved in an accident, you can file a claim with TATA AIG by following these easy steps:

Step 1: Contact TATA AIG

Call 022-6489-8282 or visit the claims section on the TATA AIG website or app to report the incident under your Tigor EV insurance policy.

Step 2: Share Incident Details

Provide your car’s registration number, policy number, time and place of the incident, and a short description of what happened.

Step 3: Get the Car Inspected

A TATA AIG surveyor will inspect the vehicle damage. You’ll also receive a claim reference number for tracking.

Step 4: Submit Required Documents

Share documents like the policy copy, claim form, driving licence, and repair estimates.

Step 5: Choose Your Repair Option

Opt for cashless service at a network garage or pay upfront and apply for a reimbursement.

You can use the vehicle insurance calculator to check how claims may impact your Tigor EV insurance cost at renewal.

To ensure a smooth claim process under your Tigor EV insurance policy, it’s important to keep the required documents ready. The exact list may vary based on the type of claim—accident, theft, or personal accident—but the following documents are generally needed:

• A duly filled and signed claim form by the policyholder.

• A copy of the TATA AIG car insurance policy to confirm active coverage.

• A copy of the car’s Registration Certificate (RC) to verify ownership.

• A copy of the driver’s valid driving licence at the time of the incident.

• Photographs of the damaged vehicle for visual proof, especially in reimbursement claims.

• Original repair bills and payment receipts are required for non-cashless claims.

• A First Information Report (FIR) in case of theft, third-party injury, or serious accidents.

• A No Trace Report from the police if your car is stolen and not recovered.

• Hospital or medical documents for personal accident claims.

• RTO forms (Form 29, 30, or 28) in case of ownership transfer or relocation.

• NOC and Form 35 from the lender if the car is under a loan or hypothecation.

Having all documents in place will help avoid delays and keep your Tigor EV insurance cost optimised during renewal. For any specific case, it’s best to speak to a Tata AIG claims representative directly.

Before buying Tigor EV insurance, it’s important to know what’s included and excluded from your policy. This helps avoid confusion during claims and ensures you choose the right coverage for your needs. Here’s a clear overview:

What’s Covered Under Tata Tigor EV Insurance

Accidental Damages

TATA AIG covers the cost of repairing your Tata Tigor EV if it gets damaged in an accident. This is available under comprehensive or standalone own damage (SAOD) plans.

Theft of the Vehicle

If your Tigor EV is stolen, TATA AIG compensates you up to the Insured Declared Value (IDV), provided you have active own damage and third-party coverage.

Natural Calamities

Losses due to events like floods, cyclones, earthquakes, and storms are covered under a comprehensive or SAOD policy.

Man-made Events and Fire

Damage caused by riots, strikes, vandalism, terrorist activity, or fire is included under own damage covers.

Transit-related Damages

If your vehicle is damaged during transport by road, rail, air, or inland waterways, it will be covered.

Third-party Liability

This covers injury, death, or property damage caused to third parties due to an accident involving your Tigor EV.

Personal Accident Cover for Owner-Driver

Coverage of up to ₹15 lakhs is available for accidental injury or death of the owner-driver. Passenger cover can be added separately.

Optional Add-ons

You can enhance your policy with add-ons like zero depreciation car insurance, Roadside Assistance, Engine Secure, and more. These may affect your overall Tigor EV insurance cost, which can be estimated using the vehicle insurance calculator.

What’s Not Covered Under Tata Tigor EV Insurance

Illegal Driving and Usage

Claims are not honoured if the vehicle was driven without a valid licence, under the influence of alcohol or drugs, or used for commercial or racing purposes.

Geographical Limitations

Damage that occurs outside India or beyond the coverage area mentioned in the policy is not covered.

Negligence and Routine Maintenance

General wear and tear, ageing, or damage caused by poor maintenance is excluded. Expenses for routine servicing are also not covered.

Unforeseen or Extraordinary Situations

Damage due to war, nuclear risks, or similar large-scale events is excluded. Claims under add-ons not purchased are also not eligible for compensation.

To avoid surprises during claim settlement, it’s best to review your policy terms and use the TATA AIG vehicle insurance calculator to personalise your coverage before purchase.

Purchasing a car is a significant investment, especially if you are interested in an electric vehicle such as the Tata Tigor EV. Since EVs are still new to the Indian market, the cost of repairs and replacement is higher than that of a conventional engine vehicle. Here is how Tata AIG ensures a safe ride in your new Tata Tigor EV.

• Paying for repairs out of pocket is not always possible, especially if your vehicle has sustained significant damage. In light of this, Tata AIG offers a network of 8700+ garages where you can get repairs without spending a rupee.
• With Tata AIG, you can save up to 50% on your Tata car insurance renewal premium by driving responsibly and avoiding unnecessary claims.
• Tata AIG allows you to customise and enhance motor insurance coverage by selecting from twelve add-ons.
• Tata AIG holds a legacy of over 20 years and has successfully catered to the needs of over five crore happy customers.

The Tigor EV is a new addition to the Indian EV market. Tigor has a slew of high-end and stylish features that you may not find in other Tata vehicles. The most notable feature is the Ziptron EV powertrain technology. You cannot overlook the driving range it offers in a single charge.

Tata equipped this car with LED DRLs, projector headlights, new fog lamps, revised taillamps, and all-new 14-inch alloy wheels to give it a trendy look. The interior includes a stylish 7-inch infotainment system with Android Auto and Apple CarPlay support. The iRA system in it provides more than thirty connected features. Tata Tigor is currently available in four different variants and two colour options: Signature Teal Blue and Daytona Grey.

Key technical features of Tata Tigor

• Driving range of 306 km per charge
• Maximum torque of 170 Nm
• Maximum power of 73.75 bhp
• Boot space of 316 litres
• Kerb weight of 1235 kg

Tata Tigor EVs are available in four versions. This electric vehicle has a driving range of 306 kilometres on a single charge. The base model of the Tata Tigor EV costs ₹12.49 lakhs (ex-showroom). The pricing information for its variants is provided below.

If you are looking for a budgeted electric vehicle from the most trusted manufacturer in India, Tata Tigor EV is your car. Tata Tigor boats on its powerful engine, strong battery, and comfortable driving. Its wheels are designed in such a way that they can easily sail through difficult terrain. When evaluating this vehicle, it is impossible to overlook its sleek exterior and stylish interior. Here is what else you should know about this EV's unique features.

• Tigor EV features a permanent magnet synchronous electrical engine paired with 26 kWh lithium-ion batteries positioned beneath the rear seat.
• Tigor has two airbags, an electronic brake assist (EBA), electronic brake-force distribution (EBD), and an electronic stability programme (ESP) with corner stability control to ensure your safety while riding.
• Tigor EV has a fast-charging feature that takes only two hours to charge.
• It also has a voice recognition system, adjustable steering, adjustable headrests, rear armrests, and power windows for a comfortable ride.

While the Tata Tigor EV offers an affordable entry point into the electric vehicle segment, it isn’t the only option available in the market. Depending on your budget, driving needs, and preferences, here are a few other models you may want to consider:

• Hyundai Verna
• Mahindra E-Verito
• Nissan Kicks

All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.