Volkswagen T-Roc Insurance

Tata AIG provides a seamless and speedy process of purchasing and renewing car insurance plans. Whether you wish to buy new Volkswagen insurance or renew an existing policy, we provide provisions for both.

The VW T Roc insurance cost would depend on various factors such as previous claim history, make and model of the car, usage, etc. You can visit the Tata AIG website and use the online premium calculator to understand the premium for your desired plan better.

You can follow these steps to purchase or renew VW insurance on the Tata AIG website:

• Go to the "Car Insurance" section and enter your car's registration details in the provided field. To buy a new policy, click on "Get Price," to renew your existing Tata AIG policy click on the "Renew Existing Tata AIG Policy" option.

• Accurately input the required information to avail of the most accurate car insurance quote.

• Operate the available drop-down list to select the right Insured Declared Value (IDV) for your T-Roc.

• In addition, specify if you have ever raised an insurance claim on your motor insurance plan. If not, we will provide you with a No Claim Bonus (NCB) discount on the car insurance plan you pick.

• Select the desired insurance add-ons you want to buy along with your insurance plan and click on the 'Submit' option. You will get the insurance quote on the screen.

• You can make a digital payment if you are happy with the quote and wish to go ahead with the policy. Keeping your convenience in mind, we have provided multiple modes of payment.

• Once the payment is processed, we will send a digital copy of your car insurance plan to your registered email address and WhatsApp number.

Tata AIG provides a seamless and speedy process of purchasing and renewing car insurance plans. Whether you wish to buy new Volkswagen insurance or renew an existing policy, we provide provisions for both.

The VW T Roc insurance cost would depend on various factors such as previous claim history, make and model of the car, usage, etc. You can visit the Tata AIG website and use the online premium calculator to understand the premium for your desired plan better.

You can follow these steps to purchase or renew VW insurance on the Tata AIG website:

• Go to the "Car Insurance" section and enter your car's registration details in the provided field. To buy a new policy, click on "Get Price," to renew your existing Tata AIG policy click on the "Renew Existing Tata AIG Policy" option.

• Accurately input the required information to avail of the most accurate car insurance quote.

• Operate the available drop-down list to select the right Insured Declared Value (IDV) for your T-Roc.

• In addition, specify if you have ever raised an insurance claim on your motor insurance plan. If not, we will provide you with a No Claim Bonus (NCB) discount on the car insurance plan you pick.

• Select the desired insurance add-ons you want to buy along with your insurance plan and click on the 'Submit' option. You will get the insurance quote on the screen.

• You can make a digital payment if you are happy with the quote and wish to go ahead with the policy. Keeping your convenience in mind, we have provided multiple modes of payment.

• Once the payment is processed, we will send a digital copy of your car insurance plan to your registered email address and WhatsApp number.

Several factors determine the premium of your four-wheeler insurance policy. Here is a detail about the most important factors:

Insured Declared Value IDV is a crucial factor that determines the premium of your motor insurance plan. IDV is the present market value of your four-wheeler. It takes into account the depreciation amount to evaluate the current cost of the car. It is the maximum sum the insurance company will pay in case of a loss or complete damage to your vehicle. The premium for your vehicle insurance is directly proportional to the IDV. Hence, a higher IDV can result in a higher premium.

Age Of The Vehicle The car insurance premium cost may vary based on the age of your four-wheeler. Newer cars typically have a higher premium, while older cars have lower premiums. This is because the value of a car drops over time due to depreciation, further affecting the IDV and the premium.

Insurance Coverage The premium for your car insurance can differ depending on the kind of car insurance plan you select. Comprehensive insurance policies feature higher premiums than policies that only cover third-party liability or own damage. Comprehensive insurance plans offer coverage for all the involved parties and therefore have higher premiums.

Add-Ons Selected You can extend the insurance coverage for your car by selecting additional options called insurance riders or add-ons. The price of your car insurance premium will rise with the number of add-ons you purchase for your insurance plan.

Engine Capacity The cubic capacity (cc) of a car's engine can impact the car insurance premium. Vehicles with larger cc tend to have higher premiums. The Insurance Regulatory and Development Authority of India (IRDAI) sets universal annual third-party car insurance premiums based on the cc of the insured car.

Deductible A deductible is the amount of the insurance claim the policy owner decides to pay out-of-pocket before the insurance coverage kicks in. The policyholder chooses the deductible amount when buying the car insurance policy. Opting for a higher deductible amount can result in lower premiums, but it also means the policyholder will have to spend more per claim.

Claim History Policyholders who have not filed insurance claims can receive an NCB from the insurance company. NCB reduces the premium as compensation for maintaining a clean claim history. The NCB is a progressive discount that grows each year. After five consecutive years without any claims, policyholders can receive up to a 50% discount on their car insurance renewal premiums.

Miscellaneous Factors Other factors, including the vehicle's make and model, the policyholder's age, registration location, and the vehicle's security features, can also affect the car insurance premium. Cars with advanced security features generally have lower premiums than those without such safety features.

You can use our online car insurance premium calculator to get a quick and free-of-cost quote for your four-wheeler insurance coverage.

Insurance add-ons provide added benefits to your car insurance, further enhancing the policy’s protection. Tata AIG offers the following 12 such insurance riders:

• No Claim Bonus Protection

• Roadside Assistance

• Repair of Plastic and Glass Fibre Parts

• Daily Allowance

• Emergency Transport and Hotel Expenses

• Key Replacement

• Engine Secure

• Tyre Secure

• Consumables Expenses

• Loss of Personal Belongings

• Return to Invoice

• Depreciation Reimbursement or Zero Depreciation

Here is why you should consider Tata AIG for Volkswagen T Roc insurance:

• The 150-year trust and reputation of the Tata name back our car insurance plans. As an insurance company, we have been fulfilling our commitment to protect you, your vehicle, and your finances for over 20 years. And we continue to stand by our promise.

• Our goal is to anticipate and fulfil the needs of our customers. We prioritise the needs of our customers above all and strive to exceed their expectations. Throughout our years in the insurance industry, we have served around five crore customers, and our customer base continues to grow.

• The claim settlement ratio is a metric that shows what percentage of claims an insurance company settles out of all the received claims. We are proud to say that we settled 98% of the insurance claims received in the last financial year.

• Our team of experts is constantly striving to improve. To ensure prompt claim settlements for our clients, we have more than 650 claims specialists working throughout India. Additionally, we have a dedicated operations and service team to guide you through the insurance process and answer any questions you may have.

The Volkswagen T-Roc is a compact SUV that offers a comfortable interior, stable performance, and sporty styling. It has a well-equipped cabin with a classy finish. It also flaunts advanced features such as Android Auto and Apple Carplay.

The T-Roc is known for its refined and smooth ride, thanks to its turbocharged engines that deliver good fuel efficiency and ample power. Also, it features a good safety rating and a wide range of driver-assistance elements, making it an excellent pick for those who want a well-rounded vehicle with good performance, style, and safety balance.

Volkswagen T-Roc is available as a single variant, and the price is as follows:

Here are some unique selling features of the Volkswagen T-Roc Car:

• Power Steering

• Fog Lights - Front

• Max Torque (nm@rpm) - 250nm@1500-3500rpm

• Anti-Lock Braking System

• Multi-function Steering Wheel

• City Mileage - 14.14 kmpl

• Accessory Power Outlet

• Driver Airbag

• Alloy Wheels

• ARAI Mileage - 18.4 kmpl

• Power Windows Front

• Passenger Airbag

• Heater

• Adjustable Steering

• Low Fuel Warning Light

Here are some rivals of the Volkswagen T-Roc Car:

• Tata Safari

• Toyota Innova Crysta

• Mahindra XUV 700

• Isuzu D-Max

• Tata Harrier

• Mahindra Scorpio N

• MG Hector

• Honda City Hybrid

• MG Hector Plus

• Hyundai Alcazar